Cornerstone, a regional insurance broker based in Triadelphia, West Virginia, specializes in serving midsize employers across various industries. With their extensive experience and expertise, Cornerstone has become one of the leading brokerages in the Wheeling, WV market. Their Triadelphia office demonstrates their expertise through their partnership with Bayer Heritage Federal Credit Union, a notable employer in the depository credit intermediation industry. Collaborating closely with the HR and finance team at Bayer Heritage Federal Credit Union, Cornerstone developed tailored insurance solutions that met the specific needs of their 150 employees. Cornerstone's commitment to excellence and industry knowledge extends beyond their local market. This office also serves clients in California, expanding their reach and providing insurance solutions to businesses in different regions. With a strong expertise in industries such as depository credit intermediation and architectural, engineering, and related services, Cornerstone understands the unique challenges and requirements faced by businesses in these sectors. They leverage their knowledge and experience to deliver comprehensive insurance coverage that protects businesses and their employees. Clients of Cornerstone in Triadelphia include Allegheny Science & Technology Corporation and Bayer Heritage Federal Credit Union, among others. As a trusted insurance broker, Cornerstone is dedicated to delivering exceptional service, tailored solutions, and comprehensive coverage to midsize employers, ensuring their long-term success and peace of mind.

USI is one of the largest insurance brokerage and consulting firms in the world, delivering property and casualty, employee benefits, personal risk, program and retirement solutions to large risk management clients, middle market companies, smaller firms and individuals. Headquartered in Valhalla, New York, USI connects over 10,000 industry-leading professionals across more than 200 offices to serve clients’ local, national and international needs. USI has become a premier insurance brokerage and consulting firm by leveraging the USI ONE Advantage®, an interactive platform that integrates proprietary and innovative client solutions, networked local resources and enterprise-wide collaboration to deliver customized results with positive, bottom-line impact. USI attracts best-in-class industry talent with a long history of deep and continuing investment in our local communities. For more information, visit usi.com.

The Employee Benefit Service Center, a local insurance broker based in South Charleston, West Virginia, is dedicated to servicing clients across Ohio. While some customers have expressed lower satisfaction in their reviews, it is an area that the company is actively addressing to improve their partnerships. One notable example of their work in the Ohio market is their collaboration with S Randall Emanuelson, a midsize employer in the nondurable goods merchant wholesalers industry. The Employee Benefit Service Center worked closely with their HR and finance team to design a customized self-funding arrangement and PPO plan that caters to the unique needs of their 200 members. In addition to S Randall Emanuelson, this office of The Employee Benefit Service Center serves several other employer clients in Ohio, including Building Systems Transportation Inc, Community Banc Inc, Vitatoe Industries, Inc., among others. Their expertise extends to clients of both midsize and small employers, positioning them as a versatile and reliable partner. As one of the leading brokerages in the Charleston, WV market, The Employee Benefit Service Center boasts a strong M Score, reflecting their extensive experience and expertise across various industries and client sizes. They have proven their ability to work with self-funded employers effectively and have a deep understanding of PPO plans to meet the unique needs of members. Specializing in general freight trucking, depository credit intermediation, and transportation equipment manufacturing industries, The Employee Benefit Service Center brings valuable insights and industry-specific knowledge to their clients. Despite some lower reviews, they are committed to improving their partnerships and providing exceptional service to their Ohio-based clients.

Partners Together - Endless Possibilities Hilb Group provides the resources of a big insurance broker and the attentive, personal service of a small agency. Our people are our greatest strength. Our values of trust, passion, integrity and growth drive our actions to benefit every client. Managing Risk Your risk profile doesn’t matter – Hilb paints a very wide portrait. We have more than 30 industry specialties, which gives our clients and brokers a unique advantage. We form enduring partnerships to get the best results every time, and work with the top insurers to provide a huge range of high-quality choices, matched exactly to your needs. About Hilb Group Founded in 2009, Hilb Group is a Top 25 middle market independent insurance broker. Hilb Group offers expertise in property & casualty, employee benefits, and retirement services to business and individuals throughout the nation.

Located in Charleston, WV, the Marsh McLennan Agency office distinguishes itself as a trusted insurance broker with a strong emphasis on catering to the needs of local and regional employers. Specializing in medical and ancillary benefits, their team boasts exceptional expertise in navigating the intricacies of the insurance landscape. With a notable client portfolio, the agency has successfully served top-tier companies such as Bigham Cable Construction and Florida Medical Specialists. Bigham Cable Construction, a prominent player in the utility system construction industry, relies on Marsh McLennan Agency to provide comprehensive coverage for their 210+ participants. Similarly, Florida Medical Specialists, operating in the offices of physicians industry, benefits from the agency's tailored solutions, benefiting their extensive workforce of 690+ participants. The agency's proficiency extends across diverse sectors, particularly in utility system construction and offices of physicians industries. Leveraging their affiliation with a large national insurance brokerage firm, Marsh McLennan Agency in Charleston brings a wealth of resources and industry insights to the table, ensuring that their clients receive cutting-edge solutions tailored to their unique requirements. With a commitment to excellence and a client-centric approach, this office stands as a reliable partner for employers seeking comprehensive and effective insurance solutions.

Mundell & Assoc. LLC, located in Morgantown, WV, stands out as a reliable insurance broker, boasting substantial expertise in catering to the needs of local and regional employers. Specializing in medical and ancillary benefits, this office has proven its proficiency by serving a diverse range of clients. Among their notable successes is the Children's Home Society of West Virginia, a prominent entity in the individual and family services industry. With over 170 participants under their care, Mundell & Assoc. LLC has demonstrated a keen understanding of the unique challenges faced by organizations in this sector. What sets this office apart is its comprehensive grasp of individual and family services industries, transcending mere familiarity to exhibit a nuanced understanding of the intricacies involved. As part of a local brokerage firm, Mundell & Assoc. LLC leverages its community connections and insights to provide tailored solutions that align with the distinct requirements of businesses in the Morgantown region. Their commitment to excellence is evident in the personalized attention given to each client, ensuring that the insurance solutions provided are not only comprehensive but also aligned with the specific goals and nuances of the employers they serve. Mundell & Assoc. LLC in Morgantown is undoubtedly a go-to choice for employers seeking a trusted partner for their medical and ancillary benefit needs.

Centurion Insurance Services is a local insurance broker conveniently located in Charleston, West Virginia. With their office situated in this vibrant city, they have built a reputation for their exceptional services in the insurance industry. Notably, they have collaborated with Bowles Rice LLP, a prominent employer in the legal services sector boasting a team of 150 professionals. Centurion Insurance Services worked closely with Bowles Rice LLP's HR and finance team to establish a comprehensive self-funding arrangement, including a tailored PPO plan, PBM, and drug plan that caters specifically to the unique needs of their members. Centurion Insurance Services specializes in assisting self-funded employers and has amassed valuable expertise in this area. Their clientele spans across businesses of various sizes, including large, midsize, and small employers. Their notable employer clients in this region include Cleveland-Cliffs Princton Coal Inc, First Guaranty Bank, Mountaineer Gas Company, and Premier Financial Bancorp Inc. The reach of Centurion Insurance Services extends throughout West Virginia, providing their comprehensive insurance solutions to clients across the state. With their extensive experience and expertise, Centurion Insurance Services has earned a strong M Score, which is a testament to their diverse range of clients in different industries and of varying sizes. They possess particular proficiency in serving clients within the legal services, natural gas distribution, and management of companies and enterprises sectors. Choosing Centurion Insurance Services means accessing insurance solutions backed by a local presence, a deep understanding of the West Virginia market, and a commitment to meeting the specific needs of each client.

Garlow Insurance is a local insurance agency that strives to serve its community in all their insurance needs. With over 20 years of experience, Garlow Insurance is here to provide excellent customer care and superior quality of service to our clients. Garlow Insurance is an independent agency that offers: Auto, Home, Umbrella, Life, Commercial, Group Health and Benefits, Pets and more. However we offer something even more valuable to our clients. Our knowledge and expertise as well as our time when you need us most. "Peace of mind for today, security for tomorrow."​

The Health Plan, rooted in Wheeling, WV, stands as a trusted partner for employer benefits, specializing in crafting tailored solutions for both local and regional businesses. As an integral part of a local brokerage firm, this office brings a localized approach to their services, ensuring a nuanced understanding of the unique needs of businesses in the Wheeling community. Their expertise in medical and ancillary benefits is exemplified by successful collaborations with top clients such as Mervis Industries in the fabricated metal product manufacturing industry. Managing benefits for over 450 participants in this sector underscores The Health Plan's ability to navigate the intricacies of manufacturing, offering customized programs that align with the industry's specific demands. The office's broad expertise extends across various industries, showcasing their commitment to delivering specialized solutions. For an employer benefits buyer seeking a partner with local insight, industry-specific knowledge, and a demonstrated ability to create effective benefit programs, The Health Plan in Wheeling stands ready to provide strategic guidance and tailored solutions to meet the diverse needs of businesses in the region.

Risk is a good thing. America was built by risk takers and you deserve to know you have a trusted risk management and insurance partner protecting you along your journey. We are committed to provide in-depth solutions for personal, farm and ranch, commercial insurance, and employee benefits. When you work with Blue Ridge Risk Partners we market your plan to multiple carriers to ensure you receive the best price and coverage in our network. You will be given a dedicated client services team that will serve as your guide to all the resources you need to make your company thrive. And while we do our best to mitigate risk, accidents do happen. Our dedicated claims department is here to handle all of your claims. Blue Ridge Risk Partners was founded in 2020 by three of the Mid-Atlantic region’s most established, respected, and thriving insurance agencies: Keller Stonebraker Insurance, Jim Lively Insurance, and Dyer Insurance Group. These three independent insurance agencies have lengthy track records of success and dedicated support to the communities they operate within. Each founding agency contributes unique capabilities and resources to Blue Ridge’s mission of delivering superior value by tailoring proactive insurance and risk management solutions to meet each of our client’s specific needs. We provide our clients tailored solutions, expert guidance, and industry-leading resources to meet their risk management and insurance needs. With an emphasis on integrity and excellence in service and while placing our clients' wishes and expectations as our highest priority, we strive to protect their businesses, employees, and families by creating proactive strategies today for tomorrow's needed solutions. With 21 offices and counting, licensed in 36 states and hundreds of carrier of options, Blue Ridge Risk Partners can provide solutions for nearly all of your insurance needs.