At Mercer, we believe in building brighter futures. Together, our 25,000 employees in over 130 counties are helping redefine the future of work, reshape retirement and investment outcomes, and unlock real health and well-being. For over 75 years, we’ve provided trusted advice and solutions to build healthier and more sustainable futures for our clients, colleagues and communities. Balancing economics and empathy in our approach, we work side by side with you to find solutions to benefit your people and your business. By turning ideas into actions that spark positive change, we help you enrich employees’ lives and careers and drive innovation, progress and performance. Mercer is a business of Marsh McLennan. Get to know us better: Click the “learn more” button at the top of the page to discover everything we do to help you meet the needs of today and tomorrow. Follow us on Twitter at @Mercer.

Consiliarium is a privately owned full service employee benefits brokerage and consulting firm located in Rochester, NY. We collaborate with our clients to develop and maintain a benefit program strategic roadmap that aims to accomplish their strategic benefit program objectives. As each customer is unique, we take pride in our ability to deliver customized employee benefit solutions to large-, mid-, and small-size employers nationwide. These solutions include comprehensive data analysis, benefit program negotiations, compliance, employee communication and education, wellness, and so much more. Our goal is to build longstanding relationships with our clients built on trust and transparency.

Bene-Care Agency, located in Rochester, NY, stands out as a larger office within the local brokerage firm landscape, renowned for its comprehensive expertise in catering to local and regional employers. Their proficiency particularly shines in the realm of medical and ancillary benefits, positioning them as a go-to resource for midsize employers seeking tailored insurance solutions. Their clientele roster includes noteworthy organizations such as Action For A Better Community, a prominent figure in the individual and family services industry. With Bene-Care's guidance, they efficiently manage benefits for over 110 participants. Another key client, Cantalician Center For Learning, also in the individual and family services sector, benefits from Bene-Care's expertise in handling benefits for more than 180 participants. Demonstrating versatility, Bene-Care also extends its services to the tech world, notably serving Clf Ontario D/B/A Solu Technology Partners in the computer systems design and related services industry, supporting over 230 participants with their insurance needs. Bene-Care's proficiency isn't limited to these industries alone. They have exhibited remarkable skill across various sectors, including architectural, engineering, and related services, showcasing their ability to adapt and meet the diverse requirements of different industries. This adaptability, combined with their deep-rooted experience with midsize employers, makes them a valuable ally for businesses seeking robust, industry-specific insurance solutions. In essence, Bene-Care Agency in Rochester, NY, embodies a blend of extensive local expertise, diverse industry proficiency, and a client-centric approach, making them a reliable partner for employers seeking comprehensive insurance solutions.

Alera Group is a growing leader, reimagining the complex risk management, insurance and financial services delivery experience through intentional collaboration connecting clients to holistic solutions that protect and grow all they value most. Working collaboratively across specialties and across the country, Alera Group’s team of more than 4,400 colleagues offer unique solutions, personalized services and proactive insights to help ensure each client’s business and personal success. By harnessing the power of purposeful collaboration, our colleagues deliver clear, holistic solutions to the most complex business and personal challenges.

Securities offered through Osaic Wealth, Inc. member FINRA/SIPC. Investment advisory services offered through Novem Group. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth. Please refer to your representative’s FINRA BrokerCheck for firm affiliations. Any opinions expressed in this forum are not the opinion or view of Novem Group or Osaic and have not been reviewed for completeness or accuracy. Any comments or postings are for informational purposes only and do not constitute an offer or a recommendation to buy or sell securities or other financial instruments. Readers should conduct their own review and exercise judgment prior to investing. Investments are not guaranteed, involve risk, may result in a loss of principal, and are not suitable for all types of investors. Past performance does not guarantee future results.

USI is one of the largest insurance brokerage and consulting firms in the world, delivering property and casualty, employee benefits, personal risk, program and retirement solutions to large risk management clients, middle market companies, smaller firms and individuals. Headquartered in Valhalla, New York, USI connects over 10,500 industry-leading professionals across approximately 200 offices to serve clients’ local, national and international needs. USI has become a premier insurance brokerage and consulting firm by leveraging the USI ONE Advantage®, an interactive platform that integrates proprietary and innovative client solutions, networked local resources and enterprise-wide collaboration to deliver customized results with positive, bottom-line impact. USI attracts best-in-class industry talent with a long history of deep and continuing investment in our local communities. For more information, visit usi.com.