Find Top Insurance Brokers In St Cloud, Minnesota

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Mployer Advisor independently rates each insurance advisor using a proprietary score called an “M Score”.
An advisor cannot pay to influence their score.

Insurance Brokers of MN, Inc - Kevin VanderWal

Insurance Brokers of MN, Inc - Kevin VanderWal

Rogers, Minnesota

Insurance Brokers of MN, Inc can help employers with their employee benefits. They have a very cooperative staff that is willing to work with the employer in order to get them the best possible result...

mScore

Score

4/5

Proprietary rating

Service focus:

Employer size expertise:


Health, Dental, Vision, Life, Disability, Voluntary Insurance, Liability, Retirement

51-100, 101-250, 251-1,000, 1,001-2,500, 2,501+

Insurance Brokers of MN, Inc - Kevin VanderWal

Insurance Brokers of MN, Inc - Kevin VanderWal

Rogers, Minnesota

mScore

Score

Proprietary rating

4/5

Insurance Brokers of MN, Inc can help employers with their employee benefits. They have a very cooperative staff that is...

Insurance Brokers of Mn -Medina, MN

Insurance Brokers of Mn -Medina, MN

Medina, Minnesota

Grown from representing 5 major insurance companies to over 50, with 35 locations across the sate of Minnesota and 1 location in North Dakota and Wisconsin.

mScore

Score

4/5

Proprietary rating

Service focus:

Employer size expertise:


Health, Dental, Vision, Life, Disability

51-100, 101-250, 251-1,000, 1,001-2,500, 2,501+

Insurance Brokers of Mn -Medina, MN

Insurance Brokers of Mn -Medina, MN

Medina, Minnesota

mScore

Score

Proprietary rating

4/5

Grown from representing 5 major insurance companies to over 50, with 35 locations across the sate of Minnesota and 1 loc...

North Risk Partners - Albany, MN

North Risk Partners - Albany, MN

Albany, Minnesota

North Risk offers medical insurance, voluntary benefits and other services for all sizes of employers in the Albany area. Group health benefits are an important part of total compensation for employee...

mScore

Score

5/5

Proprietary rating

Service focus:

Employer size expertise:


Health, Dental, Vision, Life, Disability, Property Casualty, Workers Compensation, Voluntary Insurance, Liability, Retirement

51-100, 101-250, 251-1,000, 1,001-2,500, 2,501+

North Risk Partners - Albany, MN

North Risk Partners - Albany, MN

Albany, Minnesota

mScore

Score

Proprietary rating

5/5

North Risk offers medical insurance, voluntary benefits and other services for all sizes of employers in the Albany area...

Insurance Brokers of MN (Dave Wichman)

Insurance Brokers of MN (Dave Wichman)

Isanti, Minnesota

Insurance Brokers of MN (Dave Wichman) is a part of a regional insurance brokerage firm serving several areas with a local office in Isanti region. Grown from representing 5 major insurance companies ...

mScore

Score

4/5

Proprietary rating

Service focus:

Employer size expertise:


Health, Dental, Vision, Life, Disability

51-100, 101-250, 251-1,000, 1,001-2,500, 2,501+

Insurance Brokers of MN (Dave Wichman)

Insurance Brokers of MN (Dave Wichman)

Isanti, Minnesota

mScore

Score

Proprietary rating

4/5

Insurance Brokers of MN (Dave Wichman) is a part of a regional insurance brokerage firm serving several areas with a loc...

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North Risk Partners - Monticello, MN

North Risk Partners - Monticello, MN

Monticello, Minnesota

North Risk Partners, LLC is a Minnesota based Independent Insurance Broker and Risk Management Firm. With over 30 years of experience in the insurance and risk management industry, The company underst...

mScore

Score

5/5

Proprietary rating

Service focus:

Employer size expertise:


Health, Dental, Vision, Life, Disability, Property Casualty, Workers Compensation, Voluntary Insurance, Liability, Retirement

51-100, 101-250, 251-1,000, 1,001-2,500, 2,501+

North Risk Partners - Monticello, MN

North Risk Partners - Monticello, MN

Monticello, Minnesota

mScore

Score

Proprietary rating

5/5

North Risk Partners, LLC is a Minnesota based Independent Insurance Broker and Risk Management Firm. With over 30 years ...

Insurance Brokers of MN – Medina

Insurance Brokers of MN – Medina

Medina, Minnesota

Grown from representing 5 major insurance companies to over 50, with 35 locations across the sate of Minnesota and 1 location in North Dakota and Wisconsin.

mScore

Score

4/5

Proprietary rating

Service focus:

Employer size expertise:


Health, Dental, Vision, Life, Disability

51-100, 101-250, 251-1,000, 1,001-2,500, 2,501+

Insurance Brokers of MN – Medina

Insurance Brokers of MN – Medina

Medina, Minnesota

mScore

Score

Proprietary rating

4/5

Grown from representing 5 major insurance companies to over 50, with 35 locations across the sate of Minnesota and 1 loc...

Blue Sky Benefit Solutions

Blue Sky Benefit Solutions

St Cloud, Minnesota

Blue Sky Benefit Solutions has been providing the greater St. Cloud region with health insurance and other voluntary benefits for many years. The company is committed to meeting their clients' needs, ...

mScore

Score

4/5

Proprietary rating

Service focus:

Employer size expertise:


Health, Dental, Vision, Life, Disability

Blue Sky Benefit Solutions

Blue Sky Benefit Solutions

St Cloud, Minnesota

mScore

Score

Proprietary rating

4/5

Blue Sky Benefit Solutions has been providing the greater St. Cloud region with health insurance and other voluntary ben...

Flagship Insurance Services - Winsted, MN

Flagship Insurance Services - Winsted, MN

Winsted, Minnesota

Flagship Insurance Services offers a wide range of group benefits for employers in the Minneapolis-St. Paul-Bloomington, MN-WI Metro Area. The cost and quality of your group health benefits is driven ...

mScore

Score

5/5

Proprietary rating

Service focus:

Employer size expertise:


Health, Dental, Vision, Life, Disability, Voluntary Insurance, Liability, Retirement

51-100, 101-250, 251-1,000, 1,001-2,500, 2,501+

Flagship Insurance Services - Winsted, MN

Flagship Insurance Services - Winsted, MN

Winsted, Minnesota

mScore

Score

Proprietary rating

5/5

Flagship Insurance Services offers a wide range of group benefits for employers in the Minneapolis-St. Paul-Bloomington,...

Baker Insurance Brokers

Baker Insurance Brokers

Andover, Minnesota

Baker Insurance Brokers offers medical insurance, voluntary benefits and other services for small to mid size employers in the Minneapolis-St. Paul-Bloomington, MN-WI Metro Area. Providing comprehensi...

mScore

Score

3/5

Proprietary rating

Service focus:

Employer size expertise:


Health, Dental, Vision, Life, Disability

1-10, 11-50, 51-100, 101-250

Baker Insurance Brokers

Baker Insurance Brokers

Andover, Minnesota

mScore

Score

Proprietary rating

3/5

Baker Insurance Brokers offers medical insurance, voluntary benefits and other services for small to mid size employers ...

Christensen Group Insurance - St. Cloud, MN

Christensen Group Insurance - St. Cloud, MN

Waite Park, Minnesota

Christensen Group Insurance is a full-service provider of life insurance, annuities, and employee benefits programs for businesses and their employees. They offer group health insurance, dental and vi...

mScore

Score

5/5

Proprietary rating

Service focus:

Employer size expertise:


Health, Dental, Vision, Life, Disability, Voluntary Insurance, Retirement

51-100, 101-250, 251-1,000, 1,001-2,500, 2,501+

Christensen Group Insurance - St. Cloud, MN

Christensen Group Insurance - St. Cloud, MN

Waite Park, Minnesota

mScore

Score

Proprietary rating

5/5

Christensen Group Insurance is a full-service provider of life insurance, annuities, and employee benefits programs for ...

Advantage 1 Insurance

Advantage 1 Insurance

St Cloud, Minnesota

Advantage 1 Insurance provides employee benefits and group health insurance to mid-to-large employers in the St. Cloud, MN, Metro Area.

mScore

Score

3/5

Proprietary rating

Service focus:

Employer size expertise:


Advantage 1 Insurance

Advantage 1 Insurance

St Cloud, Minnesota

mScore

Score

Proprietary rating

3/5

Advantage 1 Insurance provides employee benefits and group health insurance to mid-to-large employers in the St. Cloud,...

Gallagher Insurance, Risk Management & Consulting - Waite Park, MN

Gallagher Insurance, Risk Management & Consulting - Waite Park, MN

Waite Park, Minnesota

Arthur J. Gallagher Co. is a US-based global insurance brokerage and risk management services firm headquartered in Rolling Meadows Illinois. The firm was established in 1927 and is one of the larges...

mScore

Score

5/5

Proprietary rating

Service focus:

Employer size expertise:


Health, Dental, Vision, Life, Disability

51-100, 101-250, 251-1,000, 1,001-2,500, 2,501+

Gallagher Insurance, Risk Management & Consulting - Waite Park, MN

Gallagher Insurance, Risk Management & Consulting - Waite Park, MN

Waite Park, Minnesota

mScore

Score

Proprietary rating

5/5

Arthur J. Gallagher Co. is a US-based global insurance brokerage and risk management services firm headquartered in Rol...

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Frequently asked questions

How can I find an insurance broker near St Cloud, Minnesota?

Mployer Advisor lets you search for St Cloud, Minnesota-area insurance brokers, advisors, or consultants in one place. Narrow your results at the top of this page by M Score rating, company size, the type of insurance you're looking for, or even your industry.

How are insurance brokers in St Cloud, Minnesota paid?

Most often business insurance brokers are paid through commissions and fees. Small and mid-size companies' insurance brokers are typically paid through commissions. These are paid to the broker by the insurance company you select. Larger companies often set up a fee-based arrangement instead of a commission-based arrangement with their broker or consultant partner.

Can I compare insurance brokers in the St Cloud, Minnesota area?

It can feel overwhelming to sift through the many brokers in the St Cloud, Minnesota area. It's why Mployer Advisor provides a free comprehensive list of all St Cloud, Minnesota insurance brokers. We include overviews, customer reviews, and our independent rating called an M Score. The higher the M Score, the broader the broker's experience. With an M Score, you are empowered to choose the best broker for your company.

What is the difference between an insurance broker, agent, and a consultant in St Cloud, Minnesota?

Insurance brokers, agents, and consultants in St Cloud, Minnesota all have a similar role as they help a business or individual select an insurance company and plan.

  • Agents represent one specific insurance company only for the most part, they sell that insurance company's products.
  • Brokers are often independent and are able to quote multiple insurance company's prices. They are usually paid through a commission from the insurance company selected.
  • Consultants are usually brokers as well, but they work with larger companies and are paid on a fee based arrangement, similar to general management consultants. That is why they are often called consultants.
You can use Mployer Advisor to find St Cloud, Minnesota based insurance brokers and consultants.

Should I hire an independent St Cloud, Minnesota insurance broker?

Finding the best insurance for your business can feel intimidating, as there are a lot of options in St Cloud, Minnesota. For most organizations, it's beneficial to hire an independent broker.

An insurance broker local to the St Cloud, Minnesota area will have familiarity to the St Cloud, Minnesota healthcare systems and insurance plans. This gives St Cloud, Minnesota insurance brokers unique insight that others from out of the area may not have. Also, independent insurance brokers are able to quote you prices for your employees from a wider range of insurance carriers and therefore can often find prices and plans that better fit unique needs.

How do I choose a benefits broker in St Cloud, Minnesota?

It can feel overwhelming to sift through the many brokers in the St Cloud, Minnesota area. That is why Mployer Advisor provides a free comprehensive list of all St Cloud, Minnesota insurance brokers. We include overviews, customer reviews, and our independent rating called an M Score.

Can I change my insurance broker?

If you are currently working with a broker, it's important to know that you can always change your insurance broker. Even if you're happy with your broker, it's a good idea to evaluate St Cloud, Minnesota-based insurance brokers often.

If you do not feel like you as a business are not receiving the right price or level of service you deserve, you should evaluate a new insurance broker. Mployer Advisor provides a free list of St Cloud, Minnesota based insurance brokers and consultants for you to review including customer ratings and independent scores.

Will my insurance broker handle my insurance claims?

Insurance brokers in St Cloud, Minnesota do not specifically handle claims, that is the role of your insurance carrier. Your insurance broker can help you navigate the claims process if needed, especially for large and or questionable claims.

Do all St Cloud, Minnesota brokers have an M Score?

We work hard to ensure every M Score is accurate, helpful, and pushes the insurance brokerage industry to be open and transparent. It's calculated using a brokerage's breadth and depth of experience across industries, employer sizes, and offerings. An industry-first, the M Score is available for most St Cloud, Minnesota-based brokers and more are being added every day.

When is the best time to shop for a new insurance broker?

Making the right insurance choice saves money, helps retain the best employees, and can prevent unforeseen costs. An insurance broker is an invaluable asset so the best time to shop for a new St Cloud, Minnesota-area insurance broker is earlier than you think. Extra time helps identify the skills and capabilities expected of your ideal broker, lets you understand how different brokers deliver different results, and gives you the ability to use neutral third-party tools like Mployer Advisor to evaluate broker options.

Insider Information For Employers

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In Small Business Insurance, Business Insurance