Among many advantages enjoyed by clients of VTC Insurance Group is the simple convenience of having a single source for every risk management need, regardless of scope or scale. We're honored to be the largest independent insurance and surety provider in Michigan, while serving clients in all 50 states. Our size also means we're better equipped to negotiate, on your behalf, the best-value coverage from top-rated carriers, with a broad menu of custom-tailored products. • Business Insurance • Surety Bonds • Employee Benefits • Personal Insurance • Strategic Risk Management • Coordinated Loss Control Services • Comprehensive Claims Management SIXTY YEARS OF UNIQUE SERVICE Since VTC Insurance Group was founded in 1957, a lot has changed. The economic landscape. Shifting regulatory and compliance forces. The sheer velocity of business, and of life. Of course, we’ve changed, too. Our company, our service lines, our carrier network, our technologies… all have expanded and improved. But from day one, the single most important factor driving that growth is the one thing that has never changed: our simple, person-to-person commitment to your success. We work hard on behalf of our customers. We anticipate their needs. And we keep our promises. Ours is a unique service philosophy. Every VTC associate is accountable to promises made, to meeting an urgent need with an urgent response, and to providing the trusted guidance that’s been our hallmark from day one. Guidance our clients count on to stay informed. Prepared. And confident for what’s next.

Goodman Venegas is a Tier II certified minority supplier and industry leader for property & casualty insurance, employee benefits and personal lines. Our exclusive Greater Value Assessment has been helping businesses and families leverage their strengths and reduce their risks. Which mean A+ rated insurance carriers will compete harder for your business. Call TODAY to find out how our Strategic Insurance Solutions can benefit you! Goodman Venegas Insurance Agency 2800 Livernois Suite 170 Troy, MI 48083 Toll Free: (800) 588-3350 Local: (248) 740-9090 Fax: (248) 740-9191

Cambridge Financial Services, located in the vibrant city of Detroit, MI, stands out as a substantial and proficient office within the local brokerage firm landscape. This office is particularly notable for its adept handling of both midsize and large employers, showcasing a versatile range of skills tailored to meet diverse corporate needs. Their expertise is remarkably pronounced in sectors such as automobile dealers, motor vehicle manufacturing, and motor vehicle parts manufacturing, where they have established a strong foothold. Among their esteemed clientele, Cambridge Financial Services boasts a relationship with Advanced Vehicle Assemblies, a key player in the motor vehicle parts manufacturing industry. With over 170 participants, this collaboration highlights the broker's capability to manage extensive and complex insurance needs. Similarly, their work with Feldman Automotive in the automobile dealers sector, supporting over 430 participants, further underscores their proficiency in handling large-scale insurance portfolios. Moreover, their partnership with Garber Management Group, catering to 250 participants in the same industry, reinforces their specialized knowledge and experience in the automobile dealers sector. What sets Cambridge Financial Services apart is their proficiency in dealing with self-funded clients, a testament to their ability to provide customized solutions that align with the specific financial strategies of their clients. This skill is invaluable for local and regional employers who seek a partner that understands the nuances of self-funded insurance plans. In summary, Cambridge Financial Services in Detroit is a dynamic and capable broker, well-equipped to handle the intricate insurance needs of a wide range of industries, particularly excelling in the automobile-related sectors. Their expertise in managing diverse employer sizes, from midsize to large, makes them a go-to choice for businesses seeking robust and tailored insurance solutions.