Austin & Co., Inc. is a private, independent business insurance and employee benefits consultant/broker. We continue to expand our knowledge, innovative services, and relationships with leading partners in order to be our client’s go-to resource for business insurance, employee benefits, HR consulting and HR/benefits technology. As trusted advisors and experts, we operate with integrity and efficiency, and are committed to providing the highest level of service and advice to you. We work with employers every day to provide first-class service, manage risks, make life easier, and improve efficiency. Since 1853, Austin & Co. has remained an independent agency and has proudly developed a sophisticated practice area in educational institutions as well as professional and non-profit organizations. Our niche focus enables us to provide our clients with marketplace and service advantages not available elsewhere. We are honored to have been selected as a Best Practices Agency since 1995. A privilege extended to only 195 independent agencies throughout the US. This award endorses our first-class client service and operating efficiency, but what is more important is that our clients and employees will continue to see the positive impacts of our success and stable future. Please visit https://austinco.aleragroup.com/privacy-policy/ to view Austin & Co.’s disclaimers and privacy policy.

Lakeshore Benefit Group Insurance, operating from their office in Canton, Connecticut, is a trusted regional insurance broker serving clients across New Jersey and Maryland. With a strong focus on large and midsize employers, Lakeshore Benefit Group Insurance offers a comprehensive range of insurance services tailored to meet the unique needs of their clients. One notable example of their expertise is their work with Autumn Lake Healthcare, a prominent employer in the health care and social assistance industry with over 4,220 members. The Lakeshore team collaborated closely with Autumn Lake Healthcare's HR and finance departments to establish a self-funding arrangement specifically designed to address the healthcare needs of their members. In addition to their work with Autumn Lake Healthcare, Lakeshore Benefit Group Insurance serves other notable employer clients such as Bd Tees Asbestos Wrks L 24 Medical Fund, I.B.E.W 269 Supplemental Fund, and Ibew Loc.456 Health & Welfare Fund. Their broad industry knowledge and extensive experience allow them to provide tailored insurance solutions to diverse sectors, including building equipment contractors, specialty trade contractors, and insurance and employee benefit funds. Lakeshore Benefit Group Insurance has established a stellar reputation, evidenced by their impressive M Score, which reflects their expertise and successful track record across different client sizes and industries. Whether it's designing custom self-funding arrangements or providing comprehensive insurance services, Lakeshore Benefit Group Insurance is committed to delivering exceptional value and peace of mind to their clients.

NFP is a leading insurance broker and consultant providing specialized property and casualty, corporate benefits, retirement, and individual solutions through its licensed subsidiaries and affiliates. NFP enables client success through the expertise of over 7,400 global employees, investments in innovative technologies, and enduring relationships with highly rated insurers, vendors, and financial institutions. NFP is the 5th largest benefits broker by global revenue, 5th best place to work in insurance and 6th largest US-based privately owned broker (Business Insurance); 9th commercial lines agency by P&C commercial lines revenue and 10th largest property and casualty agency (Insurance Journal); and 12th largest global insurance broker (Best’s Review).

Marshall & Sterling's Albany, NY office stands out as a prominent and expansive hub within the regional insurance landscape. Boasting a larger office setup, this branch is adept at navigating the complexities of the insurance realm, particularly excelling in catering to the needs of both midsize and small employers. With a focus on employer benefits, this location has carved a niche in supporting self-funded clients, showcasing a wealth of experience in this area. Their proficiency extends across diverse industries, including plastics product manufacturing, architectural, engineering, and related services, as well as nursing and residential care facilities. This breadth of expertise positions them as a versatile partner for local and regional employers seeking comprehensive insurance solutions. Marshall & Sterling's track record is underscored by successful collaborations with key clients such as Centerlight Health System, a major player in the nursing and residential care facilities sector, CT Male Associates Engineering Surveying Architecture Landscape, and North Country Janitorial. These partnerships reflect their commitment to providing tailored insurance services across industries. As a pivotal part of a regional insurance broker firm, this office taps into a broader network, ensuring clients benefit from a wealth of resources and a deep understanding of the regional business landscape. Overall, Marshall & Sterling's Albany office is a strategic choice for employers seeking a reliable and experienced insurance broker with a proven track record of delivering tailored solutions.

Reiser Consulting Group, located in Albany, NY, stands out as a premier insurance broker with a strong emphasis on serving the diverse needs of local and regional employers. Specializing in medical and ancillary benefits, this office boasts extensive expertise within the insurance carriers industry, exemplified by their successful partnership with major players like Capital District Physicians' Health Plan. Handling a participant base of 1350+, Reiser Consulting Group showcases their ability to manage large-scale benefits programs effectively. As part of a local brokerage firm, this office brings a personalized touch to the insurance landscape, fostering relationships that go beyond mere transactions. Their commitment to understanding the unique challenges faced by businesses in the region sets them apart, making them a trusted partner for employers navigating the intricacies of employee benefits. The team at Reiser Consulting Group leverages their demonstrated experience with large employers to tailor solutions that align with the specific needs of each client. Whether providing comprehensive coverage or navigating complex insurance landscapes, their dedication to delivering value is evident. With a focus on the local and regional market, Reiser Consulting Group in Albany, NY, emerges as a strategic ally for employers seeking expertise and reliability in managing their insurance and benefits portfolios.

Group Health Solutions is a dynamic, leading edge consulting firm specializing in employee benefits. Located in mid-town Manhattan, our experienced team of caring professionals provides the personal

Welcome to Rose & Kiernan. For more than 145 years Rose & Kiernan, Inc. has been a leading general insurance agency in the Northeast, highly regarded for both our insurance expertise and our community involvement. Our mission is to provide high-quality, reputable insurance products, bonds, financial services, employee benefits and risk management products and services to business and industry, individuals and public and private organizations. While New York State, Connecticut and Rhode Island are our primary market areas, we provide insurance worldwide on behalf of many of our corporate clients. Find us online and follow us on social media to stay up to date with the latest from R&K: Web: www.RKInsurance.com Twitter: www.twitter.com/RoseAndKiernan Facebook: www.facebook.com/RoseAndKiernan

Nelligan's Albany, NY office stands as a prominent hub within their network, boasting a substantial presence as one of the larger offices in their regional insurance broker firm. Specializing in catering to the unique needs of employers, this location has proven expertise in servicing both self-funded clients and a diverse range of local and regional businesses. With a track record that spans across various industries, Nelligan has demonstrated prowess in supporting clients such as Apple Rubber Products, Guardian Service Industries, and Schneider Packaging Equipment Company, each representing different sectors with participant counts ranging from 30 to 150+. What sets this office apart is its extensive experience working with midsize and large employers, showcasing a nuanced understanding of the challenges and requirements unique to these organizations. Their proficiency extends across sectors such as building finishing contractors, legal services, and grocery and convenience retailers. Nelligan's commitment to excellence is evident through their ability to navigate the intricacies of employer benefits for clients of diverse scales, underlining their versatility and reliability in the competitive insurance brokerage landscape. Employers seeking a seasoned partner with a proven track record in the Albany region will find Nelligan's office to be a strategic ally in navigating the complexities of employee benefits.

Insurasource 365, based in Albany, NY, stands as a prominent insurance broker offering unparalleled services to local and regional employers. With a robust focus on medical and ancillary benefits, this office location boasts a wealth of expertise tailored to meet the diverse needs of employers in the area. One of Insurasource 365's noteworthy strengths lies in its successful collaborations with key organizations, such as the Healthcare Association of New York State. In the religious, grantmaking, civic, professional, and similar organizations industry, Insurasource 365 has demonstrated its proficiency by serving the Healthcare Association of New York State with over 150 participants. Additionally, their impact extends to the Healthcare Association of New York State Group Insurance Trust, an industry leader with a staggering 28,480+ participants in the #N/A sector. What sets this Albany-based location apart is not just its impressive client portfolio but also its extensive understanding of diverse industries, particularly religious, grantmaking, civic, professional, and similar organizations. As part of a local brokerage firm, Insurasource 365 combines global resources with local insights, ensuring a comprehensive and tailored approach to employer benefits. With a commitment to excellence, this office is positioned as a trusted partner for businesses seeking comprehensive and effective insurance solutions in the Albany, NY region.

Group Life Insurance is a reputable local insurance broker headquartered in Albany, New York. With a strong focus on serving self-funded employers, they have garnered extensive experience in providing tailored insurance solutions that best meet the needs of their clients. Their expertise extends to working with HMOs, collaborating closely with clients to ensure optimal coverage. Catering to clients of varying sizes, Group Life Insurance serves large, midsize, and small employers. Their client portfolio includes esteemed organizations such as Adjuvant Health, Albany Medical Center, Arnot Ogden Medical Center, and Healthcare Association of New York State (HANYS). This diverse range of clients attests to Group Life Insurance's ability to adapt and excel in different industries. Operating from their Albany office, Group Life Insurance extends their services to clients throughout New York State. They have established a strong reputation, earning a favorable M Score attributed to their extensive experience and expertise across different client sizes and industries. Group Life Insurance specializes in the health care and social assistance sectors, demonstrating a deep understanding of the unique insurance requirements within these industries. Additionally, they possess expertise in services (except public administration), further showcasing their ability to cater to a broad range of clients. With their wealth of experience, dedication to client satisfaction, and strong industry knowledge, Group Life Insurance is a trusted insurance broker for employers in New York. Whether it's navigating self-funding arrangements, optimizing HMO plans, or collaborating with PBMs and pharmacy providers, Group Life Insurance strives to provide comprehensive and customized insurance solutions for their clients.