HM Insurance Group works to protect employers and health care entities across the country from the financial risks associated with catastrophic health care costs. With nearly 40 years in the market, HM Insurance Group is among the top carriers nationally for Stop Loss insurance, protecting self-funded clients from the financial loss associated with unexpected large or catastrophic claims. Similarly, HM Insurance Group's Managed Care Reinsurance product line delivers optimal coverage for the financial protection of risk-bearing entities such as HMOs, health plans, and provider organizations. Headquartered in Pittsburgh, the company has offices in 18 locations nationwide, and is licensed in 50 states and the District of Columbia.

Buck is an integrated HR, pensions, and employee benefits consulting, technology, and administration services firm. Founded more than 100 years ago as an actuarial consultancy, we’ve evolved to serve organizations and trustees across the health, wealth, and career spectrum. With the ultimate goal of securing the futures of our clients’ employees and members, we develop tech-enabled programs that engage individuals and drive organizational performance. Our award-winning engagement solutions and people-first approach empower the world’s most forward-thinking organizations to protect the physical and financial wellbeing of their employees and members and improve how their people work and live. For more information, visit www.buck.com. ********** Buck est une société intégrée de conseil, de technologie et de services administratifs en matière de RH, de régimes de retraite et d’avantages sociaux. Établis il y a plus d’un siècle en tant que consultants actuariels, nous avons évolué afin d’offrir nos services aux entreprises et aux fiduciaires présents dans toute la gamme des domaines de la santé, de la richesse, et de la carrière. Dans le but ultime d’assurer l’avenir des employés et des membres de nos clients, nous concevons des programmes technologiques qui engagent les individus et stimulent la performance organisationnelle. Nos solutions d’engagement primées et notre approche axée sur les personnes permettent aux entreprises les plus avant-gardistes du monde de protéger le bien-être physique et financier de leurs employés et membres et d’améliorer la façon dont leurs employés travaillent et vivent. Pour obtenir plus de renseignements, visitez le www.buck.com.

The Bremer Group, nestled in the heart of St. Louis, MO, distinguishes itself as a premier insurance broker catering to the nuanced needs of both local and regional employers. With a specialized focus on medical and ancillary benefits, this seasoned office has established itself as a trusted advisor in the realm of employee benefits. Showcasing their prowess, The Bremer Group has cultivated successful partnerships with industry leaders, including Kitaro in the restaurants and eating places sector, overseeing benefits for a diverse participant base of 100+. Their influence extends to Milestone Services Company in the commercial and industrial machinery and equipment rental and leasing industry, where they manage benefits for an extensive participant count of 290+. Astenjohnson in the textile product mills industry further attests to The Bremer Group's diverse expertise, handling benefits for 110+ participants. As an integral part of a local brokerage firm, The Bremer Group stands out as a reliable collaborator for businesses seeking tailored insurance solutions. Their demonstrated experience with midsize employers underscores their commitment to providing effective, personalized, and comprehensive benefits packages in the dynamic landscape of employee benefits.

First State Insurance Agency, situated in St. Louis, MO, stands as a reputable insurance broker catering to the diverse needs of local and regional employers. With a keen focus on employer benefits, particularly in the realms of medical and ancillary coverage, the agency boasts an impressive track record of delivering tailored solutions to meet the unique demands of businesses in the area. With a robust understanding of the intricacies within the cut and sew apparel manufacturing industry, First State Insurance Agency has emerged as a trusted partner for enterprises seeking comprehensive coverage. Notably, they have successfully served major players like Cap America, a prominent company in cut and sew apparel manufacturing based in MO, with over 300 participants. The agency's proficiency extends beyond individual sectors, showcasing versatile expertise across the broader spectrum of cut and sew apparel manufacturing industries. As a crucial arm of a regional insurance broker firm, First State Insurance Agency combines local insight with the backing of a broader network, ensuring that clients receive well-informed, strategic, and customized insurance solutions. Their commitment to understanding the unique needs of each client and their track record of excellence make them a valuable resource for employers seeking reliable and comprehensive insurance services in the St. Louis, MO region.

First State Insurance Agency is a local insurance broker located in Farmington, Missouri. With a strong focus on serving self-funded employers, they have demonstrated their expertise and experience in the insurance industry. Their work with Mark Twain Behavioral Health, a prominent employer in the outpatient care centers industry, exemplifies their commitment to providing tailored solutions. Collaborating closely with the HR and finance team of Mark Twain Behavioral Health, First State Insurance Agency successfully established a self-funding arrangement, PPO plan, PBM, and drug plan designed specifically to meet the unique needs of the 200 members employed by the organization. First State Insurance Agency boasts an impressive portfolio of clients, ranging from large to midsize employers. Some notable clients serviced by their Farmington office include Buchheit Corporation, First State Community Bank, Hannibal Clinic, and Cap America. Their services extend beyond Missouri, catering to clients across Nebraska, South Dakota, and North Dakota. With their extensive experience and expertise in various industries, including 0 and outpatient care centers, First State Insurance Agency has earned a commendable M Score, solidifying their reputation as a top brokerage firm in the Farmington, MO market. Whether working with self-funded employers or assisting clients of different sizes and industries, First State Insurance Agency consistently delivers customized solutions to meet their clients' insurance needs.

The Daniel and Henry Co. is an independent insurance broker which provides a full range of risk management and insurance products and services to clients locally, nationally, and internationally. We work diligently to provide the most cost-effective solutions for your business and personal needs. The trust of our clients has allowed The Daniel and Henry Co. to grow over the years and become one of the largest privately owned, independent insurance brokerage firms in the state of Missouri. The brokers and employees of The Daniel and Henry Co. are proud supporters of the community through donations and volunteerism.

We exist to shape decisions for the better — to protect and enrich the lives of people around the world. Our colleagues provide our clients in over 120 countries and sovereignties with advice and solutions that give them the clarity and confidence to make better decisions to protect and grow their business.

HM never set out to be the biggest brokerage company when it was founded in 1991 and that philosophy continues today. In fact, being more of a mid-size firm has its advantages – for us and for the clients we have the privilege to serve. With HM and our 90+ associates as your partner, we can offer you the knowledge, experience and resources typical of a large brokerage company, but with the responsiveness and flexibility of a smaller firm. Our goal is to build a relationship with your company, based on mutual trust, where we fully understand your insurance, risk management and employee benefits needs. With this knowledge, we can then develop, recommend and coordinate individually tailored programs that effectively address your needs and complement your company’s strategic vision. In other words, our business is about finding solutions that minimize your risk and provide exceptional value for you and your company. With HM you gain an ally who can serve an integral role in meeting your company’s insurance and financial needs. We invite you to discover why, when it comes to performance, bigger isn’t always the better choice in a brokerage firm. Let's Be Social! Stay up-to-date all things HM including recent news and upcoming events! Facebook: https://lnkd.in/eXXKHzi Twitter: https://twitter.com/hmrisk Google+: https://lnkd.in/eNdra6S LinkedIn: https://lnkd.in/eChJaV6 St. Louis Headquarters 8235 Forsyth Boulevard, Suite 1200 St. Louis, Missouri 63105-1643 Toll Free: 800-489-6626 (314) 889-3700 fax (314) 746-4700 Springfield, MO Office 2925 E. Battlefield, Suite 120 Springfield, Missouri 65804 (844) 432-1010 (417) 895-4600

Baughman Financial Group's St. Louis, MO office stands out as a robust branch within a regional insurance brokerage firm, catering adeptly to the diverse needs of midsize employers. Notably, this larger office has carved a niche in working with self-funded clients, showcasing its capability to support both local and regional businesses effectively. Their expertise is prominently displayed through their impressive portfolio of top customers from varied industries. For instance, they have successfully catered to Apex Physical Therapy, a key player in the offices of health practitioners industry, based in Illinois, serving over 210 participants. This demonstrates their proficiency in managing extensive employee benefit plans in health-related sectors. Moreover, Baughman Financial Group has made significant strides in the personal services industry, as evidenced by their relationship with Fidelity On Call Ltd, also based in Illinois. With more than 150 participants under their wing, they have proven their ability to tailor solutions for the personal services sector, which often has unique insurance needs. Their expertise further extends to the banking sector, particularly in depository credit intermediation, as shown by their work with First National Bank in Staunton. This Illinois-based bank, with over 100 participants, underscores the broker's competence in navigating the complex insurance requirements of financial institutions. Apart from these specific industries, the St. Louis office also demonstrates a strong presence in the miscellaneous durable goods merchant wholesalers industry. This breadth of experience across diverse sectors underlines their versatility and deep understanding of varied industry-specific insurance needs. In summary, Baughman Financial Group's St. Louis office is a powerhouse in providing comprehensive insurance solutions, particularly for midsize employers across multiple industries, including health practitioners, personal services, banking, and wholesale trade. Their ability to handle the intricate demands of self-funded clients further sets them apart as a leading choice for employers seeking reliable and customized insurance brokerage services.