At Risk Strategies, we help our clients protect those things that matter most to them. We help them see the way forward in a complex world with specialty insight, practical advice, and custom insurance with a vast network of specialists in Property & Casualty, Employee Benefits, Private Client, as well as Consulting Services and Financial and Wealth Management solutions. We are a different kind of insurance brokerage – bringing a strategic, holistic, specialist approach to our clients, so they can face the future with confidence. We are the 9th largest privately held insurance broker in the US with over 30 specialty practices, 150+ locations, and 4,300 team members (and counting!). We love what we do, and it shows. We’ve been recognized as a 'best place to work' for many years running, and we’re excited about our future.

Welcome to WTW's thriving insurance brokerage office in Pittsfield, MA—an established hub with a solid reputation for delivering comprehensive benefits solutions. As a pivotal part of a leading national insurance brokerage firm, this larger office prides itself on a wealth of experience catering to diverse clientele, ranging from midsize enterprises to large corporations. Specializing in employer benefits, the Pittsfield team excels in navigating the intricacies of self-funded clients, providing tailored support to local and regional employers. Their expertise extends across multiple industries, including computer systems design, management, scientific, and technical consulting services, as well as individual and family services. Illustrating their prowess, WTW's notable clients such as Cambridge Associates, Cambridge Systematics, and Cerence Operating Company underscore their proficiency in diverse sectors. Notably, they've demonstrated their skill in managing plans for Cambridge Associates in the financial investment activities industry with 1540+ participants, Cambridge Systematics in the management, scientific, and technical consulting services industry with 240+ participants, and Cerence Operating Company in the professional, scientific, and technical services industry with 240+ participants. In essence, this Pittsfield-based WTW office stands as a reliable partner for employers seeking a seasoned insurance broker capable of navigating the complex landscape of employee benefits for both midsize and large organizations.

Welcome to Rose & Kiernan. For more than 145 years Rose & Kiernan, Inc. has been a leading general insurance agency in the Northeast, highly regarded for both our insurance expertise and our community involvement. Our mission is to provide high-quality, reputable insurance products, bonds, financial services, employee benefits and risk management products and services to business and industry, individuals and public and private organizations. While New York State, Connecticut and Rhode Island are our primary market areas, we provide insurance worldwide on behalf of many of our corporate clients. Find us online and follow us on social media to stay up to date with the latest from R&K: Web: www.RKInsurance.com Twitter: www.twitter.com/RoseAndKiernan Facebook: www.facebook.com/RoseAndKiernan

Amsure is a local insurance broker headquartered in Albany, New York, with an office serving clients across Florida. While the company has garnered a solid client base, it is advisable to consider customer reviews that have expressed lower satisfaction levels, indicating areas that may require further attention when evaluating potential partners. One notable example of Amsure's work in Florida is their successful collaboration with The Adirondack Trust Company, a depository credit intermediation industry employer with 220 members. Amsure worked closely with their HR and finance team to design a pharmacy benefit management (PBM) and drug plan that specifically addressed the unique needs of their members. In addition to The Adirondack Trust Company, the Amsure office in Florida also serves other esteemed employer clients such as Four Winds Westchester. This showcases their commitment to providing comprehensive insurance solutions to clients across various industries. Amsure specializes in serving large and midsize employers, drawing upon their strong expertise in sectors such as health care and social assistance, as well as depository credit intermediation. Their deep knowledge of these industries allows them to understand the unique insurance requirements and challenges faced by their clients. As you evaluate potential partners, it is important to consider customer feedback and reviews that have highlighted areas of concern. This enables you to make an informed decision and select an insurance broker that best aligns with your needs and expectations. Amsure continues to leverage its local presence, industry expertise, and commitment to client satisfaction to provide comprehensive insurance services to large and midsize employers across Florida and other regions.

Welcome to Rose & Kiernan. For more than 145 years Rose & Kiernan, Inc. has been a leading general insurance agency in the Northeast, highly regarded for both our insurance expertise and our community involvement. Our mission is to provide high-quality, reputable insurance products, bonds, financial services, employee benefits and risk management products and services to business and industry, individuals and public and private organizations. While New York State, Connecticut and Rhode Island are our primary market areas, we provide insurance worldwide on behalf of many of our corporate clients. Find us online and follow us on social media to stay up to date with the latest from R&K: Web: www.RKInsurance.com Twitter: www.twitter.com/RoseAndKiernan Facebook: www.facebook.com/RoseAndKiernan

Adirondack Trust Co. Financial Services, situated in the vibrant heart of Albany, NY, offers a comprehensive suite of employee benefits solutions tailored to meet the diverse needs of local businesses. With a client roster that includes respected organizations such as SARATOGA CARE INC., Adirondack Trust Co. demonstrates a strong commitment to enhancing employee welfare and satisfaction. Their expertise spans a wide range of services, from health insurance to retirement planning, all designed to support the financial well-being of employees while addressing the strategic goals of employers. The firm prides itself on its personalized approach, ensuring that each client receives customized advice and solutions that align with their unique requirements. By fostering strong relationships and a deep understanding of the local business landscape, Adirondack Trust Co. Financial Services positions itself as a trusted partner in the pursuit of comprehensive and effective employee benefits strategies.

NFP is a leading insurance broker and consultant providing specialized property and casualty, corporate benefits, retirement, and individual solutions through its licensed subsidiaries and affiliates. NFP enables client success through the expertise of over 7,400 global employees, investments in innovative technologies, and enduring relationships with highly rated insurers, vendors, and financial institutions. NFP is the 5th largest benefits broker by global revenue, 5th best place to work in insurance and 6th largest US-based privately owned broker (Business Insurance); 9th commercial lines agency by P&C commercial lines revenue and 10th largest property and casualty agency (Insurance Journal); and 12th largest global insurance broker (Best’s Review).

Council Services Plus, a local insurance broker based in Albany, New York, specializes in providing insurance solutions to midsize employers across a range of industries. With a strong focus on meeting the unique needs of their clients, Council Services Plus has developed a reputation for their expertise in the home health care services sector. One notable example of their work is their collaboration with Consumer Directed Choices, a prominent employer in the home health care services industry with 120 members. Council Services Plus worked closely with the HR and finance team of Consumer Directed Choices to develop a tailored preferred provider organization (PPO) plan that specifically addressed the needs of their members. This customized approach ensured that employees had access to comprehensive coverage and healthcare services that met their specific requirements. Located in Albany, Council Services Plus primarily serves clients across New York, utilizing their local presence to have a deep understanding of the insurance landscape in the state. Their expertise in the home health care services industry allows them to provide valuable insights and customized solutions to employers in this sector. While Council Services Plus has a strong track record in delivering tailored insurance solutions, it is worth noting that several customers have expressed lower reviews. Evaluating customer feedback is important when considering potential partners, and it may be worthwhile to investigate these concerns further to ensure they align with your needs and expectations. Council Services Plus is committed to assisting midsize employers in securing comprehensive insurance coverage, particularly within the home health care services industry. Their local expertise, customized solutions, and dedication to meeting client needs make them a valuable partner for businesses seeking insurance solutions in Albany, New York.

Austin & Co., Inc. is a private, independent business insurance and employee benefits consultant/broker. We continue to expand our knowledge, innovative services, and relationships with leading partners in order to be our client’s go-to resource for business insurance, employee benefits, HR consulting and HR/benefits technology. As trusted advisors and experts, we operate with integrity and efficiency, and are committed to providing the highest level of service and advice to you. We work with employers every day to provide first-class service, manage risks, make life easier, and improve efficiency. Since 1853, Austin & Co. has remained an independent agency and has proudly developed a sophisticated practice area in educational institutions as well as professional and non-profit organizations. Our niche focus enables us to provide our clients with marketplace and service advantages not available elsewhere. We are honored to have been selected as a Best Practices Agency since 1995. A privilege extended to only 195 independent agencies throughout the US. This award endorses our first-class client service and operating efficiency, but what is more important is that our clients and employees will continue to see the positive impacts of our success and stable future. Please visit https://austinco.aleragroup.com/privacy-policy/ to view Austin & Co.’s disclaimers and privacy policy.

As part of the Arrow Family of Companies, Upstate Agency, LLC has been insuring individuals and businesses across the region for more than 50 years. Through our offices in Warren, Washington, Clinton, Essex and Saratoga counties, we provide our customers with high-level service that maximizes insurance protection for their personal, auto and home needs. Our experienced staff understands insurance and can find the right coverage for you. In addition, we provide customized business insurance as well as group health and employee benefits. We look forward to connecting with you on LinkedIn! We're here M-F 8 a.m. - 4 p.m. ET. For security purposes, please do not send account or personal information. Insurance products are offered through Upstate Agency LLC (South Glens Falls, NY). This agency is a non-bank subsidiary of the Arrow Financial Corporation family of companies and is licensed to sell insurance in New York State and act as an agent for issuing insurers. Insurance policies are obligations of the insurers that issue the policies.