Trusted Total Rewards Providers. BETTER BENEFITS. BETTER PEOPLE. BETTER FOR YOUR BUSINESS. We take a personal approach to help you make professional decisions. The landscape of communication has evolved. Using technology to our advantage, in consideration of Individual preference and circumstances, you can be assured that The Richards Group will be there for you. A key component to every successful business is its ability to find and retain great employees. they’re the ones that help keep your business moving every day. One of the best ways for you to do this is to offer your employees a competitive benefits package as a form of compensation. With a staff of 36 in our Total Rewards Division, we have robust capabilities to well serve clients throughout Vermont & New Hampshire. At The Richards Group, we understand how important it is to strike the balance between what you provide for your employees and how it affects your company’s bottom line. With our Total Rewards offerings, we’ll work with you as a partner and extension of your team. We’ll develop a comprehensive and affordable Total Rewards program that will give you a strong, competitive edge. As the region's leading resource to help you understand the effects of healthcare reform and its' implications, we're here to help. Our strategy is uniquely focused to help make your organization a Best Place to Work. The Richards Group and many of our clients hold this endorsement. Using a steering wheel approach, we pilot our clients 360 degrees navigating risk management, compliance, worksite wellness, human resources, payroll, and leadership development. What sets us apart: 3rd Generation; Locally owned; Independent; One-stop for Benefits, Business Insurance, and Retirement Planning.

New England Medical Insurance Agency - Boston, MA is an office of New England Medical Insurance Agency, based in Chelmsford, Massachusetts. Its work centers on manufacturing, construction and professional business services employers, primarily mid-sized organizations. The office places self-funded arrangements alongside medical coverage through PPO and HMO plans, and also handles ancillary lines and retirement plans. Among its employer clients, Drummond, Woodsum & MacMahon, P.A. is well rated by its employees for benefits. Example carriers include Harvard Pilgrim Health Care, Principal Financial and Unum.

Hub International's Manchester, New Hampshire office operates as part of Hub International. Its employer clients concentrate in healthcare and social services and professional business services, and the office works primarily with mid-sized and large employers. The office places self-funded arrangements alongside medical coverage, ancillary lines and retirement plans. Example carriers include Aetna, Anthem BCBS and Cigna.

New England Employee Benefits' Concord, New Hampshire office is part of the New England Employee Benefits organization. Its work centers on mid-sized employers in financial activities, manufacturing, restaurants, bars and accommodation services, and retail services. The office places both self-funded and fully insured arrangements, with medical coverage structured as PPO and HMO plans, along with prescription drug benefits, ancillary lines, retirement plans and mega wrap arrangements. Employer clients including Eastern Metal Building Products LLC and Granite VNA, Inc. are well rated by their employees for benefits. Example carriers include CIGNA, Anthem BCBS and Harvard Pilgrim Health Care.

Hanson Group's Boston-based office is a beacon of expertise in the insurance brokerage realm, catering to the diverse needs of local and regional employers. Specializing in medical and ancillary benefits, this office stands out for its commitment to providing tailored solutions to businesses in the Massachusetts area. With a strong focus on employer benefits, Hanson Group has demonstrated remarkable proficiency in collaborating with companies to navigate the intricacies of the insurance landscape. Noteworthy is their successful partnership with SG Torrice Co, a prominent player in the water, sewage, and systems industry. Based in Massachusetts, SG Torrice Co boasts a substantial participation of over 210 employees. What sets Hanson Group apart is their localized approach to insurance solutions, understanding the unique challenges faced by businesses in the region. This office operates as part of a dynamic local brokerage firm, leveraging collective industry knowledge to deliver comprehensive and effective benefit packages. Employers seeking a reliable insurance broker in the Boston area would benefit from Hanson Group's proven track record and personalized service. With a keen understanding of the intricacies of the industry and a portfolio of satisfied clients, Hanson Group's Boston office is a strategic partner in navigating the complex landscape of employer benefits.

USI Insurance Services - Manchester, NH operates from Bedford, New Hampshire as part of USI Insurance Services. The office works with mid-sized employers across wholesale trade, financial activities, healthcare and social services, and professional business services. Its work spans self-funded arrangements, medical and PPO coverage, prescription drug benefits, ancillary lines and retirement plans. Employer clients including Plumb House, Inc. are well rated by their employees for benefits. Example carriers include BCBS of MA, Aetna and Anthem BCBS.

Clark & Lavey Benefits Solutions, Inc. - Manchester, NH operates from Merrimack, New Hampshire as part of Clark & Lavey Benefits Solutions, Inc. The office works with mid-sized employers in educational services, placing medical coverage along with ancillary lines and Mega Wrap arrangements. Example carriers include Anthem BCBS.

The Hilb Group - Manchester, NH is an employee benefits brokerage office located in Merrimack, New Hampshire, operating as part of The Hilb Group. Its work centers on healthcare and social services employers, primarily mid-sized organizations, for whom it places medical coverage and ancillary lines alongside retirement plans and Mega Wrap arrangements. The Hartford is one example of the carriers it works with.

DMS Insurance Agency of NH, LLC is a standalone brokerage office based in Laconia, New Hampshire. Its work centers on employers in healthcare and social services, construction and retail services, primarily mid-sized organizations. The office places both self-funded and fully insured arrangements, with medical and HMO coverage, ancillary lines, retirement plans and mega wrap programs. Among its employer clients, Taylor Community is well rated by its employees for benefits. Example carriers include Anthem BCBS, Harvard Pilgrim Health Care and Delta Dental.

The Manchester, New Hampshire office of Alera Group serves employer clients across manufacturing, construction, educational services, healthcare and social services, and real estate, rentals and leasing, working primarily with mid-sized and large employers. Its work spans self-funded arrangements and medical coverage placed through PPO and HMO plan designs, along with prescription drug benefits, ancillary lines, retirement plans and mega wrap programs. The office's book includes employers whose staff rate their benefits highly, among them Waterline Industries Corporation. Example carriers include Anthem BCBS, Harvard Pilgrim Health Care and BCBS of MA.

Borislow Insurance's Boston, MA office, part of Borislow Insurance, operates out of Methuen, Massachusetts. The office works with small, mid-sized and large employer clients across educational services, professional business services, healthcare and social services, manufacturing, and data, media and telecom. Its work spans self-funded arrangements and medical coverage placed through PPO and HMO plans, along with prescription drug, ancillary lines and retirement plans. The office also handles mega wrap and collectively bargained arrangements. Clients including Monadnock Paper Mills, Inc. and Latitude AI LLC are well rated by their employees for benefits. Example carriers include BCBS of MA, Cigna and Harvard Pilgrim Health Care.

Landmark Benefits - Boston, MA is an office of Landmark Benefits, based in Windham, New Hampshire. Its work centers on retail services employers of mid-size, where it places medical and HMO coverage along with retirement plans and MEWA arrangements. Example carriers include Harvard Pilgrim Health Care and StanCorp Financial Group, Inc.