Based in Orlando, Florida, AssuredPartners stands as a global frontrunner in the insurance brokerage landscape, with special expertise in industry-specific insurance solutions for both businesses and consumers. We offer a comprehensive range of services, including commercial insurance, risk management, and employee benefits. As strategic advisors in the insurance domain, our unparalleled expertise empowers us to deliver tailor-made solutions designed to meet the unique needs of our clients. With a team of over 10,000 professionals, we serve clients from strategically located offices across North America, England, Ireland, Belgium, and Scotland. Committed to building strong, long-lasting relationships, we foster an environment of trust, transparency, and mutual respect with our partners. This ethos is encapsulated in our guiding principle: Power through Partnership. For further information, please visit www.assuredpartners.com.

Based in Orlando, Florida, AssuredPartners stands as a global frontrunner in the insurance brokerage landscape, with special expertise in industry-specific insurance solutions for both businesses and consumers. We offer a comprehensive range of services, including commercial insurance, risk management, and employee benefits. As strategic advisors in the insurance domain, our unparalleled expertise empowers us to deliver tailor-made solutions designed to meet the unique needs of our clients. With a team of over 10,000 professionals, we serve clients from strategically located offices across North America, England, Ireland, Belgium, and Scotland. Committed to building strong, long-lasting relationships, we foster an environment of trust, transparency, and mutual respect with our partners. This ethos is encapsulated in our guiding principle: Power through Partnership. For further information, please visit www.assuredpartners.com.

Bene-Care Agency, located in Rochester, NY, stands out as a larger office within the local brokerage firm landscape, renowned for its comprehensive expertise in catering to local and regional employers. Their proficiency particularly shines in the realm of medical and ancillary benefits, positioning them as a go-to resource for midsize employers seeking tailored insurance solutions. Their clientele roster includes noteworthy organizations such as Action For A Better Community, a prominent figure in the individual and family services industry. With Bene-Care's guidance, they efficiently manage benefits for over 110 participants. Another key client, Cantalician Center For Learning, also in the individual and family services sector, benefits from Bene-Care's expertise in handling benefits for more than 180 participants. Demonstrating versatility, Bene-Care also extends its services to the tech world, notably serving Clf Ontario D/B/A Solu Technology Partners in the computer systems design and related services industry, supporting over 230 participants with their insurance needs. Bene-Care's proficiency isn't limited to these industries alone. They have exhibited remarkable skill across various sectors, including architectural, engineering, and related services, showcasing their ability to adapt and meet the diverse requirements of different industries. This adaptability, combined with their deep-rooted experience with midsize employers, makes them a valuable ally for businesses seeking robust, industry-specific insurance solutions. In essence, Bene-Care Agency in Rochester, NY, embodies a blend of extensive local expertise, diverse industry proficiency, and a client-centric approach, making them a reliable partner for employers seeking comprehensive insurance solutions.

Premier Consulting Associates, located in Buffalo, NY, operates a substantial office, distinguishing itself as a prominent player in the insurance brokerage arena. With a notable focus on employer benefits, particularly in the medical and ancillary benefits realm, this larger office boasts a skilled team that brings extensive expertise to local and regional employers. Catering to a diverse range of industries, Premier Consulting Associates has successfully served notable clients such as Ivoclar Vivadent in the miscellaneous durable goods merchant wholesalers industry, Kenmore Teachers Association in the business, professional, labor, political, and similar organizations sector, and Samuel Son Union in the iron and steel mills and ferroalloy manufacturing field. These partnerships underscore the broker's proficiency in navigating diverse industries, including iron and steel mills and ferroalloy manufacturing, miscellaneous durable goods merchant wholesalers, and industrial machinery manufacturing. As a key player within a local brokerage firm, this Premier Consulting Associates location has proven experience working with midsize and large employers. Their demonstrated track record attests to their ability to tailor insurance solutions to the unique needs of businesses, fostering a reputation for reliability and expertise within the Buffalo, NY community.

Anderson Kenney Associates, situated in Rochester, NY, stands out as a prominent player in the insurance brokerage sector, particularly excelling in catering to local and regional employers. This larger office is notable for its robust expertise in medical and ancillary benefits, distinguishing itself through its proficiency in specific industries. The firm's client portfolio is impressive, featuring top customers like American Rock Salt Company, a key entity in the nonmetallic mineral mining and quarrying industry, which has entrusted the welfare of over 340 participants to Anderson Kenney Associates. Another significant client is Bob Johnson Chevrolet, a major name in the automobile dealers industry, with over 380 participants under the firm's care. Additionally, Victor Insulators, operating in the nonmetallic mineral product manufacturing industry, relies on the firm for its 70+ participants, further cementing the broker's expertise in these sectors. One of the strengths of Anderson Kenney Associates is their deep understanding and experience with midsize employers, a testament to their ability to tailor solutions to this specific market segment. As a local brokerage firm, they have a unique insight into the needs and challenges of businesses within the region, offering personalized and efficient service. Their prowess in navigating the complexities of industries like automobile dealers and nonmetallic mineral mining and quarrying is noteworthy. This expertise not only showcases their adaptability but also underscores their commitment to providing industry-specific knowledge and solutions. For an employer benefits buyer, Anderson Kenney Associates represents a reliable and knowledgeable partner, capable of delivering customized insurance solutions that cater to the distinct needs of midsize businesses in various industries. Their local presence, coupled with a broad understanding of regional market dynamics, makes them a valuable asset for any business seeking comprehensive and specialized insurance brokerage services.

Five Star Bank has grown and evolved in its more than 200-year history, but our focus on taking care of our customers and communities has never wavered. That’s because we understand that by keeping the people of Five Star’s well-being at the heart of everything we do, our team, our customers, and our communities will thrive and realize their dreams. Five Star Bank provides consumer and commercial banking and lending services to individuals, municipalities and businesses through more than 45 locations throughout Western and Central New York, in addition to a Mid-Atlantic commercial loan production office serving the Baltimore and Washington, D.C. region. Five Star Bank and its affiliates SDN Insurance Agency, LLC and Courier Capital, LLC are subsidiaries of Financial Institutions, Inc. (NASDAQ:FISI), an innovative financial holding company with more than 650 employees who work together in an environment of trust, integrity and mutual respect.

Walsh Duffield is a fifth-generation family-owned insurance agency dedicated to helping individuals and businesses proactively manage their risk to remain safe and well. We do this by providing you with access to commercial insurance, group benefits, and personal insurance programs from the nation’s leading carriers. With locations in Buffalo, Medina and Rochester, NY, Walsh Duffield is a local agency with national resources and capabilities. The professionals at Walsh Duffield strive to guide and educate, providing the tools to help clients make the best decisions regarding their insurance and risk management programs and to help them achieve long term success.

Brown & Brown delivers risk management solutions to help protect and preserve what our customers value most. Our three business segments—Retail, Programs and Wholesale Brokerage—offer a wide range of insurance solutions to businesses and individuals. We are one of the insurance industry’s most powerful and influential leaders, with a strong, deeply rooted cultural foundation built on integrity, innovation, superior capabilities and discipline. The Power of WE ignites our performance, and while diverse and varied in abilities and experience, we are all connected through our core values, a commitment to our local communities and a shared mission—always doing what is best for our customers. Brown & Brown is proud to be certified as a Great Place to Work®, and we are always actively looking for talented teammates who embrace our culture to join our winning team. Find us on the NYSE as BRO.

3DATX Corporation is a Buffalo, NY based company that manufactures next generation emissions measurement technologies for the transportation and power generation markets. We manufacture a range of accurate, low-cost, and ultra light-weight portable emissions measurement systems (PEMS) that make field testing, industry and academic research, and regulatory compliance screening practical on a mass scale. A significant advantage of the 3DATX iPEMS (integrated Portable Emissions Measurement System) design is the Modular Sensor Cartridge design. The 3DATX parSYNC® is the only Particulate Measurement unit in the industry with commercially available field calibration capabilities (e.g. CA/GE™ System). Our unique miniaturized multi-chamber and replaceable sensor cartridges provide its user the capability to hot-swap while in the field. This eliminates down time and provides significant advantage to the number of tests that can be completed each day.

Consiliarium is a privately owned full service employee benefits brokerage and consulting firm located in Rochester, NY. We collaborate with our clients to develop and maintain a benefit program strategic roadmap that aims to accomplish their strategic benefit program objectives. As each customer is unique, we take pride in our ability to deliver customized employee benefit solutions to large-, mid-, and small-size employers nationwide. These solutions include comprehensive data analysis, benefit program negotiations, compliance, employee communication and education, wellness, and so much more. Our goal is to build longstanding relationships with our clients built on trust and transparency.

Securities offered through Osaic Wealth, Inc. member FINRA/SIPC. Investment advisory services offered through Novem Group. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth. Please refer to your representative’s FINRA BrokerCheck for firm affiliations. Any opinions expressed in this forum are not the opinion or view of Novem Group or Osaic and have not been reviewed for completeness or accuracy. Any comments or postings are for informational purposes only and do not constitute an offer or a recommendation to buy or sell securities or other financial instruments. Readers should conduct their own review and exercise judgment prior to investing. Investments are not guaranteed, involve risk, may result in a loss of principal, and are not suitable for all types of investors. Past performance does not guarantee future results.

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