Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement & wealth, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 15,000+ colleagues and 300+ offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $5 billion in annualized revenue, making it one of the largest brokerage operations in North America.

Nestled in the vibrant city of Providence, Rhode Island, W DAssociates stands as a trusted advisor in the realm of employee benefits. With a commitment to delivering tailored solutions, they cater to the diverse needs of their clients, including esteemed organizations like COLLETTE TRAVEL SERVICES, INC. Drawing on years of expertise, they navigate the intricate landscape of benefits packages with finesse, ensuring that each client receives comprehensive coverage that aligns perfectly with their objectives. Their personalized approach fosters lasting relationships, empowering businesses to thrive while prioritizing the well-being of their employees. At W DAssociates, it's not just about securing benefits—it's about forging partnerships built on trust, integrity, and a shared vision of prosperity.

At Starkweather & Shepley, we embrace the entrepreneurial spirit of our clients. It is within this spirit that we can confidently facilitate an effective relationship to assist our clients in managing and reducing their ultimate cost of risk. Our teams of professionals possess the requisite intellectual capital to properly analyze operational, financial, and strategic risk – to best protect your bottom line. www.starshep.com Media/Press Inquiries - Stefan Petrella, [email protected]

Based in the Greater Boston area, The Bulfinch Group is an independent financial services and investment management firm that has been providing personalized financial advice and experienced investment management to individuals, families and business owners since 1994. The Bulfinch Group was founded on two guiding principles -- integrity and character. These principles define the firm’s core values which include a philosophy of caring, building collaborative relationships and being a concerned corporate citizen. The mission of The Bulfinch Group is to serve our clients with respect, passion and integrity. Our philosophy – be professional, give back and have fun – is the cornerstone of The Bulfinch Experience. Our commitment to our community is strong and is a vital part of our culture. The Bulfinch Group is an Agency of The Guardian Life Insurance Company of America (Guardian), New York, NY. Securities, products and services and advisory services offered through Park Avenue Securities LLC (PAS), member FINRA, SIPC. PAS is a wholly-owned subsidiary of Guardian. The Bulfinch Group is not an affiliate or subsidiary of PAS or Guardian. Life insurance offered through The Bulfinch Group Insurance Agency, LLC, an affiliate of The Bulfinch Group, LLC. The Bulfinch Group, LLC is not licensed to sell insurance. The Bulfinch Group is not a registered investment advisor. Guardian, its subsidiaries, agents, and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation. Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents, and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services, and make no representation as to the completeness, suitability, or quality thereof. 2023-152951 Exp 3/25

Since 1960, PFG has evolved into a powerful national financial services company that serves $4.22 billion* in assets. From our corporate headquarters in State College, PA, our experienced staff provides extensive support services to PFG's network of independent financial professionals. *Advisory, brokerage, and directly held assets as of 9/30/19. Securities and advisory services offered through Registered Representatives of Cetera Advisor Networks LLC, member FINRA/SIPC, a broker/dealer and Registered Investment Adviser. Additional advisory services offered through Vicus Capital, Inc., a Registered Investment Advisor. Cetera is under separate ownership from any other named entity.

Nestled in the heart of Providence, Rhode Island, P2 stands as a trusted ally for businesses navigating the complex landscape of employee benefits. With a steadfast commitment to understanding the unique needs of each client, P2 takes a personalized approach to crafting comprehensive benefit solutions. Their expertise extends beyond mere compliance, delving into the realm of strategic planning to ensure that businesses like LIFESPAN CORPORATION not only meet regulatory standards but also thrive in attracting and retaining top talent. What sets P2 apart is their unwavering dedication to client satisfaction. Beyond offering a suite of benefits packages, they prioritize clear communication and ongoing support, serving as a reliable partner every step of the way. Drawing upon years of experience and a deep understanding of the ever-evolving benefits landscape, P2 empowers businesses to make informed decisions that positively impact their bottom line and the well-being of their employees. In a world where employee benefits are more critical than ever, P2 stands as a beacon of expertise and reliability, helping businesses in Providence and beyond navigate the complexities of benefits administration with confidence and ease.

Roland Florenze's Providence, RI office stands as a prominent player in the insurance brokerage landscape, boasting a substantial footprint within the city. As a larger office, they leverage their extensive experience to cater to a diverse clientele, excelling in servicing self-funded clients and offering support to both local and regional employers. With a proven track record, Roland Florenze has become a trusted advisor for businesses of varying sizes. Their portfolio showcases successful partnerships with small, midsize, and large employers, underlining their adaptability and competence across the spectrum. Noteworthy is their specialization in the nondepository credit intermediation industry, with a particular focus on clients such as Embrace Home Loans and The Moore Company. The former, a key player in the industry based in RI, benefits from Roland Florenze's expertise, providing insurance solutions to over 470 participants. Similarly, The Moore Company, a significant player in the miscellaneous manufacturing sector in RI, relies on the broker's services for their 120+ participants. As part of a local brokerage firm, Roland Florenze's Providence location seamlessly combines local insights with industry expertise. This synergy positions them as a valuable partner for employer benefits buyers seeking comprehensive and tailored insurance solutions.

BRP is now The Baldwin Group! We’ve updated our name to reflect our unified group of talented teams across the country. The Baldwin Group is a cohesive group of experts in business insurance, employee benefits, retirement planning, and all areas of private and personal insurance. Since our founding in 2011, we’ve evolved from a local business into a national firm with a vast network of specializations and industry practices for the benefit of our more than two million clients across the country. In addition, we have built excellent relationships with a wide range of insurance company partners. These relationships, coupled with our entrepreneurial and family-oriented culture, and deep expertise enable us to seamlessly deliver a breadth of innovative solutions to clients. At The Baldwin Group, we help provide the solutions our clients need to have confidence and gain peace of mind as they pursue what’s possible for themselves, their families, and their businesses. Whether they are renting their first apartment or buying a larger home, opening a small business or taking their company public, we offer solutions to support them on every step of their journey. This has been our story since the beginning—we provide the indispensable expertise and quality insights that give our clients peace of mind to pursue their purpose, passion, and dreams. And that’s what The Baldwin Group will continue to do for years to come: we protect the possible.

At Starkweather & Shepley, we embrace the entrepreneurial spirit of our clients. It is within this spirit that we can confidently facilitate an effective relationship to assist our clients in managing and reducing their ultimate cost of risk. Our teams of professionals possess the requisite intellectual capital to properly analyze operational, financial, and strategic risk – to best protect your bottom line. www.starshep.com Media/Press Inquiries - Stefan Petrella, [email protected]

Brown & Brown delivers risk management solutions to help protect and preserve what our customers value most. Our three business segments—Retail, Programs and Wholesale Brokerage—offer a wide range of insurance solutions to businesses and individuals. We are one of the insurance industry’s most powerful and influential leaders, with a strong, deeply rooted cultural foundation built on integrity, innovation, superior capabilities and discipline. The Power of WE ignites our performance, and while diverse and varied in abilities and experience, we are all connected through our core values, a commitment to our local communities and a shared mission—always doing what is best for our customers. Brown & Brown is proud to be certified as a Great Place to Work®, and we are always actively looking for talented teammates who embrace our culture to join our winning team. Find us on the NYSE as BRO.

Partners Together - Endless Possibilities Hilb Group provides the resources of a big insurance broker and the attentive, personal service of a small agency. Our people are our greatest strength. Our values of trust, passion, integrity and growth drive our actions to benefit every client. Managing Risk Your risk profile doesn’t matter – Hilb paints a very wide portrait. We have more than 30 industry specialties, which gives our clients and brokers a unique advantage. We form enduring partnerships to get the best results every time, and work with the top insurers to provide a huge range of high-quality choices, matched exactly to your needs. About Hilb Group Founded in 2009, Hilb Group is a Top 25 middle market independent insurance broker. Hilb Group offers expertise in property & casualty, employee benefits, and retirement services to business and individuals throughout the nation.

We understand that no two companies are the same. That is why we customize a benefit package that meets the needs, budget, and culture of your organization. While benefit plan design and rate negotiations are an annual event, administration, compliance, and the communication of benefits is never ending. Baystate Benefit Services offers its clients unparalleled services and compliance support all under one roof. We strive to be a true partner; our team of qualified experts are ready to help with any benefits or staffing related question all year long. Let us do the heavy lifting so you can focus on what matters most, your business.