Clark-Mortenson Insurance, situated in Keene, NH, is a notable entity in the insurance brokerage landscape, particularly known for its adept handling of midsize employer needs. As a substantial office within a local brokerage firm, they bring a wealth of experience and a personalized approach to their clientele. This office is renowned for its specialization in dealing with self-funded clients, showcasing their adaptability and knowledge in tailoring insurance solutions that align with unique employer requirements. Their expertise particularly shines in the real estate sector, where they have demonstrated significant proficiency. One of their top clients, National Field Representatives, is a key player in the activities related to real estate industry, based in New Hampshire, with over 160 participants. This collaboration highlights Clark-Mortenson Insurance's ability to handle complex and sizable accounts with finesse. The team at this office is equipped to provide comprehensive support to both local and regional employers. Their approach is not just about offering insurance solutions, but about building relationships and understanding the specific needs and challenges of each business they work with. This customer-centric attitude has earned them a reputation for reliability and thoroughness in their service delivery. Clark-Mortenson Insurance's Keene office stands out for its combination of local understanding and broad industry expertise. They are a go-to option for businesses seeking a partner who can offer in-depth knowledge, personalized service, and a strong focus on sectors like real estate. For employers in the region, this office presents a compelling choice for their insurance needs, backed by a team that is both experienced and dedicated to delivering results that matter.

Smith Brothers, situated in Worcester, MA, emerges as a distinguished insurance broker with a keen focus on providing comprehensive benefits solutions to both local and regional employers. Specializing in medical and ancillary benefits, this Worcester-based office showcases a depth of expertise that caters to the diverse needs of businesses in the area. One of Smith Brothers' notable strengths is their successful collaborations with top customers in various industries. Consulting Engineering Services in architectural, engineering, and related services, Hy Labonne & Sons in the grocery and convenience retailers sector, and Intercommunity in outpatient care centers, each with participant counts exceeding 130, 150, and 310 respectively, highlight the broker's versatility and ability to navigate the intricacies of different business domains. As part of a regional insurance broker firm, Smith Brothers combines localized knowledge with the resources of a broader network. This strategy positions them as a reliable partner for employers seeking tailored and effective insurance solutions in Worcester, MA. With demonstrated experience in serving midsize employers and a proven track record across grocery and convenience retailers, architectural and engineering services, and outpatient care centers, Smith Brothers stands out as a go-to resource for businesses looking to enhance their employee benefits offerings.

National Benefits Group, situated in Keene, NH, stands out as a reliable insurance broker, specializing in delivering comprehensive employee benefits solutions to both local and regional employers. With a dedicated focus on medical and ancillary benefits, this office brings a wealth of knowledge and experience to the table. One of the key strengths of National Benefits Group in Keene lies in their deep expertise within the fruit and tree nut farming industry. Notably, they have successfully served major clients like Citrus World & Subsidiary Plan, a prominent player in the fruit and tree nut farming sector based in FL, boasting an extensive participant base of 270+. This accomplishment underscores their proficiency in tailoring benefits solutions to the unique needs of diverse industries. As part of a local brokerage firm, National Benefits Group in Keene operates with a nuanced understanding of the regional landscape, ensuring that their offerings align seamlessly with the specific challenges and opportunities present in the area. Their commitment to excellence and a client-centric approach positions them as a valuable partner for employers seeking top-notch benefits solutions.

The Hilb Group's office in Manchester, NH, stands as a key player in the realm of employer benefits, leveraging its larger office to provide comprehensive solutions for local and regional businesses. With a focus on medical and ancillary benefits, this office is a valuable resource, showcasing expertise in navigating the complexities of the benefits landscape. Their success stories include partnerships with top clients like Devens Treatment & Recovery Center in the individual and family services industry and the National Restaurant Association in the religious, grantmaking, civic, professional, and similar organizations sector. Managing benefits for over 340 and 270 participants, respectively, in these diverse industries underscores The Hilb Group's ability to tailor programs to meet the specific demands of each sector. The office's broad expertise extends across religious, grantmaking, civic, professional, and similar organizations, as well as individual and family services industries. As part of a regional insurance broker firm, The Hilb Group in Manchester combines local insight with the strength of a larger organization, offering employers strategic guidance and tailored solutions. With demonstrated experience in serving midsize employers, this office is a reliable partner for businesses seeking effective and personalized employer benefit solutions.

Clark & Lavey has been an innovator in the employee benefits market space for more than twenty years, providing clients with effective, long-term solutions to meet their health plan needs. We work with clients to control their health plan spending and provide resources that play a critical role in their success, including best-in-class HR services for compliance, technology, employee development and retention, regulatory assistance, and much more. At Clark & Lavey, our dedicated team provides a wide array of impactful resources while maintaining the personalized attention of a small agency. Through the years, we have stayed true to that vision while collectively servicing over 10,000 employers and nearly 9 million employees, representing all major market segments. As a member of Hilb Group, Clark & Lavey provides the best of both worlds: local, personal service, and the national resources of a large broker. Clark & Lavey's benefits professionals often find ways to facilitate pricing advantages that other firms miss, especially through our group health captive solution. InCap®, Clark & Lavey’s proprietary group health captive, allows firms to band together in purchasing their employee health insurance, while still maintaining their individual control. There is safety in numbers, and the risk is spread across a much larger census, driving down renewal rates and reducing exposure to the disruption of big claims. Investment and underwriting profits are also returned to their bottom lines, a bonus unavailable to those in the fully-insured marketplace. The results have consistently been positive for InCap participants. In fact, one InCap participant had both lower renewal rates and received $368,848 back to its bottom line from the most-recent pool return of more than $1.5 million. In today's fast-paced global environment, you have more challenges and demands on your time than ever before. Clark & Lavey has your benefits solutions.

Csone is a highly experienced regional insurance consultant based in Concord, New Hampshire. They have a wide range of expertise working with clients of all sizes, including large, midsize, and small employers. Known for their exceptional knowledge and proficiency, Csone specializes in self-funded clients, HMOs, PPOs, and carving out drug and pharmacy plans. An excellent example of their work in the Concord market is their collaboration with Marquis Management, a building finishing contractors employer with 250 members. Csone partnered with their HR and finance team to develop a comprehensive insurance package that included a self-funding arrangement, HMO plan, PPO plan, and PBM and drug plan tailored to meet the unique needs of their members. Csone is recognized as one of the top brokerages in the Concord, NH market due to their extensive experience and expertise across different client sizes, industries, and insurance products. They consistently achieve one of the highest M Scores possible, reflecting their exceptional track record and commitment to providing outstanding service. With their office in Concord, Csone serves clients across multiple states, including Vermont, New Hampshire, Maine, Massachusetts, Wisconsin, Kentucky, Florida, Tennessee, Michigan, Missouri, and Georgia. They have established relationships with a range of notable employers, such as Afscme Council 93, Blue Cross & Blue Shield of Vermont, Brattleboro Memorial Hospital, and Brattleboro Retreat. Csone's strong expertise extends to various industries, including health care and social assistance, insurance-related activities, and individual and family services. Their vast knowledge and understanding of these sectors enable them to offer tailored insurance solutions that effectively address the unique challenges and requirements of their clients.

Alera Group Northeast, situated in the bustling heart of Worcester, MA, is a prominent insurance brokerage that stands out for its robust expertise and client-centric approach. As a larger office within the Alera Group, this location boasts a remarkable proficiency in working with self-funded clients, making it a go-to choice for local and regional employers seeking tailored insurance solutions. This office has garnered a reputation for effectively serving midsize employers, a testament to its ability to handle complex and diverse insurance needs. Their client portfolio is impressive, showcasing their proficiency in a variety of industries. Notably, they have provided exemplary services to Cadmus Holding Company, a major player in the management, scientific, and technical consulting services industry. With over 400 participants, the partnership with Cadmus Holding Company reflects Alera Group Northeast's ability to manage large-scale insurance programs with finesse. Another highlight of their clientele includes Commodore Builders, a key name in the residential building construction industry. Serving over 220 participants, this relationship underscores the broker's deep understanding of the unique insurance needs within the construction sector. Similarly, their work with Ecological Fibers in the converted paper product manufacturing industry, catering to 210+ participants, further illustrates their versatility and industry-specific expertise. As part of a local brokerage firm, Alera Group Northeast retains a community-focused touch while delivering services that rival larger, national firms. Their specialization across residential building construction, converted paper product manufacturing, and management consulting sectors positions them as a comprehensive insurance partner for businesses in diverse fields. In summary, Alera Group Northeast's blend of local presence, wide-ranging industry expertise, and commitment to midsize employers makes them a standout choice for businesses seeking reliable, customized insurance solutions in the Worcester, MA area.

Granite Group Benefits, An Alera Group Company Granite Group Benefits is your single source corporate risk management firm. We and our strategic partners work together to provide you one place to find all of your commercial and group insurance solutions.