Gallagher - Hartford, CT is an office of Gallagher located in Bloomfield, Connecticut. Its work centers on employers in healthcare and social services as well as manufacturing, primarily mid-sized employers. The office places self-funded arrangements along with medical, prescription drug and ancillary lines coverage, and it also works on retirement plans. Example carriers include Aetna, Cigna and UnitedHealthcare.

NFP - SPRINGFIELD, MA is an office of NFP serving employer clients in Massachusetts. Its work centers on the financial activities and healthcare and social services sectors, spanning both small and large employers. The office places medical coverage, including HMO plans, along with prescription drug benefits, and its book includes employers whose staff rate their benefits highly. Among those clients is Shields Health Management Company, LLC, which is well rated by its employees for benefits. Example carriers include BCBS of MA and Harvard Pilgrim Health Care.

Hub International's Springfield, Massachusetts office operates from East Longmeadow as part of Hub International. Its employer clients concentrate in healthcare and social services, manufacturing, financial activities, professional business services, and religious and non-profit organizations, and the office works primarily with mid-sized and large employers. The office places self-funded arrangements alongside medical coverage structured as PPO and HMO plans, prescription drug benefits, ancillary lines, retirement plans and mega wrap arrangements. Clients including ION Financial, MHC and Soldier On, Inc. are well rated by their employees for benefits. Example carriers include Health New England, Aetna and Harvard Pilgrim Health Care.

Smith Brothers - Springfield, MA is an office of Smith Brothers located in Easthampton, Massachusetts. Its work centers on religious and non-profit organizations, serving small and mid-sized employers. The office places self-funded arrangements and medical coverage, along with ancillary lines and retirement plans. Example carriers include Harvard Pilgrim Health Care, Mutual of America Institutional Funds, Inc. and Altus Dental.

Trusted Total Rewards Providers. BETTER BENEFITS. BETTER PEOPLE. BETTER FOR YOUR BUSINESS. We take a personal approach to help you make professional decisions. The landscape of communication has evolved. Using technology to our advantage, in consideration of Individual preference and circumstances, you can be assured that The Richards Group will be there for you. A key component to every successful business is its ability to find and retain great employees. they’re the ones that help keep your business moving every day. One of the best ways for you to do this is to offer your employees a competitive benefits package as a form of compensation. With a staff of 36 in our Total Rewards Division, we have robust capabilities to well serve clients throughout Vermont & New Hampshire. At The Richards Group, we understand how important it is to strike the balance between what you provide for your employees and how it affects your company’s bottom line. With our Total Rewards offerings, we’ll work with you as a partner and extension of your team. We’ll develop a comprehensive and affordable Total Rewards program that will give you a strong, competitive edge. As the region's leading resource to help you understand the effects of healthcare reform and its' implications, we're here to help. Our strategy is uniquely focused to help make your organization a Best Place to Work. The Richards Group and many of our clients hold this endorsement. Using a steering wheel approach, we pilot our clients 360 degrees navigating risk management, compliance, worksite wellness, human resources, payroll, and leadership development. What sets us apart: 3rd Generation; Locally owned; Independent; One-stop for Benefits, Business Insurance, and Retirement Planning.

Marsh McLennan Agency's Worcester, Massachusetts office operates as part of the Marsh McLennan Agency. Its employer clients span manufacturing, healthcare and social services, professional business services, construction, and financial activities, and range from small employers to mid-sized and large organizations. The office places medical coverage on both self-funded and PPO arrangements, along with prescription drug benefits, ancillary lines, retirement plans and mega wrap arrangements. Employer clients including IPG Photonics Corporation and Blueprint Medicines Corporation are well rated by their employees for benefits. Example carriers include BCBS of MA, Harvard Pilgrim Health Care and Cigna.

OneDigital's Worcester, Massachusetts office operates as part of the OneDigital organization. Its work centers on manufacturing employer clients of mid-sized scale, where it places medical coverage including PPO and HMO plans, prescription drug benefits, ancillary lines and retirement plans. Employer clients including ThermaCELL Repellents, Inc. are well rated by their employees for benefits. Example carriers include BCBS of MA.

Benefit Planning, Inc - Hartford, CT is an office of Benefit Planning, Inc, based in Windsor, Connecticut. Its expertise centers on manufacturing employers, particularly large employers, where it places medical coverage, ancillary lines and retirement plans, including work with collectively bargained arrangements. Example carriers include Kaiser Permanente and Unum.

At Risk Strategies, we help our clients protect those things that matter most to them. We help them see the way forward in a complex world with specialty insight, practical advice, and custom insurance with a vast network of specialists in Property & Casualty, Employee Benefits, Private Client, as well as Consulting Services and Financial and Wealth Management solutions. We are a different kind of insurance brokerage – bringing a strategic, holistic, specialist approach to our clients, so they can face the future with confidence. We are the 9th largest privately held insurance broker in the US with over 30 specialty practices, 200+ locations, and 5,000 team members (and counting!). We love what we do, and it shows. For five straight years, we were named one of the Best Places to Work by Business Insurance. In 2024, we earned certification as a Great Place to Work. Risk Strategies is an Accession Risk Management Group company, a family of specialty insurance distribution and risk management companies powered by a shared vision of delivering a superior client and employee experience.

IMA's Worcester, Massachusetts office is part of the broader IMA firm. Its work centers on employers in healthcare and social services, religious and non-profit organizations, and wholesale trade, serving small and mid-sized employers. The office places fully insured medical coverage, including HMO plans, along with ancillary lines and retirement plans. Example carriers include AllWays Health Partners, Harvard Pilgrim Health Care and Vision Service Plan.

OneDigital's Pittsfield, Massachusetts office is part of the OneDigital brokerage network. Its work centers on employers in arts and entertainment, educational services and wholesale trade, and it serves mid-sized and large employers. The office places medical and prescription drug coverage, including self-funded arrangements, along with ancillary lines, retirement plans and Mega Wrap programs. Example carriers include AllWays Health Partners, BCBS of MA and Altus Dental.