Panorama is a full-service insurance intermediary providing customized property and casualty insurance, health and benefits, and wealth and retirement solutions for businesses and individuals nationwide. We deliver integrated, tailored, and fully vetted insurance strategies based on your unique needs, including your risk tolerance, overall business plans, and long-term investment goals. In addition, Panorama offers an affiliation option tailored to your needs and objectives that can help you effectively build the practice you envision. Whether you’re looking for access to products, competitive economics, greater control over expenses, an opportunity to broaden your service offering and grow your client base — or a combination of these — we are here to deliver. Our leadership team has an average of 25 years of experience at top insurance firms and is backed by a high-caliber group of successful entrepreneurs and insurance experts. We work with an extensive network of vendors from diverse industries and bring best practices from multiple disciplines including investment banking, real estate, private equity, savings and tax, human resources, and accounting. The result: innovative solutions that protect your assets and support your success–now and in the future.

Founded in 1993, Swartzbaugh-Farber & Associates, Inc. is a team of employee and executive benefit professionals who share a common goal of “sitting on the client’s side of the table.” We believe that we consistently achieve that goal by doing the following: Actively listening to them, Identifying their needs, and Finding solutions for them. Swartzbaugh-Farber & Associates, Inc. has the experience and the commitment to help you look beyond your initial plan and forecast what you will need for the future. We move beyond the role of traditional, product-focused brokers to work as a member of your professional advisory team. Securities and Investment Advisory Services Offered Through M Holdings Securities, Inc., A Registered Broker/Dealer and Investment Advisor, Member FINRA/SIPC., Swartzbaugh-Farber & Associates, Inc is independently owned and operated. Third-party posts found on this profile do not reflect the views of M Holdings Securities, Inc. nor its Associated Persons/ Affiliates, and have not been reviewed by M Holding Securities as to accuracy or completeness. This material and the opinions voiced are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine what is appropriate for you, please contact us directly or consult another qualified professional. The testimonials/ recommendations used may not be representative of the experiences of other clients, and they are not indicative of future performance or success. Founded in 1993, Swartzbaugh-Farber & Associates, Inc. is a team of employee and executive benefit professionals who share a common goal of “sitting on the client’s side of the table.” Securities and Investment Advisory Services offered through M Holdings Securities, Inc., a Registered Broker/Dealer and Investment Advisor, member FINRA/SIPC. Swartzbaugh-Farber & Associates, Inc. is independently owned and operated. CA Insurance License #0C10869

Benefit Management is a regional insurance broker with an office located in Lincoln, Nebraska. Serving clients across New York, this office has established a reputation for providing exceptional insurance solutions tailored to meet the unique needs of their diverse clientele. One notable example of their expertise is their work with Lutz, a prominent employer in the accounting, tax preparation, bookkeeping, and payroll services industry. Collaborating closely with Lutz's HR and finance team, Benefit Management successfully implemented a self-funding arrangement that aligned with the specific requirements of Lutz's 240 members. Benefit Management's portfolio of employer clients extends beyond Lutz and encompasses a range of industries, including Quality Brands of Omaha, OneHealth Nebraska, and more. With a focus on large and midsize employers, Benefit Management's comprehensive understanding of the accounting, tax preparation, bookkeeping, and payroll services sectors, as well as the offices of physicians and beer, wine, and distilled alcoholic beverage merchant wholesalers industries, positions them as a trusted advisor in the insurance market. Benefit Management's experienced team excels in supporting self-funded employers, leveraging their extensive knowledge to create custom insurance solutions that mitigate risk while optimizing cost savings. Whether it's designing innovative benefit packages, managing claims, or providing ongoing support and guidance, Benefit Management is committed to delivering exceptional service and ensuring the long-term success of their clients. With their dedication to tailored solutions, extensive industry expertise, and commitment to client satisfaction, Benefit Management is an insurance broker that consistently exceeds expectations.

Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement & wealth, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 15,000+ colleagues and 300+ offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $5 billion in annualized revenue, making it one of the largest brokerage operations in North America.

FNIC is a regional market leader for Insurance & Financial Benefits. Our clients and company partners recognize our innovation and the lengths we go to understand their operations and risk initiatives. The results of that are the long-lasting relationships we’ve built over time. Our team of over 300 employees, supporting multiple insurance and risk management areas, truly operates as an extension of your business. We see and comprehend the details and offer Commercial Insurance, Farm and Crop Insurance, Employee Benefits, Surety Bonds, and Personal Insurance to fit your unique needs. Unlike some of our competitors, we’re actually headquartered where we operate. Based in Omaha, our reach extends across Nebraska, Colorado, Iowa, South Dakota, and Illinois. For over 100 years, we have been a local, privately-owned business with office locations and professionals where you need them to be. FNIC is more than an insurance agency; we’re a true insurance partner capable of delivering relevant insurance and risk management advice.

ComPro Is … A health insurance brokerage serving financial professionals, employers and individuals. ComPro Believes … Our clients are our first priority! We partner with financial professionals to provide health insurance products for their clients. We work with business owners and managers to develop employee benefit packages that have been customized to fit the employers priorities and budget. ComPro guides individuals and families through their health plan options to find the best solution for their coverage. In providing professional services with a strong commitment to excellence. As specialists in health insurance, we believe in representing the most reputable insurance companies to offer you the best possible options. That means we do our homework, diligently studying the products, changing regulations and fluid marketplace in order to design the programs that best serve you, the client.

USI is one of the largest insurance brokerage and consulting firms in the world, delivering property and casualty, employee benefits, personal risk, program and retirement solutions to large risk management clients, middle market companies, smaller firms and individuals. Headquartered in Valhalla, New York, USI connects over 10,500 industry-leading professionals across approximately 200 offices to serve clients’ local, national and international needs. USI has become a premier insurance brokerage and consulting firm by leveraging the USI ONE Advantage®, an interactive platform that integrates proprietary and innovative client solutions, networked local resources and enterprise-wide collaboration to deliver customized results with positive, bottom-line impact. USI attracts best-in-class industry talent with a long history of deep and continuing investment in our local communities. For more information, visit usi.com.

Actuarial Consulting Services Inc is a reputable insurance broker offering comprehensive actuarial consulting services to clients of large employers. With their extensive experience, they specialize in working with self-funded employers, providing valuable insights and solutions. Based in Omaha, Nebraska, Actuarial Consulting Services Inc operates from a local office and has established a strong reputation in the industry. One notable example of their expertise is their collaboration with Union Pacific Corporation, a prominent employer in the rail transportation sector, employing 2,430 individuals. Actuarial Consulting Services Inc worked closely with Union Pacific Corporation's HR and finance team to devise a tailored self-funding arrangement and HMO plan that perfectly catered to the unique requirements of their workforce. Actuarial Consulting Services Inc's knowledge extends beyond the rail transportation industry, encompassing insurance carriers as well. Their skilled team of professionals possesses the necessary expertise to deliver optimal solutions to clients from various sectors. Although Actuarial Consulting Services Inc's main office is situated in Omaha, they serve clients across Connecticut as well. Their extensive client portfolio includes renowned employers such as Union Pacific Corporation and Woodmen Life, demonstrating their ability to cater to a diverse range of organizations. With their unwavering commitment to providing top-notch actuarial consulting services, Actuarial Consulting Services Inc is an ideal partner for large employers seeking expert guidance and tailored insurance solutions. Their proven track record and expertise make them a reliable choice for navigating the complex landscape of insurance and risk management.

Patriot is a national agency specializing in Employee Benefits, Property & Casualty and Personal insurance solutions. Backed by growth equity investors GI Partners and Summit Partners, Patriot is among the fastest-growing insurance services firms in the United States.

Gallagher, a global insurance brokerage, risk management, and consulting firm, serves communities around the globe, helping clients address risk, protecting assets, and recovering from losses. The products and services we provide keep businesses and institutions running, and enable individuals and families to face their future with confidence. Gallagher provides retail and wholesale property and casualty brokerage, alternative risk transfer services, employee benefit consulting, and actuarial services. Gallagher also offers claims and information management, risk control consulting and appraisal services, human resource consulting, and retirement services. Follow us on social: Instagram: http://instagram.com/gallagherglobal Facebook: http://www.facebook.com/GallagherGlobal Twitter: https://twitter.com/GallagherGlobal YouTube: https://www.youtube.com/GallagherGlobal

Vesta provides a fresh approach and innovative ideas to designing a benefits package, educating employees, and managing your plans with our digital platform. Designing the right benefits package is more challenging than ever. Today's multigenerational workforce demands benefits which are personalized, creative, digital, and flexible. Due to changing governmental regulations, aging populations, and increasingly complex healthcare needs, medical and disability costs are on the rise. These complications ensure challenges in managing a benefits program. For a unified and engaging employee experience we offer solutions which streamline your benefits program delivery and reduce complexity. We provide a personal, engaging experience and the right digital platform to free up your HR resources.