As the 11th largest independent insurance brokerage firm in the nation with over 250 offices in 34 states and England, AssuredPartners is committed to partnering with successful regional and local insurance providers that share the same goal: to service customers better than anyone. Powered by AssuredPartners, our partner agencies have the deep network resources, experienced people and carrier relationships to provide products and solutions second to none. We are proud to be recognized by leading industry publications: - Best Places to Work in Insurance (Business Insurance) - Elite Agency (Insurance Business America) - Top Property / Casualty Agencies (Insurance Journal) - 100 Largest Brokers of U.S. Business (Business Insurance) Partnership. Expertise. Innovation. Passion. Doing the Right Thing. Making a Difference. These are some of the traits that define our culture. We provide a deliberate and well defined path for the next generation of Risk Management Professionals, because we're invested in your success – now and for the long run.

Welcome to Lavoro Group—an employee benefits broker and human resources consulting firm for the Rochester and Syracuse region. Lavoro, in Italian, means to work. We work hard to help small to mid-size businesses find solutions for their employee benefit needs, including group medical, life, dental and disability insurance. Ask us today how we can put your precious insurance dollars to work.

At Mercer, we believe in building brighter futures. Together, our 25,000 employees in over 130 counties are helping redefine the future of work, reshape retirement and investment outcomes, and unlock real health and well-being. For over 75 years, we’ve provided trusted advice and solutions to build healthier and more sustainable futures for our clients, colleagues and communities. Balancing economics and empathy in our approach, we work side by side with you to find solutions to benefit your people and your business. By turning ideas into actions that spark positive change, we help you enrich employees’ lives and careers and drive innovation, progress and performance. Mercer is a business of Marsh McLennan. Get to know us better: Click the “learn more” button at the top of the page to discover everything we do to help you meet the needs of today and tomorrow. Follow us on Twitter at @Mercer.

Bene-Care Inc., a leading provider of employee benefits, payroll services, HR support, third party administration and commercial insurance services in the Greater Western New York area. With over 5,000 businesses as customers, this company proudly provides employees access to quality healthcare services. They offer medical insurance, voluntary benefits and other services for all sizes of employers in the Greater Buffalo Metro Area. Bene Care Agency Buffalo is located in the heart of New York State. The agency was founded with a commitment to providing high-quality, cost-effective care for people who are aging or disabled.

For more than a century, Tompkins Insurance Agencies has been helping families and businesses with insurance strategies and solutions to protect their assets and manage risk. Founded in 1875, we provide a full range of personal and commercial insurance and employee benefits products and services across New York and Pennsylvania. We have established strong relationships with 50+ leading regional and national insurance carriers, which enables us to find the right combination of coverages to meet our customers’ specific needs, at the right price. At the heart of our business is our commitment to our customers, our employees and the communities we serve. *Email and LinkedIn messaging can be useful tools for transmitting information of a general nature. However, since they are not generally not encrypted or secure, please remember not to disclose sensitive information such as account numbers or social security numbers in any emails, messages or wall posts. Tompkins Insurance shares insurance industry-related articles for informational purposes only. This information is not a policy and is meant only as a general explanation of some typical insurance concepts. It should not be construed as a legal interpretation of coverages or of the insurance policies that can be written for you. Please refer to your specific insurance contracts for details on coverages, conditions and exclusions, and check with your local Tompkins Insurance advisor for specific regulations in your state. Tompkins Insurance is licensed to conduct business in all 50 states.

At Brown & Brown, our guiding principles include building our team with the highest quality people and delivering innovative solutions and superior service. If you are a highly complex multinational company, an individual or anything in between, our experienced teams can help you view, analyze and purchase insurance efficiently. You will receive the personalized, dedicated service you deserve while leveraging the exceptional capabilities and peace of mind expected from a top brokerage to help protect what you value most.

Kafl is an experienced insurance broker catering to clients of large and midsize employers. With their office based in Rochester, New York, Kafl has established itself as a trusted local partner in the insurance industry. They have extensive knowledge and proficiency in working with self-funded employers, offering valuable insights and solutions tailored to meet their unique requirements. Additionally, Kafl boasts a commendable track record in collaborating with pharmacy benefit managers (PBMs) and other specific pharmacy providers, ensuring comprehensive coverage for their clients. One noteworthy accomplishment of Kafl is their successful partnership with Caf USA Inc, a prominent employer in the fabricated metal product manufacturing industry. By closely collaborating with Caf USA Inc's HR and finance team, Kafl assisted in establishing a self-funding arrangement, PBM services, and a custom drug plan specifically designed to address the needs of their 310 employees. This collaborative effort exemplifies Kafl's dedication to providing tailored solutions that prioritize their clients' well-being. Kafl's expertise extends to various industries, particularly in steel product manufacturing, purchased steel, and fabricated metal product manufacturing. Their wide range of experience and knowledge across diverse client sizes and industries has earned them a favorable M Score, a testament to their reliability and proficiency. Servicing clients throughout New York, Kafl's Rochester office serves notable employers such as Bonadio & Co. LLP, Pinnacle Investments, LLC, The Business Council Of New York State, Inc. Insurance Fund, and other respected organizations. With their localized presence and expertise, Kafl is well-equipped to address the insurance needs of businesses across the state, offering personalized services and industry-specific insights to ensure optimal coverage and risk management.

Lawley provides employee benefits and group health insurance to all sizes of employers in the Buffalo-Cheektowaga-Niagara Falls, NY, Metro Area. Providing comprehensive medical benefits to employees and voluntary benefits can help to retain your employees. The Buffalo-Cheektowaga-Niagara Falls market employs 483,000 people who depend on their employer for many benefits, including health insurance. Lawley's Buffalo office has the top M Score of 5 due to a wide range of experience and positive customer feedback for their service and outcomes. Lawley Buffalo is part of a regional insurance brokerage firm serving several areas, with a local office in the Buffalo region. Lawley's Insurance Group Inc. has been able to assist many companies in the region to maintain their workers' comp coverage and grow their bottom line.

Premier Consulting Associates offers medical insurance, voluntary benefits and other services for small to mid size employers in the Buffalo-Cheektowaga-Niagara Falls, NY Metro Area. Employees depend on group health benefits for their well being and the well being of their families. The job market in Buffalo-Cheektowaga-Niagara Falls, NY is growing increasingly competitive. Strong employee benefits plans are an important option for job seekers. Premier Consulting Associates Buffalo office has a M Score of 4 out of 5, representing a wide range of experiences. Premier Consulting Associates Buffalo is a local insurance broker serving the greater Buffalo region. Premier Consulting Associates is based in Amherst, NY. Premier is a leading health care benefits consulting firm. Premier Consulting Associates, a professional consulting firm in both the public and private sectors for over fifty years, is committed to providing clients with practical strategies that help them enhance performance. Premier's services include litigation support, strategic planning, training and development, compensation and benefits advise, succession planning advise, performance management system design, productivity enhancement tools implementation. Premier relies on an outstanding team of professionals with broad expertise in law, engineering and human resources.

Smola Consulting LLC is a highly regarded insurance broker specializing in serving large and midsize employers. With a local office in Rochester, New York, this brokerage firm has built a solid reputation for providing exceptional customer service and expertise to its clients. They have garnered positive reviews from satisfied clients who value their professionalism and industry knowledge. One notable example of Smola Consulting LLC's work is their collaboration with Abvi-Goodwill Industries of Greater Rochester Inc, a prominent employer in the vocational rehabilitation services industry with 550 members. Smola Consulting LLC partnered with their HR and finance team to develop a tailored pharmacy benefit management (PBM) and drug plan that catered to the unique needs of their members. This demonstrated their ability to understand and address the specific requirements of different industries. Smola Consulting LLC boasts extensive experience and expertise in various sectors, including home health care services, architectural and engineering services, and vocational rehabilitation services. Their clients span across Ohio, and notable employers they serve include Lidestri Foods Inc, Mary Cariola Children's Center Inc, and Visiting Nurse Service of Rochester and Monroe County Inc. The success and credibility of Smola Consulting LLC are reflected in their impressive M Score, which highlights their wide-ranging industry knowledge and proficiency in catering to diverse clients of varying sizes. Whether it's providing comprehensive insurance solutions or offering guidance on PBMs and specific pharmacy providers, Smola Consulting LLC is committed to delivering exceptional results for their clients in Ohio and beyond.

Employee Benefit Concepts, located in Buffalo, NY, is a reputable insurance broker specializing in providing comprehensive employer benefits solutions. With a strong focus on both medical and ancillary benefits, this office location of Employee Benefit Concepts is well-versed in meeting the unique needs of local and regional employers. One of their notable strengths lies in their deep expertise in serving businesses within the activities related to credit intermediation industry. They have successfully partnered with industry leaders like Capital Management Services LP, a prominent company based in New York, boasting a participant base of 330+. Employee Benefit Concepts has demonstrated their exceptional proficiency in addressing the specific requirements of businesses operating in this sector. As a part of a local brokerage firm, Employee Benefit Concepts has a deep-rooted understanding of the Buffalo, NY business landscape. This local insight enables them to offer tailored solutions that align with the region's economic dynamics and employer needs. In summary, Employee Benefit Concepts in Buffalo, NY, stands out for its specialized knowledge in medical and ancillary benefits, particularly within the activities related to credit intermediation industry. Their track record of serving top-tier clients like Capital Management Services LP underscores their commitment to delivering value-driven employer benefits solutions.