Mployer Advisor

Find Top Insurance Brokers In South Carolina

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Mployer Advisor independently rates each insurance advisor using a proprietary score called an “M Score”.
An advisor cannot pay to influence their score.

Hilb Group Southeast

Hilb Group Southeast

Irmo, South Carolina

Founded in 2009, Hilb Group offers expertise in property & casualty, employee benefits, and retirement services to business and individuals throughout the nation. we are committed to your future succe...

mScore

Score

5/5

Proprietary rating

Service focus:

Employer size expertise:


Health, Dental, Vision, Life, Disability, Property Casualty, Workers Compensation, Voluntary Insurance, Liability, Retirement

101-250, 251-1,000, 51-100, 2,501+, 1,001-2,500, 11-50

Hilb Group Southeast

Hilb Group Southeast

Irmo, South Carolina

mScore

Score

Proprietary rating

5/5

Founded in 2009, Hilb Group offers expertise in property & casualty, employee benefits, and retirement services to busin...

Hilb Group Southeast

Hilb Group Southeast

Greer, South Carolina

Founded in 2009, Hilb Group offers expertise in property & casualty, employee benefits, and retirement services to business and individuals throughout the nation. we are committed to your future succe...

mScore

Score

5/5

Proprietary rating

Service focus:

Employer size expertise:


Health, Dental, Vision, Life, Disability, Property Casualty, Workers Compensation, Voluntary Insurance, Liability, Retirement

11-50, 251-1,000, 51-100, 101-250, 1,001-2,500

Hilb Group Southeast

Hilb Group Southeast

Greer, South Carolina

mScore

Score

Proprietary rating

5/5

Founded in 2009, Hilb Group offers expertise in property & casualty, employee benefits, and retirement services to busin...

American Carolina Insurance

American Carolina Insurance

Greenville, South Carolina

We are a full-service insurance and benefits agency that has been providing insurance services to businesses and individuals across North Carolina, South Carolina & Florida for over 30 years. We work ...

mScore

Score

5/5

Proprietary rating

Service focus:

Employer size expertise:


Health, Dental, Vision, Life, Disability, Property Casualty, Workers Compensation, Voluntary Insurance, Liability, Retirement

1,001-2,500, 51-100, 251-1,000, 101-250, 11-50, 1-10

American Carolina Insurance

American Carolina Insurance

Greenville, South Carolina

mScore

Score

Proprietary rating

5/5

We are a full-service insurance and benefits agency that has been providing insurance services to businesses and individ...

Palmetto Insurance Group - Columbia, South Carolina

Palmetto Insurance Group - Columbia, South Carolina

Columbia, South Carolina

Palmetto Insurance Group, LLC is a full service boutique employee benefits consulting and advisory firm. Since 1980, we have been helping businesses design and manage all aspects of their employee ben...

mScore

Score

5/5

Proprietary rating

Service focus:

Employer size expertise:


Health, Dental, Vision, Life, Disability, Property Casualty, Workers Compensation, Voluntary Insurance, Liability

251-1,000, 11-50, 51-100, 1-10, 1,001-2,500, 101-250

Palmetto Insurance Group - Columbia, South Carolina

Palmetto Insurance Group - Columbia, South Carolina

Columbia, South Carolina

mScore

Score

Proprietary rating

5/5

Palmetto Insurance Group, LLC is a full service boutique employee benefits consulting and advisory firm. Since 1980, we ...

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Gibson & Associates

Gibson & Associates

Irmo, South Carolina

Founded in 1980, Gibson & Associates was built on a heritage of integrity, leadership, and excellence, and that rich tradition continues today. In fact, we still insure the first three clients we wrot...

mScore

Score

5/5

Proprietary rating

Service focus:

Employer size expertise:


Health, Dental, Vision, Life, Disability, Voluntary Insurance

51-100, 11-50, 251-1,000, 1-10, 101-250, 1,001-2,500

Gibson & Associates

Gibson & Associates

Irmo, South Carolina

mScore

Score

Proprietary rating

5/5

Founded in 1980, Gibson & Associates was built on a heritage of integrity, leadership, and excellence, and that rich tra...

Hilb Group Southeast

Hilb Group Southeast

North Charleston, South Carolina

Founded in 2009, Hilb Group offers expertise in property & casualty, employee benefits, and retirement services to business and individuals throughout the nation. we are committed to your future succe...

mScore

Score

5/5

Proprietary rating

Service focus:

Employer size expertise:


Health, Dental, Vision, Life, Disability, Property Casualty, Workers Compensation, Voluntary Insurance, Liability, Retirement

2,501+, 11-50, 1,001-2,500, 251-1,000, 51-100, 101-250

Hilb Group Southeast

Hilb Group Southeast

North Charleston, South Carolina

mScore

Score

Proprietary rating

5/5

Founded in 2009, Hilb Group offers expertise in property & casualty, employee benefits, and retirement services to busin...

Brown & Brown - Greenville, SC

Brown & Brown - Greenville, SC

Greenville, South Carolina

We have been providing employee benefits and commercial insurance consulting for all sized businesses and municipalities throughout South Carolina since 1977. Let our team of specialists work with yo...

mScore

Score

5/5

Proprietary rating

Service focus:

Employer size expertise:


Health, Dental, Vision, Life, Disability, Property Casualty, Workers Compensation, Voluntary Insurance, Liability, Retirement

101-250, 11-50, 51-100, 251-1,000, 1,001-2,500, 2,501+

Brown & Brown - Greenville, SC

Brown & Brown - Greenville, SC

Greenville, South Carolina

mScore

Score

Proprietary rating

5/5

We have been providing employee benefits and commercial insurance consulting for all sized businesses and municipalities...

Brown & Brown - North Charleston, SC

Brown & Brown - North Charleston, SC

North Charleston, South Carolina

We have been providing employee benefits and commercial insurance consulting for all sized businesses and municipalities throughout South Carolina since 1977. We have been providing employee benefits...

mScore

Score

5/5

Proprietary rating

Service focus:

Employer size expertise:


Health, Dental, Vision, Life, Disability, Property Casualty, Workers Compensation, Voluntary Insurance, Liability, Retirement

251-1,000, 51-100, 101-250, 1,001-2,500, 2,501+, 11-50

Brown & Brown - North Charleston, SC

Brown & Brown - North Charleston, SC

North Charleston, South Carolina

mScore

Score

Proprietary rating

5/5

We have been providing employee benefits and commercial insurance consulting for all sized businesses and municipalities...

Brown & Brown - Columbia, SC

Brown & Brown - Columbia, SC

Columbia, South Carolina

We have been providing employee benefits and commercial insurance consulting for all sized businesses and municipalities throughout South Carolina since 1977.Let our team of specialists work with you ...

mScore

Score

5/5

Proprietary rating

Service focus:

Employer size expertise:


Health, Dental, Vision, Life, Disability, Property Casualty, Workers Compensation, Voluntary Insurance, Liability, Retirement

11-50, 1,001-2,500, 251-1,000, 101-250, 51-100

Brown & Brown - Columbia, SC

Brown & Brown - Columbia, SC

Columbia, South Carolina

mScore

Score

Proprietary rating

5/5

We have been providing employee benefits and commercial insurance consulting for all sized businesses and municipalities...

Benefit Coordinators

Irmo, South Carolina

Benefit Coordinators Irmo is a local insurance broker serving the greater Irmo region. Benefit Coordinators Irmo office has an M Score of 4 out of 5, representing a wide range of experiences. Companie...

mScore

Score

4/5

Proprietary rating

Service focus:

Employer size expertise:


Health, Dental, Vision, Life, Disability

1-10, 11-50, 51-100, 101-250, 251-1,000

Benefit Coordinators

Irmo, South Carolina

mScore

Score

Proprietary rating

4/5

Benefit Coordinators Irmo is a local insurance broker serving the greater Irmo region. Benefit Coordinators Irmo office ...

Forum - Greenville

Forum - Greenville

Greenville, South Carolina

Forum is an insurance broker located in Greenville, SC.

mScore

Score

5/5

Proprietary rating

Service focus:

Employer size expertise:


51-100, 101-250, 251-1,000, 1,001-2,500, 2,501+

Forum - Greenville

Forum - Greenville

Greenville, South Carolina

mScore

Score

Proprietary rating

5/5

Forum is an insurance broker located in Greenville, SC.

Assurant - Florence, SC

Assurant - Florence, SC

Florence, South Carolina

Assurant Florence is a national insurance brokerage firm with offices across the nation. They have an office in Florence region with an M Score of 4 out of 5, representing a wide range of experiences....

mScore

Score

4/5

Proprietary rating

Service focus:

Employer size expertise:


Health, Dental, Vision, Life, Disability, Voluntary Insurance, Liability, Retirement

1-10, 11-50, 51-100, 101-250, 251-1,000, 2,501+

Assurant - Florence, SC

Assurant - Florence, SC

Florence, South Carolina

mScore

Score

Proprietary rating

4/5

Assurant Florence is a national insurance brokerage firm with offices across the nation. They have an office in Florence...

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Insider Information For Employers

CMS Extends Vaccination Deadline for Healthcare Workers in 25 States

In Employment Situation

Editor’s Note: News and updates surrounding COVID-19 vaccination mandates continue to evolve rapidly. Check back for news on the Mployer Advisor blog as developments unfold. For state-specific guidance, please refer to OSHA’s site here.   On January 13, 2022, the U.S. Supreme Court upheld the Center for Medicare and Medicaid Services (CMS) rule, which required the vaccination of all healthcare workers at CMS-covered facilities. The CMS mandate is expected to cover more than 10.4 million healthcare workers across 76,000 facilities nationwide.  The CMS ruling came on the same day as the court ruled to block the Biden administration’s Occupational Safety and Health Administration (OSHA) vaccine mandate that targeted large employers. Previously, the OSHA mandate required that businesses with 100 or more employees implement a vaccination requirement for workers or require a weekly testing alternative.  Because the CMS rule was paused during litigation, the federal government extended the COVID-19 vaccination deadline in 24 states. According to guidance from CMS, workers now have until February 14 to receive their first COVID-19 dose and must be completely vaccinated by March 15.   These revised deadlines apply to the following states:  * Alabama  * Alaska  * Arizona  * Arkansas  * Georgia  * Idaho  * Indiana  * Iowa  * Kansas  * Kentucky  * Louisiana  * Mississippi  * Missouri  * Montana  * Nebraska  * New Hampshire  * North Dakota  * Ohio  * Oklahoma  * South Carolina  * South Dakota  * Utah  * West Virginia  * Wyoming   Texas officials challenged the CMS directive, which a federal district court dismissed on January 20. As such, Texas healthcare workers must now receive their first vaccine dose by February 22 and be fully vaccinated by March 21.   Compliance timelines were not affected for healthcare providers in the District of Columbia, U.S. territories, or the remaining 25 states that did not challenge the mandate.   Compliance Standards and Enforcement  According to a recent post from the Society for Human Resources Management (SHRM), the CMS vaccination requirement applies to all healthcare workers at CMS-covered facilities, even if those employees do not have contact with patients or clinical responsibilities.   What’s more, staff members who work remotely but still have some contact with other staff members–such as in-person staff meetings or at worksites–must also comply. Only staff who perform all their duties remotely are exempt from the vaccination mandate.   According to guidance from CMS, “Facility staff vaccination rates under 100 percent constitute noncompliance under the rule.” However, CMS clarified noting that “Noncompliance does not necessarily lead to termination [from the programs], and facilities will generally be given opportunities to return to compliance.”  The Centers for Disease Control and Prevention (CDC) defines a fully vaccinated person as an individual who has two doses of the Pfizer or Moderna vaccine, or one dose of the Johnson & Johnson vaccine. The CDC recommends that eligible individuals receive a booster shot in addition to their primary vaccine, however a booster is not required under the CMS rule.   The CMS mandate also requires employers to track employees’ vaccination status, including creating a policy to record religious or medical exemptions and employee accommodations.   Unsure of how to navigate the ongoing uncertainty caused by the evolving COVID-19 pandemic? Register now for Mployer Advisor’s upcoming webinar “COVID-19 Compliance in the Workplace: Strategies for Success in Uncertain Times.”   Looking for more exclusive content? Head over to the Mployer Advisor blog, or click here to read four industry leaders’ top employee benefits predictions for 2022.  

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Industry Leaders Predict 2022's Top Employee Benefits Trends

In Employee Benefits, Voluntary Benefits

In 2021, employers across the nation were forced to rethink best-in-class strategies on how to recruit and retain top talent.   Between the evolving challenges left in the wake of the COVID-19 pandemic, including the gaps left in the workforce from the Great Resignation, employers are rethinking benefits plan designs and how to diversify offerings. What's more, the unemployment rate for January hit 3.9%, a new low and the first time it's dipped below pre-pandemic levels since February 2020.   If increasing or filling gaps in your workforce is a top goal this year, remember that it's vital to assess employee needs and wants continuously. So, what employee benefits will rank highest in importance for employees in 2022?   Mployer Advisor recently spoke with four renowned employee benefits leaders and asked for their top employee benefits predictions for 2022. Below are their responses:   DEREK WINN: BENEFITS CONSULTANT, BUSINESS BENEFITS GROUP  Top predictions: Lifestyle accounts "We anticipate employers will develop their own unique, innovative solutions in 2022; this will enhance flexibility, empathy, and added compensation. One example includes lifestyle accounts, where employers have the advantage of streamlining various benefits together, such as wellness incentives; catered meals or snacks; home office equipment; cell phone and internet reimbursements; and more into an easy-to-use platform for reimbursement."   AARON EATON: DIRECTOR OF SALES, EMPLOYEE HEALTH AND BENEFITS, MARSH MCLENNAN AGENCY Top predictions: Hospital indemnity and student loan benefits "COVID–and its ever-changing viral composure– illustrated to the masses how costly hospital stays could be, especially if admitted to the ICU. Whereas worksite products, such as hospital indemnity, were traditionally looked over by mainstream buyers, its true benefit and how it can help has been forced into the spotlight. We have entered into an era where the increase in hospital stays makes the fear of hitting out-of-pocket maximums a foregone conclusion, if and when admitted. In 2022, we will likely see a highly educated buyer who understands the risk and reward of a product like a hospital indemnity to protect their pocketbooks. Two years ago, student loan benefits were the fastest-growing employee benefit, and I predict that we will see a resurgence of this trend as employers are desperate to retain staff and recruit new blood. The cultural effect that a student loan benefits program has can be profound, especially from a multigenerational perspective. College graduates, mid-career professionals, experienced employees to pre-retirees, each can take advantage of this benefit if set up correctly. When an organization offers to help an employee pay down their debt–whether that be their own or their children's or grandchildren's–you then have a benefit that strengthens that employee's loyalty and feeling of belonging."    HEATHER GARBERS: VP VOLUNTARY BENEFITS, HUB INTERNATIONAL Top predictions: Permanent life insurance "Many of our clients have been impacted by the Great Resignation, and voluntary benefits can be a cost-effective way to build a more robust benefits offering. Specific voluntary benefits I expect to trend, include permanent life insurance and critical illness.  Workplace sales of permanent life insurance jumped 75% through Q3 2021 over 2020. Many group term life policies are only effective when the insured is actively at work. This resulted in many employees losing coverage in 2020 and 2021 if they were furloughed or laid off.  Workplace sales also increased 11% as many carriers have an infectious disease benefit that would create a payout for complications from COVID and other cardiovascular or cancer conditions." BRIAN ALEXANDER: DIRECTOR OF CONSULTING, EMPLOYEE BENEFITS, HUB INTERNATIONAL  Top predictions: Total compensation focus "In 2022, with a focus on attracting and retaining talent, employers will review all aspects of their employee offerings. This includes salaries, leave policies, work-from-home policies, benefits offering, and more.   Too often benefit plans have lacked a thoughtfulness, intentionality, and alignment to the organization's objectives and intended audience. As the talent market and budgets tighten, I suspect employers to re-evaluate their benefits offerings and ask these three main questions:  * Whom does this benefit serve, and how does that align with my employee population?  * Does this benefit increase my value to employees?   * Was this benefit designed with ease of understanding and employee value in mind?" With these predictions in mind, what changes–if any–will you implement into your comprehensive employee benefits package in 2022?  Looking for related content? Read our 3 most attractive categories of employee benefits and 5 strategies to retain your company's top talent over on the Mployer Advisor blog.  

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For Employers

1

CMS Extends Vaccination Deadline for Healthcare Workers in 25 States

In Employment Situation