HM Insurance Group works to protect employers and health care entities across the country from the financial risks associated with catastrophic health care costs. With nearly 40 years in the market, HM Insurance Group is among the top carriers nationally for Stop Loss insurance, protecting self-funded clients from the financial loss associated with unexpected large or catastrophic claims. Similarly, HM Insurance Group's Managed Care Reinsurance product line delivers optimal coverage for the financial protection of risk-bearing entities such as HMOs, health plans, and provider organizations. Headquartered in Pittsburgh, the company has offices in 18 locations nationwide, and is licensed in 50 states and the District of Columbia.

At Mercer, we believe in building brighter futures. Together, our 25,000 employees in over 130 counties are helping redefine the future of work, reshape retirement and investment outcomes, and unlock real health and well-being. For over 75 years, we’ve provided trusted advice and solutions to build healthier and more sustainable futures for our clients, colleagues and communities. Balancing economics and empathy in our approach, we work side by side with you to find solutions to benefit your people and your business. By turning ideas into actions that spark positive change, we help you enrich employees’ lives and careers and drive innovation, progress and performance. Mercer is a business of Marsh McLennan. Get to know us better: Click the “learn more” button at the top of the page to discover everything we do to help you meet the needs of today and tomorrow. Follow us on Twitter at @Mercer.

Cammon Company, a local brokerage firm based in St. Louis, MO, stands out as a prominent provider of insurance brokerage services, particularly adept at catering to the diverse needs of both small and midsize employers. Their office, characterized by its substantial size, is well-equipped to handle complex insurance needs, demonstrating a remarkable ability to support local and regional employers with tailored insurance solutions. Notably, Cammon Company has garnered a strong reputation in working with self-funded clients, showcasing their proficiency in managing intricate financial structures. Their expertise spans a variety of industries, with a particular focus on educational services, retail trade, and religious, grantmaking, civic, professional, and similar organizations. This wide-ranging expertise ensures that they can offer customized insurance solutions across different sectors. The company's portfolio includes notable clients such as John Burroughs School, an educational services provider in Missouri with over 150 participants, and Mary Institute and Saint Louis Country Day School, another major player in the educational sector in Missouri, catering to over 260 participants. Furthermore, their client list extends to the Private Education Employers' Trust, a significant entity in the religious and professional organization sector, serving over 1020 participants. Cammon Company's ability to effectively serve a diverse client base, coupled with their deep understanding of various industries, positions them as a reliable partner for employer benefits. Their strategic approach and tailored solutions make them a top choice for employers seeking comprehensive and customized insurance brokerage services.

Abraham and Rose Spetner sold their first insurance policy in 1935. Together they built a business by providing affordable insurance solutions for a wide variety of needs. They established a reputation for being knowledgeable and honest, and their business grew. Although many things have changed since 1935, a third generation continues to operate Spetner with the same goals: caring about each client and providing the best solutions to every need. Whether you are looking for an individual life insurance policy, personal estate planning, benefits for many employees, human resource assistance programs, or financial services, Spetner will help you navigate the maze of insurance options to find the solution that best serves your needs. Spetner gives the same care and attention to each client. We promise to provide you the best possible benefit package for your budget. Our goal is to provide you with the benefits you need for your lifestyle. Spetner, Benefits for Life.

Sonus Benefits, nestled in the vibrant business landscape of St. Louis, MO, distinguishes itself as a formidable insurance broker, operating from a larger office to meet the diverse needs of employers. Renowned for their adept handling of self-funded clients, this office provides invaluable support to both local and regional employers, showcasing a comprehensive understanding of the intricacies of benefit programs. With a rich portfolio of clients, Sonus Benefits has established itself as a trusted partner for businesses in various industries. Notable examples include Abbco Service Corporation in the services to buildings and dwellings sector, boasting over 70 participants, Communication Solutions in the professional, scientific, and technical services industry with 120+ participants, and Community Living in the individual and family services sector with a substantial 150+ participants. This diverse clientele underscores Sonus Benefits' versatility and ability to cater to the unique requirements of different industries. A key strength lies in their demonstrated experience with midsize employers, affirming their capacity to navigate the complexities of this market segment effectively. As an integral part of a local brokerage firm, Sonus Benefits embodies a commitment to the community, offering expertise across computer systems design and related services, individual and family services, and services to buildings and dwellings industries. With a proven track record, Sonus Benefits stands as a reliable partner for St. Louis employers seeking tailored and strategic employee benefits solutions.

We believe life is meant to be lived to the fullest and health is a key ingredient in a life well lived. We simplify the complex choice of health coverage so that individuals and businesses can navigate their plan in a way that they feel secure, comfortable and free to focus on what matters to them. Follow us for benefits tips, industry trends, answers to common healthcare questions and more!

Insurance Brokerage

The Bremer Group, nestled in the heart of St. Louis, MO, distinguishes itself as a premier insurance broker catering to the nuanced needs of both local and regional employers. With a specialized focus on medical and ancillary benefits, this seasoned office has established itself as a trusted advisor in the realm of employee benefits. Showcasing their prowess, The Bremer Group has cultivated successful partnerships with industry leaders, including Kitaro in the restaurants and eating places sector, overseeing benefits for a diverse participant base of 100+. Their influence extends to Milestone Services Company in the commercial and industrial machinery and equipment rental and leasing industry, where they manage benefits for an extensive participant count of 290+. Astenjohnson in the textile product mills industry further attests to The Bremer Group's diverse expertise, handling benefits for 110+ participants. As an integral part of a local brokerage firm, The Bremer Group stands out as a reliable collaborator for businesses seeking tailored insurance solutions. Their demonstrated experience with midsize employers underscores their commitment to providing effective, personalized, and comprehensive benefits packages in the dynamic landscape of employee benefits.