Karam Financial Group's Providence, RI office stands out as a prominent player in the insurance brokerage landscape, boasting a substantial presence in the region. With a focus on employer benefits, this larger office has honed its expertise in catering to the needs of local and regional employers, particularly excelling in the realms of medical and ancillary benefits. Distinguishing itself through a diverse clientele, Karam Financial Group has successfully serviced top-tier organizations, including Baycoast Bank, G Lopes Construction, and Inkhouse. These clients span industries such as depository credit intermediation, heavy and civil engineering construction, and advertising/public relations, showcasing the broker's versatility across sectors. Aligning with its commitment to local engagement, Karam Financial Group is an integral part of a local brokerage firm, emphasizing its connection to the community and understanding of regional dynamics. Notably, the broker has demonstrated a commendable track record working with midsize employers, reflecting its ability to navigate the nuanced challenges of this market segment. With a wealth of experience and a client-centric approach, Karam Financial Group's Providence office emerges as a strategic partner for employers seeking comprehensive and tailored insurance solutions. Their proven success with employers of similar scale and diverse industries underscores their capacity to deliver effective benefits strategies in a dynamic business landscape.

USI is one of the largest insurance brokerage and consulting firms in the world, delivering property and casualty, employee benefits, personal risk, program and retirement solutions to large risk management clients, middle market companies, smaller firms and individuals. Headquartered in Valhalla, New York, USI connects over 10,000 industry-leading professionals across more than 200 offices to serve clients’ local, national and international needs. USI has become a premier insurance brokerage and consulting firm by leveraging the USI ONE Advantage®, an interactive platform that integrates proprietary and innovative client solutions, networked local resources and enterprise-wide collaboration to deliver customized results with positive, bottom-line impact. USI attracts best-in-class industry talent with a long history of deep and continuing investment in our local communities. For more information, visit usi.com.

Business Benefits, located in the vibrant heart of Boston, MA, stands as a testament to their robust expertise and substantial experience in catering to the unique insurance needs of both small and midsize employers. Operating as a significant branch of a well-respected local brokerage firm, this office distinguishes itself with its proficiency in handling a diverse range of industries, including management, scientific, and technical consulting services, computer systems design and related services, and wholesale trade agents and brokers. The Boston office has notably established a strong foothold in working with self-funded clients, showcasing their ability to adeptly support local and regional employers. This adaptability and tailored approach are reflected in their impressive portfolio of top clients. They have successfully partnered with Homeworks Energy, a key player in the building finishing contractors industry in Massachusetts, providing comprehensive insurance solutions for over 310 participants. Similarly, their collaboration with Kuebix, a leading name in the computer systems design and related services sector, caters to the needs of more than 200 participants. Furthermore, their alliance with Upcurve in the management, scientific, and technical consulting services industry highlights their capability to efficiently serve 160+ participants. Business Benefits' Boston office is a larger establishment, which underlines their capacity to handle substantial client accounts while maintaining personalized attention and customized solutions. This combination of broad industry expertise, experience with diverse employer sizes, and a strong local presence makes them a commendable choice for businesses seeking reliable and comprehensive insurance brokerage services in the Boston area.

Located in the vibrant business hub of Boston, MA, the Pgia insurance broker office stands as a prominent player in the insurance landscape. Boasting a larger office infrastructure, this branch specializes in catering to the diverse needs of employers in the local and regional markets. With a keen focus on self-funded clients, Pgia Boston has amassed valuable experience, proving its ability to navigate the intricacies of the insurance landscape. A testament to their prowess, the office has successfully collaborated with esteemed organizations, such as Children S Friend and Service, Codac, and Community Care Alliance. Notably, these collaborations span industries ranging from individual and family services to religious, grantmaking, civic, professional, and similar organizations. Pgia's expertise extends to the printing and related support activities industries, showcasing a versatile skill set. As a key player in the local brokerage scene, this office is well-positioned to serve the unique requirements of midsize employers. Drawing on a wealth of demonstrated experience, Pgia Boston has established itself as a reliable partner, providing tailored insurance solutions to meet the dynamic needs of its clients. With a commitment to excellence and a track record of success, Pgia Boston stands as a formidable ally for employers seeking comprehensive insurance solutions in the ever-evolving business landscape.

Institutional Insurance Group's Boston, MA location stands out as a premier insurance broker, boasting extensive expertise in serving local and regional employers with a specialized focus on medical and ancillary benefits. With a deep understanding of the unique needs of businesses in the area, this office has become a trusted partner for companies seeking comprehensive insurance solutions. One of the key strengths of Institutional Insurance Group in Boston lies in its proficiency in the securities and commodity contracts intermediation and brokerage industries. The team's adeptness in navigating the intricacies of these sectors positions them as a valuable resource for businesses operating in these domains. Notably, they have successfully catered to Ubs Financial Services, a prominent player in securities and commodity contracts intermediation and brokerage based in NJ, with a substantial participant base exceeding 7460. Affiliated with a respected local brokerage firm, Institutional Insurance Group's Boston location brings a combination of localized insights and global industry knowledge. This unique positioning enables them to offer tailored insurance solutions that align with the specific requirements of businesses in the Boston area. In summary, this office of Institutional Insurance Group in Boston, MA, is characterized by its profound understanding of the local business landscape, strong expertise in medical and ancillary benefits, and a track record of serving major clients in the securities and commodity contracts intermediation and brokerage industries.

#1 "Best Agency to Work For"​ in the United States - Insurance Journal Top #100 Largest Agencies in the United States - Insurance Journal Boston Globe's "Top Places to Work"​ Boston Business Journal's "Best Places to Work"​ (2017-2021) RogersGray, A Baldwin Risk Partner, offers thoughtful, tailored strategic solutions to our clients, their families, and their companies. We serve as a trusted advisor, safeguarding clients’ assets while steering them towards personal and professional growth. Strong relationships with clients are further reinforced by our intense focus on our colleagues and our community, leaning on our shared values to make everyone better together.

BP Benefits, a local insurance consultant based in Needham, Massachusetts, is dedicated to serving clients across the state. With a focus on providing tailored insurance solutions, BP Benefits has earned a reputation for excellence in the industry. One notable example of their success in the Needham office is their collaboration with Creative Financial Staffing, a professional, scientific, and technical services employer with 270 members. Working closely with the HR and finance team of Creative Financial Staffing, BP Benefits designed a comprehensive insurance package to address the unique needs of their members. This included the implementation of a self-funding arrangement, an HMO plan, a PPO plan, as well as a PBM and drug plan. This commitment to customization sets BP Benefits apart in their ability to provide personalized insurance solutions. BP Benefits boasts an impressive client portfolio that includes well-known companies such as Applause, Casa Systems Inc, Creative Financial Staffing, and Justice Resource Institute Inc. This reflects their ability to serve clients of varying sizes, from large corporations to midsize and small employers. With a track record of excellence, BP Benefits has achieved one of the highest M Scores possible, a testament to their extensive experience and expertise across different industries, client sizes, and insurance products. Their strong expertise lies in areas such as legal services, miscellaneous durable goods merchant wholesalers, and nonresidential building construction. BP Benefits has proven their capabilities in working with self-funded employers, demonstrating a strong understanding of the specific needs and challenges faced by these organizations. They also excel in collaborating with HMOs and clients to ensure the best possible outcomes, as well as meeting member needs through their expertise in PPO plans and strong relationships with pharmacy benefit managers and other specific pharmacy providers. In summary, BP Benefits is a trusted local insurance consultant located in Needham, Massachusetts, offering customized insurance solutions to clients throughout the state. Their wide range of experience, industry expertise, and commitment to personalized service make them a preferred partner for large, midsize, and small employers seeking comprehensive and tailored insurance coverage.

Complete Benefit Solutions is a trusted local insurance broker headquartered in Springfield, Massachusetts. With a focus on serving clients across Massachusetts and New Hampshire, they have built a reputation for delivering exceptional service and expertise. Their success is evident through their collaboration with Roedel Companies, a distinguished employer in the traveler accommodation industry with 280 members. Working closely with Roedel Companies' HR and finance team, Complete Benefit Solutions developed a tailored insurance package that included a self-funding arrangement, HMO plan, and PPO plan. This demonstrates their commitment to understanding the unique needs of their clients and crafting customized solutions to meet them. Complete Benefit Solutions caters to clients of varying sizes, including large and midsize employers. Their extensive experience and expertise across industries and client sizes have earned them a commendable M Score, indicative of their ability to navigate diverse insurance requirements. Their strong expertise extends to industries such as traveler accommodation, insurance-related activities, as well as accounting, tax preparation, bookkeeping, and payroll services. This comprehensive knowledge allows Complete Benefit Solutions to provide holistic insurance solutions that address the specific needs of businesses in these sectors. In addition to their partnership with Roedel Companies, Complete Benefit Solutions serves a range of employer clients including Neis Inc, Complete Payroll Solutions, and J2 Interactive. With an office located in Springfield, Massachusetts, they are well-positioned to understand the local market and cater to the insurance needs of businesses in the region. Whether it's self-funded plans, PPO options, or ensuring member satisfaction, Complete Benefit Solutions leverages their experience and expertise to deliver comprehensive insurance solutions to their clients, fostering long-term relationships built on trust and exceptional service.

Patriot Benefit Solutions, situated in the heart of Boston, MA, boasts a sizable office that underscores their commitment to providing comprehensive insurance solutions. This dynamic team excels in collaborating with self-funded clients, showcasing their prowess in navigating the complexities of employer benefits. The office, as part of a prominent regional insurance broker firm, stands out with its extensive experience in servicing both local and regional employers. Notably, Patriot Benefit Solutions has successfully partnered with an array of esteemed clients, such as Creative Financial Staffing, a Massachusetts-based employment services industry leader with over 360 participants. Their diverse clientele also includes J & G Foods, a major player in animal food manufacturing, and Power Products Systems in professional and commercial equipment and supplies merchant wholesaling, both with participant counts exceeding 100. Setting them apart is their profound expertise across industries, including professional and commercial equipment and supplies merchant wholesaling, pharmaceutical and medicine manufacturing, and legal services. This breadth of knowledge positions them as a versatile choice for employer benefits. With a focus on midsize employers, Patriot Benefit Solutions' Boston office brings forth a wealth of experience, making them a strategic partner for businesses seeking tailored and effective insurance solutions.

Marsh McLennan, a renowned national insurance consultant, operates an office in Worcester, Massachusetts, catering to clients of all sizes across a wide range of industries. Their exceptional track record in the insurance industry is exemplified by their work with Shrewsbury Nursing & Rehab Center, a notable employer in the health care and social assistance sector with 150 employees. At the Worcester office, Marsh McLennan collaborated closely with the HR and finance team of Shrewsbury Nursing & Rehab Center to establish a self-funding arrangement and design comprehensive healthcare plans, including HMO, PPO, PBM, and drug plans, tailored to meet the unique needs of their members. With extensive experience in working with self-funded clients, Marsh McLennan excels in HMO and PPO plan design models. They also possess unparalleled expertise in carving out drug and pharmacy plans, setting them apart from other brokers in the market. Marsh McLennan's Worcester office boasts an impressive roster of clients, including prominent organizations such as 1000 Salemtowne Dr, Alaska Native Tribal Health Consortium, Alteon Health, Altitude Health Services, Inc, and more. Their services extend across a multitude of states, encompassing Massachusetts, North Carolina, Texas, Michigan, Minnesota, New Jersey, Virginia, Ohio, California, Arizona, Illinois, Pennsylvania, Missouri, Georgia, Alaska, Montana, Florida, South Carolina, Wisconsin, Rhode Island, Tennessee, Kentucky, New Hampshire, Washington, Oregon, Oklahoma, Maryland, Louisiana, Arkansas, New York, South Dakota, Connecticut. Marsh McLennan's commitment to expertise and comprehensive coverage options is reflected in their high M Score, earned through years of experience across diverse client sizes, industries, and products. While they have received lower customer reviews in some instances, this serves as an opportunity for continuous improvement as they evaluate and enhance their partnership offerings. In summary, Marsh McLennan's Worcester office in Massachusetts serves as a leading insurance consultant, specializing in the health care and social assistance industry. With an impressive client portfolio, extensive industry expertise, and a broad geographic reach, Marsh McLennan is a top contender in the Worcester market, offering tailored insurance solutions to meet the evolving needs of their clients.