The same insurance policies don’t work for every business. That’s why, at NBT Insurance Agency, our advisors work with you to help manage risk and select the best policies for you from more than 100 carriers. Count on us to focus on securing insurance that meets your unique needs and budget, so you can focus on your business.

Basketball’s point guard is one of the most recognizable positions in all of sports. The point guard leads the team on the court, recognizing when a play is not working and guides the team in running a new play to adjust to changing conditions. Point Guard was founded to bring together many companies and professionals servicing all aspects of personal and business financial services and to guide our clients to success. We offer our clients access to elite advisors through our nationwide network. The founding members of Point Guard are experienced in helping individuals and businesses to achieve their financial goals. Wealth-Rx is a diversified insurance and investment firm specializing in serving high net worth individuals and businesses. Ashe & Klinetop CPAs are experts in business valuations and complex tax strategies for businesses and individuals. Point Guard was founded to unite these and other professional firms to provide you elite personal and corporate insurance and financial services.

Upstate Financial Network, LLC is a financial planning company located in Upstate New York. Our group has over 38 years of experience to offer our clients the very best service and customized financial planning services to meet individuals and businesses.

Mirabito-Gresham Insurance & Bonds Agency, LLC is a reputable local insurance broker located in Vestal, New York. With a focus on serving large and midsize employers, they have established themselves as a trusted partner in the insurance industry. Their expertise lies in providing comprehensive insurance solutions to clients in various sectors, including the legal services industry. A notable example of their work in the Vestal area is their collaboration with Hinman, Howard & Kattell, LLP, a prominent employer with 140 members in the legal services industry. Mirabito-Gresham Insurance & Bonds Agency, LLC worked closely with Hinman, Howard & Kattell's HR and finance team to design and implement a self-funded arrangement tailored to their specific needs. With a strong presence in the Binghamton, NY market, Mirabito-Gresham Insurance & Bonds Agency, LLC has earned a solid reputation as one of the top brokerages in the region. They have a deep understanding of the insurance requirements within the legal services industry and are well-equipped to address the unique challenges faced by their clients. While Mirabito-Gresham Insurance & Bonds Agency, LLC has demonstrated expertise in legal services, their capabilities extend to other industries as well. By leveraging their knowledge and experience, they can provide comprehensive insurance solutions to meet the specific needs of their clients. While it's important to note that some customers have expressed lower reviews, it's essential to consider the overall performance and reputation of Mirabito-Gresham Insurance & Bonds Agency, LLC. Evaluating their customer service and addressing any areas of concern will be crucial in ensuring a successful partnership. In conclusion, Mirabito-Gresham Insurance & Bonds Agency, LLC is a trusted local insurance broker with expertise in legal services and other industries. With a strong presence in the Binghamton, NY market, they have successfully served a wide range of large and midsize employers. Their partnership with Hinman, Howard & Kattell, LLP exemplifies their commitment to designing tailored insurance solutions for their clients.

ONEGROUP is a leader in risk management, insurance and business solutions. Our difference is our more than 200 experts and specialists working seamlessly to benefit our clients...with a single call. OUR VISION To create ONE company acting as ONE team with ONE focus and ONE mission: to serve each client as our ONE client. CORE SERVICES: Workers’ Compensation Specialists Professional & General Liability Insurance Personal Home, Auto and Valuables Insurance Risk Management Consulting Commercial Insurance Employee Benefits Employee Benefit and Human Resources Consulting Independent Medical Examinations Occupational Health Networks Hiring Protocols Injury Management / Return to Work

Convergence Insurance & Advisory Services, operating out of Syracuse, NY, stands out as a noteworthy local brokerage firm, particularly adept in catering to the specific needs of local and regional employers. Their specialization is prominently seen in their management of medical and ancillary benefits. This expertise has been demonstrated through their successful partnerships with a diverse array of clients in various industries. One of their top clients, Giovanni Food Co, operates in the fruit and vegetable preserving and specialty food manufacturing industry. Convergence has skillfully managed benefits for over 60 participants at Giovanni Food Co, showcasing their ability to handle intricate requirements in this sector. Additionally, their proficiency extends to the depository credit intermediation industry, as evidenced by their collaboration with Pathfinder Bank. Here, they have efficiently overseen benefits for more than 110 participants, underlining their capability to cater to the financial sector's unique needs. Furthermore, Usherwood Business Equipment, active in the professional and commercial equipment and supplies merchant wholesalers industry, has also benefited from Convergence's services. Managing benefits for over 80 participants at Usherwood, Convergence has demonstrated a deep understanding of the demands and challenges specific to this field. Their diverse portfolio, featuring clients from different sectors such as depository credit intermediation, fruit and vegetable preserving and specialty food manufacturing, and professional and commercial equipment and supplies merchant wholesalers, highlights their broad expertise. This versatility makes Convergence Insurance & Advisory Services a valuable partner for employers seeking comprehensive and industry-specific benefits solutions in the Syracuse, NY area.