Sonus Benefits, nestled in the vibrant business landscape of St. Louis, MO, distinguishes itself as a formidable insurance broker, operating from a larger office to meet the diverse needs of employers. Renowned for their adept handling of self-funded clients, this office provides invaluable support to both local and regional employers, showcasing a comprehensive understanding of the intricacies of benefit programs. With a rich portfolio of clients, Sonus Benefits has established itself as a trusted partner for businesses in various industries. Notable examples include Abbco Service Corporation in the services to buildings and dwellings sector, boasting over 70 participants, Communication Solutions in the professional, scientific, and technical services industry with 120+ participants, and Community Living in the individual and family services sector with a substantial 150+ participants. This diverse clientele underscores Sonus Benefits' versatility and ability to cater to the unique requirements of different industries. A key strength lies in their demonstrated experience with midsize employers, affirming their capacity to navigate the complexities of this market segment effectively. As an integral part of a local brokerage firm, Sonus Benefits embodies a commitment to the community, offering expertise across computer systems design and related services, individual and family services, and services to buildings and dwellings industries. With a proven track record, Sonus Benefits stands as a reliable partner for St. Louis employers seeking tailored and strategic employee benefits solutions.

Smith McGehee Insurance is a local insurance broker based in Clayton, Missouri, specializing in providing tailored insurance solutions to a diverse clientele. With a prime location in Clayton, they have established themselves as a trusted partner for businesses in the area. One notable example of their expertise lies in their collaboration with Western Oil Co., a prominent 210-member employer. Smith McGehee Insurance worked closely with the HR and finance team at Western Oil Co. to develop a comprehensive self-funding arrangement that caters to the unique needs of their members. Known for their extensive experience in serving self-funded employers, Smith McGehee Insurance excels in delivering customized insurance plans designed to optimize coverage and cost efficiency. Their impressive client portfolio encompasses a wide range of large and midsize employers, including notable organizations like the Memphis Fire Fighters Association and Western Oil Co. Beyond their exceptional work with employer clients, this branch of Smith McGehee Insurance extends its services throughout Tennessee, catering to individuals and businesses alike. Leveraging their strong expertise across various industries, they offer comprehensive insurance solutions tailored to the unique requirements of each client. With a commitment to providing exceptional customer service and a deep understanding of the insurance industry, Smith McGehee Insurance is well-positioned to assist individuals and businesses in protecting their assets and mitigating risks. Whether it's personal insurance needs or complex employer solutions, clients can rely on Smith McGehee Insurance to deliver reliable coverage and expert guidance.

HM Insurance Group works to protect employers and health care entities across the country from the financial risks associated with catastrophic health care costs. With nearly 40 years in the market, HM Insurance Group is among the top carriers nationally for Stop Loss insurance, protecting self-funded clients from the financial loss associated with unexpected large or catastrophic claims. Similarly, HM Insurance Group's Managed Care Reinsurance product line delivers optimal coverage for the financial protection of risk-bearing entities such as HMOs, health plans, and provider organizations. Headquartered in Pittsburgh, the company has offices in 18 locations nationwide, and is licensed in 50 states and the District of Columbia.

Sunstar Insurance Group is a financial holding company that seeks to acquire majority equity ownership positions in independent insurance agencies that are located in our geographical footprint and which would be compatible with our entrepreneurial sales culture and partnership management philosophy. The Sunstar corporate vision is to be recognized as the premier regional insurance agency in our market area by providing exceptional service, professional expertise, trusted advice and competitively priced insurance products to our clients. We will strive to be acknowledged as the best in industry class by our core constituencies who are the company’s employees, clients, underwriters and shareholders.