Bruce Beattie and Associates Inc., nestled in the vibrant heart of St. Louis, MO, stands as a beacon of expertise in the realm of employee benefits. This esteemed local broker is dedicated to crafting bespoke benefits solutions that resonate with the unique needs of each client. With a rich legacy of service excellence, their portfolio showcases a diverse range of clients, including the renowned Guarantee Electrical Company. At the core of their philosophy is a commitment to personalized service, ensuring that every client receives tailored advice and solutions that enhance employee satisfaction and organizational well-being. Their team, comprising seasoned professionals, leverages deep industry knowledge and innovative strategies to navigate the complexities of benefits planning and administration. Bruce Beattie and Associates Inc. is more than a broker; they are trusted partners in driving business success through strategic benefits management.

American Medicare Counselors, Inc., based in St. Louis, Missouri, stands out as a local brokerage firm specializing in employer benefits. This location exhibits strong expertise in dealing with both local and regional employers, particularly in the realm of medical and ancillary benefits. Their proficiency is notably prominent in the legal services sector, where they have demonstrated considerable skill and knowledge. One of the key highlights of their service portfolio is their collaboration with Armstrong Teasdale, a significant player in the legal services industry. This partnership, involving over 670 participants, exemplifies American Medicare Counselors, Inc.'s capability to handle large-scale and complex benefit requirements. Their ability to cater to such a substantial client base underlines their capacity for managing extensive employee benefit programs effectively. What sets this St. Louis branch apart is their deep-rooted understanding of the local business landscape, especially within the legal services industries. This insight allows them to tailor their offerings to meet the specific needs of their clients, ensuring that the benefits provided are not only comprehensive but also relevant to the industry's unique demands. As a local brokerage firm, American Medicare Counselors, Inc. in St. Louis combines the personal touch of a local provider with the professional expertise often associated with larger firms. This blend of local understanding and industry-wide knowledge makes them a reliable and effective choice for employers in the region seeking to navigate the complexities of employee benefits. Their dedicated approach towards understanding and addressing the specific needs of their clients, coupled with their proven track record in the legal services sector, positions them as a valuable partner for businesses aiming to provide optimal benefits to their employees.

We exist to shape decisions for the better — to protect and enrich the lives of people around the world. Through actionable analytic insight, globally integrated Risk Capital and Human Capital expertise, and locally relevant solutions, our colleagues provide clients in over 120 countries with the clarity and confidence to make better risk and people decisions that help protect and grow their businesses.

At WTW (NASDAQ: WTW), we provide data-driven, insight-led solutions in the areas of people, risk and capital. Leveraging the global view and local expertise of our colleagues serving 140 countries and markets, we help you sharpen your strategy, enhance organizational resilience, motivate your workforce and maximize performance.

Welcome to Lowery Benefit Services - Together, let’s create benefit programs that meet the needs of you, your business and your employees. Founded in 1977, few organizations have the depth of knowledge and expertise in employee benefits & HR management as Lowery Benefit Services. We work with an extensive list of top carriers, networks, providers and other industry vendors to provide our clients with the best value and service. We believe that every client is unique. That's why our first priority is to establish a foundation of mutual trust and shared values by treating each client as an individual with unique needs. OUR PORTFOLIO OF SERVICES: Group Benefit Design – focuses on cost containment, employee engagement, & automation. Voluntary Benefits – focuses on increasing financial wellness of your employees. Employee Wellness and Health Management – focuses on increasing the physical & mental wellness of your employees. Compliance & Administration - effective compliance strategies and resources allowing you more time to focus on running your business while remaining fully compliant with all federal rules and regulations. HR Resources – value add HR Library and ability to consult with live SPHR/PHR certified consultants to solve your most complex HR issues. Automated Benefits and Payroll – user friendly and provided by top industry vendors. OUR CREDENTIALS – MEMBERSHIPS, CERTIFICATIONS & DESIGNATIONS Lowery Benefits Services is a proud member of the National Association of Health Underwriters (NAHU) and the local chapter of NAHU, the St. Louis Association of Health Underwriters (SLAHA). The professionals of our firm hold the following various industry designations and certifications in their perspective specialties: -CPA – Certified Public Accountant -CLU - Chartered Life Underwriter -ChFC – Chartered Financial Consultant -RHU – Registered Health Underwriter -GBDS – Group Benefit Disability Specialist -CDHC – Consumer Driven Healthcare Certified

MFP Employee BenefitsHR, nestled in St. Louis, MO, stands out as a premier insurance broker with a strong focus on catering to the needs of local and regional employers. Specializing in medical and ancillary benefits, this office possesses a wealth of expertise that sets them apart in the competitive landscape. This dynamic MFP location boasts an impressive track record, boasting esteemed clients such as Federal International Recycling and Waste Solutions. Notably, they have successfully served this major player in the miscellaneous durable goods merchant wholesalers industry, demonstrating their versatility in tailoring solutions to diverse sectors. With a robust clientele exceeding 180 participants, MFP Employee BenefitsHR showcases its commitment to delivering comprehensive benefits packages that meet the unique requirements of each client. As a pivotal player in the local brokerage scene, MFP Employee BenefitsHR distinguishes itself by seamlessly integrating into the fabric of the community. Their prowess extends beyond individual industries, encompassing a broad spectrum of miscellaneous durable goods merchant wholesalers. With a keen understanding of the local and regional landscape, this office is well-positioned to navigate the complexities of employer benefits, ensuring optimal coverage and satisfaction for their diverse clientele.

Brown & Brown delivers risk management solutions to help protect and preserve what our customers value most. Our three business segments—Retail, Programs and Wholesale Brokerage—offer a wide range of insurance solutions to businesses and individuals. We are one of the insurance industry’s most powerful and influential leaders, with a strong, deeply rooted cultural foundation built on integrity, innovation, superior capabilities and discipline. The Power of WE ignites our performance, and while diverse and varied in abilities and experience, we are all connected through our core values, a commitment to our local communities and a shared mission—always doing what is best for our customers. Brown & Brown is proud to be certified as a Great Place to Work®, and we are always actively looking for talented teammates who embrace our culture to join our winning team. Find us on the NYSE as BRO.

Abraham and Rose Spetner sold their first insurance policy in 1935. Together they built a business by providing affordable insurance solutions for a wide variety of needs. They established a reputation for being knowledgeable and honest, and their business grew. Although many things have changed since 1935, a third generation continues to operate Spetner with the same goals: caring about each client and providing the best solutions to every need. Whether you are looking for an individual life insurance policy, personal estate planning, benefits for many employees, human resource assistance programs, or financial services, Spetner will help you navigate the maze of insurance options to find the solution that best serves your needs. Spetner gives the same care and attention to each client. We promise to provide you the best possible benefit package for your budget. Our goal is to provide you with the benefits you need for your lifestyle. Spetner, Benefits for Life.

With more than 135 Member Firms in 36 states and the United Kingdom, we are one of the nation's leading financial services design and distribution companies. Since 1978, our network of independent insurance, investment, and executive benefit firms has served the needs of ultra-affluent individuals, corporate executives, successful entrepreneurs, and Fortune 1000 companies. Our Member Firms are independent but work together toward a common goal: to offer a broad range of sustainable solutions designed to help their clients meet their financial goals.

AGIS Network is the leading national provider of information services connecting families, service providers, employers and government agencies across the eldercare and caregiving communities. We provide a unique package of services that directly address the impact on business, government and individuals. Our Services (Learn more by viewing a brief video at: http://video.agltc.com/agisnetwork/default/) As caregiving and long term care (LTC) specialists, AGIS Network: - Works with benefit brokers and consultants to provide employers with a comprehensive approach to implementing a benefit solution to long term care financing while simultaneously addressing the impact caregiving has on health and wellness initiatives. - Provides rapidly-deployable systems interoperating with I&R, Case Management, CIL, Electronic-Health-Records (EHR/EMR) and eligibility systems to enable consumer-directed social care when and where it is needed most. - Connects caregivers and their loved ones with unbiased information and access to support services through our public site, AGIS.com.

We believe life is meant to be lived to the fullest and health is a key ingredient in a life well lived. We simplify the complex choice of health coverage so that individuals and businesses can navigate their plan in a way that they feel secure, comfortable and free to focus on what matters to them. Follow us for benefits tips, industry trends, answers to common healthcare questions and more!