HUB International, a national insurance consultant, operates an office in North Charleston, South Carolina, catering to clients in North Carolina, South Carolina, Texas, and Massachusetts. With a broad clientele spanning large and midsize employers, HUB International prides itself on its extensive experience and expertise across various industries and product offerings, earning them one of the highest M Scores achievable. While some customers have expressed concerns, HUB International acknowledges the importance of addressing feedback and continuously improving their services. Notably, their North Charleston office collaborated with Precision BioSciences, Inc., a prominent employer in the scientific research and development services industry. Working closely with Precision BioSciences' HR and finance team, HUB International successfully established a self-funding arrangement, a tailored PPO plan, and a specialized pharmacy benefit management and drug plan, catering to the unique needs of the company's 220 members. Aside from Precision BioSciences, HUB International's employer client portfolio includes reputable organizations such as Glen Raven, Inc., Jernigan Oil & Propane, Sobi, Inc., and SouthState Bank. The company's expertise extends to scientific research and development services and depository credit intermediation industries, where they have demonstrated exceptional proficiency. HUB International's track record showcases their proficiency in working with self-funded employers, collaborating with clients and PPOs to meet member requirements, and leveraging their experience with pharmacy benefit managers (PBMs) and other specific pharmacy providers. As you evaluate potential partners, this office location's successful partnership with Precision BioSciences and its range of expertise make it a compelling choice for your insurance brokerage needs.

W3 Insurance, located in Charleston, SC, stands out as a trusted insurance broker with a strong focus on serving local and regional employers in the medical and ancillary benefits realm. Boasting considerable expertise, this office has successfully partnered with prominent businesses in various industries, demonstrating their versatile capabilities. Among their notable clients, W3 Insurance has effectively catered to Suncoast Skin Solutions, a key player in the offices of physicians industry based in FL, with an impressive participant count of 180+. Additionally, they have provided comprehensive benefits solutions to Tse Industries, a leading entity in the plastics product manufacturing sector located in FL, boasting an employee base exceeding 300 participants. W3 Insurance excels in navigating the intricate landscapes of both plastics product manufacturing and offices of physicians industries. As a vital part of a local brokerage firm, this office brings a localized approach to insurance solutions. Their commitment to understanding the unique needs of businesses in the Charleston region makes them a valuable ally for employers seeking tailored and effective benefits packages. With a proven track record and a keen understanding of the intricacies of employee benefits, W3 Insurance in Charleston, SC, emerges as a strategic partner for businesses aiming to enhance their overall employee well-being.

Crosby Insurance Group-Rick Crosby, located in the historic and vibrant city of Charleston, SC, stands out as a remarkable insurance brokerage firm, particularly adept at catering to the needs of midsize employers. This office, a part of a well-respected local brokerage firm, has carved out a niche for itself with its deep understanding and expertise in servicing local and regional businesses, primarily focusing on medical and ancillary benefits. Their proficiency is exceptionally notable in the architectural, engineering, and related services industries. A testament to this is their successful partnership with Seamon Whiteside & Associates, a prominent player in the South Carolina architectural and engineering sector. Here, Crosby Insurance Group has effectively managed benefits for over 130 participants, showcasing their ability to handle complex and sizable accounts with precision and tailored solutions. The team's experience is not just limited to these sectors but spans across various industries, enabling them to offer comprehensive and customized insurance solutions. Their approach is deeply rooted in understanding the unique challenges and opportunities within each industry, particularly those prevalent in the Charleston region. For employers, especially those in the midsize category, looking for an insurance partner who combines local insights with broad industry expertise, Crosby Insurance Group-Rick Crosby emerges as a strong contender. Their track record of managing significant accounts like Seamon Whiteside & Associates, coupled with their focused approach towards medical and ancillary benefits, makes them a valuable asset for any business seeking to navigate the complexities of employee benefits and insurance with ease and confidence.

Southern Benefits, LLC, headquartered in the vibrant city of Charleston, SC, operates as a substantial insurance broker, boasting a larger office to effectively cater to the diverse needs of employers. Specializing in medical and ancillary benefits, this office brings considerable expertise to the local and regional landscape. As part of a local brokerage firm, Southern Benefits, LLC, underscores its commitment to the community and local businesses, positioning itself as a reliable partner adept at navigating the intricacies of employee benefits. Their proficiency in working with self-funded clients reflects their ability to provide comprehensive support to businesses seeking strategic benefit solutions. The broker's extensive experience is evident in successful collaborations with top clients such as Centraarchy Restaurant Management Corp in facilities support services, Young Clement Rivers in legal services, and Boeing Distribution Services in aerospace product and parts manufacturing. These partnerships, with participant numbers ranging from 80 to 480+, showcase Southern Benefits, LLC's ability to address the unique needs of legal services, facilities support services, and soap, cleaning compound, and toilet preparation manufacturing industries. With demonstrated experience in serving midsize and small employers, Southern Benefits, LLC, emerges as a trusted and knowledgeable partner for businesses in Charleston, offering tailored solutions to enhance the well-being of their employees.

Benefit Concepts, based in Charleston, South Carolina, stands out as a leading healthcare insurance agency in the region. Their commitment to understanding and meeting the needs of local and regional employers, particularly in providing medical and ancillary benefits, is evident in their work. They have garnered expertise in serving various industries, notably in services to buildings and dwellings. One of their prominent clients is Abm Industries, based in New York, with a participant base exceeding 4250 individuals. This local brokerage firm has demonstrated experience in dealing with large employers, showcasing their ability to cater to diverse organizational sizes and requirements. They specialize in a range of health insurance services, including group health benefits for employees, affordable individual and family health insurance, Medicare insurance for seniors, and health insurance benefits for small businesses. Additionally, they offer group dental insurance plans, emphasizing their commitment to comprehensive coverage. Benefit Concepts takes pride in simplifying the complexities of health insurance. Their knowledgeable staff strives to provide transparent and straightforward guidance, making health insurance understandable and accessible to their clients. They also assist with Individual Coverage Health Reimbursement Arrangements (ICHRA), further demonstrating their adaptability to various insurance needs. The expertise of the Benefit Concepts team spans a wide range, with deep industry knowledge and extensive experience. This collective expertise enables them to offer innovative solutions tailored to their clients' specific needs and budgets. As a result, Benefit Concepts has established itself as a reliable and insightful partner for employers in Charleston seeking effective health insurance solutions for their employees.

Gallagher Benefit Services, a national insurance broker, operates an office in Charleston, South Carolina, serving clients of various sizes across different industries. One notable success of this location is their collaboration with Southeast Qsr Holdings, an eating places employer with 420 members. Gallagher Benefit Services worked closely with Southeast Qsr Holdings' HR and finance team to develop comprehensive insurance solutions that meet the unique needs of their members. This office in Charleston exemplifies Gallagher Benefit Services' expertise in crafting tailored plans to provide effective coverage. With extensive experience working with self-funded employers and a strong focus on meeting client needs through PPO plans, Gallagher Benefit Services ensures that their clients receive the best possible insurance solutions. Additionally, their proficiency in working with PBMs and pharmacy providers further enhances their ability to address the specific requirements of each client. The Charleston office of Gallagher Benefit Services boasts an impressive client roster that includes Carolina Eastern, Hamrick's of Gaffney, SC, Peoplease LLC, and Southeast Qsr Holdings. This diverse range of clients reflects the company's ability to cater to businesses across South Carolina, North Carolina, and Georgia. Gallagher Benefit Services' expertise spans across various industries, including highway, street, and bridge construction, as well as offices of physicians. This extensive knowledge enables them to understand the unique challenges faced by businesses in these sectors and offer comprehensive insurance solutions that mitigate risks effectively. Overall, the Charleston office of Gallagher Benefit Services is a trusted partner for large, midsize, and small employers seeking tailored insurance coverage. With a good M Score and a wealth of experience in serving clients of different sizes and industries, Gallagher Benefit Services stands out as a reliable choice for businesses in need of customized insurance solutions in the South Carolina region and beyond.

Our Philosophy: "To provide our policyholders with as near perfect protection,as near perfect service, as is humanly possible, and to do so at the lowest possible cost." We are a full-service, independent agency. Call us today at 804-746-0950 to quote your personal or business insurance needs.

Founded in 2009, Hilb Group offers expertise in property & casualty, employee benefits, and retirement services to business and individuals throughout the nation. we are committed to your future success, and will work closely with you to develop custom solutions that proactively address your evolving needs, whether you want to protect your assets, keep your employees healthy or optimize your financial position. Partners Together - Endless Possibilities