Mployer Advisor

Find Top Insurance Brokers In Massachusetts

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Mployer Advisor independently rates each insurance advisor using a proprietary score called an “M Score”.
An advisor cannot pay to influence their score.

Hilb Group New England - MA

Hilb Group New England - MA

Needham, Massachusetts

Founded in 2009, Hilb Group is a Top 15 Employee Benefits and Property & Casualty insurance brokerage and advisory firm headquartered in Richmond, VA. Hilb offers more. Only big insurance brokers ca...

mScore

Score

5/5

Proprietary rating

Service focus:

Employer size expertise:


Health, Dental, Vision, Life, Disability, Voluntary Insurance, Retirement

1,001-2,500, 2,501+, 11-50, 51-100, 101-250, 251-1,000

Hilb Group New England - MA

Hilb Group New England - MA

Needham, Massachusetts

mScore

Score

Proprietary rating

5/5

Founded in 2009, Hilb Group is a Top 15 Employee Benefits and Property & Casualty insurance brokerage and advisory firm ...

Smith Brothers Insurance - Easthampton, MA

Smith Brothers Insurance - Easthampton, MA

Easthampton, Massachusetts

Since 1971 Smith Brothers Insurance has been providing employee benefits and group health insurance to all size of employers. They offer a wide range of products that include property, casualty, suret...

mScore

Score

5/5

Proprietary rating

Service focus:

Employer size expertise:


Health, Dental, Vision, Life, Disability, Property Casualty, Workers Compensation, Voluntary Insurance, Liability, Retirement

251-1,000, 101-250, 1,001-2,500, 51-100, 11-50

Smith Brothers Insurance - Easthampton, MA

Smith Brothers Insurance - Easthampton, MA

Easthampton, Massachusetts

mScore

Score

Proprietary rating

5/5

Since 1971 Smith Brothers Insurance has been providing employee benefits and group health insurance to all size of emplo...

Fred C Church Inc - Andover, MA

Fred C Church Inc - Andover, MA

Andover, Massachusetts

Fred Church Inc., an Assured Partners company, is a top-rated employee benefits and group health insurance provider in the Boston-Cambridge-Newton, MA-NH, Metro Area. They have been providing benefits...

mScore

Score

4/5

Proprietary rating

Service focus:

Employer size expertise:


Health, Dental, Vision, Life, Disability, Voluntary Insurance, Liability, Retirement

11-50, 51-100, 101-250, 251-1,000, 2,501+

Fred C Church Inc - Andover, MA

Fred C Church Inc - Andover, MA

Andover, Massachusetts

mScore

Score

Proprietary rating

4/5

Fred Church Inc., an Assured Partners company, is a top-rated employee benefits and group health insurance provider in t...

Pinnacle HR Solutions

Pinnacle HR Solutions

Needham, Massachusetts

Pinnacle HR Solutions is a professional benefits broker that strives to meet the needs of any employer with highly rated employee benefits. They offer medical, voluntary and retirement plans for emplo...

mScore

Score

4/5

Proprietary rating

Service focus:

Employer size expertise:


1-10, 11-50, 51-100, 101-250, 251-1,000

Pinnacle HR Solutions

Pinnacle HR Solutions

Needham, Massachusetts

mScore

Score

Proprietary rating

4/5

Pinnacle HR Solutions is a professional benefits broker that strives to meet the needs of any employer with highly rated...

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Strategic Benefit Advisors Inc

Strategic Benefit Advisors Inc

Southborough, Massachusetts

Strategic Benefit Advisors Inc (SBA) is a full-service health and welfare benefits consulting and brokerage firm that works with employers in the Worcester, MA-CT Metro Area. As a local insurance brok...

mScore

Score

4/5

Proprietary rating

Service focus:

Employer size expertise:


Health, Dental, Vision, Life, Disability, Voluntary Insurance, Liability, Retirement

51-100, 101-250, 251-1,000, 1,001-2,500, 2,501+

Strategic Benefit Advisors Inc

Strategic Benefit Advisors Inc

Southborough, Massachusetts

mScore

Score

Proprietary rating

4/5

Strategic Benefit Advisors Inc (SBA) is a full-service health and welfare benefits consulting and brokerage firm that wo...

Fred C Church Inc - Haverhill, MA

Fred C Church Inc - Haverhill, MA

Haverhill, Massachusetts

Fred C. Church Inc., is an Assured Partners company. The goal of the company is to provide an expert in-home service that is driven by customer satisfaction. The in-home service provides all in one ca...

mScore

Score

4/5

Proprietary rating

Service focus:

Employer size expertise:


Health, Dental, Vision, Life, Disability, Voluntary Insurance, Liability, Retirement

11-50, 51-100, 101-250, 251-1,000, 2,501+

Fred C Church Inc - Haverhill, MA

Fred C Church Inc - Haverhill, MA

Haverhill, Massachusetts

mScore

Score

Proprietary rating

4/5

Fred C. Church Inc., is an Assured Partners company. The goal of the company is to provide an expert in-home service tha...

NFP - Boston, MA

NFP - Boston, MA

Boston, Massachusetts

NFP offers medical insurance, voluntary benefits and other services for all sizes of employers in the Boston-Cambridge-Newton, MA-NH Metro Area. Boston-Cambridge-Newton, MA-NH is one of the most comp...

mScore

Score

5/5

Proprietary rating

Service focus:

Employer size expertise:


Health, Dental, Vision, Life, Disability, Voluntary Insurance, Retirement

51-100, 101-250, 251-1,000, 1,001-2,500, 2,501+

NFP - Boston, MA

NFP - Boston, MA

Boston, Massachusetts

mScore

Score

Proprietary rating

5/5

NFP offers medical insurance, voluntary benefits and other services for all sizes of employers in the Boston-Cambridge-N...

Eastern Insurance - Danvers, MA

Eastern Insurance - Danvers, MA

Danvers, Massachusetts

Eastern Insurance provides coverage to individuals, large employers, and medium-size companies in the Boston-Cambridge-Newton Metro Area. Eastern's dedicated team of professionals can find customized,...

mScore

Score

5/5

Proprietary rating

Service focus:

Employer size expertise:


Health, Dental, Vision, Life, Disability, Voluntary Insurance, Retirement

51-100, 101-250, 251-1,000, 1,001-2,500, 2,501+

Eastern Insurance - Danvers, MA

Eastern Insurance - Danvers, MA

Danvers, Massachusetts

mScore

Score

Proprietary rating

5/5

Eastern Insurance provides coverage to individuals, large employers, and medium-size companies in the Boston-Cambridge-N...

Gallagher Insurance, Risk Management & Consulting - Quincy, MA

Gallagher Insurance, Risk Management & Consulting - Quincy, MA

Quincy, Massachusetts

Arthur J. Gallagher Co. is a USbased global insurance brokerage and risk management services firm headquartered in Rolling Meadows Illinois. The firm was established in 1927 and is one of the largest...

mScore

Score

5/5

Proprietary rating

Service focus:

Employer size expertise:


Health, Dental, Vision, Life, Disability, Voluntary Insurance, Liability, Retirement

51-100, 101-250, 251-1,000, 1,001-2,500, 2,501+

Gallagher Insurance, Risk Management & Consulting - Quincy, MA

Gallagher Insurance, Risk Management & Consulting - Quincy, MA

Quincy, Massachusetts

mScore

Score

Proprietary rating

5/5

Arthur J. Gallagher Co. is a USbased global insurance brokerage and risk management services firm headquartered in Roll...

Integro Holdings Inc

Integro Holdings Inc

Boston, Massachusetts

Integro Holdings Inc. provides medical insurance, voluntary benefits, and other services for all sizes of employers in the Boston-Cambridge-Newton Metropolitan Area. It is a third-party administrator ...

mScore

Score

5/5

Proprietary rating

Service focus:

Employer size expertise:


Health, Dental, Vision, Life, Disability, Voluntary Insurance, Liability, Retirement

51-100, 101-250, 251-1,000, 1,001-2,500, 2,501+

Integro Holdings Inc

Integro Holdings Inc

Boston, Massachusetts

mScore

Score

Proprietary rating

5/5

Integro Holdings Inc. provides medical insurance, voluntary benefits, and other services for all sizes of employers in t...

Eastern Insurance Group - Hyannis, MA

Eastern Insurance Group - Hyannis, MA

Hyannis, Massachusetts

Eastern provides employee benefits and group health insurance to all sizes of employers in the Barnstable Town, MA, Metro Area. A comprehensive employee benefits plan is an important part of a payment...

mScore

Score

5/5

Proprietary rating

Service focus:

Employer size expertise:


Health, Dental, Vision, Life, Disability, Voluntary Insurance, Retirement

51-100, 101-250, 251-1,000, 1,001-2,500, 2,501+

Eastern Insurance Group - Hyannis, MA

Eastern Insurance Group - Hyannis, MA

Hyannis, Massachusetts

mScore

Score

Proprietary rating

5/5

Eastern provides employee benefits and group health insurance to all sizes of employers in the Barnstable Town, MA, Metr...

Marsh & McLennan Agency - Dedham, MA

Dedham, Massachusetts

With roots dating back to 1871, Marsh McLennan is the world's leading professional services firm in the areas of risk, strategy and people.

mScore

Score

5/5

Proprietary rating

Service focus:

Employer size expertise:


Health, Dental, Vision, Life, Disability

51-100, 101-250, 251-1,000, 1,001-2,500, 2,501+

Marsh & McLennan Agency - Dedham, MA

Dedham, Massachusetts

mScore

Score

Proprietary rating

5/5

With roots dating back to 1871, Marsh McLennan is the world's leading professional services firm in the areas of risk, s...

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Insider Information For Employers

CMS Extends Vaccination Deadline for Healthcare Workers in 25 States

In Employment Situation

Editor’s Note: News and updates surrounding COVID-19 vaccination mandates continue to evolve rapidly. Check back for news on the Mployer Advisor blog as developments unfold. For state-specific guidance, please refer to OSHA’s site here.   On January 13, 2022, the U.S. Supreme Court upheld the Center for Medicare and Medicaid Services (CMS) rule, which required the vaccination of all healthcare workers at CMS-covered facilities. The CMS mandate is expected to cover more than 10.4 million healthcare workers across 76,000 facilities nationwide.  The CMS ruling came on the same day as the court ruled to block the Biden administration’s Occupational Safety and Health Administration (OSHA) vaccine mandate that targeted large employers. Previously, the OSHA mandate required that businesses with 100 or more employees implement a vaccination requirement for workers or require a weekly testing alternative.  Because the CMS rule was paused during litigation, the federal government extended the COVID-19 vaccination deadline in 24 states. According to guidance from CMS, workers now have until February 14 to receive their first COVID-19 dose and must be completely vaccinated by March 15.   These revised deadlines apply to the following states:  * Alabama  * Alaska  * Arizona  * Arkansas  * Georgia  * Idaho  * Indiana  * Iowa  * Kansas  * Kentucky  * Louisiana  * Mississippi  * Missouri  * Montana  * Nebraska  * New Hampshire  * North Dakota  * Ohio  * Oklahoma  * South Carolina  * South Dakota  * Utah  * West Virginia  * Wyoming   Texas officials challenged the CMS directive, which a federal district court dismissed on January 20. As such, Texas healthcare workers must now receive their first vaccine dose by February 22 and be fully vaccinated by March 21.   Compliance timelines were not affected for healthcare providers in the District of Columbia, U.S. territories, or the remaining 25 states that did not challenge the mandate.   Compliance Standards and Enforcement  According to a recent post from the Society for Human Resources Management (SHRM), the CMS vaccination requirement applies to all healthcare workers at CMS-covered facilities, even if those employees do not have contact with patients or clinical responsibilities.   What’s more, staff members who work remotely but still have some contact with other staff members–such as in-person staff meetings or at worksites–must also comply. Only staff who perform all their duties remotely are exempt from the vaccination mandate.   According to guidance from CMS, “Facility staff vaccination rates under 100 percent constitute noncompliance under the rule.” However, CMS clarified noting that “Noncompliance does not necessarily lead to termination [from the programs], and facilities will generally be given opportunities to return to compliance.”  The Centers for Disease Control and Prevention (CDC) defines a fully vaccinated person as an individual who has two doses of the Pfizer or Moderna vaccine, or one dose of the Johnson & Johnson vaccine. The CDC recommends that eligible individuals receive a booster shot in addition to their primary vaccine, however a booster is not required under the CMS rule.   The CMS mandate also requires employers to track employees’ vaccination status, including creating a policy to record religious or medical exemptions and employee accommodations.   Unsure of how to navigate the ongoing uncertainty caused by the evolving COVID-19 pandemic? Register now for Mployer Advisor’s upcoming webinar “COVID-19 Compliance in the Workplace: Strategies for Success in Uncertain Times.”   Looking for more exclusive content? Head over to the Mployer Advisor blog, or click here to read four industry leaders’ top employee benefits predictions for 2022.  

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Industry Leaders Predict 2022's Top Employee Benefits Trends

In Employee Benefits, Voluntary Benefits

In 2021, employers across the nation were forced to rethink best-in-class strategies on how to recruit and retain top talent.   Between the evolving challenges left in the wake of the COVID-19 pandemic, including the gaps left in the workforce from the Great Resignation, employers are rethinking benefits plan designs and how to diversify offerings. What's more, the unemployment rate for January hit 3.9%, a new low and the first time it's dipped below pre-pandemic levels since February 2020.   If increasing or filling gaps in your workforce is a top goal this year, remember that it's vital to assess employee needs and wants continuously. So, what employee benefits will rank highest in importance for employees in 2022?   Mployer Advisor recently spoke with four renowned employee benefits leaders and asked for their top employee benefits predictions for 2022. Below are their responses:   DEREK WINN: BENEFITS CONSULTANT, BUSINESS BENEFITS GROUP  Top predictions: Lifestyle accounts "We anticipate employers will develop their own unique, innovative solutions in 2022; this will enhance flexibility, empathy, and added compensation. One example includes lifestyle accounts, where employers have the advantage of streamlining various benefits together, such as wellness incentives; catered meals or snacks; home office equipment; cell phone and internet reimbursements; and more into an easy-to-use platform for reimbursement."   AARON EATON: DIRECTOR OF SALES, EMPLOYEE HEALTH AND BENEFITS, MARSH MCLENNAN AGENCY Top predictions: Hospital indemnity and student loan benefits "COVID–and its ever-changing viral composure– illustrated to the masses how costly hospital stays could be, especially if admitted to the ICU. Whereas worksite products, such as hospital indemnity, were traditionally looked over by mainstream buyers, its true benefit and how it can help has been forced into the spotlight. We have entered into an era where the increase in hospital stays makes the fear of hitting out-of-pocket maximums a foregone conclusion, if and when admitted. In 2022, we will likely see a highly educated buyer who understands the risk and reward of a product like a hospital indemnity to protect their pocketbooks. Two years ago, student loan benefits were the fastest-growing employee benefit, and I predict that we will see a resurgence of this trend as employers are desperate to retain staff and recruit new blood. The cultural effect that a student loan benefits program has can be profound, especially from a multigenerational perspective. College graduates, mid-career professionals, experienced employees to pre-retirees, each can take advantage of this benefit if set up correctly. When an organization offers to help an employee pay down their debt–whether that be their own or their children's or grandchildren's–you then have a benefit that strengthens that employee's loyalty and feeling of belonging."    HEATHER GARBERS: VP VOLUNTARY BENEFITS, HUB INTERNATIONAL Top predictions: Permanent life insurance "Many of our clients have been impacted by the Great Resignation, and voluntary benefits can be a cost-effective way to build a more robust benefits offering. Specific voluntary benefits I expect to trend, include permanent life insurance and critical illness.  Workplace sales of permanent life insurance jumped 75% through Q3 2021 over 2020. Many group term life policies are only effective when the insured is actively at work. This resulted in many employees losing coverage in 2020 and 2021 if they were furloughed or laid off.  Workplace sales also increased 11% as many carriers have an infectious disease benefit that would create a payout for complications from COVID and other cardiovascular or cancer conditions." BRIAN ALEXANDER: DIRECTOR OF CONSULTING, EMPLOYEE BENEFITS, HUB INTERNATIONAL  Top predictions: Total compensation focus "In 2022, with a focus on attracting and retaining talent, employers will review all aspects of their employee offerings. This includes salaries, leave policies, work-from-home policies, benefits offering, and more.   Too often benefit plans have lacked a thoughtfulness, intentionality, and alignment to the organization's objectives and intended audience. As the talent market and budgets tighten, I suspect employers to re-evaluate their benefits offerings and ask these three main questions:  * Whom does this benefit serve, and how does that align with my employee population?  * Does this benefit increase my value to employees?   * Was this benefit designed with ease of understanding and employee value in mind?" With these predictions in mind, what changes–if any–will you implement into your comprehensive employee benefits package in 2022?  Looking for related content? Read our 3 most attractive categories of employee benefits and 5 strategies to retain your company's top talent over on the Mployer Advisor blog.  

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For Employers

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CMS Extends Vaccination Deadline for Healthcare Workers in 25 States

In Employment Situation