Clark-Mortenson Insurance, situated in Keene, NH, is a notable entity in the insurance brokerage landscape, particularly known for its adept handling of midsize employer needs. As a substantial office within a local brokerage firm, they bring a wealth of experience and a personalized approach to their clientele. This office is renowned for its specialization in dealing with self-funded clients, showcasing their adaptability and knowledge in tailoring insurance solutions that align with unique employer requirements. Their expertise particularly shines in the real estate sector, where they have demonstrated significant proficiency. One of their top clients, National Field Representatives, is a key player in the activities related to real estate industry, based in New Hampshire, with over 160 participants. This collaboration highlights Clark-Mortenson Insurance's ability to handle complex and sizable accounts with finesse. The team at this office is equipped to provide comprehensive support to both local and regional employers. Their approach is not just about offering insurance solutions, but about building relationships and understanding the specific needs and challenges of each business they work with. This customer-centric attitude has earned them a reputation for reliability and thoroughness in their service delivery. Clark-Mortenson Insurance's Keene office stands out for its combination of local understanding and broad industry expertise. They are a go-to option for businesses seeking a partner who can offer in-depth knowledge, personalized service, and a strong focus on sectors like real estate. For employers in the region, this office presents a compelling choice for their insurance needs, backed by a team that is both experienced and dedicated to delivering results that matter.

Clark & Lavey has been an innovator in the employee benefits market space for more than twenty years, providing clients with effective, long-term solutions to meet their health plan needs. We work with clients to control their health plan spending and provide resources that play a critical role in their success, including best-in-class HR services for compliance, technology, employee development and retention, regulatory assistance, and much more. At Clark & Lavey, our dedicated team provides a wide array of impactful resources while maintaining the personalized attention of a small agency. Through the years, we have stayed true to that vision while collectively servicing over 10,000 employers and nearly 9 million employees, representing all major market segments. As a member of Hilb Group, Clark & Lavey provides the best of both worlds: local, personal service, and the national resources of a large broker. Clark & Lavey's benefits professionals often find ways to facilitate pricing advantages that other firms miss, especially through our group health captive solution. InCap®, Clark & Lavey’s proprietary group health captive, allows firms to band together in purchasing their employee health insurance, while still maintaining their individual control. There is safety in numbers, and the risk is spread across a much larger census, driving down renewal rates and reducing exposure to the disruption of big claims. Investment and underwriting profits are also returned to their bottom lines, a bonus unavailable to those in the fully-insured marketplace. The results have consistently been positive for InCap participants. In fact, one InCap participant had both lower renewal rates and received $368,848 back to its bottom line from the most-recent pool return of more than $1.5 million. In today's fast-paced global environment, you have more challenges and demands on your time than ever before. Clark & Lavey has your benefits solutions.

The Hilb Group's office in Manchester, NH, stands as a key player in the realm of employer benefits, leveraging its larger office to provide comprehensive solutions for local and regional businesses. With a focus on medical and ancillary benefits, this office is a valuable resource, showcasing expertise in navigating the complexities of the benefits landscape. Their success stories include partnerships with top clients like Devens Treatment & Recovery Center in the individual and family services industry and the National Restaurant Association in the religious, grantmaking, civic, professional, and similar organizations sector. Managing benefits for over 340 and 270 participants, respectively, in these diverse industries underscores The Hilb Group's ability to tailor programs to meet the specific demands of each sector. The office's broad expertise extends across religious, grantmaking, civic, professional, and similar organizations, as well as individual and family services industries. As part of a regional insurance broker firm, The Hilb Group in Manchester combines local insight with the strength of a larger organization, offering employers strategic guidance and tailored solutions. With demonstrated experience in serving midsize employers, this office is a reliable partner for businesses seeking effective and personalized employer benefit solutions.

HUB International, a national insurance consultant, operates an office in Manchester, New Hampshire, catering to clients throughout New Hampshire, Massachusetts, and New York. While some customers have expressed lower satisfaction, it presents an opportunity to scrutinize their services when evaluating potential partners. Notably, this office has successfully collaborated with Worldwide Tech Services, a prominent employer in the computer systems design and related services industry. They worked closely with the HR and finance team to establish a customized self-funding arrangement, HMO plan, PBM, and drug plan tailored to the unique needs of their 1080 employees. In addition to their work with Worldwide Tech Services, HUB International's Manchester office serves esteemed employer clients like Cantor Fitzgerald, Elliot Health System, Henry Heywood Memorial Hospital, and Microdesk. The office has garnered extensive experience in the local market, making them one of the top brokerages in the Manchester, NH area. With a wide range of expertise across different client sizes, industries, and products, HUB International boasts one of the highest M Scores attainable. HUB International excels in various sectors, including health care and social assistance, computer systems design and related services, and offices of real estate agents and brokers. Their strong experience in working with self-funded employers, expertise in HMOs and customized client solutions, as well as their proficiency with PBMs and specialized pharmacy providers, further demonstrate their capabilities in delivering tailored insurance solutions. As you assess potential partners, HUB International's extensive experience, industry expertise, and commitment to meeting unique client needs make them a compelling choice for insurance brokerage services in the New Hampshire, Massachusetts, and New York markets.

Northern Benefits, located in Manchester, NH, stands out as a seasoned insurance broker specializing in employer benefits. With a robust focus on medical and ancillary benefits, this office boasts a wealth of expertise tailored to meet the unique needs of local and regional employers. Their proficiency extends across diverse industries, particularly shining in the realms of traveler accommodation and printing and related support activities. This dynamic office has successfully served prominent clients, exemplified by Lew A Cummings Co in the printing and related support activities sector, based in NH and boasting 80+ participants. Another notable client is Portsmouth Corporate Financial Services in the traveler accommodation industry, with an impressive 1500+ participants. Northern Benefits leverages its regional presence as part of a larger insurance broker firm, enhancing its capabilities and resources. The team at Northern Benefits, Manchester, NH, prides itself on a client-centric approach, providing tailored solutions and strategic guidance to navigate the intricacies of employer benefits. Their commitment to excellence, coupled with a diverse client portfolio, underscores their reputation as a trusted partner for businesses seeking comprehensive and effective insurance solutions in the vibrant landscape of Manchester and beyond.

National Benefits Group, situated in Keene, NH, stands out as a reliable insurance broker, specializing in delivering comprehensive employee benefits solutions to both local and regional employers. With a dedicated focus on medical and ancillary benefits, this office brings a wealth of knowledge and experience to the table. One of the key strengths of National Benefits Group in Keene lies in their deep expertise within the fruit and tree nut farming industry. Notably, they have successfully served major clients like Citrus World & Subsidiary Plan, a prominent player in the fruit and tree nut farming sector based in FL, boasting an extensive participant base of 270+. This accomplishment underscores their proficiency in tailoring benefits solutions to the unique needs of diverse industries. As part of a local brokerage firm, National Benefits Group in Keene operates with a nuanced understanding of the regional landscape, ensuring that their offerings align seamlessly with the specific challenges and opportunities present in the area. Their commitment to excellence and a client-centric approach positions them as a valuable partner for employers seeking top-notch benefits solutions.

We understand that you are confronted with a vast selection of insurance providers and we are committed to being your final solution. We vow that our levels of service, knowledge and care will never waiver. Our experienced staff members will always guide you along your journey, one step at a time. Once a Rowley client, always a Rowley client. We promise quick and thorough problem solving, and guarantee our availability.

Csone is a highly experienced regional insurance consultant based in Concord, New Hampshire. They have a wide range of expertise working with clients of all sizes, including large, midsize, and small employers. Known for their exceptional knowledge and proficiency, Csone specializes in self-funded clients, HMOs, PPOs, and carving out drug and pharmacy plans. An excellent example of their work in the Concord market is their collaboration with Marquis Management, a building finishing contractors employer with 250 members. Csone partnered with their HR and finance team to develop a comprehensive insurance package that included a self-funding arrangement, HMO plan, PPO plan, and PBM and drug plan tailored to meet the unique needs of their members. Csone is recognized as one of the top brokerages in the Concord, NH market due to their extensive experience and expertise across different client sizes, industries, and insurance products. They consistently achieve one of the highest M Scores possible, reflecting their exceptional track record and commitment to providing outstanding service. With their office in Concord, Csone serves clients across multiple states, including Vermont, New Hampshire, Maine, Massachusetts, Wisconsin, Kentucky, Florida, Tennessee, Michigan, Missouri, and Georgia. They have established relationships with a range of notable employers, such as Afscme Council 93, Blue Cross & Blue Shield of Vermont, Brattleboro Memorial Hospital, and Brattleboro Retreat. Csone's strong expertise extends to various industries, including health care and social assistance, insurance-related activities, and individual and family services. Their vast knowledge and understanding of these sectors enable them to offer tailored insurance solutions that effectively address the unique challenges and requirements of their clients.

Landmark Benefits, located in the bustling business hub of Boston, MA, boasts a sizable office equipped with a team of seasoned professionals. Specializing in serving diverse clientele, they have amassed substantial experience in catering to self-funded clients, making them an invaluable resource for comprehending stop loss and limits. Their expertise extends to navigating complex landscapes, including pharmacy costs and comprehensive HR consulting. With a proven track record, Landmark Benefits has successfully partnered with top-tier companies in various industries. Notable clients include Sekisui America Corporation, a leader in plastics product manufacturing with over 1640 participants, Derry Medical Center Pa in the offices of physicians industry with 260+ participants, and JP Pest Services in services to buildings and dwellings with 130+ participants. Their proficiency spans across plastics product manufacturing, educational services, and services to buildings and dwellings industries. As a key player in the local brokerage scene, Landmark Benefits is well-versed in the needs of midsize employers, demonstrating a keen understanding of their unique challenges. Equally, their demonstrated experience with small employers underscores their versatility and commitment to providing tailored solutions. With a strategic location and a wealth of industry knowledge, Landmark Benefits stands out as a reliable partner for employers seeking comprehensive and effective insurance solutions in the competitive business landscape.