HM Insurance Group works to protect employers and health care entities across the country from the financial risks associated with catastrophic health care costs. With nearly 40 years in the market, HM Insurance Group is among the top carriers nationally for Stop Loss insurance, protecting self-funded clients from the financial loss associated with unexpected large or catastrophic claims. Similarly, HM Insurance Group's Managed Care Reinsurance product line delivers optimal coverage for the financial protection of risk-bearing entities such as HMOs, health plans, and provider organizations. Headquartered in Pittsburgh, the company has offices in 18 locations nationwide, and is licensed in 50 states and the District of Columbia.

It is our mission to help each business owner, and each insured, achieve peace of mind and maximize their quality of life. We do this through adequate planning and with economically affordable insurance. We make employee benefits planning our business so you don't have to. The Strategic Group works for you as a business wheel between you and the insurance carrier. Just as the hands of a timepiece turn, we oversee and manage each step of the process, providing the right benefit solutions and following up with quality service ensuring protection for the employer, the employee, the individual and the family. It is our business to know your business. Through our initial meetings, we will gain an understanding of who you are, what you do and what you want to do better. We’ll discuss where your company is in the business life cycle, whether or not you anticipate growth or challenges ahead. We’ll examine your industry and show you comparable benefit offerings within your industry. We want to know who your employees are and what you need to do to recruit and retain them. With a customized approach, our analysis of your plan will show you how to maximize the effectiveness of plan design, costs, claims, utilization, network choices and funding. As we consult with you, we tailor your employee benefit plan and will examine the hundreds of product offerings of the major providers, narrow the focus and guide you in selecting a customized employee benefits package that meets the unique needs of your business, your employees and your bottom line. As many benefit plans evolve over time, we will help you understand these changes and how those changes affect your current needs. It is within our mission to help align the benefit offerings available with your goals today, while planning for the future.

Buck is an integrated HR, pensions, and employee benefits consulting, technology, and administration services firm. Founded more than 100 years ago as an actuarial consultancy, we’ve evolved to serve organizations and trustees across the health, wealth, and career spectrum. With the ultimate goal of securing the futures of our clients’ employees and members, we develop tech-enabled programs that engage individuals and drive organizational performance. Our award-winning engagement solutions and people-first approach empower the world’s most forward-thinking organizations to protect the physical and financial wellbeing of their employees and members and improve how their people work and live. For more information, visit www.buck.com. ********** Buck est une société intégrée de conseil, de technologie et de services administratifs en matière de RH, de régimes de retraite et d’avantages sociaux. Établis il y a plus d’un siècle en tant que consultants actuariels, nous avons évolué afin d’offrir nos services aux entreprises et aux fiduciaires présents dans toute la gamme des domaines de la santé, de la richesse, et de la carrière. Dans le but ultime d’assurer l’avenir des employés et des membres de nos clients, nous concevons des programmes technologiques qui engagent les individus et stimulent la performance organisationnelle. Nos solutions d’engagement primées et notre approche axée sur les personnes permettent aux entreprises les plus avant-gardistes du monde de protéger le bien-être physique et financier de leurs employés et membres et d’améliorer la façon dont leurs employés travaillent et vivent. Pour obtenir plus de renseignements, visitez le www.buck.com.

Aon Risk Services, a renowned national insurance broker, operates an office in Kansas City, Missouri. With a focus on serving large and midsize employers, they have established themselves as industry leaders. Notably, they have partnered with Dentons, a prominent employer in the legal services industry, consisting of 880 members, showcasing their ability to cater to diverse organizations. Working closely with Dentons' HR and finance team, Aon Risk Services successfully implemented a range of insurance solutions. These include a self-funding arrangement, as well as a carefully tailored PBM and drug plan designed to meet the unique needs of Dentons' members. Their dedication to creating customized and comprehensive coverage sets them apart. Aon Risk Services has extensive expertise in various industries, particularly in miscellaneous manufacturing and legal services. Their knowledge of these sectors ensures they understand the specific risks and challenges faced by their clients. Within Kansas, the office of Aon Risk Services serves a diverse range of employer clients. In addition to Dentons, they work with esteemed organizations such as Mid-Continent Instruments and Avionics. By catering to clients across Kansas, Aon Risk Services demonstrates their commitment to providing exceptional service and insurance solutions to businesses in the region. With a strong track record and deep industry expertise, Aon Risk Services is a trusted partner for organizations seeking insurance solutions. They offer a comprehensive range of services, ensuring that their clients receive the coverage and risk management strategies that align with their specific needs.

First State Insurance Agency, situated in St. Louis, MO, stands as a reputable insurance broker catering to the diverse needs of local and regional employers. With a keen focus on employer benefits, particularly in the realms of medical and ancillary coverage, the agency boasts an impressive track record of delivering tailored solutions to meet the unique demands of businesses in the area. With a robust understanding of the intricacies within the cut and sew apparel manufacturing industry, First State Insurance Agency has emerged as a trusted partner for enterprises seeking comprehensive coverage. Notably, they have successfully served major players like Cap America, a prominent company in cut and sew apparel manufacturing based in MO, with over 300 participants. The agency's proficiency extends beyond individual sectors, showcasing versatile expertise across the broader spectrum of cut and sew apparel manufacturing industries. As a crucial arm of a regional insurance broker firm, First State Insurance Agency combines local insight with the backing of a broader network, ensuring that clients receive well-informed, strategic, and customized insurance solutions. Their commitment to understanding the unique needs of each client and their track record of excellence make them a valuable resource for employers seeking reliable and comprehensive insurance services in the St. Louis, MO region.