Innovative Insurance helps businesses and individuals optimize their health and protect their financial well-being. As a business and as individuals, we are committed to work that: -Helps our clients -Adds value to our team -Creates a better community for our neighbors, our families and ourselves

Garlow Insurance Agency's Charleston, WV office stands as a formidable hub, showcasing its prowess as a leading insurance broker for employer benefits. Nestled within a larger office, the team boasts a wealth of experience, particularly excelling in catering to self-funded clients. With a focus on local and regional employers, their expertise extends across various industries, with notable success stories in office administrative services, machinery, equipment, and supplies merchant wholesalers, as well as water transportation. This office has carved a niche in supporting midsize employers, demonstrating a nuanced understanding of their unique needs. As part of a local brokerage firm, Garlow Insurance Agency brings both local insight and global reach to the table. Their track record speaks volumes, with exemplary partnerships that include Administration Services in the office administrative services sector with 150+ participants, Hospital Development Corporation (Roane General Hospital) in the hospitals industry with 280+ participants, and Jefferds Corporation in machinery, equipment, and supplies merchant wholesalers with 240+ participants. Garlow Insurance Agency's commitment to excellence, industry-specific know-how, and dedication to client success make them a compelling choice for employers seeking comprehensive and tailored insurance solutions in the dynamic landscape of Charleston, WV.

Medical Stop Loss / Prescription Drug Plans Reference Based Pricing Arrangements Ancillary Benefit Administration (Dental, Vision, Disability) Debit Cards and/or Direct Deposit with Administration of: HRA HSA Flexible Spending Accounts Full Service COBRA Administration Comprehensive Benefit Statements Wellness Program

Based in Orlando, Florida, AssuredPartners stands as a global frontrunner in the insurance brokerage landscape, with special expertise in industry-specific insurance solutions for both businesses and consumers. We offer a comprehensive range of services, including commercial insurance, risk management, and employee benefits. As strategic advisors in the insurance domain, our unparalleled expertise empowers us to deliver tailor-made solutions designed to meet the unique needs of our clients. With a team of over 10,000 professionals, we serve clients from strategically located offices across North America, England, Ireland, Belgium, and Scotland. Committed to building strong, long-lasting relationships, we foster an environment of trust, transparency, and mutual respect with our partners. This ethos is encapsulated in our guiding principle: Power through Partnership. For further information, please visit www.assuredpartners.com.

Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement & wealth, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 15,000+ colleagues and 300+ offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $5 billion in annualized revenue, making it one of the largest brokerage operations in North America.

Partners Together - Endless Possibilities Hilb Group provides the resources of a big insurance broker and the attentive, personal service of a small agency. Our people are our greatest strength. Our values of trust, passion, integrity and growth drive our actions to benefit every client. Managing Risk Your risk profile doesn’t matter – Hilb paints a very wide portrait. We have more than 30 industry specialties, which gives our clients and brokers a unique advantage. We form enduring partnerships to get the best results every time, and work with the top insurers to provide a huge range of high-quality choices, matched exactly to your needs. About Hilb Group Founded in 2009, Hilb Group is a Top 25 middle market independent insurance broker. Hilb Group offers expertise in property & casualty, employee benefits, and retirement services to business and individuals throughout the nation.