Smith Brothers, situated in Worcester, MA, emerges as a distinguished insurance broker with a keen focus on providing comprehensive benefits solutions to both local and regional employers. Specializing in medical and ancillary benefits, this Worcester-based office showcases a depth of expertise that caters to the diverse needs of businesses in the area. One of Smith Brothers' notable strengths is their successful collaborations with top customers in various industries. Consulting Engineering Services in architectural, engineering, and related services, Hy Labonne & Sons in the grocery and convenience retailers sector, and Intercommunity in outpatient care centers, each with participant counts exceeding 130, 150, and 310 respectively, highlight the broker's versatility and ability to navigate the intricacies of different business domains. As part of a regional insurance broker firm, Smith Brothers combines localized knowledge with the resources of a broader network. This strategy positions them as a reliable partner for employers seeking tailored and effective insurance solutions in Worcester, MA. With demonstrated experience in serving midsize employers and a proven track record across grocery and convenience retailers, architectural and engineering services, and outpatient care centers, Smith Brothers stands out as a go-to resource for businesses looking to enhance their employee benefits offerings.

Business Benefits, located in the vibrant heart of Boston, MA, stands as a testament to their robust expertise and substantial experience in catering to the unique insurance needs of both small and midsize employers. Operating as a significant branch of a well-respected local brokerage firm, this office distinguishes itself with its proficiency in handling a diverse range of industries, including management, scientific, and technical consulting services, computer systems design and related services, and wholesale trade agents and brokers. The Boston office has notably established a strong foothold in working with self-funded clients, showcasing their ability to adeptly support local and regional employers. This adaptability and tailored approach are reflected in their impressive portfolio of top clients. They have successfully partnered with Homeworks Energy, a key player in the building finishing contractors industry in Massachusetts, providing comprehensive insurance solutions for over 310 participants. Similarly, their collaboration with Kuebix, a leading name in the computer systems design and related services sector, caters to the needs of more than 200 participants. Furthermore, their alliance with Upcurve in the management, scientific, and technical consulting services industry highlights their capability to efficiently serve 160+ participants. Business Benefits' Boston office is a larger establishment, which underlines their capacity to handle substantial client accounts while maintaining personalized attention and customized solutions. This combination of broad industry expertise, experience with diverse employer sizes, and a strong local presence makes them a commendable choice for businesses seeking reliable and comprehensive insurance brokerage services in the Boston area.

CIP Group is New England’s most trusted provider of employee benefits, human resource consulting, and financial planning services. Our team of skilled consultants, administrators, and registered investment advisors are guided by a traditional New England commitment to meeting client needs. Our broad range of services reflects that ethic.

CroninGervino Insurance, situated in the bustling heart of Boston, MA, stands as a distinguished local brokerage firm, renowned for its specialized expertise in catering to local and regional employers, particularly in the realm of medical and ancillary benefits. This office location distinguishes itself through a strong focus on industries such as professional, scientific, technical services, and nursing and residential care facilities. One of their notable clients is Dining Alliance, a key player in the professional, scientific, and technical services industry. They provide comprehensive insurance solutions for over 1190 participants within this organization, showcasing their capacity to manage extensive and complex employee benefits programs. Similarly, their collaboration with Simon Kucher & Partners, another giant in the same industry, serving 520 participants, further emphasizes their adeptness in this sector. In the nursing and residential care facilities industry, CroninGervino Insurance demonstrates profound understanding and capability. A prime example of their proficiency is their partnership with Edgewood Retirement Community in Massachusetts, managing benefits for more than 200 participants. This showcases their versatility and deep knowledge across various sectors, not just limited to professional services but extending significantly into healthcare-related fields. CroninGervino's Boston location is not just an insurance broker; it's a strategic partner for employers looking to navigate the complexities of employee benefits. Their expertise, particularly in the sectors they specialize in, is a testament to their commitment to providing tailored, effective insurance solutions that resonate with the specific needs of their clients. Whether it's a large organization or a specialized care facility, CroninGervino Insurance in Boston is well-equipped to deliver excellence in employee benefits management.

Clark & Lavey has been an innovator in the employee benefits market space for more than twenty years, providing clients with effective, long-term solutions to meet their health plan needs. We work with clients to control their health plan spending and provide resources that play a critical role in their success, including best-in-class HR services for compliance, technology, employee development and retention, regulatory assistance, and much more. At Clark & Lavey, our dedicated team provides a wide array of impactful resources while maintaining the personalized attention of a small agency. Through the years, we have stayed true to that vision while collectively servicing over 10,000 employers and nearly 9 million employees, representing all major market segments. As a member of Hilb Group, Clark & Lavey provides the best of both worlds: local, personal service, and the national resources of a large broker. Clark & Lavey's benefits professionals often find ways to facilitate pricing advantages that other firms miss, especially through our group health captive solution. InCap®, Clark & Lavey’s proprietary group health captive, allows firms to band together in purchasing their employee health insurance, while still maintaining their individual control. There is safety in numbers, and the risk is spread across a much larger census, driving down renewal rates and reducing exposure to the disruption of big claims. Investment and underwriting profits are also returned to their bottom lines, a bonus unavailable to those in the fully-insured marketplace. The results have consistently been positive for InCap participants. In fact, one InCap participant had both lower renewal rates and received $368,848 back to its bottom line from the most-recent pool return of more than $1.5 million. In today's fast-paced global environment, you have more challenges and demands on your time than ever before. Clark & Lavey has your benefits solutions.

We are a full-service benefits management firm offering companies, with up to 5,000 employees, a complete portfolio of benefits consulting, claims administration, comprehensive support services and compliance assistance . Working closely with you and your team, we take an active part in helping to create a comprehensive and customized true benefits management strategy suited just for your business or organization. Financial Leverage: Partners Benefit Group is well positioned to assist clients. PBG is a Platinum or Elite Level Producer with most health, dental and ancillary product insurers.