Adirondack Trust Co. Financial Services, situated in the vibrant heart of Albany, NY, offers a comprehensive suite of employee benefits solutions tailored to meet the diverse needs of local businesses. With a client roster that includes respected organizations such as SARATOGA CARE INC., Adirondack Trust Co. demonstrates a strong commitment to enhancing employee welfare and satisfaction. Their expertise spans a wide range of services, from health insurance to retirement planning, all designed to support the financial well-being of employees while addressing the strategic goals of employers. The firm prides itself on its personalized approach, ensuring that each client receives customized advice and solutions that align with their unique requirements. By fostering strong relationships and a deep understanding of the local business landscape, Adirondack Trust Co. Financial Services positions itself as a trusted partner in the pursuit of comprehensive and effective employee benefits strategies.

National Benefits Group, situated in Keene, NH, stands out as a reliable insurance broker, specializing in delivering comprehensive employee benefits solutions to both local and regional employers. With a dedicated focus on medical and ancillary benefits, this office brings a wealth of knowledge and experience to the table. One of the key strengths of National Benefits Group in Keene lies in their deep expertise within the fruit and tree nut farming industry. Notably, they have successfully served major clients like Citrus World & Subsidiary Plan, a prominent player in the fruit and tree nut farming sector based in FL, boasting an extensive participant base of 270+. This accomplishment underscores their proficiency in tailoring benefits solutions to the unique needs of diverse industries. As part of a local brokerage firm, National Benefits Group in Keene operates with a nuanced understanding of the regional landscape, ensuring that their offerings align seamlessly with the specific challenges and opportunities present in the area. Their commitment to excellence and a client-centric approach positions them as a valuable partner for employers seeking top-notch benefits solutions.

Welcome to Rose & Kiernan. For more than 145 years Rose & Kiernan, Inc. has been a leading general insurance agency in the Northeast, highly regarded for both our insurance expertise and our community involvement. Our mission is to provide high-quality, reputable insurance products, bonds, financial services, employee benefits and risk management products and services to business and industry, individuals and public and private organizations. While New York State, Connecticut and Rhode Island are our primary market areas, we provide insurance worldwide on behalf of many of our corporate clients. Find us online and follow us on social media to stay up to date with the latest from R&K: Web: www.RKInsurance.com Twitter: www.twitter.com/RoseAndKiernan Facebook: www.facebook.com/RoseAndKiernan

Millbrook Benefits and Insurance Services, LLC in Springfield, MA, operates from a spacious and well-established office, standing out as a key player in the local insurance brokerage scene. With a focus on serving midsize employers, this larger office boasts extensive experience in catering to self-funded clients, showcasing their expertise in supporting both local and regional employers. One of their notable strengths lies in their diverse clientele, which includes prestigious companies like Greenfield Cooperative Bank, a depository credit intermediation giant with over 100 participants. They've also successfully partnered with New England Orthopedic Surgeons, an influential player in the offices of physicians industry, boasting a workforce of 300+. Additionally, Notch Welding & Mechanical Contractors, a leading specialty trade contractor in MA with 100+ participants, has benefited from their tailored insurance solutions. Millbrook Benefits and Insurance Services, LLC demonstrates a profound understanding of industries such as offices of physicians and depository credit intermediation, further solidifying their standing as experts in these fields. As part of a local brokerage firm, they bring a community-focused approach to their services, providing personalized solutions for their diverse client base. Their track record of excellence and commitment to midsize employers make them a compelling choice for businesses seeking comprehensive insurance coverage in the Springfield, MA area.

Group Life Insurance is a reputable local insurance broker headquartered in Albany, New York. With a strong focus on serving self-funded employers, they have garnered extensive experience in providing tailored insurance solutions that best meet the needs of their clients. Their expertise extends to working with HMOs, collaborating closely with clients to ensure optimal coverage. Catering to clients of varying sizes, Group Life Insurance serves large, midsize, and small employers. Their client portfolio includes esteemed organizations such as Adjuvant Health, Albany Medical Center, Arnot Ogden Medical Center, and Healthcare Association of New York State (HANYS). This diverse range of clients attests to Group Life Insurance's ability to adapt and excel in different industries. Operating from their Albany office, Group Life Insurance extends their services to clients throughout New York State. They have established a strong reputation, earning a favorable M Score attributed to their extensive experience and expertise across different client sizes and industries. Group Life Insurance specializes in the health care and social assistance sectors, demonstrating a deep understanding of the unique insurance requirements within these industries. Additionally, they possess expertise in services (except public administration), further showcasing their ability to cater to a broad range of clients. With their wealth of experience, dedication to client satisfaction, and strong industry knowledge, Group Life Insurance is a trusted insurance broker for employers in New York. Whether it's navigating self-funding arrangements, optimizing HMO plans, or collaborating with PBMs and pharmacy providers, Group Life Insurance strives to provide comprehensive and customized insurance solutions for their clients.

Bouchey & Clarke Benefits is now a One Digital Company! Our talented staff continues to provide full service brokerage, consulting & benefits administration, offering your company and your employees value-added services and products to save you, your company, and your employees time and money. We specialize in customer service. With our relentless, fresh-thinking and creative strategies, our focus is on you and your employees satisfaction and value. Our goals are simple: 1. Save you and your employees significant time and money 2. Improve product offerings with unbiased research 3. Offer additional cost savings through total review of all plans 4. Enhance employee attitudes by offering proper product mix 5. Ensure our Clients' daily service & satisfaction Through our partnership with One Digital, we all strive to enhance our clients' employee benefits by offering the widest selection of plans available in today’s complex insurance arena. 1. Tax savings for employers and employees 2. Increased employer cost control 3. Increased employee benefit choices 4. Benefits which attract and retain employees 5. Increased employee morale For more information, please call Matt Clarke, Principal, at 518.720.8888 or visit www.onedigital.com/team/troy-ny/ Main Office: 1819 Fifth Avenue P.O. Box 1616 Historic Downtown Troy Troy, NY 12181 Tel: 518.720.8888

Austin & Co., Inc. is a private, independent business insurance and employee benefits consultant/broker. We continue to expand our knowledge, innovative services, and relationships with leading partners in order to be our client’s go-to resource for business insurance, employee benefits, HR consulting and HR/benefits technology. As trusted advisors and experts, we operate with integrity and efficiency, and are committed to providing the highest level of service and advice to you. We work with employers every day to provide first-class service, manage risks, make life easier, and improve efficiency. Since 1853, Austin & Co. has remained an independent agency and has proudly developed a sophisticated practice area in educational institutions as well as professional and non-profit organizations. Our niche focus enables us to provide our clients with marketplace and service advantages not available elsewhere. We are honored to have been selected as a Best Practices Agency since 1995. A privilege extended to only 195 independent agencies throughout the US. This award endorses our first-class client service and operating efficiency, but what is more important is that our clients and employees will continue to see the positive impacts of our success and stable future. Please visit https://austinco.aleragroup.com/privacy-policy/ to view Austin & Co.’s disclaimers and privacy policy.