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Turnkey, broker-branded workers' comp mod analysis — see, explain, and forecast the experience mod.
Mployer Mod is a turnkey workers'-comp experience-modification (e-mod) analysis tool for brokers. Drop in the mod worksheet and it breaks down the experience, minimum, and controllable mod and their premium impact, models renewal scenarios with what-if forecasting, recommends the loss-control steps that lower the mod, and returns a polished, broker-branded report — in 24 hours or less.
The experience-mod calculation is technical, and clients need it translated into plain language and dollars.
Producers can't easily show how closing or preventing claims changes next year's mod and premium.
Clients want to know how their mod compares to similar businesses, and whether it's good or bad.
Drop in the client's mod worksheet, or a few inputs for a quick estimate.
It breaks down the experience, minimum, and controllable mod, models renewal what-ifs, and flags the loss-control steps that matter.
A polished, on-brand PDF, reviewed and ready to send, in 24 hours or less.
See the experience, minimum, and controllable mod side by side, with each component's direct impact on premium, so you can show exactly where the mod comes from and where it can move.
Estimate a prospect's savings potential in minutes from a few inputs; a fast prospecting and renewal hook before you ever pull the full worksheet.
Model how closing or preventing specific claims changes next year's mod and premium, with dynamic renewal scenarios you can walk a client through.
Get the specific safety, injury-management, and controllable-loss steps that lower the mod, with editable resources you can brand and share with clients.
Benchmark a client's mod against similar businesses so they can see where they stand and what "good" looks like for their industry and size.
A clean, presentation-ready PDF in your firm's brand, clear for executives and credible with sophisticated risk teams; compare multiple mods or years in one package.
See the experience, minimum, and controllable mod side by side — each component's direct impact on premium, visualized.
Animated demo built with Claude from a product screenshot.
Mployer Mod is a specialty product that complements the core platform and Catalyst's commercial-lines workers'-comp module.
A turnkey workers'-comp experience-modification (e-mod) analysis and forecasting tool that turns a mod worksheet into a broker-branded report.
Commercial-lines and workers'-comp brokers and producers, and the employer clients they advise.
The experience modification factor (e-mod or x-mod) is a rating factor that adjusts a workers'-comp premium up or down based on a company's claims history versus peers.
The client's mod worksheet. Mployer Mod ingests it, runs the analysis, and returns the report; a few inputs are enough for a quick estimate.
The experience, minimum, and controllable mod and their premium impact, what-if renewal scenarios, loss-control recommendations, and a peer comparison.
24 hours or less; quick estimates take minutes.
Yes. Dynamic what-if scenarios model how closing or preventing specific claims changes next year's mod and premium.
No. The official mod is promulgated by NCCI or a state rating bureau. Mployer Mod analyzes, explains, and forecasts the mod to support broker and client decisions.
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