Innovative Insurance helps businesses and individuals optimize their health and protect their financial well-being. As a business and as individuals, we are committed to work that: -Helps our clients -Adds value to our team -Creates a better community for our neighbors, our families and ourselves

Located in Charleston, WV, the Marsh McLennan Agency office distinguishes itself as a trusted insurance broker with a strong emphasis on catering to the needs of local and regional employers. Specializing in medical and ancillary benefits, their team boasts exceptional expertise in navigating the intricacies of the insurance landscape. With a notable client portfolio, the agency has successfully served top-tier companies such as Bigham Cable Construction and Florida Medical Specialists. Bigham Cable Construction, a prominent player in the utility system construction industry, relies on Marsh McLennan Agency to provide comprehensive coverage for their 210+ participants. Similarly, Florida Medical Specialists, operating in the offices of physicians industry, benefits from the agency's tailored solutions, benefiting their extensive workforce of 690+ participants. The agency's proficiency extends across diverse sectors, particularly in utility system construction and offices of physicians industries. Leveraging their affiliation with a large national insurance brokerage firm, Marsh McLennan Agency in Charleston brings a wealth of resources and industry insights to the table, ensuring that their clients receive cutting-edge solutions tailored to their unique requirements. With a commitment to excellence and a client-centric approach, this office stands as a reliable partner for employers seeking comprehensive and effective insurance solutions.

The Employee Benefit Service Center, a local insurance broker based in South Charleston, West Virginia, is dedicated to servicing clients across Ohio. While some customers have expressed lower satisfaction in their reviews, it is an area that the company is actively addressing to improve their partnerships. One notable example of their work in the Ohio market is their collaboration with S Randall Emanuelson, a midsize employer in the nondurable goods merchant wholesalers industry. The Employee Benefit Service Center worked closely with their HR and finance team to design a customized self-funding arrangement and PPO plan that caters to the unique needs of their 200 members. In addition to S Randall Emanuelson, this office of The Employee Benefit Service Center serves several other employer clients in Ohio, including Building Systems Transportation Inc, Community Banc Inc, Vitatoe Industries, Inc., among others. Their expertise extends to clients of both midsize and small employers, positioning them as a versatile and reliable partner. As one of the leading brokerages in the Charleston, WV market, The Employee Benefit Service Center boasts a strong M Score, reflecting their extensive experience and expertise across various industries and client sizes. They have proven their ability to work with self-funded employers effectively and have a deep understanding of PPO plans to meet the unique needs of members. Specializing in general freight trucking, depository credit intermediation, and transportation equipment manufacturing industries, The Employee Benefit Service Center brings valuable insights and industry-specific knowledge to their clients. Despite some lower reviews, they are committed to improving their partnerships and providing exceptional service to their Ohio-based clients.

Partners Together - Endless Possibilities Hilb Group provides the resources of a big insurance broker and the attentive, personal service of a small agency. Our people are our greatest strength. Our values of trust, passion, integrity and growth drive our actions to benefit every client. Managing Risk Your risk profile doesn’t matter – Hilb paints a very wide portrait. We have more than 30 industry specialties, which gives our clients and brokers a unique advantage. We form enduring partnerships to get the best results every time, and work with the top insurers to provide a huge range of high-quality choices, matched exactly to your needs. About Hilb Group Founded in 2009, Hilb Group is a Top 25 middle market independent insurance broker. Hilb Group offers expertise in property & casualty, employee benefits, and retirement services to business and individuals throughout the nation.

USI is one of the largest insurance brokerage and consulting firms in the world, delivering property and casualty, employee benefits, personal risk, program and retirement solutions to large risk management clients, middle market companies, smaller firms and individuals. Headquartered in Valhalla, New York, USI connects over 10,000 industry-leading professionals across more than 200 offices to serve clients’ local, national and international needs. USI has become a premier insurance brokerage and consulting firm by leveraging the USI ONE Advantage®, an interactive platform that integrates proprietary and innovative client solutions, networked local resources and enterprise-wide collaboration to deliver customized results with positive, bottom-line impact. USI attracts best-in-class industry talent with a long history of deep and continuing investment in our local communities. For more information, visit usi.com.

Based out of Charleston, WV, AssuredPartners stands as a national leader in employee benefits brokerage. With a seasoned team dedicated to crafting tailored solutions, they specialize in serving self-funded employers across various industries. Their expertise extends to notable clients such as COMMERCIAL HOLDINGS, LLC, CAMC HEALTH SYSTEM, INC., and STANDARD LABORATORIES, INC. At AssuredPartners, their commitment to excellence goes beyond mere consultation; it's about fostering lasting partnerships built on trust and reliability. Visit their website at assuredpartners.com to discover how they can elevate your employee benefits experience with personalized strategies designed to meet your unique needs.

Nestled in Point Pleasant, West Virginia, The Wiseman Agency stands as a distinguished and expansive insurance broker, operating from a larger office to meet the diverse needs of local and regional employers. Specializing in crafting robust solutions for medical and ancillary benefits, The Wiseman Agency showcases a depth of expertise that resonates across various industries. This prominent office serves as a strategic partner to a multitude of businesses, including noteworthy clients like Ohio Valley Banc Corp and the University of Rio Grande. Ohio Valley Banc Corp, a key player in depository credit intermediation, relies on The Wiseman Agency to provide comprehensive benefits for over 230 participants. Similarly, the University of Rio Grande, situated in the educational services industry, benefits from the broker's tailored solutions for more than 140 participants. The Wiseman Agency's ability to navigate the unique landscapes of both depository credit intermediation and educational services industries underscores its versatile proficiency. As part of a local brokerage firm, The Wiseman Agency emphasizes community engagement and a commitment to personalized service. With a proven track record of successfully collaborating with midsize employers, this broker brings invaluable experience, demonstrating a nuanced understanding of the challenges and opportunities that businesses of this scale encounter.

Garlow Insurance is a local insurance agency that strives to serve its community in all their insurance needs. With over 20 years of experience, Garlow Insurance is here to provide excellent customer care and superior quality of service to our clients. Garlow Insurance is an independent agency that offers: Auto, Home, Umbrella, Life, Commercial, Group Health and Benefits, Pets and more. However we offer something even more valuable to our clients. Our knowledge and expertise as well as our time when you need us most. "Peace of mind for today, security for tomorrow."​

Centurion Insurance Services is a local insurance broker conveniently located in Charleston, West Virginia. With their office situated in this vibrant city, they have built a reputation for their exceptional services in the insurance industry. Notably, they have collaborated with Bowles Rice LLP, a prominent employer in the legal services sector boasting a team of 150 professionals. Centurion Insurance Services worked closely with Bowles Rice LLP's HR and finance team to establish a comprehensive self-funding arrangement, including a tailored PPO plan, PBM, and drug plan that caters specifically to the unique needs of their members. Centurion Insurance Services specializes in assisting self-funded employers and has amassed valuable expertise in this area. Their clientele spans across businesses of various sizes, including large, midsize, and small employers. Their notable employer clients in this region include Cleveland-Cliffs Princton Coal Inc, First Guaranty Bank, Mountaineer Gas Company, and Premier Financial Bancorp Inc. The reach of Centurion Insurance Services extends throughout West Virginia, providing their comprehensive insurance solutions to clients across the state. With their extensive experience and expertise, Centurion Insurance Services has earned a strong M Score, which is a testament to their diverse range of clients in different industries and of varying sizes. They possess particular proficiency in serving clients within the legal services, natural gas distribution, and management of companies and enterprises sectors. Choosing Centurion Insurance Services means accessing insurance solutions backed by a local presence, a deep understanding of the West Virginia market, and a commitment to meeting the specific needs of each client.

BB&T and SunTrust formed Truist with a shared purpose—to inspire and build better lives and communities. With our combined resources, collective passion, and commitment to innovation, we’re creating a better financial experience to help people and businesses achieve more. With 275 years of combined BB&T and SunTrust history, Truist serves approximately 12 million households with leading market share in many high growth markets in the country. The company offers a wide range of services including retail, small business and commercial banking; asset management; capital markets; commercial real estate; corporate and institutional banking; insurance; mortgage; payments; specialized lending; and wealth management. Headquartered in Charlotte, North Carolina, Truist is the sixth-largest commercial bank in the U.S. Truist Bank, Member FDIC. Learn more at Truist.com and see social media terms and conditions at Truist.com/SocialTerms.