North Risk Partners is an independent insurance brokerage and risk management advisory firm specializing in strategic solutions for businesses and individuals. Our firm’s core areas of service are property and casualty, including commercial, home, auto, farm, and more; and benefits, including medical and ancillary plans for employee benefit programs as well as individuals and families. North Risk also has a significant surety bonds practice. Our team is committed to helping clients face risk head-on with right-fit insurance coverage and attention to opportunities for preventing avoidable losses. For businesses, we have programming and compliance support in the areas of human resources, safety, worksite wellness and more. North Risk Partners is one of the largest, privately owned independent insurance agencies in the Midwest with over 400 employees serving our clients from 31 locations across five states: Minnesota, Iowa, Nebraska, North Dakota, and South Dakota. Learn more at northriskpartners.com or connect with us on Twitter and Facebook. Twitter: https://twitter.com/NorthRisk Facebook: https://www.facebook.com/NorthRiskPartners/

Marsh McLennan is a reputable national insurance broker with a prominent office situated in Fargo, North Dakota. With extensive experience catering to clients of various sizes, ranging from large corporations to midsize and small employers, Marsh McLennan has established itself as a top player in the Fargo, ND market. They possess a deep understanding of the needs of self-funded employers and excel in working with pharmacy benefit managers (PBMs) and other specific pharmacy providers. One notable example of Marsh McLennan's expertise is their collaboration with Dewild Grant Reckert & Associates, a 160-member employer operating in the architectural, engineering, and related services industry. In partnership with their HR and finance team, Marsh McLennan assisted in implementing a tailored self-funding arrangement, PBM services, and a customized drug plan to address the unique requirements of their members. The Fargo office of Marsh McLennan caters to clients not only in North Dakota but also in South Dakota and Iowa. They possess strong specialization in serving industries such as health practitioners, hardware, and plumbing and heating equipment and supplies merchant wholesalers, as well as legal services. This breadth of knowledge allows them to provide comprehensive insurance solutions tailored to the specific needs of clients in these sectors. Among their notable employer clients in the region are American Lutheran Homes Inc, Holland Enterprises, Inc., TFC Inc, and Tri-Valley Opportunity Council. With their wide-ranging experience, expertise, and a solid M Score, Marsh McLennan stands out as a trusted and reliable partner for businesses seeking top-tier insurance brokerage services in the Fargo, ND area.

As a PeopleFirst community bank, we provide a wide array of banking solutions. Member FDIC. Equal Housing Lender. Choice Bank is a division of CFG.

Azurance Group, formerly Noridian Insurance Services, Inc., provides competitive voluntary employee benefits that help protect financial well-being and quality of life. Adding value to the company benefits package is good for recruiting and keeping your employees. The Azurance partnership with A rated carriers provides group term life, accidental death and dismemberment, dependent life, voluntary group term life, short-term disability, and long-term disability coverage.

Vaaler Insurance, a Marsh & McLennan Agency LLC Company, is a highly reputable local insurance broker located in Grand Forks, North Dakota. With a focus on delivering exceptional customer service and expertise, they have garnered a strong reputation among their clients. Their office serves clients across North Dakota, particularly large and midsize employers. One noteworthy example of their successful work is their partnership with LifeCare Medical Center, a prominent employer in the health care and social assistance industry with 430 members. Vaaler Insurance collaborated closely with LifeCare's HR and finance team to establish a tailored self-funding arrangement, a comprehensive PBM, and a drug plan specifically designed to address the unique needs of their members. The office of Vaaler Insurance boasts an impressive portfolio of clients, including LifeCare Medical Center, Minnkota Power Cooperative, American Federal Bank, and RJ Zavoral & Sons, Inc. Their extensive experience in the Grand Forks, ND market has positioned them as one of the leading brokerages in the area. With a wide range of expertise, Vaaler Insurance excels in managing companies and enterprises, depository credit intermediation, and specialty trade contractors industries. They have proven their capabilities in working with self-funded employers, earning them valuable experience in this niche. Overall, Vaaler Insurance, a Marsh & McLennan Agency LLC Company, stands out as a trusted insurance broker with a strong track record of providing excellent service, tailored solutions, and industry-specific expertise to their clients in the North Dakota market.

People matter at Bell Bank – and it shows in how our team members treat each other, our customers and those around us. As members of the Bell Bank family, we provide unequaled personal service, working in the best interest of those we serve. Our award-winning workplace promotes success, recognizes achievement – and offers an environment focused on having fun while helping others. At Bell, we build careers. We build community. We positively impact lives around us. Employees are actively encouraged to volunteer (receiving 16 hours of paid volunteer time annually), and our unique Pay It Forward initiative has empowered more than $17 million in employee giving to people and causes we care about. Founded in 1966 and headquartered in Fargo, North Dakota, Bell has grown to become one of the nation’s largest independently owned banks. A family- and employee-owned company, Bell has full-service bank locations in North Dakota, Minnesota, and Arizona and mortgage offices in multiple states. Bell Bank is a Member FDIC, Equal Employment Opportunity Employer and an Equal Housing Lender (we lend without regard to race, color, religion, national origin, sex, handicap or familial status). Investment and wealth management services are not FDIC insured, have no bank guarantee, may lose value, not a deposit and not insured by any federal government agency.

Nestled in Bismarck, ND, StrohAssociates stands as a prominent insurance broker with a focus on delivering tailored solutions for employer benefits. Operating from a larger office, they bring substantial expertise to the table, catering to the unique needs of both local and regional employers, particularly in the realms of medical and ancillary benefits. One testament to their success is their collaboration with diverse industry leaders. Notable partnerships include Crosscountry Courier, a key player in the general freight trucking industry, boasting over 460 participants. Additionally, StrohAssociates has forged successful relationships with Dakota Missouri Valley and Western Railroad in the railroad rolling stock manufacturing sector, encompassing 220+ participants, as well as The View in the nursing and residential care facilities industry with 60+ participants. These examples showcase the broker's adept navigation of varied industries, providing tailored benefits packages aligned with each sector's unique demands. As an integral part of a local brokerage firm, StrohAssociates brings forth a nuanced understanding of the regional business landscape. Their commitment extends beyond conventional insurance services, emphasizing a strategic approach to benefits planning tailored to the diverse needs of midsize and small employers alike. In Bismarck, StrohAssociates stands as a reliable partner, dedicated to enhancing employee well-being and ensuring the sustained success of businesses in the local community.

First International Bank & Trust is a trusted local insurance broker operating in Fargo, North Dakota, specializing in serving large employers. With a proven track record of working with self-funded employers, they have garnered valuable experience in providing tailored insurance solutions to meet the unique needs of their clients. A noteworthy example of their expertise is their collaboration with First International Bank & Trust - Fargo, ND, a prominent employer in the depository credit intermediation industry with 510 members. First International Bank & Trust worked closely with their HR and finance team to establish a self-funding arrangement that effectively addressed the specific requirements of their members. Headquartered in Fargo, North Dakota, First International Bank & Trust strategically operates in a prime location to cater to clients in the area. They possess extensive knowledge and specialization in the depository credit intermediation industry, enabling them to deliver comprehensive insurance solutions tailored to the specific challenges and risks faced by businesses in this sector. With a strong focus on client satisfaction, First International Bank & Trust is committed to providing exceptional service and support to their clients. They leverage their expertise in the depository credit intermediation industry to ensure that their insurance offerings align with the unique needs of large employers. As a local insurance broker, First International Bank & Trust has established a reputation for their commitment to understanding their clients' needs and providing customized insurance solutions. With employer clients such as American Bancor, Ltd. and First International Bank & Trust - Fargo, ND, they have built long-lasting relationships based on trust and exceptional service.

Pinnacle Employee Benefits, a highly reputable local insurance broker based in Minot, North Dakota, has earned recognition for its outstanding customer service and expertise. With a vast client base spanning Texas, California, Tennessee, Hawaii, Utah, Maryland, and Oregon, they consistently receive positive reviews from satisfied clients. One notable achievement for this office of Pinnacle Employee Benefits is their partnership with BNI Coal Ltd, a prominent employer in the coal mining industry boasting 580 members. Through close collaboration with the HR and finance team at BNI Coal Ltd, Pinnacle Employee Benefits successfully implemented a tailored self-funding arrangement that addresses the unique needs of their members. In addition to serving BNI Coal Ltd, this particular location of Pinnacle Employee Benefits has secured partnerships with esteemed employers like Town & Country Credit Union and Westlie Motor Company. Their expertise and commitment to excellence have made them one of the top brokerages in the competitive Minot, ND market. Pinnacle Employee Benefits stands out for its strong industry knowledge in sectors such as automobile dealers, depository credit intermediation, and coal mining. Their in-depth understanding of these industries enables them to provide comprehensive insurance solutions that effectively mitigate risks and meet the specific requirements of their clients. Employers seeking reliable insurance services can rely on Pinnacle Employee Benefits' exceptional customer service and expertise. With their extensive experience and commitment to client satisfaction, Pinnacle Employee Benefits is a trusted partner for large and midsize businesses across multiple states.

American Insurance Center, a trusted local insurance broker based in Dickinson, North Dakota, is committed to serving clients with their comprehensive insurance needs. With a focus on large and midsize employers, they have established a strong reputation in the Dickinson market. One notable example of their success is their collaboration with American Bancor, Ltd., a prominent employer in the depository credit intermediation industry with 520 members. American Insurance Center worked closely with American Bancor's HR and finance team to design a customized self-funding arrangement that caters to the unique needs of their members. Their experience working with self-funded employers ensures effective coverage and cost management. Operating primarily in North Dakota, this particular office of American Insurance Center serves a diverse range of clients. Notable employer clients include Consolidated Telcom, Plains Ag LLC, and Reservation Telephone Cooperative. American Insurance Center possesses expertise across various industries, including information, depository credit intermediation, and support activities for mining. This broad knowledge enables them to provide tailored insurance solutions that address specific risks and challenges faced by businesses in these sectors. With their local presence in Dickinson, North Dakota, American Insurance Center delivers personalized attention and guidance to their clients. Their commitment to providing exceptional service, combined with their extensive industry expertise, positions them as a trusted partner for insurance needs. Clients value American Insurance Center for their professionalism, expertise, and commitment to delivering tailored solutions. They have earned a good M Score due to their wide range of experience and knowledge across client sizes and industries. Whether it's risk management, coverage optimization, or employee benefits, American Insurance Center remains a top choice for large and midsize employers in Dickinson, North Dakota, seeking reliable insurance solutions.