Koppinger & Associates is a team of dedicated and experienced advisors committed to helping clients better understand specific needs in protecting their business assets, reputation, and bottom line. They help their clients build strong organizations by driving growth and generating results with solutions that take their business to the next level.

We are a single-source financial solutions provider dedicated to driving positive change while supporting the growth and ambitions of asset managers, allocators, financial institutions, and family offices around the world. Established in Bermuda in 2003, we have continually disrupted the industry through our investment in innovation and talent. Today, we set the pace in fund and asset servicing and stand out for our unique single-source solution and unified cross asset-class platform which supports the entire value chain, harnesses leading innovative technology, and benefits from cross-jurisdictional expertise delivered by a long-standing management team and over 13,000 highly integrated professionals. As a pioneering data and fintech-enabled company, we are a disruptor driving digital tools into fund and asset servicing. However, our vision to drive positive change extends beyond the industry. The Apex Foundation, a not-for-profit entity, is our passionate commitment to empower sustainable change.

Among many advantages enjoyed by clients of VTC Insurance Group is the simple convenience of having a single source for every risk management need, regardless of scope or scale. We're honored to be the largest independent insurance and surety provider in Michigan, while serving clients in all 50 states. Our size also means we're better equipped to negotiate, on your behalf, the best-value coverage from top-rated carriers, with a broad menu of custom-tailored products. • Business Insurance • Surety Bonds • Employee Benefits • Personal Insurance • Strategic Risk Management • Coordinated Loss Control Services • Comprehensive Claims Management SIXTY YEARS OF UNIQUE SERVICE Since VTC Insurance Group was founded in 1957, a lot has changed. The economic landscape. Shifting regulatory and compliance forces. The sheer velocity of business, and of life. Of course, we’ve changed, too. Our company, our service lines, our carrier network, our technologies… all have expanded and improved. But from day one, the single most important factor driving that growth is the one thing that has never changed: our simple, person-to-person commitment to your success. We work hard on behalf of our customers. We anticipate their needs. And we keep our promises. Ours is a unique service philosophy. Every VTC associate is accountable to promises made, to meeting an urgent need with an urgent response, and to providing the trusted guidance that’s been our hallmark from day one. Guidance our clients count on to stay informed. Prepared. And confident for what’s next.

InsuraSource 365, based in Detroit, MI, boasts a substantial and well-established office catering to the diverse needs of local and regional employers. With a proven track record, this larger office stands out for its extensive expertise in employer benefits, particularly in the realms of medical and ancillary benefits. Distinguished by a solid reputation, InsuraSource 365 has successfully served notable clients, exemplified by their collaboration with Hc Michigan in the management, scientific, and technical consulting services industry, Surge Resources in the employment services sector, and Vensure Employer Services, a key player in the employment services industry. Noteworthy is their commitment to addressing the unique challenges of midsize employers, showcasing a nuanced understanding of this crucial market segment. Operating within a local brokerage firm, InsuraSource 365 stands as a testament to its commitment to the community. Their proficiency spans multiple industries, including employment services and management, scientific, and technical consulting services. This diverse expertise positions them as a comprehensive solution provider for employers seeking tailored benefit packages. With a focus on collaboration and a deep understanding of the intricacies within various industries, InsuraSource 365's Detroit office emerges as a strategic partner for employers navigating the complexities of employee benefits.

Alliant Insurance Services is among the top 5 largest and fastest-growing insurance brokerage and consulting firms in the United States. Fueled by entrepreneurialism and driven by results, Alliant operates on the belief that more is possible and expectations are meant to be exceeded. Our clients and partners have profound confidence in us to deliver in all market climates through the design and delivery of innovative solutions and services across a broad range of industry verticals. Our people stand as the backbone of our organization. We proudly employ a team of diverse, driven, and exceptional people and invest heavily in their success, giving our brokerage and consulting teams the freedom and resources they need to help their clients grow their businesses to remarkable heights. The result is a dynamic team of professionals who consistently perform at the highest level, while caring and giving back to causes that impact their communities and the world at large. Alliant is built on teamwork and collaboration, a philosophy that has guided our growth and evolution for 100 years. We rise together to meet challenges, think together to drive innovation, and thrive together in our business and in the diverse communities where we operate.

Great people are hard to find and harder to keep. The success of your company rides on the shoulders of your workforce, so naturally, you want the best. But, in an intensely competitive marketplace, winning and retaining high-caliber people is harder than ever. The truth is, exceptionally talented professionals deserve world-class compensation and benefits. At LoVasco, we exist to help you offer them your best. Together, we'll design, develop, and deploy total rewards strategies that prove your company is the place for employees to thrive. Disclosure: • Securities and Investment Advisory Services Offered Through M Holdings Securities, Inc., A Registered Broker/Dealer and Investment Advisor, Member FINRA/SIPC., LoVasco Consulting Group is independently owned and operated. • Third-party posts found on this profile do not reflect the views of M Holdings Securities, Inc. nor its Associated Persons/ Affiliates, and have not been reviewed by M Holding Securities as to accuracy or completeness. • This material and the opinions voiced are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine what is appropriate for you, please contact us directly or consult another qualified professional. • The testimonials/ recommendations used do not pertain to the provision of investment advisory services, may not be representative of the experiences of other clients, and are not indicative of future performance or success. • California Insurance License#0I92441

USI is one of the largest insurance brokerage and consulting firms in the world, delivering property and casualty, employee benefits, personal risk, program and retirement solutions to large risk management clients, middle market companies, smaller firms and individuals. Headquartered in Valhalla, New York, USI connects over 10,500 industry-leading professionals across approximately 200 offices to serve clients’ local, national and international needs. USI has become a premier insurance brokerage and consulting firm by leveraging the USI ONE Advantage®, an interactive platform that integrates proprietary and innovative client solutions, networked local resources and enterprise-wide collaboration to deliver customized results with positive, bottom-line impact. USI attracts best-in-class industry talent with a long history of deep and continuing investment in our local communities. For more information, visit usi.com.

Goodman Venegas Insurance Agency's Detroit, MI office stands out as a robust and experienced insurance broker catering to the diverse needs of both local and regional employers. Operating from a larger office, they specialize in providing comprehensive medical and ancillary benefits solutions. Their extensive expertise spans key industries such as machinery, equipment, and supplies merchant wholesalers, motor vehicle parts manufacturing, and retail trade. With a deep understanding of the local business landscape, Goodman Venegas has successfully served notable clients, including Binsons Hospital Supplies, a prominent player in the retail trade industry, boasting over 600 participants. Eissmann Automotive, a leader in motor vehicle parts manufacturing, with 330+ participants, and Ewie Group of Companies, specializing in machinery, equipment, and supplies merchant wholesaling, with 300+ participants, further showcase the broker's versatility. Part of a respected local brokerage firm, Goodman Venegas distinguishes itself with significant experience in working with midsize and large employers. Their track record reflects a commitment to delivering tailored insurance solutions, making them an ideal partner for employers seeking reliable expertise and comprehensive coverage in the dynamic landscape of employee benefits.