At Risk Strategies, we help our clients protect those things that matter most to them. We help them see the way forward in a complex world with specialty insight, practical advice, and custom insurance with a vast network of specialists in Property & Casualty, Employee Benefits, Private Client, as well as Consulting Services and Financial and Wealth Management solutions. We are a different kind of insurance brokerage – bringing a strategic, holistic, specialist approach to our clients, so they can face the future with confidence. We are the 9th largest privately held insurance broker in the US with over 30 specialty practices, 200+ locations, and 5,000 team members (and counting!). We love what we do, and it shows. For five straight years, we were named one of the Best Places to Work by Business Insurance. In 2024, we earned certification as a Great Place to Work. Risk Strategies is an Accession Risk Management Group company, a family of specialty insurance distribution and risk management companies powered by a shared vision of delivering a superior client and employee experience.

WebberGrinnell Employee Benefits, part of the WebberGrinnell Employee Benefits organization, operates from Northampton, Massachusetts. The office works with small and mid-sized employers, with experience concentrated in healthcare and social services as well as manufacturing. Its work spans both self-funded and fully insured arrangements, placing medical and prescription drug coverage along with ancillary lines, retirement plans and mega wrap arrangements. Example carriers include Health New England, BCBS of MA and Delta Dental.

Gallagher - Hartford, CT is an office of Gallagher located in Bloomfield, Connecticut. Its work centers on employers in healthcare and social services as well as manufacturing, primarily mid-sized employers. The office places self-funded arrangements along with medical, prescription drug and ancillary lines coverage, and it also works on retirement plans. Example carriers include Aetna, Cigna and UnitedHealthcare.

Gowrie Group - Hartford, CT is an employee benefits brokerage office located in Westbrook, Connecticut, operating as part of Gowrie Group. The office works with mid-sized and large employers, with experience concentrated in manufacturing, retail services and wholesale trade. Its placement work spans self-funded arrangements and medical coverage, along with ancillary lines and retirement plans. Example carriers associated with the office include CIGNA, Elevance and Anthem BCBS.

Risk Strategies - Hartford, CT is an office of Risk Strategies located in Westbrook, Connecticut. Its work centers on retail services employers of mid-sized scale, where it places self-funded arrangements, medical and PPO coverage, ancillary lines and retirement plans. Example carriers include CIGNA, UnitedHealthcare and Aetna.

Smith Brothers - Hartford, CT is an office of Smith Brothers located in Glastonbury, Connecticut. Its employer clients span manufacturing, healthcare and social services, financial activities, construction and educational services, and range from small and mid-sized employers through to large ones. The office places both self-funded and fully insured arrangements, with medical coverage structured as PPO and HMO plans, along with prescription drug coverage, ancillary lines and retirement plans. Its work also includes mega wrap and MEWA arrangements. Employer clients including Polamer Precision Inc and United Abrasives, Inc. are well rated by their employees for benefits. Example carriers include UnitedHealthcare, Cigna and Health New England.

WTW's Hartford, Connecticut office operates as part of the broader WTW organization, serving mid-sized and large employer clients across educational services, professional business services, construction, manufacturing and utilities. The office's work spans self-funded arrangements as well as fully insured medical coverage through PPO and HMO designs, along with prescription drug, ancillary lines and retirement plans. Its book also includes mega wrap and collectively bargained arrangements. Employer clients including Hopkins School and Greens Farms Academy Inc. are well rated by their employees for benefits. Example carriers placed by the office include Anthem BCBS, Cigna and ConnectiCare, among others.

NFP - HARTFORD, CT is an office of NFP based in Farmington, Connecticut. Its work centers on mid-sized employers across healthcare and social services, educational services, financial activities, manufacturing, and real estate, rentals and leasing. The office places self-funded arrangements alongside medical coverage through PPO and HMO plans, prescription drug benefits, ancillary lines and retirement plans. Employer clients including The Hotchkiss School and Visiting Nurse Home & Hospice are well rated by their employees for benefits. Example carriers include UnitedHealthcare, Cigna and Aetna.

Mercer's Hartford, Connecticut office is part of the Mercer brokerage network. Its work centers on manufacturing employers, particularly large organizations, including groups with collectively bargained arrangements. The office places medical and ancillary lines coverage and works on retirement plans. Employer clients including Boehringer Ingelheim USA Corporation and Nuclear Waste Partnership LLC are well rated by their employees for benefits. Example carriers include Kaiser Permanente and Chubb Limited.