Innovative Insurance helps businesses and individuals optimize their health and protect their financial well-being. As a business and as individuals, we are committed to work that: -Helps our clients -Adds value to our team -Creates a better community for our neighbors, our families and ourselves

Located in Charleston, WV, the Marsh McLennan Agency office distinguishes itself as a trusted insurance broker with a strong emphasis on catering to the needs of local and regional employers. Specializing in medical and ancillary benefits, their team boasts exceptional expertise in navigating the intricacies of the insurance landscape. With a notable client portfolio, the agency has successfully served top-tier companies such as Bigham Cable Construction and Florida Medical Specialists. Bigham Cable Construction, a prominent player in the utility system construction industry, relies on Marsh McLennan Agency to provide comprehensive coverage for their 210+ participants. Similarly, Florida Medical Specialists, operating in the offices of physicians industry, benefits from the agency's tailored solutions, benefiting their extensive workforce of 690+ participants. The agency's proficiency extends across diverse sectors, particularly in utility system construction and offices of physicians industries. Leveraging their affiliation with a large national insurance brokerage firm, Marsh McLennan Agency in Charleston brings a wealth of resources and industry insights to the table, ensuring that their clients receive cutting-edge solutions tailored to their unique requirements. With a commitment to excellence and a client-centric approach, this office stands as a reliable partner for employers seeking comprehensive and effective insurance solutions.

The Health Plan, rooted in Wheeling, WV, stands as a trusted partner for employer benefits, specializing in crafting tailored solutions for both local and regional businesses. As an integral part of a local brokerage firm, this office brings a localized approach to their services, ensuring a nuanced understanding of the unique needs of businesses in the Wheeling community. Their expertise in medical and ancillary benefits is exemplified by successful collaborations with top clients such as Mervis Industries in the fabricated metal product manufacturing industry. Managing benefits for over 450 participants in this sector underscores The Health Plan's ability to navigate the intricacies of manufacturing, offering customized programs that align with the industry's specific demands. The office's broad expertise extends across various industries, showcasing their commitment to delivering specialized solutions. For an employer benefits buyer seeking a partner with local insight, industry-specific knowledge, and a demonstrated ability to create effective benefit programs, The Health Plan in Wheeling stands ready to provide strategic guidance and tailored solutions to meet the diverse needs of businesses in the region.

The Employee Benefit Service Center, a local insurance broker based in South Charleston, West Virginia, is dedicated to servicing clients across Ohio. While some customers have expressed lower satisfaction in their reviews, it is an area that the company is actively addressing to improve their partnerships. One notable example of their work in the Ohio market is their collaboration with S Randall Emanuelson, a midsize employer in the nondurable goods merchant wholesalers industry. The Employee Benefit Service Center worked closely with their HR and finance team to design a customized self-funding arrangement and PPO plan that caters to the unique needs of their 200 members. In addition to S Randall Emanuelson, this office of The Employee Benefit Service Center serves several other employer clients in Ohio, including Building Systems Transportation Inc, Community Banc Inc, Vitatoe Industries, Inc., among others. Their expertise extends to clients of both midsize and small employers, positioning them as a versatile and reliable partner. As one of the leading brokerages in the Charleston, WV market, The Employee Benefit Service Center boasts a strong M Score, reflecting their extensive experience and expertise across various industries and client sizes. They have proven their ability to work with self-funded employers effectively and have a deep understanding of PPO plans to meet the unique needs of members. Specializing in general freight trucking, depository credit intermediation, and transportation equipment manufacturing industries, The Employee Benefit Service Center brings valuable insights and industry-specific knowledge to their clients. Despite some lower reviews, they are committed to improving their partnerships and providing exceptional service to their Ohio-based clients.

Partners Together - Endless Possibilities Hilb Group provides the resources of a big insurance broker and the attentive, personal service of a small agency. Our people are our greatest strength. Our values of trust, passion, integrity and growth drive our actions to benefit every client. Managing Risk Your risk profile doesn’t matter – Hilb paints a very wide portrait. We have more than 30 industry specialties, which gives our clients and brokers a unique advantage. We form enduring partnerships to get the best results every time, and work with the top insurers to provide a huge range of high-quality choices, matched exactly to your needs. About Hilb Group Founded in 2009, Hilb Group is a Top 25 middle market independent insurance broker. Hilb Group offers expertise in property & casualty, employee benefits, and retirement services to business and individuals throughout the nation.

USI is one of the largest insurance brokerage and consulting firms in the world, delivering property and casualty, employee benefits, personal risk, program and retirement solutions to large risk management clients, middle market companies, smaller firms and individuals. Headquartered in Valhalla, New York, USI connects over 10,000 industry-leading professionals across more than 200 offices to serve clients’ local, national and international needs. USI has become a premier insurance brokerage and consulting firm by leveraging the USI ONE Advantage®, an interactive platform that integrates proprietary and innovative client solutions, networked local resources and enterprise-wide collaboration to deliver customized results with positive, bottom-line impact. USI attracts best-in-class industry talent with a long history of deep and continuing investment in our local communities. For more information, visit usi.com.

Based out of Charleston, WV, AssuredPartners stands as a national leader in employee benefits brokerage. With a seasoned team dedicated to crafting tailored solutions, they specialize in serving self-funded employers across various industries. Their expertise extends to notable clients such as COMMERCIAL HOLDINGS, LLC, CAMC HEALTH SYSTEM, INC., and STANDARD LABORATORIES, INC. At AssuredPartners, their commitment to excellence goes beyond mere consultation; it's about fostering lasting partnerships built on trust and reliability. Visit their website at assuredpartners.com to discover how they can elevate your employee benefits experience with personalized strategies designed to meet your unique needs.

Bunker Hill Insurance & Consulting, situated in the vibrant heart of New York, NY, stands out as a significant player in the realm of employer benefits. As a local brokerage firm, they bring a personalized touch to their services, ensuring that each client's unique needs are met with expertise and dedication. This office, notably larger than average, has carved a niche in partnering with local and regional employers, particularly focusing on medical and ancillary benefits. Their proficiency is especially pronounced in the insurance and employee benefit funds industries. A testament to their capability is the successful management of the Board of Trustees Local 318 Health & Welfare Trust Fund in New Jersey. This key client, with over 170 participants, highlights Bunker Hill Insurance & Consulting's ability to handle complex benefit structures and large participant bases with ease. This broker's experience isn't limited to large entities; they have also demonstrated remarkable expertise with midsize employers. This versatility allows them to cater to a broad spectrum of clients, from burgeoning businesses to established corporations, ensuring that each receives optimal benefit solutions tailored to their specific needs and scales. Bunker Hill's approach is grounded in a deep understanding of the local and regional market dynamics, enabling them to offer insightful and effective benefit solutions. Their commitment to excellence and client satisfaction makes them a go-to choice for businesses seeking comprehensive and customized insurance and employee benefit services in New York, NY.

The Marsh McLennan Agency office in Bluefield, WV, stands as a trusted partner for employer benefits buyers seeking comprehensive insurance solutions. With a strong focus on medical and ancillary benefits, this office boasts exceptional expertise in serving both local and regional employers. One of their standout attributes is their extensive experience working with a diverse range of businesses, including Technology Concepts & Design, a prominent player in the computer systems design and related services industry based in North Carolina. Their proven track record in serving this industry is reflected in their ability to cater to the unique needs of businesses in the sector, with over 90 participants benefiting from their tailored insurance solutions. What sets this office apart is its affiliation with a large national insurance brokerage firm, a testament to its commitment to providing clients with access to a wide range of resources and industry insights. This affiliation strengthens their ability to negotiate competitive rates and offer innovative insurance products, ensuring clients receive the best possible coverage. In summary, Marsh McLennan Agency in Bluefield, WV, stands as a premier insurance broker with deep expertise in medical and ancillary benefits. Their impressive client portfolio, including notable players in the computer systems design and related services industry, showcases their ability to deliver tailored solutions. Their affiliation with a national insurance brokerage firm further enhances their capabilities, making them a valuable partner for employer benefits buyers.