Ruffin Insurance Solutions, Inc is a prominent local insurance broker based in Charlotte, North Carolina, catering to clients of large employers across multiple states including Tennessee, Arkansas, Missouri, Mississippi, Georgia, Alabama, and North Carolina. With their specialized expertise in the information industry, Ruffin Insurance Solutions, Inc has established a reputation for providing exceptional insurance services to a diverse range of clients. One notable example of their exemplary work is their collaboration with FloQast, a reputable employer in the information industry with 370 employees. Ruffin Insurance Solutions, Inc partnered closely with FloQast's HR and finance team to devise a tailored self-funding arrangement specifically designed to meet the unique needs of FloQast's members. This collaboration demonstrated their commitment to understanding and addressing the distinctive requirements of their clients. At their Charlotte office, Ruffin Insurance Solutions, Inc has successfully built a strong client base that includes renowned employers like FloQast. Their extensive experience in serving clients across the information industry has equipped them with the necessary expertise to navigate the complexities and nuances of this sector. Ruffin Insurance Solutions, Inc strives to provide comprehensive insurance solutions that safeguard their clients' interests while aligning with their organizational goals. With their local presence and deep knowledge of the insurance landscape, Ruffin Insurance Solutions, Inc has become a trusted partner for employers seeking reliable insurance brokerage services in the Charlotte region. Their commitment to understanding their clients' specific requirements, coupled with their expertise across information industries, sets them apart as a leading insurance broker in the area

Gaston H. Gage Jr.'s Charlotte, NC office is a trusted insurance broker, excelling in providing expert services to local and regional employers, specializing in comprehensive medical and ancillary benefits. With a dedicated focus on employer benefits, they bring valuable expertise to the table. This office has a proven track record of catering to various industries, showcasing particular strength in serving companies like Marsh Furniture Company. A prominent player in the veneer, plywood, and engineered wood product manufacturing sector in NC, Marsh Furniture Company relies on Gaston H. Gage Jr. to manage benefits for their 150+ participants. Similarly, Monroe Hardware Company, operating in the hardware, plumbing, and heating equipment and supplies merchant wholesalers industry, benefits from Gaston H. Gage Jr.'s services for their 80+ participants. Gaston H. Gage Jr.'s team exhibits in-depth knowledge across diverse industries, including hardware and plumbing, heating equipment, and supplies merchant wholesalers. As part of a local brokerage firm, they offer a personalized and community-centric approach to insurance solutions, ensuring that each client's unique needs are met with precision and care.

Healthgram is a privately-held, diversified healthcare company based in Charlotte, North Carolina. Our story began decades ago designing custom healthcare plans that connected large, self-funded employers with local health systems. Since then, we have continued to create and evolve to stay ahead in an ever-changing industry. Although we continue to grow and change, our mission remains the same: To improve the well-being of companies and their employees. We at Healthgram are committed to creating a smarter and more human healthcare experience for the workforces of today and tomorrow.

Benefit Technology Resources is a reputable regional insurance broker, located in Charlotte, North Carolina. With a focus on serving large and midsize employers, Benefit Technology Resources has garnered an excellent reputation for its exceptional service and extensive expertise in the insurance industry. One notable example of their success is their collaboration with Data Tech Systems LLC, a prominent employer in the computing infrastructure providers, data processing, web hosting, and related services industry. Working closely with the HR and finance team at Data Tech Systems, Benefit Technology Resources developed a customized Preferred Provider Organization (PPO) plan, as well as a comprehensive pharmacy benefit management (PBM) and drug plan tailored to meet the unique needs of their 90 members. Benefit Technology Resources has established itself as a leader in working with self-funded employers and partnering with various pharmacy benefit management providers. This expertise allows them to provide valuable insights and solutions to clients seeking efficient and cost-effective insurance options. With an extensive client portfolio, Benefit Technology Resources serves companies such as MacAljon, Inc., Regional Enterprises Inc, Data Tech Systems LLC, and HTx Services, LLC, among others. This office location in Charlotte caters to clients throughout Wisconsin, demonstrating their commitment to providing insurance solutions to a wide range of businesses in different locations. Benefit Technology Resources boasts a strong M Score, reflecting their broad experience and expertise across various industries and client sizes. Their deep knowledge of computing infrastructure providers, data processing, web hosting, computer systems design, and activities related to credit intermediation industries positions them as a reliable partner for companies seeking comprehensive insurance coverage. Clients can trust Benefit Technology Resources to navigate the complexities of the insurance landscape and provide them with tailored solutions that align with their unique requirements, resulting in enhanced employee benefits and peace of mind.

Remedy Advisors, based in Charlotte, NC, operates a sizable office with a proven track record in the insurance brokerage industry. This location stands out as a reliable partner for employer benefits, catering to a diverse clientele that includes both local and regional employers. With a focus on self-funded clients, Remedy Advisors has accumulated valuable experience in navigating the complexities of healthcare coverage, making them a strategic choice for midsize employers. This office's expertise spans multiple industries, showcasing their versatility and in-depth knowledge. Notable clients such as Affinity Healthcare Solutions, a leader in home health care services with 260+ participants, Community First Bank in depository credit intermediation with 120+ participants, and J Davis in nonresidential building construction with 230+ participants, underscore their ability to tailor solutions across various sectors. What sets Remedy Advisors apart is not just their extensive client portfolio but also their affiliation with a local brokerage firm. This local connection enhances their understanding of the unique needs of businesses in the Charlotte area. Their demonstrated success with midsize employers attests to their ability to provide tailored solutions, ensuring that clients receive the attention and expertise necessary to navigate the complex landscape of employee benefits.

Choice Benefits, LLC, located in Charlotte, NC, stands as a distinguished local brokerage firm specializing in employer benefits. Their expertise predominantly revolves around medical and ancillary benefits, catering to the specific needs of local and regional employers. This expertise is demonstrated through their impressive portfolio of top customers, including Oiles America Corporation. Oiles America, a prominent player in the fabricated metal product manufacturing industry, trusts Choice Benefits, LLC with the benefits management of over 290 participants, showcasing the firm's capability to handle large-scale operations effectively. The firm's strengths lie in its deep understanding of the diverse needs of businesses in various sectors. This knowledge allows them to offer tailored solutions that align with the unique challenges and objectives of each client. Furthermore, their local presence in Charlotte, NC, grants them an intimate grasp of the regional market dynamics, enabling them to provide insights and strategies that are both relevant and effective for businesses operating in the area. The team at Choice Benefits, LLC is equipped with the skills and knowledge to navigate the complexities of employee benefits. Their approach is not just about offering standard packages, but about creating value-driven, custom-tailored plans that enhance employee satisfaction and, consequently, business performance. By choosing Choice Benefits, LLC, employers are assured of a partner who is committed to delivering exceptional service and results that resonate with the specific needs of their workforce and business goals.

Homeowners Financial Group, a reputable local insurance broker with an office located in Concord, North Carolina, is dedicated to serving clients of large and midsize employers. Renowned for their exceptional customer service and expertise, they have earned high ratings and positive reviews from their satisfied clients. A prime example of their success in the Concord office is their collaboration with 3A Composites USA Inc., an employer in the alumina and aluminum production and processing industry with 370 members. Homeowners Financial Group worked closely with 3A Composites USA's HR and finance team to establish a self-funding arrangement, as well as a tailored range of plans, including a PPO plan, pharmacy benefit management (PBM), and drug plan, designed specifically to address the unique needs of their members. With their wide range of experience and expertise across client sizes and industries, Homeowners Financial Group boasts a strong M Score, indicating their commitment to excellence and depth of knowledge. They specialize in various sectors, including pharmaceutical and medicine manufacturing, alumina and aluminum production and processing, as well as wholesale trade agents and brokers. Operating primarily in North Carolina, the Concord office of Homeowners Financial Group serves a diverse range of employer clients. Notable clients include 3A Composites USA Inc., Boysen USA LLC, Pharmaceutical Associates Inc., and Moss Supply Company. Clients can rely on Homeowners Financial Group's localized presence and extensive industry knowledge to guide them in selecting insurance and benefit solutions that align with their specific needs. With their dedication to personalized service and comprehensive coverage options, Homeowners Financial Group stands out as a trusted partner for employers seeking effective insurance solutions.

Peoples First Insurance is one of Florida’s oldest and most respected independent insurance, bonding and risk management providers. Our rich history started OVER 100 years ago in June 1912 when Black Insurance Agency was formed. Peoples First Insurance acquired the Agency and its staff in 2000, and merged core values of providing the best insurance solutions while having the most satisfied customers. These core values continue to live today with trained professionals that carry many of the highest designations within the insurance industry. Our plan is to continue to provide new and innovative ways of offering proactive insurance, bonding and risk management services to meet the unique needs of our clients and those in our community. There is over 215 years of combined Insurance experience in our Panama City office and we are currently licensed in 7 states. Peoples First Insurance wrote over $16,500,000 in Property and Casualty premiums last year ranging from small commercial buildings to large Multi-Property Management companies. We are the top producing Insurance Agency in Bay and surrounding counties. Our message will not change and we continue to hold on to our roots planted almost 100 years ago. We are fundamentally in the business of building long term relationships. Our mission is simple… “To be the number one insurance, bonding and risk management provider in our community by offering service, value and integrity that exceeds our client’s expectations. Our mission is simple…”To be the number one insurance, bonding and risk management provider in our community by offering service, value and integrity that exceeds our client’s expectations.” Our belief is strong…”We are fundamentally in the business of building long term relationships.” Our number one core value…”To have the most satisfied customers.” Our name is our pledge…We Put People First

Brown & Brown of Spartanburg, SC, stands out as a prominent player in the insurance brokerage industry, particularly skilled in catering to local and regional employers. This office, part of a large national insurance brokerage firm, has carved a niche in providing medical and ancillary benefits to a diverse range of clients. Their expertise is notably evident in the nursing and residential care facilities sector, where they have successfully managed the needs of the Clemson Area Retirement Center, a notable client with over 70 participants. This showcases their ability to handle complex insurance requirements within this industry. Additionally, Brown & Brown of Spartanburg demonstrates a strong presence in the individual and family services industry. A testament to their proficiency in this sector is their collaboration with Berkeley Citizens, an organization in South Carolina, serving over 130 participants. This partnership highlights their ability to deliver tailored insurance solutions to entities focused on individual and family services. Furthermore, the brokerage's acumen extends to the medical equipment and supplies manufacturing industry, as illustrated by their work with Diversified Management Company. With over 220 participants under their management, this engagement underscores Brown & Brown's capability to address the unique insurance needs of this sector. Their proficiency across these diverse industries, combined with a focus on midsize employers, positions Brown & Brown of Spartanburg as a reliable and versatile choice for businesses seeking comprehensive insurance solutions. Their broad spectrum of expertise makes them a valuable partner for a variety of industries, ensuring tailored and effective insurance coverage for each client.

NFP is a leading insurance broker and consultant providing specialized property and casualty, corporate benefits, retirement, and individual solutions through its licensed subsidiaries and affiliates. NFP enables client success through the expertise of over 7,400 global employees, investments in innovative technologies, and enduring relationships with highly rated insurers, vendors, and financial institutions. NFP is the 5th largest benefits broker by global revenue, 5th best place to work in insurance and 6th largest US-based privately owned broker (Business Insurance); 9th commercial lines agency by P&C commercial lines revenue and 10th largest property and casualty agency (Insurance Journal); and 12th largest global insurance broker (Best’s Review).