Kafl is an experienced insurance broker catering to clients of large and midsize employers. With their office based in Rochester, New York, Kafl has established itself as a trusted local partner in the insurance industry. They have extensive knowledge and proficiency in working with self-funded employers, offering valuable insights and solutions tailored to meet their unique requirements. Additionally, Kafl boasts a commendable track record in collaborating with pharmacy benefit managers (PBMs) and other specific pharmacy providers, ensuring comprehensive coverage for their clients. One noteworthy accomplishment of Kafl is their successful partnership with Caf USA Inc, a prominent employer in the fabricated metal product manufacturing industry. By closely collaborating with Caf USA Inc's HR and finance team, Kafl assisted in establishing a self-funding arrangement, PBM services, and a custom drug plan specifically designed to address the needs of their 310 employees. This collaborative effort exemplifies Kafl's dedication to providing tailored solutions that prioritize their clients' well-being. Kafl's expertise extends to various industries, particularly in steel product manufacturing, purchased steel, and fabricated metal product manufacturing. Their wide range of experience and knowledge across diverse client sizes and industries has earned them a favorable M Score, a testament to their reliability and proficiency. Servicing clients throughout New York, Kafl's Rochester office serves notable employers such as Bonadio & Co. LLP, Pinnacle Investments, LLC, The Business Council Of New York State, Inc. Insurance Fund, and other respected organizations. With their localized presence and expertise, Kafl is well-equipped to address the insurance needs of businesses across the state, offering personalized services and industry-specific insights to ensure optimal coverage and risk management.

OneDigital delivers strategic advisory consulting and technology-forward solutions to more than 85,000 employers across the nation. As employee health care, wellness and workplace benefits continue to converge, businesses of all sizes have relied on OneDigital’s exceptional advisory teams for counsel in employee benefits, wellbeing, human resources, pharmacy consulting, property and casualty solutions, as well as the retirement and wealth management services provided through OneDigital Investment Advisors. OneDigital’s commitment to technology and innovation enables its 3,000 advisors to deliver the most modern and intuitive customer experience anywhere in the industry. OneDigital has been named as a Best Place to Work in Insurance by Business Insurance. For more information, visit onedigital.com.

Buglife is the only organisation in Europe devoted to the conservation of all invertebrates, and we are actively working to save Britain’s rarest little animals, everything from bees to beetles, worms to woodlice and jumping spiders to jellyfish. There are more than 40,000 invertebrate species in the UK, and many of these are under threat as never before. Invertebrates are vitally important to a healthy planet – humans and other life forms could not survive without them. The food we eat, the fish we catch, the birds we see, the flowers we smell and the hum of life we hear, simply would not exist without bugs. Invertebrates underpin life on earth and without them the world’s ecosystems would collapse.

At WTW (NASDAQ: WTW), we provide data-driven, insight-led solutions in the areas of people, risk and capital. Leveraging the global view and local expertise of our colleagues serving 140 countries and markets, we help you sharpen your strategy, enhance organizational resilience, motivate your workforce and maximize performance.

Bond Financial Network, a local insurance consultant with an office in Pittsford, New York, is highly regarded for their exceptional customer service and expertise. They proudly serve clients in New York and Ohio, offering comprehensive insurance solutions tailored to the needs of large, midsize, and small employers. An excellent example of their expertise can be seen in their work with Faac Inc/Arotech, a 390-member employer in the architectural, engineering, and related services industry. Bond Financial Network collaborated with their HR and finance team to establish a self-funded arrangement, HMO plan, and PBM and drug plan, specifically designed to meet the unique needs of Faac Inc/Arotech's members. With a diverse portfolio of employer clients, including 2495 Bonadent Dr, AmeriCU Credit Union, Buffalo Medical Group, and Faac Inc/Arotech, Bond Financial Network demonstrates their ability to serve a wide range of industries and client sizes. Bond Financial Network has earned one of the highest M Scores possible, showcasing their extensive experience and expertise across various industries and insurance products. Their strong knowledge base extends to sectors such as health care and social assistance, services (except public administration), and architectural, engineering, and related services. Although specific details about ratings or other aspects are not provided, Bond Financial Network's positive client reviews attest to their commitment to delivering excellent service and industry-leading insurance solutions. Whether it's working with self-funded employers, navigating PPO plans, or collaborating with PBMs and pharmacy providers, Bond Financial Network's expertise and experience make them a trusted partner for businesses seeking comprehensive insurance coverage and tailored solutions.

As the 11th largest independent insurance brokerage firm in the nation with over 250 offices in 34 states and England, AssuredPartners is committed to partnering with successful regional and local insurance providers that share the same goal: to service customers better than anyone. Powered by AssuredPartners, our partner agencies have the deep network resources, experienced people and carrier relationships to provide products and solutions second to none. We are proud to be recognized by leading industry publications: - Best Places to Work in Insurance (Business Insurance) - Elite Agency (Insurance Business America) - Top Property / Casualty Agencies (Insurance Journal) - 100 Largest Brokers of U.S. Business (Business Insurance) Partnership. Expertise. Innovation. Passion. Doing the Right Thing. Making a Difference. These are some of the traits that define our culture. We provide a deliberate and well defined path for the next generation of Risk Management Professionals, because we're invested in your success – now and for the long run.

For more than a century, Tompkins Insurance Agencies has been helping families and businesses with insurance strategies and solutions to protect their assets and manage risk. Founded in 1875, we provide a full range of personal and commercial insurance and employee benefits products and services across New York and Pennsylvania. We have established strong relationships with 50+ leading regional and national insurance carriers, which enables us to find the right combination of coverages to meet our customers’ specific needs, at the right price. At the heart of our business is our commitment to our customers, our employees and the communities we serve. *Email and LinkedIn messaging can be useful tools for transmitting information of a general nature. However, since they are not generally not encrypted or secure, please remember not to disclose sensitive information such as account numbers or social security numbers in any emails, messages or wall posts. Tompkins Insurance shares insurance industry-related articles for informational purposes only. This information is not a policy and is meant only as a general explanation of some typical insurance concepts. It should not be construed as a legal interpretation of coverages or of the insurance policies that can be written for you. Please refer to your specific insurance contracts for details on coverages, conditions and exclusions, and check with your local Tompkins Insurance advisor for specific regulations in your state. Tompkins Insurance is licensed to conduct business in all 50 states.

Vanner Insurance Agency LLC provides personal and commercial insurance, risk management solutions, employee benefits and customized financial services with emphasis and concentrated experience in the construction, manufacturing, marine, not for profit, jewelers block and transportation industry sectors. Since 1967, Vanner has grown based on a foundation of honesty and integrity to become one of the most respected insurance agencies in the region. We’ve fostered our success by focusing on client’s unique challenges, tailoring each individual program to minimize risk for businesses and families.

Liazon, a prominent insurance broker, operates from its office in Buffalo, New York, while serving a diverse clientele across multiple states, including New York, Arizona, Ohio, Georgia, Texas, New Jersey, Pennsylvania, Florida, California, Virginia, Oklahoma, Illinois, Colorado, Missouri, Maine, Kansas, Maryland, Michigan, South Carolina, Minnesota, Massachusetts, Washington, Arkansas, New Hampshire, Wisconsin, Connecticut, Vermont, Tennessee, Louisiana, West Virginia, Alabama, Nevada, New Mexico, Kentucky, North Dakota, Iowa, Nebraska, and the District of Columbia. Renowned for its exceptional customer service and profound expertise, this office has received high praise from clients. Notably, Liazon's Buffalo office has successfully collaborated with Renaissance Global Logistics, an esteemed employer with a 100-member workforce in the warehousing and storage industry. By partnering with the HR and finance team, Liazon crafted a tailor-made self-funding arrangement, HMO plan, PPO plan, PBM, and drug plan, meticulously addressing the unique needs of Renaissance Global Logistics' members. Liazon's extensive roster of employer clients includes renowned companies like 1-800-Flowers, 4M Building Solutions Corporate Headquarters in St. Louis, MO, A New Leaf | Administrative Office, and Advanced Energy. As one of the most experienced insurance brokerages in the Buffalo, NY market, Liazon boasts a remarkable track record, earning one of the highest M Scores attainable. This achievement is a testament to their vast expertise across client sizes, industries, and products. With a robust background in serving the healthcare and social assistance industries, including offices of physicians, Liazon exhibits unparalleled proficiency. They possess extensive experience working with self-funded clients and have established themselves as leaders in HMO plan design models and PPO plan design. Furthermore, Liazon stands out in the market for its exceptional competence in carving out drug and pharmacy plans, setting them apart from other brokers.

U.S. Employee Benefits Services Group (USEBSG) provides independent benefits consulting, administration, communication, and compliance services through its experienced and knowledgeable benefits specialists. We assist public and private employers and employees with personalized employee benefits analysis and plan design. #USEBSG is proud to provide a premium, yet personal, level of service to clients looking for guidance, resources, and strategy in their benefits plan. With offices located throughout the country, we provide expertise and strategy when developing your customized suite of core and voluntary employee benefits, custom-designed with both the employer and employee in mind.