Sunstar Insurance Group is a financial holding company that seeks to acquire majority equity ownership positions in independent insurance agencies that are located in our geographical footprint and which would be compatible with our entrepreneurial sales culture and partnership management philosophy. The Sunstar corporate vision is to be recognized as the premier regional insurance agency in our market area by providing exceptional service, professional expertise, trusted advice and competitively priced insurance products to our clients. We will strive to be acknowledged as the best in industry class by our core constituencies who are the company’s employees, clients, underwriters and shareholders.

Welcome to Lowery Benefit Services - Together, let’s create benefit programs that meet the needs of you, your business and your employees. Founded in 1977, few organizations have the depth of knowledge and expertise in employee benefits & HR management as Lowery Benefit Services. We work with an extensive list of top carriers, networks, providers and other industry vendors to provide our clients with the best value and service. We believe that every client is unique. That's why our first priority is to establish a foundation of mutual trust and shared values by treating each client as an individual with unique needs. OUR PORTFOLIO OF SERVICES: Group Benefit Design – focuses on cost containment, employee engagement, & automation. Voluntary Benefits – focuses on increasing financial wellness of your employees. Employee Wellness and Health Management – focuses on increasing the physical & mental wellness of your employees. Compliance & Administration - effective compliance strategies and resources allowing you more time to focus on running your business while remaining fully compliant with all federal rules and regulations. HR Resources – value add HR Library and ability to consult with live SPHR/PHR certified consultants to solve your most complex HR issues. Automated Benefits and Payroll – user friendly and provided by top industry vendors. OUR CREDENTIALS – MEMBERSHIPS, CERTIFICATIONS & DESIGNATIONS Lowery Benefits Services is a proud member of the National Association of Health Underwriters (NAHU) and the local chapter of NAHU, the St. Louis Association of Health Underwriters (SLAHA). The professionals of our firm hold the following various industry designations and certifications in their perspective specialties: -CPA – Certified Public Accountant -CLU - Chartered Life Underwriter -ChFC – Chartered Financial Consultant -RHU – Registered Health Underwriter -GBDS – Group Benefit Disability Specialist -CDHC – Consumer Driven Healthcare Certified

SJH Agency, situated in St. Louis, MO, emerges as a distinguished insurance broker, specializing in tailoring comprehensive benefits solutions for local and regional employers. With a focus on medical and ancillary benefits, this office location showcases robust expertise in addressing the unique needs of businesses in the St. Louis area. Among their notable clients, Peterson Enterprises, a key player in the industrial machinery manufacturing industry, relies on SJH Agency for benefits solutions benefiting 130+ participants. Similarly, Rottler Pest Control Company, operating in the services to buildings and dwellings industry, entrusts the broker with a program supporting 280+ participants. These partnerships underscore SJH Agency's commitment to providing effective solutions across diverse industries. As part of a reputable local brokerage firm, SJH Agency brings a wealth of experience to the table. The broker's proficiency extends to midsize employers, demonstrating a nuanced understanding of the challenges and needs specific to this market segment. Their demonstrated success in industries such as industrial machinery manufacturing and services to buildings and dwellings reflects a comprehensive approach to addressing the varied demands of their clientele. Employers in St. Louis can confidently turn to SJH Agency for tailored benefits packages and industry-leading expertise.

The Daniel and Henry Co. is an independent insurance broker which provides a full range of risk management and insurance products and services to clients locally, nationally, and internationally. We work diligently to provide the most cost-effective solutions for your business and personal needs. The trust of our clients has allowed The Daniel and Henry Co. to grow over the years and become one of the largest privately owned, independent insurance brokerage firms in the state of Missouri. The brokers and employees of The Daniel and Henry Co. are proud supporters of the community through donations and volunteerism.

At WTW (NASDAQ: WTW), we provide data-driven, insight-led solutions in the areas of people, risk and capital. Leveraging the global view and local expertise of our colleagues serving 140 countries and markets, we help you sharpen your strategy, enhance organizational resilience, motivate your workforce and maximize performance.

We believe life is meant to be lived to the fullest and health is a key ingredient in a life well lived. We simplify the complex choice of health coverage so that individuals and businesses can navigate their plan in a way that they feel secure, comfortable and free to focus on what matters to them. Follow us for benefits tips, industry trends, answers to common healthcare questions and more!

The Bremer Group, nestled in the heart of St. Louis, MO, distinguishes itself as a premier insurance broker catering to the nuanced needs of both local and regional employers. With a specialized focus on medical and ancillary benefits, this seasoned office has established itself as a trusted advisor in the realm of employee benefits. Showcasing their prowess, The Bremer Group has cultivated successful partnerships with industry leaders, including Kitaro in the restaurants and eating places sector, overseeing benefits for a diverse participant base of 100+. Their influence extends to Milestone Services Company in the commercial and industrial machinery and equipment rental and leasing industry, where they manage benefits for an extensive participant count of 290+. Astenjohnson in the textile product mills industry further attests to The Bremer Group's diverse expertise, handling benefits for 110+ participants. As an integral part of a local brokerage firm, The Bremer Group stands out as a reliable collaborator for businesses seeking tailored insurance solutions. Their demonstrated experience with midsize employers underscores their commitment to providing effective, personalized, and comprehensive benefits packages in the dynamic landscape of employee benefits.

HM Insurance Group works to protect employers and health care entities across the country from the financial risks associated with catastrophic health care costs. With nearly 40 years in the market, HM Insurance Group is among the top carriers nationally for Stop Loss insurance, protecting self-funded clients from the financial loss associated with unexpected large or catastrophic claims. Similarly, HM Insurance Group's Managed Care Reinsurance product line delivers optimal coverage for the financial protection of risk-bearing entities such as HMOs, health plans, and provider organizations. Headquartered in Pittsburgh, the company has offices in 18 locations nationwide, and is licensed in 50 states and the District of Columbia.

We exist to shape decisions for the better — to protect and enrich the lives of people around the world. Through actionable analytic insight, globally integrated Risk Capital and Human Capital expertise, and locally relevant solutions, our colleagues provide clients in over 120 countries with the clarity and confidence to make better risk and people decisions that help protect and grow their businesses.

Ark Benefits, Inc., located in St. Louis, MO, stands out as a prominent player in the realm of insurance brokerage, particularly noted for its adept handling of self-funded clients. As a larger office within a local brokerage firm, this location prides itself on its ability to effectively serve both local and regional employers, demonstrating a keen expertise in navigating the unique needs of midsize companies. One of the key strengths of Ark Benefits, Inc. is its proven track record with substantial clients. A notable example is their work with Apex Physical Therapy, a significant player in the offices of health practitioners industry based in Illinois. This collaboration, involving over 170 participants, showcases Ark Benefits’ capacity to handle complex and sizable insurance needs with finesse. The team at Ark Benefits, Inc. in St. Louis is recognized for its comprehensive understanding of the diverse insurance landscape, offering tailored solutions that align with the specific requirements of each client. Their approach is not just about providing insurance; it's about forging partnerships that contribute to the overall growth and stability of their clients' businesses. For an employer benefits buyer, Ark Benefits, Inc. presents a reliable and experienced choice. Their ability to manage intricate insurance portfolios, combined with their local presence and regional reach, makes them an ideal partner for midsize employers seeking a broker that can navigate the complexities of the insurance world with ease and expertise.