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THE HILB GROUP - MANCHESTER, NH
THE HILB GROUP - MANCHESTER, NH
Merrimack, New Hampshire
The Hilb Group's office in Manchester, NH, stands as a key player in the realm of employer benefits, leveraging its larger office to provide comprehensive solutions for local and regional businesses. With a focus on medical and ancillary benefits, this office is a valuable resource, showcasing expertise in navigating the complexities of the benefits landscape. Their success stories include partnerships with top clients like Devens Treatment & Recovery Center in the individual and family services industry and the National Restaurant Association in the religious, grantmaking, civic, professional, and similar organizations sector. Managing benefits for over 340 and 270 participants, respectively, in these diverse industries underscores The Hilb Group's ability to tailor programs to meet the specific demands of each sector. The office's broad expertise extends across religious, grantmaking, civic, professional, and similar organizations, as well as individual and family services industries. As part of a regional insurance broker firm, The Hilb Group in Manchester combines local insight with the strength of a larger organization, offering employers strategic guidance and tailored solutions. With demonstrated experience in serving midsize employers, this office is a reliable partner for businesses seeking effective and personalized employer benefit solutions.
CLARK & LAVEY BENEFITS SOLUTIONS, INC. - MANCHESTER, NH
CLARK & LAVEY BENEFITS SOLUTIONS, INC. - MANCHESTER, NH
Merrimack, New Hampshire
Clark & Lavey has been an innovator in the employee benefits market space for more than twenty years, providing clients with effective, long-term solutions to meet their health plan needs. We work with clients to control their health plan spending and provide resources that play a critical role in their success, including best-in-class HR services for compliance, technology, employee development and retention, regulatory assistance, and much more. At Clark & Lavey, our dedicated team provides a wide array of impactful resources while maintaining the personalized attention of a small agency. Through the years, we have stayed true to that vision while collectively servicing over 10,000 employers and nearly 9 million employees, representing all major market segments. As a member of Hilb Group, Clark & Lavey provides the best of both worlds: local, personal service, and the national resources of a large broker. Clark & Lavey's benefits professionals often find ways to facilitate pricing advantages that other firms miss, especially through our group health captive solution. InCap®, Clark & Lavey’s proprietary group health captive, allows firms to band together in purchasing their employee health insurance, while still maintaining their individual control. There is safety in numbers, and the risk is spread across a much larger census, driving down renewal rates and reducing exposure to the disruption of big claims. Investment and underwriting profits are also returned to their bottom lines, a bonus unavailable to those in the fully-insured marketplace. The results have consistently been positive for InCap participants. In fact, one InCap participant had both lower renewal rates and received $368,848 back to its bottom line from the most-recent pool return of more than $1.5 million. In today's fast-paced global environment, you have more challenges and demands on your time than ever before. Clark & Lavey has your benefits solutions.
BROWN & BROWN - MANCHESTER, NH
BROWN & BROWN - MANCHESTER, NH
Merrimack, New Hampshire
Brown & Brown of NH Inc, located in Manchester, NH, stands out as a prominent insurance brokerage office, especially known for its expertise in catering to both small and midsize employers. This larger office is part of a local brokerage firm that has carved a niche in providing tailored insurance solutions, particularly excelling in the realm of self-funded clients. They have established a strong foothold in supporting local and regional employers with their diverse insurance needs. The office showcases a remarkable track record in serving a variety of industries, with a special emphasis on the offices of physicians, drycleaning and laundry services, and the restaurant sector. Their client portfolio is impressive, including prominent names like Flatbread, a key player in the restaurants and eating places industry in New Hampshire, with over 110 participants. They also cater to General Linen Service, a significant entity in the drycleaning and laundry services industry, accommodating over 90 participants, and Pmc Medical Group, a major player in the offices of physicians sector, also boasting over 110 participants. Brown & Brown of NH Inc's depth of experience and broad industry reach make them a reliable choice for businesses seeking comprehensive and customized insurance solutions. Their approach is distinctly client-focused, ensuring that each business's unique needs are met with precision and expertise. This combination of wide-ranging industry knowledge, a strong local presence, and dedication to client satisfaction positions Brown & Brown of NH Inc as a top choice for employers in the Manchester area seeking adept insurance brokerage services.
HUB INTERNATIONAL - MANCHESTER, NH
HUB INTERNATIONAL - MANCHESTER, NH
Manchester, New Hampshire
HUB International, a national insurance consultant, operates an office in Manchester, New Hampshire, catering to clients throughout New Hampshire, Massachusetts, and New York. While some customers have expressed lower satisfaction, it presents an opportunity to scrutinize their services when evaluating potential partners. Notably, this office has successfully collaborated with Worldwide Tech Services, a prominent employer in the computer systems design and related services industry. They worked closely with the HR and finance team to establish a customized self-funding arrangement, HMO plan, PBM, and drug plan tailored to the unique needs of their 1080 employees. In addition to their work with Worldwide Tech Services, HUB International's Manchester office serves esteemed employer clients like Cantor Fitzgerald, Elliot Health System, Henry Heywood Memorial Hospital, and Microdesk. The office has garnered extensive experience in the local market, making them one of the top brokerages in the Manchester, NH area. With a wide range of expertise across different client sizes, industries, and products, HUB International boasts one of the highest M Scores attainable. HUB International excels in various sectors, including health care and social assistance, computer systems design and related services, and offices of real estate agents and brokers. Their strong experience in working with self-funded employers, expertise in HMOs and customized client solutions, as well as their proficiency with PBMs and specialized pharmacy providers, further demonstrate their capabilities in delivering tailored insurance solutions. As you assess potential partners, HUB International's extensive experience, industry expertise, and commitment to meeting unique client needs make them a compelling choice for insurance brokerage services in the New Hampshire, Massachusetts, and New York markets.
CSONE - CONCORD, NH
CSONE - CONCORD, NH
Concord, New Hampshire
Csone is a highly experienced regional insurance consultant based in Concord, New Hampshire. They have a wide range of expertise working with clients of all sizes, including large, midsize, and small employers. Known for their exceptional knowledge and proficiency, Csone specializes in self-funded clients, HMOs, PPOs, and carving out drug and pharmacy plans. An excellent example of their work in the Concord market is their collaboration with Marquis Management, a building finishing contractors employer with 250 members. Csone partnered with their HR and finance team to develop a comprehensive insurance package that included a self-funding arrangement, HMO plan, PPO plan, and PBM and drug plan tailored to meet the unique needs of their members. Csone is recognized as one of the top brokerages in the Concord, NH market due to their extensive experience and expertise across different client sizes, industries, and insurance products. They consistently achieve one of the highest M Scores possible, reflecting their exceptional track record and commitment to providing outstanding service. With their office in Concord, Csone serves clients across multiple states, including Vermont, New Hampshire, Maine, Massachusetts, Wisconsin, Kentucky, Florida, Tennessee, Michigan, Missouri, and Georgia. They have established relationships with a range of notable employers, such as Afscme Council 93, Blue Cross & Blue Shield of Vermont, Brattleboro Memorial Hospital, and Brattleboro Retreat. Csone's strong expertise extends to various industries, including health care and social assistance, insurance-related activities, and individual and family services. Their vast knowledge and understanding of these sectors enable them to offer tailored insurance solutions that effectively address the unique challenges and requirements of their clients.
CLARK-MORTENSON AGENCY - KEENE, NH
CLARK-MORTENSON AGENCY - KEENE, NH
Keene, New Hampshire
Clark-Mortenson Insurance, situated in Keene, NH, is a notable entity in the insurance brokerage landscape, particularly known for its adept handling of midsize employer needs. As a substantial office within a local brokerage firm, they bring a wealth of experience and a personalized approach to their clientele. This office is renowned for its specialization in dealing with self-funded clients, showcasing their adaptability and knowledge in tailoring insurance solutions that align with unique employer requirements. Their expertise particularly shines in the real estate sector, where they have demonstrated significant proficiency. One of their top clients, National Field Representatives, is a key player in the activities related to real estate industry, based in New Hampshire, with over 160 participants. This collaboration highlights Clark-Mortenson Insurance's ability to handle complex and sizable accounts with finesse. The team at this office is equipped to provide comprehensive support to both local and regional employers. Their approach is not just about offering insurance solutions, but about building relationships and understanding the specific needs and challenges of each business they work with. This customer-centric attitude has earned them a reputation for reliability and thoroughness in their service delivery. Clark-Mortenson Insurance's Keene office stands out for its combination of local understanding and broad industry expertise. They are a go-to option for businesses seeking a partner who can offer in-depth knowledge, personalized service, and a strong focus on sectors like real estate. For employers in the region, this office presents a compelling choice for their insurance needs, backed by a team that is both experienced and dedicated to delivering results that matter.
NEW ENGLAND EMPLOYEE BENEFITS - CONCORD, NH
NEW ENGLAND EMPLOYEE BENEFITS - CONCORD, NH
Concord, New Hampshire
New England’s leading provider of employee benefits education, resources and networking opportunities The New England Employee Benefits Council (NEEBC) is the definitive leader in advancing knowledge and facilitating networking for employee benefit practitioners, consultants and service providers. NEEBC’s 1,250 members manage benefits for an estimated 2.5 million employees nationally. Member companies span multiple industries and range from small businesses to organizations with 50,000+ employees. NEEBC's programs help members stay current and compliant with changing regulations; optimize employee benefits programs to attract talent and improve health and wellness; and collaborate with other professionals. More than 2,000 individuals and 100 speakers participate in over 30 cutting-edge employee benefits programs annually. WHAT CAN NEEBC DO FOR YOU? Provide resources for you to become a successful expert and thought leader in your field Improve your company’s bottom line, policies and practices Share best practices and emerging trends in healthcare, technology, business, retirement, employee engagement and wellness Keep you abreast of laws, regulations and compliance issues Enhance your company’s ability to meet fiduciary responsibilities Empower more informed decision making to solve workplace issues quickly and accurately Offer opportunities for networking, professional development, mentoring, and collaborating with peers Get inspired – connect, learn, advance, succeed!
DMS INSURANCE AGENCY OF NH, LLC - LACONIA, NH
DMS INSURANCE AGENCY OF NH, LLC - LACONIA, NH
Laconia, New Hampshire
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CGI BUSINESS SOLUTIONS - BOSTON, MA
CGI BUSINESS SOLUTIONS - BOSTON, MA
Auburn, New Hampshire
CGI Business Solutions is a strategic business partner offering a broad array of services. We provide a full spectrum of employee benefit planning, design and administration, customized business insurance solutions, wellness programs, technological resources, Human Capital Management and Human Resources support. CGI Business Solutions supports companies in a way that allows them to focus on what they do best - their core business.
NEEBCO (ALERA GROUP) - CONCORD, NH
NEEBCO (ALERA GROUP) - CONCORD, NH
Concord, New Hampshire
Alera Group Inc, operating as Neebco in Concord, NH, stands out as a prominent player in the insurance brokerage landscape, especially noted for their proficiency with midsize employers. As a larger office within a local brokerage firm, they bring a blend of community-focused service and substantial resources to their clients. A hallmark of their service is their adeptness in dealing with self-funded clients, showcasing their ability to tailor solutions for diverse funding strategies. Their expertise notably shines in the depository credit intermediation industries, a sector where they have demonstrated significant experience and success. This is exemplified by their work with top customers like Bank of New Hampshire, which operates in the depository credit intermediation industry and has over 280 participants. Similarly, their collaboration with St Mary's Bank, another key player in the same industry, serving more than 210 participants, further cements their reputation in this niche. Moreover, Alera Group Inc's Neebco branch has extended its proficiency to the agencies, brokerages, and insurance related activities sector, managing substantial accounts like Long Term Care Partners, a New Hampshire-based company with over 330 participants. This diversification of clientele underscores their ability to adapt to different industry needs while maintaining high-quality service. Their strength lies in their ability to support local and regional employers, offering personalized attention and expertise. This combination of regional focus and industry-specific knowledge makes Alera Group Inc's Neebco office in Concord, NH, a noteworthy choice for employers seeking competent and experienced insurance brokerage services.
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CRONIN GERVINO & WARLICK INC - BOSTON, MA
CRONIN GERVINO & WARLICK INC - BOSTON, MA
Auburn, New Hampshire
Cronin Gerino & Warlick Inc., located in Boston, MA, stands out as a local brokerage firm with a specialized focus on serving midsize employers, particularly in the retail trade and educational services industries. Their expertise extends to both local and regional employers, with a strong emphasis on medical and ancillary benefits. A notable aspect of their service is the tailored approach they bring to each client, evidenced by their successful partnerships with diverse organizations. For instance, they have worked effectively with Community Action Program Belknap and Merrimack Counties, a key player in the community food, housing, and emergency and relief services sector in New Hampshire. This collaboration involves managing benefits for over 150 participants, showcasing Cronin Gerino & Warlick's ability to handle extensive and complex employee benefits needs. Another example of their capability is the partnership with Maritime Energy, a significant entity in the retail trade industry based in Maine. This relationship, involving more than 90 participants, highlights their proficiency in navigating the unique challenges and requirements of the retail sector. Furthermore, their expertise in the educational services industry is demonstrated through their work with the Monarch School of New England in New Hampshire. Here, they manage benefits for over 110 participants, underlining their adaptability and understanding of the specific needs of educational institutions. Cronin Gerino & Warlick’s experience and success with a variety of industries, combined with their local knowledge and commitment to midsize employers, position them as a valuable partner for businesses seeking comprehensive and customized insurance solutions.
SOLID BENEFITS GROUP - BOSTON, MA
SOLID BENEFITS GROUP - BOSTON, MA
Leominster, Massachusetts
Solid Benefits Group, rooted in the vibrant city of Boston, MA, operates as a cornerstone within the local brokerage firm landscape, specializing in expertly tailored insurance solutions for both local and regional employers. With a strategic focus on medical and ancillary benefits, Solid Benefits Group brings forth substantial expertise, ensuring that businesses in the area receive personalized and effective benefit packages. The success stories of their top customers, exemplified by partnerships such as Critical Systems in the professional, scientific, and technical services industry, illustrate Solid Benefits Group's ability to navigate the unique challenges of diverse sectors. These collaborations feature participant numbers exceeding 160, showcasing the broker's proficiency in crafting solutions that align seamlessly with the needs of employers. As an integral part of the local brokerage firm scene, Solid Benefits Group is committed to providing localized insights. Their dedication to serving both local and regional employers underscores their adaptability to the dynamic business landscape of Boston. With a focus on excellence and a track record of successful partnerships, Solid Benefits Group stands out as a reliable partner for employers seeking specialized benefit solutions in the bustling business environment of Boston, MA.
FAQs
How can I find an insurance broker near Concord, New Hampshire
Mployer lets you search for Concord, New Hampshire-area insurance brokers, advisors, or consultants in one place. Narrow your results at the top of this page by M Score rating, company size, the type of insurance you're looking for, or even your industry.
How are insurance brokers in Concord, New Hampshire paid?
Most often business insurance brokers are paid through commissions and fees. Small and mid-size companies' insurance brokers are typically paid through commissions. These are paid to the broker by the insurance company you select. Larger companies often set up a fee-based arrangement instead of a commission-based arrangement with their broker or consultant partner.
Can I compare insurance brokers in the Concord, New Hampshire area?
It can feel overwhelming to sift through the many brokers in the Concord, New Hampshire area. It's why Mployer provides a free comprehensive list of all Concord, New Hampshire insurance brokers. We include overviews, customer reviews, and our independent rating called an M Score. The higher the M Score, the broader the broker's experience. With an M Score, you are empowered to choose the best broker for your company.
What is the difference between an insurance broker, agent, and a consultant in Concord, New Hampshire?
Insurance brokers, agents, and consultants in Concord, New Hampshire all have a similar role as they help a business or individual select an insurance company and plan. Agents represent one specific insurance company only for the most part, they sell that insurance company's products. Brokers are often independent and are able to quote multiple insurance company's prices. They are usually paid through a commission from the insurance company selected. Consultants are usually brokers as well, but they work with larger companies and are paid on a fee based arrangement, similar to general management consultants. That is why they are often called consultants. You can use Mployer to find Concord, New Hampshire based insurance brokers and consultants.
Should I hire an independent Concord, New Hampshire insurance broker?
Finding the best insurance for your business can feel intimidating, as there are a lot of options in Concord, New Hampshire. For most organizations, it's beneficial to hire an independent broker. An insurance broker local to the Concord, New Hampshire area will have familiarity to the Concord, New Hampshire healthcare systems and insurance plans. This gives Concord, New Hampshire insurance brokers unique insight that others from out of the area may not have. Also, independent insurance brokers are able to quote you prices for your employees from a wider range of insurance carriers and therefore can often find prices and plans that better fit unique needs.
How do I choose a benefits broker in Concord, New Hampshire?
It can feel overwhelming to sift through the many brokers in the Concord, New Hampshire area. That is why Mployer provides a free comprehensive list of all Concord, New Hampshire insurance brokers. We include overviews, customer reviews, and our independent rating called an M Score.
Can I change my insurance broker?
If you are currently working with a broker, it's important to know that you can always change your insurance broker. Even if you're happy with your broker, it's a good idea to evaluate Concord, New Hampshire-based insurance brokers often. If you do not feel like you as a business are not receiving the right price or level of service you deserve, you should evaluate a new insurance broker. Mployer provides a free list of Concord, New Hampshire based insurance brokers and consultants for you to review including customer ratings and independent scores.
Will my insurance broker handle my insurance claims?
Insurance brokers in Concord, New Hampshire do not specifically handle claims, that is the role of your insurance carrier. Your insurance broker can help you navigate the claims process if needed, especially for large and or questionable claims.
Do all Concord, New Hampshire brokers have an M Score?
We work hard to ensure every M Score is accurate, helpful, and pushes the insurance brokerage industry to be open and transparent. It's calculated using a brokerage's breadth and depth of experience across industries, employer sizes, and offerings. An industry-first, the M Score is available for most Concord, New Hampshire-based brokers and more are being added every day.
When is the best time to shop for a new insurance broker?
Making the right insurance choice saves money, helps retain the best employees, and can prevent unforeseen costs. An insurance broker is an invaluable asset so the best time to shop for a new Concord, New Hampshire-area insurance broker is earlier than you think. Extra time helps identify the skills and capabilities expected of your ideal broker, lets you understand how different brokers deliver different results, and gives you the ability to use neutral third-party tools like Mployer to evaluate broker options.