As a national ancillary benefits provider, we offer a diverse suite of products and services to help employers of all sizes round out their traditional benefits packages. However, our business is more than just the products we offer. Ultimately, we’re in the business of getting our clients closer to their goals – something we’ve committed to since our inception in 1974. Whether that’s offering benefits that attract and retain the best talent or simply allowing more time for our clients to focus on their customers, we provide customizable options that put clients and their employees on a path to certainty and success with costs that work for everyone, and personal, dedicated service that works harder.

Gallagher, a global insurance brokerage, risk management, and consulting firm, serves communities around the globe, helping clients address risk, protecting assets, and recovering from losses. The products and services we provide keep businesses and institutions running, and enable individuals and families to face their future with confidence. Gallagher provides retail and wholesale property and casualty brokerage, alternative risk transfer services, employee benefit consulting, and actuarial services. Gallagher also offers claims and information management, risk control consulting and appraisal services, human resource consulting, and retirement services. #BuildingConfidenceTogether Follow us on social: Instagram: http://instagram.com/gallagherglobal Facebook: http://www.facebook.com/GallagherGlobal Twitter: https://twitter.com/GallagherGlobal YouTube: https://www.youtube.com/GallagherGlobal

At Risk Strategies, we help our clients protect those things that matter most to them. We help them see the way forward in a complex world with specialty insight, practical advice, and custom insurance with a vast network of specialists in Property & Casualty, Employee Benefits, Private Client, as well as Consulting Services and Financial and Wealth Management solutions. We are a different kind of insurance brokerage – bringing a strategic, holistic, specialist approach to our clients, so they can face the future with confidence. We are the 9th largest privately held insurance broker in the US with over 30 specialty practices, 150+ locations, and 4,300 team members (and counting!). We love what we do, and it shows. We’ve been recognized as a 'best place to work' for many years running, and we’re excited about our future.

HMS Agency, Inc., an esteemed insurance broker, operates an office in Albany, New York, catering to clients throughout the state. Renowned for their exceptional customer service and expertise, this office has garnered high praise from their satisfied clientele. A shining example of their capabilities is their successful collaboration with the County of Greene, a prominent employer in the public administration industry, comprising 400 members. Through close collaboration with the County's HR and finance team, HMS Agency, Inc. devised a tailored PPO plan, PBM, and drug plan specifically designed to meet the unique needs of the County's workforce. HMS Agency, Inc. boasts an impressive roster of employer clients, including County of Greene, County Waste of Virginia LLC, The Business Council Of New York State, Inc. Insurance Fund, and Mobile Air Transport. With a focus on serving large and midsize employers, the agency possesses extensive expertise across various industries, with a particular strength in public administration and general freight trucking. Throughout their tenure, HMS Agency, Inc. has demonstrated their profound understanding of client needs and an unwavering commitment to delivering optimal solutions. They have garnered significant experience in working with clients and PPOs to ensure that member requirements are met effectively. Positioned as a local insurance broker in Albany, New York, HMS Agency, Inc. is dedicated to serving their clients with professionalism and expertise, providing tailored insurance solutions that address the unique challenges faced by employers in today's dynamic business landscape.

Welcome to Rose & Kiernan. For more than 145 years Rose & Kiernan, Inc. has been a leading general insurance agency in the Northeast, highly regarded for both our insurance expertise and our community involvement. Our mission is to provide high-quality, reputable insurance products, bonds, financial services, employee benefits and risk management products and services to business and industry, individuals and public and private organizations. While New York State, Connecticut and Rhode Island are our primary market areas, we provide insurance worldwide on behalf of many of our corporate clients. Find us online and follow us on social media to stay up to date with the latest from R&K: Web: www.RKInsurance.com Twitter: www.twitter.com/RoseAndKiernan Facebook: www.facebook.com/RoseAndKiernan

Insurasource 365, based in Albany, NY, stands as a prominent insurance broker offering unparalleled services to local and regional employers. With a robust focus on medical and ancillary benefits, this office location boasts a wealth of expertise tailored to meet the diverse needs of employers in the area. One of Insurasource 365's noteworthy strengths lies in its successful collaborations with key organizations, such as the Healthcare Association of New York State. In the religious, grantmaking, civic, professional, and similar organizations industry, Insurasource 365 has demonstrated its proficiency by serving the Healthcare Association of New York State with over 150 participants. Additionally, their impact extends to the Healthcare Association of New York State Group Insurance Trust, an industry leader with a staggering 28,480+ participants in the #N/A sector. What sets this Albany-based location apart is not just its impressive client portfolio but also its extensive understanding of diverse industries, particularly religious, grantmaking, civic, professional, and similar organizations. As part of a local brokerage firm, Insurasource 365 combines global resources with local insights, ensuring a comprehensive and tailored approach to employer benefits. With a commitment to excellence, this office is positioned as a trusted partner for businesses seeking comprehensive and effective insurance solutions in the Albany, NY region.

Austin & Co., Inc. is a private, independent business insurance and employee benefits consultant/broker. We continue to expand our knowledge, innovative services, and relationships with leading partners in order to be our client’s go-to resource for business insurance, employee benefits, HR consulting and HR/benefits technology. As trusted advisors and experts, we operate with integrity and efficiency, and are committed to providing the highest level of service and advice to you. We work with employers every day to provide first-class service, manage risks, make life easier, and improve efficiency. Since 1853, Austin & Co. has remained an independent agency and has proudly developed a sophisticated practice area in educational institutions as well as professional and non-profit organizations. Our niche focus enables us to provide our clients with marketplace and service advantages not available elsewhere. We are honored to have been selected as a Best Practices Agency since 1995. A privilege extended to only 195 independent agencies throughout the US. This award endorses our first-class client service and operating efficiency, but what is more important is that our clients and employees will continue to see the positive impacts of our success and stable future. Please visit https://austinco.aleragroup.com/privacy-policy/ to view Austin & Co.’s disclaimers and privacy policy.

Welcome to Rose & Kiernan. For more than 145 years Rose & Kiernan, Inc. has been a leading general insurance agency in the Northeast, highly regarded for both our insurance expertise and our community involvement. Our mission is to provide high-quality, reputable insurance products, bonds, financial services, employee benefits and risk management products and services to business and industry, individuals and public and private organizations. While New York State, Connecticut and Rhode Island are our primary market areas, we provide insurance worldwide on behalf of many of our corporate clients. Find us online and follow us on social media to stay up to date with the latest from R&K: Web: www.RKInsurance.com Twitter: www.twitter.com/RoseAndKiernan Facebook: www.facebook.com/RoseAndKiernan

Marshall & Sterling, a regional insurance consultant headquartered in Poughkeepsie, New York, is a trusted partner for clients across multiple states, including New York, New Jersey, Connecticut, Texas, California, and Minnesota. With a diverse client base, they have established themselves as one of the top brokerages in the Poughkeepsie market, offering their expertise to large, midsize, and small employers. One notable example of their exceptional service is their collaboration with Oels, a prominent employer in the employment services industry, comprising 1,630 members. Marshall & Sterling worked closely with Oels' HR and finance team to develop a comprehensive insurance package that included a self-funding arrangement, HMO and PPO plans, as well as a specialized PBM and drug plan. This bespoke approach ensured that Oels' members received tailored coverage to meet their unique needs. Marshall & Sterling's impressive M Score reflects their extensive experience and expertise across various client sizes, industries, and products. They excel in working with self-funded clients, demonstrating their deep understanding of this complex area. Moreover, they have a strong track record in collaborating with HMOs and PPOs to provide the best solutions for their clients' members. Their proficiency extends to working with PBMs and other pharmacy providers, ensuring comprehensive coverage in the pharmaceutical domain. In terms of industry knowledge, Marshall & Sterling boasts a strong expertise in automobile dealerships, educational services, as well as the health care and social assistance sectors. This breadth of experience enables them to navigate the specific challenges and requirements of each industry, ensuring that their clients receive tailored insurance solutions. Marshall & Sterling's commitment to delivering exceptional service, combined with their vast experience and deep industry knowledge, positions them as a reliable insurance consultant for businesses across multiple states. Whether it's assisting with self-funding arrangements, designing HMO and PPO plans, or ensuring effective pharmacy coverage, Marshall & Sterling is dedicated to meeting the unique needs of their clients and providing them with peace of mind.

Group Health Solutions is a dynamic, leading edge consulting firm specializing in employee benefits. Located in mid-town Manhattan, our experienced team of caring professionals provides the personal