We believe that everybody deserves a workplace culture that supports their total well-being through benefits. Since 2006, Empyrean has provided hundreds of employers of varying size, industry, and benefit plan complexity with the innovative technology and best-in-class service necessary to accelerate their benefits strategies and bring their benefits programs to life. Empyrean’s platform and services are designed to create connected employee benefit experiences that enrich lives, strengthen employer brands, and improve workplace cultures for over 5 million people. With our +YOU solution, clients can deliver a holistic employee experience to help HR and benefit leaders simplify the work technology stack for all of the HR initiatives designed to improve employee productivity, well-being, and retention. Visit us at goempyrean.com.

The Horton Group began in 1971 as a single location, eight-person insurance agency in Orland Park, Illinois. Today, Horton is a large, stable insurance broker that delivers complex solutions to thousands of customers. The company currently features seven offices in four states. Horton provides businesses with a value proposition – tangible services – that other brokers do not match. Additionally, The Horton Group utilizes a professional approach in managing the Company’s core business operations. This unique combination of service capabilities and business excellence gives Horton’s clients real value when compared to what competing insurance brokers can offer. The Horton Group does not take its success for granted. Through continuous improvement and innovation, the Company is able to develop superior risk and benefit programs for clients who are leaders in their field. In the areas of risk management, insurance and employee benefits, Horton provides programs and methodologies that are proven to lower costs and increase value. Horton adds to its service capabilities through acquisitions and new venture opportunities. These strategies, along with the Company’s tools, techniques and talent, come together to form Horton’s aggressive, growth-oriented culture of quality.

Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 9,000 colleagues and 160 offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $2 billion in annualized revenue, making it one of the largest brokerage operations in North America.

Wheeler Associates, a local insurance broker with an office located in Duluth, Minnesota, is dedicated to providing exceptional insurance services to clients across the state. With extensive experience and expertise in the Duluth market, Wheeler Associates is recognized as one of the top brokerages in the area. Specializing in serving large and midsize employers, this office has successfully collaborated with notable clients such as Stellis Health, a prominent 180-member employer in the offices of physicians industry. Wheeler Associates takes pride in their ability to understand and address the unique needs of their clients. Their collaboration with Stellis Health is a testament to their commitment to tailor insurance solutions to fit their clients' requirements. By working closely with Stellis Health's HR and finance team, Wheeler Associates successfully implemented a self-funding arrangement, as well as a personalized pharmacy benefit management (PBM) and drug plan. This tailored approach ensures that Stellis Health's members receive comprehensive coverage that meets their specific healthcare needs. The expertise of Wheeler Associates extends beyond the offices of physicians industry. They have a strong track record working with self-funded employers and possess deep knowledge of PBMs and other specific pharmacy providers. Additionally, Wheeler Associates has established partnerships with a range of employer clients, including Granicus, Inc, L & M Supply Inc, Miner's Inc, and Amsoil Inc, showcasing their versatility across different industries. With their wide-ranging experience and a strong M Score, Wheeler Associates stands out as a trusted insurance broker in Duluth, MN. Employers can rely on their comprehensive expertise and dedicated service to navigate the complex world of insurance and find the best coverage options for their organizations and employees.

Ellingson Insurance Group is a broker of insurance located in Rochester, MN. Ellingson Insurance Group has been helping its clients with their insurance plans since 1977. The company strives to provide great service and is dedicated to giving its clients individualized, quality care and excellent rates. The knowledgeable agents at Ellingson Insurance Group in Rochester work with a wide range of industries and businesses throughout the greater Minnesota area.

The Nesbit Agencies, Inc. is a family owned and operated group of independent insurance agencies. Founded in 1974 by Ross Nesbit and headquartered in Minnetonka, MN, we have progressed from a one man shop to 14 locations and growing! Experienced staff, centralized marketing, strong carrier relationships and a client first commitment has helped us become one of the largest agencies in the Midwest.

Dattilo Consulting, Inc. helps companies and their employees thrive through affordable benefit plans and related services. Headquartered in the West Metro (Chanhassen, MN) we specialize in comprehensive employee benefits consulting and services for companies in the broader St. Paul and Minneapolis area. BENEFITS CONSULTING DCI clients spend 49% less on benefits than the national average. Employees spend 21% less. We help you navigate company health insurance plans, develop strategies to reduce healthcare costs, evaluate health insurance pricing models, and find the right mix of employee benefits to keep your competitive edge. ■ Group health insurance benefits - Including BENIC plan (benefiting employees not insurance companies) ■ HSA (Health Savings Account) ■ HRA (Health Reimbursement Arrangements) ■ Copay health insurance ■ Company Dental Insurance plans ■ Group Life Insurance ■ Employee disability plans ■ Vision Plans ■ Voluntary Benefit Plans ■ Cafeteria plans - POP (Premium Only Plans) - FSA plans (Flexible Spending Accounts) - DCAP (Dependent Care Assistance Plan) HR CONSULTING & SUPPORT A common fear we hear from Controllers and HR Directors is dropping the ball and creating liability for their company because there isn’t enough time or help to get everything done. We bring order to chaos by helping you with simple day to day operations like onboarding and offboarding, open enrollment, health plan administration, and regulatory compliance. ■ Offboarding (employee termination) ■ Open enrollment (electronic and paper materials, in-person meetings, digital distribution) ■ HSA, HRA, and FSA plan administration ■ HR Compliance management - COBRA administration - Affordable Care Act (1094C, 1095C) - CMS (Centers for Medicare & Medicaid Services) Reporting - 5500 filings - Document storage and organization - Department of Labor (DOL) audit reports If you need help implementing or managing benefits, give us a call! (952) 448-8800

North Risk Partners is an independent insurance brokerage and risk management advisory firm specializing in strategic solutions for businesses and individuals. Our firm’s core areas of service are property and casualty, including commercial, home, auto, farm, and more; and benefits, including medical and ancillary plans for employee benefit programs as well as individuals and families. North Risk also has a significant surety bonds practice. Our team is committed to helping clients face risk head-on with right-fit insurance coverage and attention to opportunities for preventing avoidable losses. For businesses, we have programming and compliance support in the areas of human resources, safety, worksite wellness and more. North Risk Partners is one of the largest, privately owned independent insurance agencies in the Midwest with over 400 employees serving our clients from 31 locations across five states: Minnesota, Iowa, Nebraska, North Dakota, and South Dakota. Learn more at northriskpartners.com or connect with us on Twitter and Facebook. Twitter: https://twitter.com/NorthRisk Facebook: https://www.facebook.com/NorthRiskPartners/

Ochs Inc is a respected local insurance broker with an office situated in Saint Paul, Minnesota. Known for their exceptional customer service and expertise, they serve clients ranging from large corporations to small businesses. An excellent example of their capabilities at this specific location is their collaboration with Gulf Coast Community Services Association, Inc., an employer in the individual and family services industry. Ochs Inc worked closely with the HR and finance team of Gulf Coast Community Services Association, Inc. to establish a customized Health Maintenance Organization (HMO) plan, as well as a pharmacy benefit management (PBM) and drug plan tailored to meet the unique needs of their members. In addition to their work with Gulf Coast Community Services Association, Inc., Ochs Inc proudly serves numerous employer clients in Saint Paul, Minnesota, including Ashland University, Commonwealth Charter Academy, Davidson Transit Organization Employee Benefit Trust, and more. Their clientele expands across several states, such as Tennessee, Minnesota, Texas, Ohio, and Pennsylvania. Ochs Inc possesses extensive experience and expertise in various industries, particularly in educational services, individual and family services, and interurban and rural bus transportation. This allows them to provide comprehensive insurance solutions tailored to the specific requirements of their clients. With a strong M Score, reflecting their wide-ranging experience across client sizes and industries, Ochs Inc has solidified their reputation as a top-notch insurance broker. Their exceptional customer service, coupled with their extensive knowledge and expertise, has garnered highly positive reviews from satisfied clients. For businesses seeking a trusted insurance partner, Ochs Inc offers unparalleled expertise, personalized solutions, and a commitment to exceptional service.

North Star Resource Group is a Minneapolis-based financial services firm that provides individuals, families and businesses with the resources needed to create, preserve and protect their wealth. With a network of 170 advisors in 22 states, North Star has contributed to the financial security and well-being of over 140,000 individuals.* Additionally, North Star contributes 10 percent of profits each year to worthy nonprofits through the Scott Richards North Star Foundation, totaling $5 million donated since 2004. *Data as of 12/31/19 North Star Resource Group is independently owned and operated and offers its own suite of products and services entirely independent of Securian. Certain individuals associated with North Star Resource Group are registered with and offer securities and investment advisory services through Securian Financial Services, Inc. ("Securian"), a registered broker-dealer and investment adviser, member FINRA / SIPC. Individuals registered with Securian are authorized to offer only those securities and investment advisory services that have been specifically approved by Securian. FINRA’s BrokerCheck contains additional information about registered individuals and also indicates whether they are registered representatives and/or investment advisor representatives. You may also refer to their individual bio pages on this website to find their registration status. Not all registered persons are registered as investment advisor representatives. Only registered persons who are registered as investment advisor representatives use titles "advisor" or "financial advisor" and provide advisory services. For further questions about which individuals associated with North Star Resource Group are registered with Securian, as well as information about which securities and investment advisory services such individuals are authorized to offer on Securian's behalf, please contact Securian at 1-800-820-4205. 2701 University Ave SE, Minneapolis, MN 55414