HM Insurance Group works to protect employers and health care entities across the country from the financial risks associated with catastrophic health care costs. With nearly 40 years in the market, HM Insurance Group is among the top carriers nationally for Stop Loss insurance, protecting self-funded clients from the financial loss associated with unexpected large or catastrophic claims. Similarly, HM Insurance Group's Managed Care Reinsurance product line delivers optimal coverage for the financial protection of risk-bearing entities such as HMOs, health plans, and provider organizations. Headquartered in Pittsburgh, the company has offices in 18 locations nationwide, and is licensed in 50 states and the District of Columbia.

Buck is an integrated HR, pensions, and employee benefits consulting, technology, and administration services firm. Founded more than 100 years ago as an actuarial consultancy, we’ve evolved to serve organizations and trustees across the health, wealth, and career spectrum. With the ultimate goal of securing the futures of our clients’ employees and members, we develop tech-enabled programs that engage individuals and drive organizational performance. Our award-winning engagement solutions and people-first approach empower the world’s most forward-thinking organizations to protect the physical and financial wellbeing of their employees and members and improve how their people work and live. For more information, visit www.buck.com. ********** Buck est une société intégrée de conseil, de technologie et de services administratifs en matière de RH, de régimes de retraite et d’avantages sociaux. Établis il y a plus d’un siècle en tant que consultants actuariels, nous avons évolué afin d’offrir nos services aux entreprises et aux fiduciaires présents dans toute la gamme des domaines de la santé, de la richesse, et de la carrière. Dans le but ultime d’assurer l’avenir des employés et des membres de nos clients, nous concevons des programmes technologiques qui engagent les individus et stimulent la performance organisationnelle. Nos solutions d’engagement primées et notre approche axée sur les personnes permettent aux entreprises les plus avant-gardistes du monde de protéger le bien-être physique et financier de leurs employés et membres et d’améliorer la façon dont leurs employés travaillent et vivent. Pour obtenir plus de renseignements, visitez le www.buck.com.

The Bremer Group, nestled in the heart of St. Louis, MO, distinguishes itself as a premier insurance broker catering to the nuanced needs of both local and regional employers. With a specialized focus on medical and ancillary benefits, this seasoned office has established itself as a trusted advisor in the realm of employee benefits. Showcasing their prowess, The Bremer Group has cultivated successful partnerships with industry leaders, including Kitaro in the restaurants and eating places sector, overseeing benefits for a diverse participant base of 100+. Their influence extends to Milestone Services Company in the commercial and industrial machinery and equipment rental and leasing industry, where they manage benefits for an extensive participant count of 290+. Astenjohnson in the textile product mills industry further attests to The Bremer Group's diverse expertise, handling benefits for 110+ participants. As an integral part of a local brokerage firm, The Bremer Group stands out as a reliable collaborator for businesses seeking tailored insurance solutions. Their demonstrated experience with midsize employers underscores their commitment to providing effective, personalized, and comprehensive benefits packages in the dynamic landscape of employee benefits.

First State Insurance Agency, situated in St. Louis, MO, stands as a reputable insurance broker catering to the diverse needs of local and regional employers. With a keen focus on employer benefits, particularly in the realms of medical and ancillary coverage, the agency boasts an impressive track record of delivering tailored solutions to meet the unique demands of businesses in the area. With a robust understanding of the intricacies within the cut and sew apparel manufacturing industry, First State Insurance Agency has emerged as a trusted partner for enterprises seeking comprehensive coverage. Notably, they have successfully served major players like Cap America, a prominent company in cut and sew apparel manufacturing based in MO, with over 300 participants. The agency's proficiency extends beyond individual sectors, showcasing versatile expertise across the broader spectrum of cut and sew apparel manufacturing industries. As a crucial arm of a regional insurance broker firm, First State Insurance Agency combines local insight with the backing of a broader network, ensuring that clients receive well-informed, strategic, and customized insurance solutions. Their commitment to understanding the unique needs of each client and their track record of excellence make them a valuable resource for employers seeking reliable and comprehensive insurance services in the St. Louis, MO region.

The Daniel and Henry Co. is an independent insurance broker which provides a full range of risk management and insurance products and services to clients locally, nationally, and internationally. We work diligently to provide the most cost-effective solutions for your business and personal needs. The trust of our clients has allowed The Daniel and Henry Co. to grow over the years and become one of the largest privately owned, independent insurance brokerage firms in the state of Missouri. The brokers and employees of The Daniel and Henry Co. are proud supporters of the community through donations and volunteerism.

We exist to shape decisions for the better — to protect and enrich the lives of people around the world. Our colleagues provide our clients in over 120 countries and sovereignties with advice and solutions that give them the clarity and confidence to make better decisions to protect and grow their business.

HM never set out to be the biggest brokerage company when it was founded in 1991 and that philosophy continues today. In fact, being more of a mid-size firm has its advantages – for us and for the clients we have the privilege to serve. With HM and our 90+ associates as your partner, we can offer you the knowledge, experience and resources typical of a large brokerage company, but with the responsiveness and flexibility of a smaller firm. Our goal is to build a relationship with your company, based on mutual trust, where we fully understand your insurance, risk management and employee benefits needs. With this knowledge, we can then develop, recommend and coordinate individually tailored programs that effectively address your needs and complement your company’s strategic vision. In other words, our business is about finding solutions that minimize your risk and provide exceptional value for you and your company. With HM you gain an ally who can serve an integral role in meeting your company’s insurance and financial needs. We invite you to discover why, when it comes to performance, bigger isn’t always the better choice in a brokerage firm. Let's Be Social! Stay up-to-date all things HM including recent news and upcoming events! Facebook: https://lnkd.in/eXXKHzi Twitter: https://twitter.com/hmrisk Google+: https://lnkd.in/eNdra6S LinkedIn: https://lnkd.in/eChJaV6 St. Louis Headquarters 8235 Forsyth Boulevard, Suite 1200 St. Louis, Missouri 63105-1643 Toll Free: 800-489-6626 (314) 889-3700 fax (314) 746-4700 Springfield, MO Office 2925 E. Battlefield, Suite 120 Springfield, Missouri 65804 (844) 432-1010 (417) 895-4600

All rewarding endeavors require a certain degree of risk. Risk Consulting Partners helps our clients identify, understand and best manage their risk to achieve their long-term goals. Our team of highly experienced consultants develops custom-tailored solutions to meet the insurance and financial planning needs of your business. RCP’s relationship-focused, team-centered approach helps executives devise plans well aligned with their risk tolerance and overall objectives. Our longstanding industry connections help clients secure the best possible terms and conditions. The path to meeting your objectives starts with RCP.

M2 Advisors Direct, located in St. Louis, MO, boasts a thriving and expansive office dedicated to providing exceptional insurance brokerage services. With a notable track record and extensive experience, this larger office has established itself as a trusted partner for employer benefits buyers seeking comprehensive coverage solutions. One of M2 Advisors Direct's standout strengths lies in their expertise working with self-funded clients, making them a valuable asset for local and regional employers alike. They have a proven track record of success, exemplified by their partnerships with industry leaders like Hydromat of St. Louis, a prominent player in the metalworking machinery manufacturing sector, with over 230 participants. Similarly, they have demonstrated their prowess in serving educational institutions, such as Harding Academy of Memphis, which has over 120 participants. M2 Advisors Direct's diverse clientele extends to Market Street Bancshares Health and Welfare, a key player in the depository credit intermediation industry, with 270+ participants. This breadth of experience across industries is a testament to their versatility and commitment to meeting the unique needs of their clients. As a part of a local brokerage firm, this office benefits from a strong network and local insights. With a focus on midsize employers, M2 Advisors Direct combines local expertise with a global perspective to deliver tailored solutions that safeguard the interests of their clients. Their exceptional skills and dedication make them a top choice for employer benefits buyers looking for a trusted partner in St. Louis, MO.

As the 11th largest independent insurance brokerage firm in the nation with over 250 offices in 34 states and England, AssuredPartners is committed to partnering with successful regional and local insurance providers that share the same goal: to service customers better than anyone. Powered by AssuredPartners, our partner agencies have the deep network resources, experienced people and carrier relationships to provide products and solutions second to none. We are proud to be recognized by leading industry publications: - Best Places to Work in Insurance (Business Insurance) - Elite Agency (Insurance Business America) - Top Property / Casualty Agencies (Insurance Journal) - 100 Largest Brokers of U.S. Business (Business Insurance) Partnership. Expertise. Innovation. Passion. Doing the Right Thing. Making a Difference. These are some of the traits that define our culture. We provide a deliberate and well defined path for the next generation of Risk Management Professionals, because we're invested in your success – now and for the long run.