OneDigital’s team of fierce advocates helps businesses and individuals achieve their aspirations of health, success and financial security. Our insurance, financial services and HR platform provide personalized, tech-enabled solutions for a contemporary work-life experience. Nationally recognized for our culture of caring, OneDigital’s teams enable employers and individuals to do their best work and live their best lives. More than 100,000 employers and millions of individuals rely on our teams for counsel and access to fully integrated worksite products and services and the retirement and wealth management advice provided through OneDigital Investment Advisors. Founded in 2000 and headquartered in Atlanta, OneDigital maintains offices in most major markets across the nation. OneDigital has received the Glassdoor Employees’ Choice Award for Best Places to Work in 2023. For more information, visit onedigital.com.

Alera Group is a growing leader, reimagining the complex risk management, insurance and financial services delivery experience through intentional collaboration connecting clients to holistic solutions that protect and grow all they value most. Working collaboratively across specialties and across the country, Alera Group’s team of more than 4,400 colleagues offer unique solutions, personalized services and proactive insights to help ensure each client’s business and personal success. By harnessing the power of purposeful collaboration, our colleagues deliver clear, holistic solutions to the most complex business and personal challenges.

Brown & Brown delivers risk management solutions to help protect and preserve what our customers value most. Our three business segments—Retail, Programs and Wholesale Brokerage—offer a wide range of insurance solutions to businesses and individuals. We are one of the insurance industry’s most powerful and influential leaders, with a strong, deeply rooted cultural foundation built on integrity, innovation, superior capabilities and discipline. The Power of WE ignites our performance, and while diverse and varied in abilities and experience, we are all connected through our core values, a commitment to our local communities and a shared mission—always doing what is best for our customers. Brown & Brown is proud to be certified as a Great Place to Work®, and we are always actively looking for talented teammates who embrace our culture to join our winning team. Find us on the NYSE as BRO.

U.S. Employee Benefits Services Group (USEBSG) provides independent benefits consulting, administration, communication, and compliance services through its experienced and knowledgeable benefits specialists. We assist public and private employers and employees with personalized employee benefits analysis and plan design. #USEBSG is proud to provide a premium, yet personal, level of service to clients looking for guidance, resources, and strategy in their benefits plan. With offices located throughout the country, we provide expertise and strategy when developing your customized suite of core and voluntary employee benefits, custom-designed with both the employer and employee in mind.

Gallagher, a global insurance brokerage, risk management, and consulting firm, serves communities around the globe, helping clients address risk, protecting assets, and recovering from losses. The products and services we provide keep businesses and institutions running, and enable individuals and families to face their future with confidence. Gallagher provides retail and wholesale property and casualty brokerage, alternative risk transfer services, employee benefit consulting, and actuarial services. Gallagher also offers claims and information management, risk control consulting and appraisal services, human resource consulting, and retirement services. Follow us on social: Instagram: http://instagram.com/gallagherglobal Facebook: http://www.facebook.com/GallagherGlobal Twitter: https://twitter.com/GallagherGlobal YouTube: https://www.youtube.com/GallagherGlobal

Based in Orlando, Florida, AssuredPartners stands as a global frontrunner in the insurance brokerage landscape, with special expertise in industry-specific insurance solutions for both businesses and consumers. We offer a comprehensive range of services, including commercial insurance, risk management, and employee benefits. As strategic advisors in the insurance domain, our unparalleled expertise empowers us to deliver tailor-made solutions designed to meet the unique needs of our clients. With a team of over 10,000 professionals, we serve clients from strategically located offices across North America, England, Ireland, Belgium, and Scotland. Committed to building strong, long-lasting relationships, we foster an environment of trust, transparency, and mutual respect with our partners. This ethos is encapsulated in our guiding principle: Power through Partnership. For further information, please visit www.assuredpartners.com.

Bene-Care Agency, located in Rochester, NY, stands out as a larger office within the local brokerage firm landscape, renowned for its comprehensive expertise in catering to local and regional employers. Their proficiency particularly shines in the realm of medical and ancillary benefits, positioning them as a go-to resource for midsize employers seeking tailored insurance solutions. Their clientele roster includes noteworthy organizations such as Action For A Better Community, a prominent figure in the individual and family services industry. With Bene-Care's guidance, they efficiently manage benefits for over 110 participants. Another key client, Cantalician Center For Learning, also in the individual and family services sector, benefits from Bene-Care's expertise in handling benefits for more than 180 participants. Demonstrating versatility, Bene-Care also extends its services to the tech world, notably serving Clf Ontario D/B/A Solu Technology Partners in the computer systems design and related services industry, supporting over 230 participants with their insurance needs. Bene-Care's proficiency isn't limited to these industries alone. They have exhibited remarkable skill across various sectors, including architectural, engineering, and related services, showcasing their ability to adapt and meet the diverse requirements of different industries. This adaptability, combined with their deep-rooted experience with midsize employers, makes them a valuable ally for businesses seeking robust, industry-specific insurance solutions. In essence, Bene-Care Agency in Rochester, NY, embodies a blend of extensive local expertise, diverse industry proficiency, and a client-centric approach, making them a reliable partner for employers seeking comprehensive insurance solutions.

Anderson Kenney Associates, situated in Rochester, NY, stands out as a prominent player in the insurance brokerage sector, particularly excelling in catering to local and regional employers. This larger office is notable for its robust expertise in medical and ancillary benefits, distinguishing itself through its proficiency in specific industries. The firm's client portfolio is impressive, featuring top customers like American Rock Salt Company, a key entity in the nonmetallic mineral mining and quarrying industry, which has entrusted the welfare of over 340 participants to Anderson Kenney Associates. Another significant client is Bob Johnson Chevrolet, a major name in the automobile dealers industry, with over 380 participants under the firm's care. Additionally, Victor Insulators, operating in the nonmetallic mineral product manufacturing industry, relies on the firm for its 70+ participants, further cementing the broker's expertise in these sectors. One of the strengths of Anderson Kenney Associates is their deep understanding and experience with midsize employers, a testament to their ability to tailor solutions to this specific market segment. As a local brokerage firm, they have a unique insight into the needs and challenges of businesses within the region, offering personalized and efficient service. Their prowess in navigating the complexities of industries like automobile dealers and nonmetallic mineral mining and quarrying is noteworthy. This expertise not only showcases their adaptability but also underscores their commitment to providing industry-specific knowledge and solutions. For an employer benefits buyer, Anderson Kenney Associates represents a reliable and knowledgeable partner, capable of delivering customized insurance solutions that cater to the distinct needs of midsize businesses in various industries. Their local presence, coupled with a broad understanding of regional market dynamics, makes them a valuable asset for any business seeking comprehensive and specialized insurance brokerage services.

Welcome to Cobalt Intelligence - Revolutionizing Alternative Business Finance! Cobalt Intelligence is at the forefront of reshaping Alternative Business Finance through real-time Secretary of State Data and AI automation. Our mission is to streamline the approval process, enhance compliance, and drive ethical decision-making using a seamless API integration. Why Choose Cobalt Intelligence? We're committed to reducing fraud and operational costs and fostering ethical practices in alternative financing. Our real-time Secretary of State data verification and automated KYB compliance ensure precise business analysis and a comprehensive view across multiple states, empowering smarter underwriting decisions. What Sets Us Apart? At Cobalt Intelligence, we excel in delivering up-to-date and accurate business verification and holistic compliance automation. Join our financial community to delve into alternative business finance trends, subscribe to our YouTube channel for expert insights, and explore our blog for valuable resources that expedite approval processes. Empower Your Financial Journey Our Free Secretary of State Tool and AI-driven Credit Risk Modeling Tool help underwriters eliminate manual tasks, ensuring faster approvals and competitive success. Cobalt Intelligence offers scalable, customizable solutions tailored to your business needs. Experience Transparent Growth We believe in transparent pricing, practices, and data usage. Partner with us for reliable, data-driven insights that propel your business growth and ensure financial success. Join Cobalt Intelligence today to unlock a future of informed financial decisions! Join our online community and subscribe to our YouTube channel: https://youtube.com/@CobaltIntelligence Blog: https://cobaltintelligence.com/blog/ Helping alternative business financing underwriters to eliminate manual tasks and get approval faster so more deals can be won.

Consiliarium is a privately owned full service employee benefits brokerage and consulting firm located in Rochester, NY. We collaborate with our clients to develop and maintain a benefit program strategic roadmap that aims to accomplish their strategic benefit program objectives. As each customer is unique, we take pride in our ability to deliver customized employee benefit solutions to large-, mid-, and small-size employers nationwide. These solutions include comprehensive data analysis, benefit program negotiations, compliance, employee communication and education, wellness, and so much more. Our goal is to build longstanding relationships with our clients built on trust and transparency.

Securities offered through Osaic Wealth, Inc. member FINRA/SIPC. Investment advisory services offered through Novem Group. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth. Please refer to your representative’s FINRA BrokerCheck for firm affiliations. Any opinions expressed in this forum are not the opinion or view of Novem Group or Osaic and have not been reviewed for completeness or accuracy. Any comments or postings are for informational purposes only and do not constitute an offer or a recommendation to buy or sell securities or other financial instruments. Readers should conduct their own review and exercise judgment prior to investing. Investments are not guaranteed, involve risk, may result in a loss of principal, and are not suitable for all types of investors. Past performance does not guarantee future results.

USI is one of the largest insurance brokerage and consulting firms in the world, delivering property and casualty, employee benefits, personal risk, program and retirement solutions to large risk management clients, middle market companies, smaller firms and individuals. Headquartered in Valhalla, New York, USI connects over 10,500 industry-leading professionals across approximately 200 offices to serve clients’ local, national and international needs. USI has become a premier insurance brokerage and consulting firm by leveraging the USI ONE Advantage®, an interactive platform that integrates proprietary and innovative client solutions, networked local resources and enterprise-wide collaboration to deliver customized results with positive, bottom-line impact. USI attracts best-in-class industry talent with a long history of deep and continuing investment in our local communities. For more information, visit usi.com.