Sycamore Insurance Associates, headquartered in Terre Haute, IN, stands as a larger office with a stellar track record in providing comprehensive insurance solutions. Their extensive experience with self-funded clients showcases their ability to navigate the intricacies of employer benefits, making them a valuable partner for both local and regional employers. The broker has left an indelible mark on various industries, serving as a trusted advisor to entities like Magnolia Health Systems in the hospitals sector, where they support the well-being of 540+ participants. Additionally, in the coal mining industry, Sycamore Insurance Associates has played a crucial role for companies such as Sunrise Coal and Templeton Coal Company, ensuring the coverage and protection of 730+ and 130+ participants, respectively. Part of a local brokerage firm, Sycamore Insurance Associates distinguishes itself through its broad expertise across coal mining, hospitals, and nursing and residential care facilities industries. With demonstrated experience working with midsize, large, and small employers, Sycamore Insurance Associates brings a versatile and adaptive approach to crafting tailored benefits solutions that align with the unique needs of businesses in the Terre Haute region.

First Mid Bancshares, Inc. is a community-focused organization headquartered in Mattoon, Illinois. First Mid offers customers Banking, Insurance, Wealth Management, and Ag services throughout Illinois, Missouri, and Texas. Member FDIC | Equal Housing Lender Security products and/or insurance services are not insured by the FDIC, are not deposits or obligations of the bank, are not guaranteed and may lose value. https://www.firstmid.com/social-media-community-guidelines/

USI is one of the largest insurance brokerage and consulting firms in the world, delivering property and casualty, employee benefits, personal risk, program and retirement solutions to large risk management clients, middle market companies, smaller firms and individuals. Headquartered in Valhalla, New York, USI connects over 10,500 industry-leading professionals across approximately 200 offices to serve clients’ local, national and international needs. USI has become a premier insurance brokerage and consulting firm by leveraging the USI ONE Advantage®, an interactive platform that integrates proprietary and innovative client solutions, networked local resources and enterprise-wide collaboration to deliver customized results with positive, bottom-line impact. USI attracts best-in-class industry talent with a long history of deep and continuing investment in our local communities. For more information, visit usi.com.

For over 100 years, First Mid Insurance Group (FMIG) has offered relationship-focused risk management advice and service. We are a nimble, growing, bank-owned agency committed to the stakeholders and the communities we serve. We are the largest and most diverse bank-affiliated agency in Illinois, serving clients nationally through six offices in Illinois and St. Louis/Metro East region. Through our bank and affiliated partners, we can connect our customers with lending, cash management, wealth management, and land management and brokerage through our Ag Services division, the largest farmland manager in Illinois. We offer a broad range of risk management services and expertise to align specifically with each of our customers’ needs in various industries and coverage areas including: • Agriculture • Construction/Manufacturing • Surety/Bonds • Financial Services/Financial Institutions • Utilities • Non-Profits (Public and Private) • Healthcare (hospitals/Provider Groups) • D&O and EPLI • Cyber Risk Insurance (For Public and Private Companies - Any Industry) Our group health and benefits professionals provide employee benefits/ASO structures, fully-insured structures for groups for 1-5000 employees and claims analysis and HR consulting services. Our risk management consultants can provide independent/third-party insurance risk consulting services in benefits and P&C coverages as well. Our relationship managers guide individual/retail insureds through complex risk management decisions from personal insurance solutions in home and auto coverage to individual medical plans. We are an expert broker of individual Medicare-related products through our Senior Solutions division that assists Medicare-eligible consumers throughout several states with their insurance and planning needs.

AP Keenan provides innovative insurance and financial solutions for schools, public agencies and health care organizations. We serve those who support our communities. Our high quality, cost-effective programs exceed our customers’ expectations. We are the experts you can rely on when it comes to employee benefits, risk management, claims services, and technology.

"CONNECTING YOUR BUSINESS TO THE BENEFITS YOUR EMPLOYEES NEED"​ Benefits can be complicated. We understand this. With all of the choices out there, it can be challenging to build a comprehensive benefit package for your employees. This is the reason we partner with your benefit broker/consultant—to provide you with a simple way to access the best possible ancillary benefit plans all from one place. Whether you need a true group product, individual product, guaranteed-issue, employer funded or employee funded, we represent all of the top carriers and we will find the best fit for you. No more dealing with multiple reps from multiple carriers—you have Ware Group working for you now! "FIRST CLASS SERVICE"​ Personal service is very important to us. The success of a new benefit offering is typically a direct result of good communication and planning. We will work with you and your broker in every step of this process. From the initial consultation, plan design, quoting and proposal, all the way through the initial enrollment and ongoing service, we will be there. Our goal with every client is to provide efficient and seamless enrollments year after year, with dependable ongoing service. As the industry changes, so will the needs of your business and your employees. Ware Group always be there for you to help keep your ancillary plans ahead of their time. "EXPANSIVE CARRIER AND PRODUCT AVAILABILITY"​ We are proud to represent most major supplemental/voluntary/ancillary carriers. "WHY WARE GROUP"​ Experience and Knowledge Flexible Carrier Selection Outsource Time-Consuming Due Diligence Efficient, Profitable and Seamless Enrollments Dependable On-Going Service Brokers Bill of Rights Full Broker Commissions Locally-Based, with National Capabilities Benefit Statements / Communication Professionally prepared and communicated benefit statements for your qualified groups

ASK Benefit Solutions, Inc., situated in Champaign, IL, stands out as a robust and resourceful insurance broker, particularly adept at serving local and regional employers. This larger office is part of a local brokerage firm, showcasing its strong community ties and understanding of the regional market dynamics. The firm has carved a niche in providing medical and ancillary benefits, a testament to their comprehensive approach towards employee benefits solutions. The depth of their expertise is particularly evident in their work with midsize employers, where they have developed a strong reputation for their knowledge and tailored solutions. ASK Benefit Solutions, Inc. has an impressive portfolio, which includes significant experience in the nursing and residential care facilities and automobile dealers industries. This specialized focus is highlighted by their top customers, such as Resthave Home of Whiteside County, a prominent player in the nursing and residential care facilities industry with over 110 participants, and Winning Wheels, another key name in the same industry, serving over 140 participants. Additionally, their expertise extends to the automobile dealers industry, as evidenced by their relationship with Worden-Martin, which has over 150 participants. This combination of local insight, industry-specific expertise, and a strong focus on midsize employers makes ASK Benefit Solutions, Inc. a notable choice for employers seeking comprehensive and customized insurance solutions. Their ability to cater to the unique needs of diverse industries, particularly in the nursing, residential care facilities, and automobile dealers sectors, positions them as a valuable partner for businesses in Champaign, IL, and beyond.

"CONNECTING YOUR BUSINESS TO THE BENEFITS YOUR EMPLOYEES NEED"​ Benefits can be complicated. We understand this. With all of the choices out there, it can be challenging to build a comprehensive benefit package for your employees. This is the reason we partner with your benefit broker/consultant—to provide you with a simple way to access the best possible ancillary benefit plans all from one place. Whether you need a true group product, individual product, guaranteed-issue, employer funded or employee funded, we represent all of the top carriers and we will find the best fit for you. No more dealing with multiple reps from multiple carriers—you have Ware Group working for you now! "FIRST CLASS SERVICE"​ Personal service is very important to us. The success of a new benefit offering is typically a direct result of good communication and planning. We will work with you and your broker in every step of this process. From the initial consultation, plan design, quoting and proposal, all the way through the initial enrollment and ongoing service, we will be there. Our goal with every client is to provide efficient and seamless enrollments year after year, with dependable ongoing service. As the industry changes, so will the needs of your business and your employees. Ware Group always be there for you to help keep your ancillary plans ahead of their time. "EXPANSIVE CARRIER AND PRODUCT AVAILABILITY"​ We are proud to represent most major supplemental/voluntary/ancillary carriers. "WHY WARE GROUP"​ Experience and Knowledge Flexible Carrier Selection Outsource Time-Consuming Due Diligence Efficient, Profitable and Seamless Enrollments Dependable On-Going Service Brokers Bill of Rights Full Broker Commissions Locally-Based, with National Capabilities Benefit Statements / Communication Professionally prepared and communicated benefit statements for your qualified groups

The Downey Group, Inc. provides high quality Life Insurance, Long Term Care, and Disability Programs for affluent individuals, families, and businesses. We work closely with you to help accomplish a variety of wealth accumulation, preservation and transfer objectives. Our clients are private company owners, entrepreneurs, families, public companies, large professional, law, accounting and medical groups, charities, and executives. We specialize in all aspects of wealth transfer, business succession, executive compensation, asset protection, and charitable gift planning. We offer cutting edge life insurance products specifically tailored to your needs, and responsive, high quality life insurance policy service. Our process starts with helping you determine your goals, mission, and objectives; it is the essential beginning point from which our process proceeds. We work as a team with your attorneys, tax and other advisors. Our focus is helping you formulate comprehensive, thoughtful solutions, of which life insurance is one component. We Look Forward To Helping You Address Your Goals. Third-party posts found on this profile do not reflect the views of M Holdings Securities, Inc. nor its Associated Persons/Affiliates, and have not been reviewed by M Holding Securities as to accuracy or completeness. This material and the opinions voiced are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine what is appropriate for you, please contact me directly or consult another qualified professional. The testimonials/recommendations used may not be representative of the experiences of other clients, and they are not indicative of future performance or success. Securities offered through M Holdings Securities, Inc., a registered Broker/Dealer, member FINRA/SIPC. The Downey Group, Inc. is independently owned and operated. California Insurance License 0786018

American Income Life is a major provider of supplemental insurance benefits to working families through relationships established with labor unions, credit unions, and associations. The Company was founded with just $25,000 in borrowed capital more than 50 years ago by entrepreneur and philanthropist Bernard Rapoport. American Income Life is licensed in 49 states, the District of Columbia, Canada, and is registered to carry on business in New Zealand. AIL also has a wholly-owned subsidiary: National Income Life Insurance Company, licensed in the state of New York. American Income Life, along with our New York subsidiary National Income Life, has combined assets of more than $3 billion with more than $46.6 billion of life insurance in force in 2014. (as of 4/15) A.M. Best, one of the country's oldest and most respected insurance ratings companies, has rated American Income Life as A (Excellent) for Financial Strength (as of 10/24). American Income Life Insurance Company has a long history and rich tradition of partnering with the working family community: through national and local leaders, advocating for key issues and campaigns, and investing in a public agenda that reflects the core values of importance to all working people. If you are interested in a career where your opportunities are truly unlimited, please visit www.ailcareers.com.