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Find Top Insurance Brokers In Walker, Minnesota

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Mployer Advisor independently rates each insurance advisor using a proprietary score called an “M Score”.
An advisor cannot pay to influence their score.

Insurance Brokers of MN (Chad Nelson)

Insurance Brokers of MN (Chad Nelson)

Pequot Lakes, Minnesota

Insurance Brokers of MN is a locally owned and operated insurance brokerage firm for group benefits and employee benefits. Insurance Brokers of MN provides a wide range of services to all size busines...

mScore

Score

4/5

Proprietary rating

Service focus:

Employer size expertise:


Health, Dental, Vision, Life, Disability

51-100, 101-250, 251-1,000, 1,001-2,500, 2,501+

Insurance Brokers of MN (Chad Nelson)

Insurance Brokers of MN (Chad Nelson)

Pequot Lakes, Minnesota

mScore

Score

Proprietary rating

4/5

Insurance Brokers of MN is a locally owned and operated insurance brokerage firm for group benefits and employee benefit...

Insurance Brokers of Mn - Bemidji, MN

Insurance Brokers of Mn - Bemidji, MN

Bemidji, Minnesota

An organization that is known for providing insurance, voluntary benefits and other services to the people in Bemidji, Insurance Brokers of MN has a deep understanding of the needs of small and large ...

mScore

Score

4/5

Proprietary rating

Service focus:

Employer size expertise:


Health, Dental, Vision, Life, Disability, Voluntary Insurance, Liability, Retirement

51-100, 101-250, 251-1,000, 1,001-2,500, 2,501+

Insurance Brokers of Mn - Bemidji, MN

Insurance Brokers of Mn - Bemidji, MN

Bemidji, Minnesota

mScore

Score

Proprietary rating

4/5

An organization that is known for providing insurance, voluntary benefits and other services to the people in Bemidji, I...

Klein Insurance - Park Rapids, MN

Klein Insurance - Park Rapids, MN

Park Rapids, Minnesota

Klein Insurance is a locally owned and run insurance broker in the Park Rapids, Minnesota area. They specialize in group health and employee benefits and provide this for all sizes of employers in the...

mScore

Score

3/5

Proprietary rating

Service focus:

Employer size expertise:


Health, Dental, Vision, Life, Disability, Voluntary Insurance, Liability, Retirement

1-10, 11-50, 51-100, 101-250, 251-1,000

Klein Insurance - Park Rapids, MN

Klein Insurance - Park Rapids, MN

Park Rapids, Minnesota

mScore

Score

Proprietary rating

3/5

Klein Insurance is a locally owned and run insurance broker in the Park Rapids, Minnesota area. They specialize in group...

Pickett Agency, Inc

Bemidji, Minnesota

Pickett Agency, Inc provides employee benefits and group health insurance to all sizes of employers in the Bemidji area. Group health benefits are an important part of total compensation for employees...

mScore

Score

2/5

Proprietary rating

Service focus:

Employer size expertise:


Health, Dental, Vision, Life, Disability

Pickett Agency, Inc

Bemidji, Minnesota

mScore

Score

Proprietary rating

2/5

Pickett Agency, Inc provides employee benefits and group health insurance to all sizes of employers in the Bemidji area....

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Ouradnik Insurance Agency - Nisswa, MN

Nisswa, Minnesota

Ouradnik Insurance Agency Nisswa, a regional insurance brokerage firm, offers group health insurance and employee benefits to customers. The company's Nisswa office provides these policies for smaller...

mScore

Score

1/5

Proprietary rating

Service focus:

Employer size expertise:


Health, Dental, Vision, Life, Disability, Voluntary Insurance, Liability, Retirement

51-100, 101-250, 251-1,000, 2,501+

Ouradnik Insurance Agency - Nisswa, MN

Nisswa, Minnesota

mScore

Score

Proprietary rating

1/5

Ouradnik Insurance Agency Nisswa, a regional insurance brokerage firm, offers group health insurance and employee benefi...

First National Bank North

First National Bank North

Walker, Minnesota

First National Bank North Walker is a local insurance broker serving the greater Walker area. First National Bank North's Walker office has an M Score of 2; their range of experience is limited. First...

mScore

Score

2/5

Proprietary rating

Service focus:

Employer size expertise:


51-100, 101-250, 251-1,000, 1,001-2,500, 2,501+

First National Bank North

First National Bank North

Walker, Minnesota

mScore

Score

Proprietary rating

2/5

First National Bank North Walker is a local insurance broker serving the greater Walker area. First National Bank North'...

Insure Forward - Bemidji, MN

Bemidji, Minnesota

Insure Forward Bemidji, a regional insurance brokerage, is partnering with communities to keep business moving. They offer medical insurance and voluntary benefits to those working in the Bemidji area...

mScore

Score

Unrated

Proprietary rating

Service focus:

Employer size expertise:


Health, Dental, Vision, Life, Disability

Insure Forward - Bemidji, MN

Bemidji, Minnesota

mScore

Score

Unrated

Proprietary rating

0/5

Insure Forward Bemidji, a regional insurance brokerage, is partnering with communities to keep business moving. They off...

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Frequently asked questions

How can I find an insurance broker near Walker, Minnesota?

Mployer Advisor lets you search for Walker, Minnesota-area insurance brokers, advisors, or consultants in one place. Narrow your results at the top of this page by M Score rating, company size, the type of insurance you're looking for, or even your industry.

How are insurance brokers in Walker, Minnesota paid?

Most often business insurance brokers are paid through commissions and fees. Small and mid-size companies' insurance brokers are typically paid through commissions. These are paid to the broker by the insurance company you select. Larger companies often set up a fee-based arrangement instead of a commission-based arrangement with their broker or consultant partner.

Can I compare insurance brokers in the Walker, Minnesota area?

It can feel overwhelming to sift through the many brokers in the Walker, Minnesota area. It's why Mployer Advisor provides a free comprehensive list of all Walker, Minnesota insurance brokers. We include overviews, customer reviews, and our independent rating called an M Score. The higher the M Score, the broader the broker's experience. With an M Score, you are empowered to choose the best broker for your company.

What is the difference between an insurance broker, agent, and a consultant in Walker, Minnesota?

Insurance brokers, agents, and consultants in Walker, Minnesota all have a similar role as they help a business or individual select an insurance company and plan.

  • Agents represent one specific insurance company only for the most part, they sell that insurance company's products.
  • Brokers are often independent and are able to quote multiple insurance company's prices. They are usually paid through a commission from the insurance company selected.
  • Consultants are usually brokers as well, but they work with larger companies and are paid on a fee based arrangement, similar to general management consultants. That is why they are often called consultants.
You can use Mployer Advisor to find Walker, Minnesota based insurance brokers and consultants.

Should I hire an independent Walker, Minnesota insurance broker?

Finding the best insurance for your business can feel intimidating, as there are a lot of options in Walker, Minnesota. For most organizations, it's beneficial to hire an independent broker.

An insurance broker local to the Walker, Minnesota area will have familiarity to the Walker, Minnesota healthcare systems and insurance plans. This gives Walker, Minnesota insurance brokers unique insight that others from out of the area may not have. Also, independent insurance brokers are able to quote you prices for your employees from a wider range of insurance carriers and therefore can often find prices and plans that better fit unique needs.

How do I choose a benefits broker in Walker, Minnesota?

It can feel overwhelming to sift through the many brokers in the Walker, Minnesota area. That is why Mployer Advisor provides a free comprehensive list of all Walker, Minnesota insurance brokers. We include overviews, customer reviews, and our independent rating called an M Score.

Can I change my insurance broker?

If you are currently working with a broker, it's important to know that you can always change your insurance broker. Even if you're happy with your broker, it's a good idea to evaluate Walker, Minnesota-based insurance brokers often.

If you do not feel like you as a business are not receiving the right price or level of service you deserve, you should evaluate a new insurance broker. Mployer Advisor provides a free list of Walker, Minnesota based insurance brokers and consultants for you to review including customer ratings and independent scores.

Will my insurance broker handle my insurance claims?

Insurance brokers in Walker, Minnesota do not specifically handle claims, that is the role of your insurance carrier. Your insurance broker can help you navigate the claims process if needed, especially for large and or questionable claims.

Do all Walker, Minnesota brokers have an M Score?

We work hard to ensure every M Score is accurate, helpful, and pushes the insurance brokerage industry to be open and transparent. It's calculated using a brokerage's breadth and depth of experience across industries, employer sizes, and offerings. An industry-first, the M Score is available for most Walker, Minnesota-based brokers and more are being added every day.

When is the best time to shop for a new insurance broker?

Making the right insurance choice saves money, helps retain the best employees, and can prevent unforeseen costs. An insurance broker is an invaluable asset so the best time to shop for a new Walker, Minnesota-area insurance broker is earlier than you think. Extra time helps identify the skills and capabilities expected of your ideal broker, lets you understand how different brokers deliver different results, and gives you the ability to use neutral third-party tools like Mployer Advisor to evaluate broker options.

Insider Information For Employers

CMS Extends Vaccination Deadline for Healthcare Workers in 25 States

In Employment Situation

Editor’s Note: News and updates surrounding COVID-19 vaccination mandates continue to evolve rapidly. Check back for news on the Mployer Advisor blog as developments unfold. For state-specific guidance, please refer to OSHA’s site here.   On January 13, 2022, the U.S. Supreme Court upheld the Center for Medicare and Medicaid Services (CMS) rule, which required the vaccination of all healthcare workers at CMS-covered facilities. The CMS mandate is expected to cover more than 10.4 million healthcare workers across 76,000 facilities nationwide.  The CMS ruling came on the same day as the court ruled to block the Biden administration’s Occupational Safety and Health Administration (OSHA) vaccine mandate that targeted large employers. Previously, the OSHA mandate required that businesses with 100 or more employees implement a vaccination requirement for workers or require a weekly testing alternative.  Because the CMS rule was paused during litigation, the federal government extended the COVID-19 vaccination deadline in 24 states. According to guidance from CMS, workers now have until February 14 to receive their first COVID-19 dose and must be completely vaccinated by March 15.   These revised deadlines apply to the following states:  * Alabama  * Alaska  * Arizona  * Arkansas  * Georgia  * Idaho  * Indiana  * Iowa  * Kansas  * Kentucky  * Louisiana  * Mississippi  * Missouri  * Montana  * Nebraska  * New Hampshire  * North Dakota  * Ohio  * Oklahoma  * South Carolina  * South Dakota  * Utah  * West Virginia  * Wyoming   Texas officials challenged the CMS directive, which a federal district court dismissed on January 20. As such, Texas healthcare workers must now receive their first vaccine dose by February 22 and be fully vaccinated by March 21.   Compliance timelines were not affected for healthcare providers in the District of Columbia, U.S. territories, or the remaining 25 states that did not challenge the mandate.   Compliance Standards and Enforcement  According to a recent post from the Society for Human Resources Management (SHRM), the CMS vaccination requirement applies to all healthcare workers at CMS-covered facilities, even if those employees do not have contact with patients or clinical responsibilities.   What’s more, staff members who work remotely but still have some contact with other staff members–such as in-person staff meetings or at worksites–must also comply. Only staff who perform all their duties remotely are exempt from the vaccination mandate.   According to guidance from CMS, “Facility staff vaccination rates under 100 percent constitute noncompliance under the rule.” However, CMS clarified noting that “Noncompliance does not necessarily lead to termination [from the programs], and facilities will generally be given opportunities to return to compliance.”  The Centers for Disease Control and Prevention (CDC) defines a fully vaccinated person as an individual who has two doses of the Pfizer or Moderna vaccine, or one dose of the Johnson & Johnson vaccine. The CDC recommends that eligible individuals receive a booster shot in addition to their primary vaccine, however a booster is not required under the CMS rule.   The CMS mandate also requires employers to track employees’ vaccination status, including creating a policy to record religious or medical exemptions and employee accommodations.   Unsure of how to navigate the ongoing uncertainty caused by the evolving COVID-19 pandemic? Register now for Mployer Advisor’s upcoming webinar “COVID-19 Compliance in the Workplace: Strategies for Success in Uncertain Times.”   Looking for more exclusive content? Head over to the Mployer Advisor blog, or click here to read four industry leaders’ top employee benefits predictions for 2022.  

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Industry Leaders Predict 2022's Top Employee Benefits Trends

In Employee Benefits, Voluntary Benefits

In 2021, employers across the nation were forced to rethink best-in-class strategies on how to recruit and retain top talent.   Between the evolving challenges left in the wake of the COVID-19 pandemic, including the gaps left in the workforce from the Great Resignation, employers are rethinking benefits plan designs and how to diversify offerings. What's more, the unemployment rate for January hit 3.9%, a new low and the first time it's dipped below pre-pandemic levels since February 2020.   If increasing or filling gaps in your workforce is a top goal this year, remember that it's vital to assess employee needs and wants continuously. So, what employee benefits will rank highest in importance for employees in 2022?   Mployer Advisor recently spoke with four renowned employee benefits leaders and asked for their top employee benefits predictions for 2022. Below are their responses:   DEREK WINN: BENEFITS CONSULTANT, BUSINESS BENEFITS GROUP  Top predictions: Lifestyle accounts "We anticipate employers will develop their own unique, innovative solutions in 2022; this will enhance flexibility, empathy, and added compensation. One example includes lifestyle accounts, where employers have the advantage of streamlining various benefits together, such as wellness incentives; catered meals or snacks; home office equipment; cell phone and internet reimbursements; and more into an easy-to-use platform for reimbursement."   AARON EATON: DIRECTOR OF SALES, EMPLOYEE HEALTH AND BENEFITS, MARSH MCLENNAN AGENCY Top predictions: Hospital indemnity and student loan benefits "COVID–and its ever-changing viral composure– illustrated to the masses how costly hospital stays could be, especially if admitted to the ICU. Whereas worksite products, such as hospital indemnity, were traditionally looked over by mainstream buyers, its true benefit and how it can help has been forced into the spotlight. We have entered into an era where the increase in hospital stays makes the fear of hitting out-of-pocket maximums a foregone conclusion, if and when admitted. In 2022, we will likely see a highly educated buyer who understands the risk and reward of a product like a hospital indemnity to protect their pocketbooks. Two years ago, student loan benefits were the fastest-growing employee benefit, and I predict that we will see a resurgence of this trend as employers are desperate to retain staff and recruit new blood. The cultural effect that a student loan benefits program has can be profound, especially from a multigenerational perspective. College graduates, mid-career professionals, experienced employees to pre-retirees, each can take advantage of this benefit if set up correctly. When an organization offers to help an employee pay down their debt–whether that be their own or their children's or grandchildren's–you then have a benefit that strengthens that employee's loyalty and feeling of belonging."    HEATHER GARBERS: VP VOLUNTARY BENEFITS, HUB INTERNATIONAL Top predictions: Permanent life insurance "Many of our clients have been impacted by the Great Resignation, and voluntary benefits can be a cost-effective way to build a more robust benefits offering. Specific voluntary benefits I expect to trend, include permanent life insurance and critical illness.  Workplace sales of permanent life insurance jumped 75% through Q3 2021 over 2020. Many group term life policies are only effective when the insured is actively at work. This resulted in many employees losing coverage in 2020 and 2021 if they were furloughed or laid off.  Workplace sales also increased 11% as many carriers have an infectious disease benefit that would create a payout for complications from COVID and other cardiovascular or cancer conditions." BRIAN ALEXANDER: DIRECTOR OF CONSULTING, EMPLOYEE BENEFITS, HUB INTERNATIONAL  Top predictions: Total compensation focus "In 2022, with a focus on attracting and retaining talent, employers will review all aspects of their employee offerings. This includes salaries, leave policies, work-from-home policies, benefits offering, and more.   Too often benefit plans have lacked a thoughtfulness, intentionality, and alignment to the organization's objectives and intended audience. As the talent market and budgets tighten, I suspect employers to re-evaluate their benefits offerings and ask these three main questions:  * Whom does this benefit serve, and how does that align with my employee population?  * Does this benefit increase my value to employees?   * Was this benefit designed with ease of understanding and employee value in mind?" With these predictions in mind, what changes–if any–will you implement into your comprehensive employee benefits package in 2022?  Looking for related content? Read our 3 most attractive categories of employee benefits and 5 strategies to retain your company's top talent over on the Mployer Advisor blog.  

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For Employers

1

CMS Extends Vaccination Deadline for Healthcare Workers in 25 States

In Employment Situation