America’s TPA has merged with HealthEZ to form the new HealthEZ, the simple solution to employer health benefits. When our founder created HealthEZ's simplified medical statement and payment system in 1997, we knew we had a great new service with a great name. And now – after receiving such positive feedback for such a long time about the way HealthEZ simplifies the medical payment process – we've come to the conclusion that HealthEZ is not just an additional service provided by America's TPA, but rather a completely different approach to the way health benefits are administered.

Nestled in the heart of St. Cloud, Minnesota, CBIZ stands tall as a trusted ally in navigating the complex realm of employee benefits. With a commitment to local businesses like Advantage Auto Group, CBIZ brings forth tailored solutions that prioritize both employer and employee needs. Their seasoned team of professionals boasts an intricate understanding of the ever-evolving landscape of benefits, ensuring clients receive comprehensive guidance and support every step of the way. From crafting competitive health plans to streamlining administrative processes, CBIZ excels in delivering personalized strategies that foster employee satisfaction and organizational success. With a steadfast dedication to integrity and excellence, CBIZ remains a beacon of reliability for businesses seeking to optimize their employee benefits offerings in the bustling community of St. Cloud and beyond.

We exist to shape decisions for the better — to protect and enrich the lives of people around the world. Our colleagues provide our clients in over 120 countries and sovereignties with advice and solutions that give them the clarity and confidence to make better decisions to protect and grow their business.

North Risk Partners is an independent insurance brokerage and risk management advisory firm specializing in strategic solutions for businesses and individuals. Our firm’s core areas of service are property and casualty, including commercial, home, auto, farm, and more; and benefits, including medical and ancillary plans for employee benefit programs as well as individuals and families. North Risk also has a significant surety bonds practice. Our team is committed to helping clients face risk head-on with right-fit insurance coverage and attention to opportunities for preventing avoidable losses. For businesses, we have programming and compliance support in the areas of human resources, safety, worksite wellness and more. North Risk Partners is one of the largest, privately owned independent insurance agencies in the Midwest with over 400 employees serving our clients from 31 locations across five states: Minnesota, Iowa, Nebraska, North Dakota, and South Dakota. Learn more at northriskpartners.com or connect with us on Twitter and Facebook. Twitter: https://twitter.com/NorthRisk Facebook: https://www.facebook.com/NorthRiskPartners/

Bridget Faber, based out of St. Cloud, Minnesota, stands out as a distinguished insurance broker, particularly adept in collaborating with local and regional employers. Specializing in medical and ancillary benefits, Bridget Faber's office demonstrates a nuanced understanding of diverse industry needs and tailors its services accordingly. This expertise is evident in their impressive portfolio of top customers. A notable example is their work with All Flex Solutions, a key player in the semiconductor and electronic component manufacturing industry. Servicing over 180 participants, Bridget Faber has effectively addressed the unique insurance needs inherent to this tech-centric sector. Another significant client is Bayer Built Woodworks, belonging to the lumber and construction materials merchant wholesalers industry. With more than 340 participants under their care, Bridget Faber has successfully navigated the complex insurance requirements of the construction and lumber sector. Additionally, Granite Tops, a company in the nonmetallic mineral product manufacturing industry, benefits from Bridget Faber's specialized services for its 80+ participants. This relationship highlights the broker's ability to scale and adapt its offerings to various company sizes and industry demands. As part of a local brokerage firm, Bridget Faber's office brings a personal touch and localized insight to their services, ensuring that their clients receive tailored solutions that align with their specific industry challenges and regional nuances. This local focus, combined with their wide-ranging expertise, positions Bridget Faber as a reliable and knowledgeable partner for employers seeking comprehensive and customized insurance solutions in St. Cloud, MN.

Preferred Concepts provides premier coverage solutions focused on the real estate industry. We are backed by decades of experience insuring a broad array of property types via a novel and contemporary approach to underwriting.

Secura Consultants is a highly regarded insurance broker with a dedicated office serving clients in Wisconsin and Alabama. Renowned for their exceptional customer service and industry expertise, this particular office has earned stellar reviews from satisfied clients. Notably, they partnered with Qti Human Resources Inc., an employment services industry leader with 2,310 employees. Collaborating closely with Qti's HR and finance team, Secura Consultants successfully implemented a comprehensive suite of customized insurance solutions, including a self-funding arrangement, HMO and PPO plans, a pharmacy benefits management program, and a tailored drug plan. Secura Consultants' extensive client portfolio encompasses renowned organizations such as CLA (CliftonLarsonAllen), Forward Service Corporation, IronMountain Solutions, Inc., and Professional Services Group. Headquartered in Minneapolis, Minnesota, Secura Consultants caters to a diverse range of clients, from large corporations to midsize employers. Their impressive M Score reflects their vast experience and proficiency in servicing clients across different industries and sizes. With a deep understanding of various sectors, Secura Consultants excels in serving clients in employment services, motor vehicle manufacturing, architectural, engineering, and related services industries. They have demonstrated expertise in working with self-funded employers, ensuring optimal coverage and cost-efficiency. Moreover, they possess a strong track record of collaborating with HMOs and effectively addressing the specific needs of their clients. Additionally, Secura Consultants has a wealth of experience in partnering with clients and PPOs to ensure comprehensive coverage that meets the unique requirements of their members. Secura Consultants' dedication to delivering superior insurance solutions, personalized service, and industry-specific expertise makes them the go-to insurance broker for clients seeking comprehensive coverage tailored to their specific needs.

BLS Consulting is a reputable insurance broker that specializes in providing comprehensive services to midsize employers. With a strong focus on self-funded employers, they have amassed valuable experience in tailoring insurance solutions to meet their clients' unique needs. Located in Plymouth, Minnesota, BLS Consulting's local office is known for its exceptional work with North Memorial Health Hospital, a prominent employer in the health care and social assistance industry. Collaborating closely with the hospital's HR and finance team, BLS Consulting successfully implemented a customized self-funding arrangement, ensuring optimal coverage for their 180 members. With extensive expertise in the health care and social assistance sectors, BLS Consulting offers invaluable insights and tailored solutions to their clients. Their dedication to understanding the intricacies of these industries enables them to provide comprehensive insurance strategies that address the specific challenges and risks faced by employers in these sectors. Operating primarily in Mississippi and Tennessee, BLS Consulting's Plymouth office extends its exceptional services to a wide range of employer clients, including notable organizations like Maple Grove Hospital and North Memorial Health Hospital. Through their diligent approach and commitment to excellence, BLS Consulting has established itself as a trusted partner for midsize employers, offering reliable insurance brokerage services that help businesses navigate the complex insurance landscape effectively.

Dattilo Consulting, Inc. helps companies and their employees thrive through affordable benefit plans and related services. Headquartered in the West Metro (Chanhassen, MN) we specialize in comprehensive employee benefits consulting and services for companies in the broader St. Paul and Minneapolis area. BENEFITS CONSULTING DCI clients spend 49% less on benefits than the national average. Employees spend 21% less. We help you navigate company health insurance plans, develop strategies to reduce healthcare costs, evaluate health insurance pricing models, and find the right mix of employee benefits to keep your competitive edge. ■ Group health insurance benefits - Including BENIC plan (benefiting employees not insurance companies) ■ HSA (Health Savings Account) ■ HRA (Health Reimbursement Arrangements) ■ Copay health insurance ■ Company Dental Insurance plans ■ Group Life Insurance ■ Employee disability plans ■ Vision Plans ■ Voluntary Benefit Plans ■ Cafeteria plans - POP (Premium Only Plans) - FSA plans (Flexible Spending Accounts) - DCAP (Dependent Care Assistance Plan) HR CONSULTING & SUPPORT A common fear we hear from Controllers and HR Directors is dropping the ball and creating liability for their company because there isn’t enough time or help to get everything done. We bring order to chaos by helping you with simple day to day operations like onboarding and offboarding, open enrollment, health plan administration, and regulatory compliance. ■ Offboarding (employee termination) ■ Open enrollment (electronic and paper materials, in-person meetings, digital distribution) ■ HSA, HRA, and FSA plan administration ■ HR Compliance management - COBRA administration - Affordable Care Act (1094C, 1095C) - CMS (Centers for Medicare & Medicaid Services) Reporting - 5500 filings - Document storage and organization - Department of Labor (DOL) audit reports If you need help implementing or managing benefits, give us a call! (952) 448-8800

Excelsior Benefits LLC, nestled in the heart of Minneapolis, MN, operates from a sprawling, bustling office—an expansive hub indicative of their prominence in the insurance brokerage landscape. This formidable establishment boasts a wealth of experience catering to a diverse clientele, showcasing a keen proficiency in servicing self-funded clients. Their support extends seamlessly to both local and regional employers, a testament to their adaptability and commitment to meeting the unique needs of businesses. Excelsior Benefits LLC is deeply entrenched in the intricacies of various industries, exemplified by their robust portfolio featuring top-tier clients. Noteworthy among them are Harvey Vogel Manufacturing Co, a stalwart in forging and stamping with 210+ participants; Mada Insurance, a formidable player in religious, grantmaking, civic, and professional organizations with 560+ participants; and 626 Opco, a commercial and industrial machinery and equipment entity based in FL, boasting 60+ participants. This local brokerage firm prides itself on a multifaceted skill set, particularly excelling in architectural, engineering, and related services, automobile dealerships, as well as nursing and residential care facilities. With a focus on midsize and small employers, Excelsior Benefits LLC combines local insight with extensive industry expertise, making them a reliable and tailored choice for employers seeking comprehensive and personalized insurance solutions.