The Nesbit Agencies, Inc. is a family owned and operated group of independent insurance agencies. Founded in 1974 by Ross Nesbit and headquartered in Minnetonka, MN, we have progressed from a one man shop to 14 locations and growing! Experienced staff, centralized marketing, strong carrier relationships and a client first commitment has helped us become one of the largest agencies in the Midwest.

We believe that everybody deserves a workplace culture that supports their total well-being through benefits. Since 2006, Empyrean has provided hundreds of employers of varying size, industry, and benefit plan complexity with the innovative technology and best-in-class service necessary to accelerate their benefits strategies and bring their benefits programs to life. Empyrean’s platform and services are designed to create connected employee benefit experiences that enrich lives, strengthen employer brands, and improve workplace cultures for over 5 million people. With our +YOU solution, clients can deliver a holistic employee experience to help HR and benefit leaders simplify the work technology stack for all of the HR initiatives designed to improve employee productivity, well-being, and retention. Visit us at goempyrean.com.

With over 120 offices and nearly 7,000 associates throughout the U.S., CBIZ (NYSE: CBZ) delivers top-level financial and employee business services to organizations of all sizes, as well as individual clients, by providing national-caliber expertise combined with highly personalized service delivered at the local level. CBIZ has been honored to be the recipient of several national recognitions: • 2020 Best Workplaces in Consulting & Professional Services by Great Place to Work® • 2020 Workplace Excellence Seal of Approval by the Alliance for Workplace Excellence • Top 101 2020 Best and Brightest Companies to Work For in the Nation • 2020 Healthiest 100 Workplace in America • 2021 Top Workplaces USA We are one of the nation's leading: - Accounting Providers - Employee Benefits Specialists - Property & Casualty Brokerage and Risk Consulting Firms - Valuation Firms - Retirement & Investment Specialists CBIZ is associated with Mayer Hoffman McCann P.C. (MHM)*, a national, independent CPA firm. Through this association, we offer audit and attest services.

Flagship Insurance Services, LLC is a local insurance broker located in Winsted, Minnesota. With a deep understanding of the insurance industry, they have developed a strong reputation for their expertise in serving self-funded employers. An excellent example of their successful work is their collaboration with Alliant Engineering, Inc., a prominent employer in the architectural, engineering, and related services industry. By partnering with Alliant's HR and finance team, Flagship Insurance Services, LLC devised a tailor-made self-funding arrangement that perfectly addressed the unique needs of their 110 members. As a trusted insurance broker, Flagship Insurance Services, LLC extends its services to a diverse range of clients, particularly midsize employers. Notable clients of their Winsted office include Forklifts of Minnesota Inc, Security Bancshares Company, and Southdale Pediatric Associates. Operating throughout Minnesota, this office has gained a remarkable reputation, evident in their impressive M Score. Their extensive experience and expertise across various client sizes and industries have contributed to their standing as one of the top brokerages in the Hutchinson, MN market. Flagship Insurance Services, LLC possesses substantial knowledge and specialization in sectors such as physicians' offices, architectural and engineering services, and paint, coating, and adhesive manufacturing industries. Their commitment to delivering exceptional insurance solutions and personalized service has earned them the trust and loyalty of their clients. Whether it's providing comprehensive coverage, managing claims, or offering strategic guidance, Flagship Insurance Services, LLC stands as a reliable partner for businesses seeking effective insurance solutions in the Winsted area and beyond.

The Horton Group began in 1971 as a single location, eight-person insurance agency in Orland Park, Illinois. Today, Horton is a large, stable insurance broker that delivers complex solutions to thousands of customers. The company currently features seven offices in four states. Horton provides businesses with a value proposition – tangible services – that other brokers do not match. Additionally, The Horton Group utilizes a professional approach in managing the Company’s core business operations. This unique combination of service capabilities and business excellence gives Horton’s clients real value when compared to what competing insurance brokers can offer. The Horton Group does not take its success for granted. Through continuous improvement and innovation, the Company is able to develop superior risk and benefit programs for clients who are leaders in their field. In the areas of risk management, insurance and employee benefits, Horton provides programs and methodologies that are proven to lower costs and increase value. Horton adds to its service capabilities through acquisitions and new venture opportunities. These strategies, along with the Company’s tools, techniques and talent, come together to form Horton’s aggressive, growth-oriented culture of quality.

Nestled in the heart of Minneapolis, MHS Insurance Agency stands as a trusted beacon for companies seeking comprehensive employee benefits solutions. With a focus on serving the local community, MHS prides itself on personalized care and attention to detail. Their expertise shines particularly in the realm of self-funded employers, where they've garnered invaluable experience and insight. At MHS, clients aren't just numbers on a spreadsheet; they're partners in a journey towards optimized employee benefits packages. From UPPER LAKES FOODS, INC. to HANDI MEDICAL SUPPLY, INC., MHS has earned a reputation for reliability and innovation in crafting tailored solutions that meet the unique needs of each organization. Visitors to mhsinsurance.com are greeted with a wealth of resources and information, reflecting the agency's commitment to transparency and education. Whether navigating the complexities of self-funding or exploring new avenues for employee wellness initiatives, MHS guides clients with expertise honed over years of dedicated service. In a landscape where trust is paramount, MHS Insurance Agency stands as a steadfast ally for businesses looking to prioritize their employees' well-being while navigating the intricacies of benefits administration.

Brown & Brown, located in the bustling heart of Minneapolis, MN under the guidance of Julia Bertrand, stands out as a prominent insurance brokerage firm, particularly esteemed for its expertise with local and regional employers. This office has carved a niche in delivering comprehensive medical and ancillary benefits solutions, a testament to its profound understanding of employer needs and industry demands. One of the hallmark features of this Brown & Brown branch is its proficiency in serving the offices of real estate agents and brokers industries. A shining example of their client success stories is the collaboration with Collopy Real Estate, a Minnesota-based firm. Here, Brown & Brown has demonstrated its capability to manage complex insurance needs, catering to over 180 participants, which highlights their ability to handle substantial and intricate employer benefit programs. The firm’s strength lies in its dual focus: an intimate knowledge of local business landscapes coupled with the resources and reach of a large national insurance brokerage firm. This unique combination enables them to offer tailored, effective solutions that resonate with the specific needs of each client. Brown & Brown’s Minneapolis office, led by Julia Bertrand, is not just about numbers and contracts; it's about building lasting relationships and ensuring the financial safety and wellness of its clients and their employees. Their approach is holistic, considering not just the immediate insurance needs but also the long-term implications and opportunities for their clients. This office's commitment to excellence and its adeptness in navigating the complex world of employer benefits make it an excellent choice for businesses seeking reliable, insightful, and comprehensive insurance brokerage services.

Dattilo Consulting, Inc. helps companies and their employees thrive through affordable benefit plans and related services. Headquartered in the West Metro (Chanhassen, MN) we specialize in comprehensive employee benefits consulting and services for companies in the broader St. Paul and Minneapolis area. BENEFITS CONSULTING DCI clients spend 49% less on benefits than the national average. Employees spend 21% less. We help you navigate company health insurance plans, develop strategies to reduce healthcare costs, evaluate health insurance pricing models, and find the right mix of employee benefits to keep your competitive edge. ■ Group health insurance benefits - Including BENIC plan (benefiting employees not insurance companies) ■ HSA (Health Savings Account) ■ HRA (Health Reimbursement Arrangements) ■ Copay health insurance ■ Company Dental Insurance plans ■ Group Life Insurance ■ Employee disability plans ■ Vision Plans ■ Voluntary Benefit Plans ■ Cafeteria plans - POP (Premium Only Plans) - FSA plans (Flexible Spending Accounts) - DCAP (Dependent Care Assistance Plan) HR CONSULTING & SUPPORT A common fear we hear from Controllers and HR Directors is dropping the ball and creating liability for their company because there isn’t enough time or help to get everything done. We bring order to chaos by helping you with simple day to day operations like onboarding and offboarding, open enrollment, health plan administration, and regulatory compliance. ■ Offboarding (employee termination) ■ Open enrollment (electronic and paper materials, in-person meetings, digital distribution) ■ HSA, HRA, and FSA plan administration ■ HR Compliance management - COBRA administration - Affordable Care Act (1094C, 1095C) - CMS (Centers for Medicare & Medicaid Services) Reporting - 5500 filings - Document storage and organization - Department of Labor (DOL) audit reports If you need help implementing or managing benefits, give us a call! (952) 448-8800