Smith McGehee Insurance is a local insurance broker based in Clayton, Missouri, specializing in providing tailored insurance solutions to a diverse clientele. With a prime location in Clayton, they have established themselves as a trusted partner for businesses in the area. One notable example of their expertise lies in their collaboration with Western Oil Co., a prominent 210-member employer. Smith McGehee Insurance worked closely with the HR and finance team at Western Oil Co. to develop a comprehensive self-funding arrangement that caters to the unique needs of their members. Known for their extensive experience in serving self-funded employers, Smith McGehee Insurance excels in delivering customized insurance plans designed to optimize coverage and cost efficiency. Their impressive client portfolio encompasses a wide range of large and midsize employers, including notable organizations like the Memphis Fire Fighters Association and Western Oil Co. Beyond their exceptional work with employer clients, this branch of Smith McGehee Insurance extends its services throughout Tennessee, catering to individuals and businesses alike. Leveraging their strong expertise across various industries, they offer comprehensive insurance solutions tailored to the unique requirements of each client. With a commitment to providing exceptional customer service and a deep understanding of the insurance industry, Smith McGehee Insurance is well-positioned to assist individuals and businesses in protecting their assets and mitigating risks. Whether it's personal insurance needs or complex employer solutions, clients can rely on Smith McGehee Insurance to deliver reliable coverage and expert guidance.

HM Insurance Group works to protect employers and health care entities across the country from the financial risks associated with catastrophic health care costs. With nearly 40 years in the market, HM Insurance Group is among the top carriers nationally for Stop Loss insurance, protecting self-funded clients from the financial loss associated with unexpected large or catastrophic claims. Similarly, HM Insurance Group's Managed Care Reinsurance product line delivers optimal coverage for the financial protection of risk-bearing entities such as HMOs, health plans, and provider organizations. Headquartered in Pittsburgh, the company has offices in 18 locations nationwide, and is licensed in 50 states and the District of Columbia.

All rewarding endeavors require a certain degree of risk. Risk Consulting Partners helps our clients identify, understand and best manage their risk to achieve their long-term goals. Our team of highly experienced consultants develops custom-tailored solutions to meet the insurance and financial planning needs of your business. RCP’s relationship-focused, team-centered approach helps executives devise plans well aligned with their risk tolerance and overall objectives. Our longstanding industry connections help clients secure the best possible terms and conditions. The path to meeting your objectives starts with RCP.

Abraham and Rose Spetner sold their first insurance policy in 1935. Together they built a business by providing affordable insurance solutions for a wide variety of needs. They established a reputation for being knowledgeable and honest, and their business grew. Although many things have changed since 1935, a third generation continues to operate Spetner with the same goals: caring about each client and providing the best solutions to every need. Whether you are looking for an individual life insurance policy, personal estate planning, benefits for many employees, human resource assistance programs, or financial services, Spetner will help you navigate the maze of insurance options to find the solution that best serves your needs. Spetner gives the same care and attention to each client. We promise to provide you the best possible benefit package for your budget. Our goal is to provide you with the benefits you need for your lifestyle. Spetner, Benefits for Life.

Cqa Solutions, based in St. Louis, MO, presents itself as a prominent player in the insurance brokerage landscape, catering to a diverse range of employer sizes, from small to large businesses. As a larger office within a local brokerage firm, they have carved a niche in providing tailored services, especially for self-funded clients. Their proficiency lies in supporting both local and regional employers, ensuring a customized approach to each client's unique needs. The breadth of Cqa Solutions' expertise spans across various industries. In the realm of individual and family services, they have successfully serviced organizations like Community Living, which operates with over 80 participants. This demonstrates their ability to handle complex needs in sensitive sectors. Similarly, their work with Abbco Service Corporation, a company in the services to buildings and dwellings industry with over 80 participants, showcases their flexibility and adaptability to different industry requirements. Notably, Cqa Solutions has made significant strides in the computer systems design and related services industry, exemplified by their collaboration with Daugherty Systems, a major player with more than 1590 participants. This partnership highlights their capacity to manage extensive and intricate insurance needs. Their demonstrated experience with midsize employers complements their skills in handling large and small employer groups. This range of expertise ensures that regardless of the size or industry of the employer, Cqa Solutions is equipped to offer effective and comprehensive insurance solutions. Their role in the nursing and residential care facilities industries further underscores their ability to navigate and provide for specialized sectors. In summary, Cqa Solutions stands out for its versatile approach, experienced team, and commitment to delivering personalized insurance solutions that resonate with the unique demands of different industries and employer sizes.

The Bremer Group, nestled in the heart of St. Louis, MO, distinguishes itself as a premier insurance broker catering to the nuanced needs of both local and regional employers. With a specialized focus on medical and ancillary benefits, this seasoned office has established itself as a trusted advisor in the realm of employee benefits. Showcasing their prowess, The Bremer Group has cultivated successful partnerships with industry leaders, including Kitaro in the restaurants and eating places sector, overseeing benefits for a diverse participant base of 100+. Their influence extends to Milestone Services Company in the commercial and industrial machinery and equipment rental and leasing industry, where they manage benefits for an extensive participant count of 290+. Astenjohnson in the textile product mills industry further attests to The Bremer Group's diverse expertise, handling benefits for 110+ participants. As an integral part of a local brokerage firm, The Bremer Group stands out as a reliable collaborator for businesses seeking tailored insurance solutions. Their demonstrated experience with midsize employers underscores their commitment to providing effective, personalized, and comprehensive benefits packages in the dynamic landscape of employee benefits.

We exist to shape decisions for the better — to protect and enrich the lives of people around the world. Our colleagues provide our clients in over 120 countries and sovereignties with advice and solutions that give them the clarity and confidence to make better decisions to protect and grow their business.

Risk Strategies in St. Louis, Missouri, stands as a trusted insurance broker with a specialized focus on serving local and regional employers. With a keen emphasis on medical and ancillary benefits, this office location offers invaluable expertise tailored to the unique needs of businesses in the area. Boasting a diverse portfolio, they have successfully catered to clients such as Hannibal Regional Healthcare System, a prominent player in the hospitals industry, with a substantial participant base exceeding 530. What sets Risk Strategies apart is their profound understanding of the hospitals sector, showcasing a track record of excellence and deep industry knowledge. This office is a proud contributor to a larger regional insurance broker firm, further amplifying its capabilities and resources. The commitment to providing tailored solutions to clients in the medical and ancillary benefits sphere is evident in their collaborative approach and hands-on service. Employers seeking a reliable partner in navigating the complexities of insurance will find that Risk Strategies in St. Louis combines local insights with the backing of a regional powerhouse. With a proven track record and a focus on client satisfaction, this office location is well-equipped to meet the diverse needs of businesses in the ever-evolving landscape of employee benefits.