Partners Together - Endless Possibilities Hilb Group provides the resources of a big insurance broker and the attentive, personal service of a small agency. Our people are our greatest strength. Our values of trust, passion, integrity and growth drive our actions to benefit every client. Managing Risk Your risk profile doesn’t matter – Hilb paints a very wide portrait. We have more than 30 industry specialties, which gives our clients and brokers a unique advantage. We form enduring partnerships to get the best results every time, and work with the top insurers to provide a huge range of high-quality choices, matched exactly to your needs. About Hilb Group Founded in 2009, Hilb Group is a Top 25 middle market independent insurance broker. Hilb Group offers expertise in property & casualty, employee benefits, and retirement services to business and individuals throughout the nation.

Remedy Advisors, based in Charlotte, NC, operates a sizable office with a proven track record in the insurance brokerage industry. This location stands out as a reliable partner for employer benefits, catering to a diverse clientele that includes both local and regional employers. With a focus on self-funded clients, Remedy Advisors has accumulated valuable experience in navigating the complexities of healthcare coverage, making them a strategic choice for midsize employers. This office's expertise spans multiple industries, showcasing their versatility and in-depth knowledge. Notable clients such as Affinity Healthcare Solutions, a leader in home health care services with 260+ participants, Community First Bank in depository credit intermediation with 120+ participants, and J Davis in nonresidential building construction with 230+ participants, underscore their ability to tailor solutions across various sectors. What sets Remedy Advisors apart is not just their extensive client portfolio but also their affiliation with a local brokerage firm. This local connection enhances their understanding of the unique needs of businesses in the Charlotte area. Their demonstrated success with midsize employers attests to their ability to provide tailored solutions, ensuring that clients receive the attention and expertise necessary to navigate the complex landscape of employee benefits.

Since 1986, brokers have turned to us for the tools to help them prosper in a dynamic marketplace. With a management team that has more than 100 years of combined experience, Benefit Solutions has earned a reputation for meeting today’s needs and anticipating tomorrow’s challenges. Our insurance brokers turn to us for federal, state and insurance carrier compliance, rate analysis, and customer service support. Our independent agents and brokers do not represent an insurance company... they represent the client. They have the freedom to choose among a variety of plans from an array of highly rated companies like Horizon Blue Cross Blue Shield, Aetna , Amerihealth , Cigna , Health Net, and Oxford. As a full-service general agency offering group and individual products in New Jersey, New York, Pennsylvania, and Florida. Benefit Solutions can provide expert advice on the plan best suited to your client’s needs. The President, Gary V. Cupo, CLU, ChFC, has had a distinguished 35-year career in which he has served as industry spokesperson for critical health care issues in Trenton and Washington. His in-depth knowledge and innovative approaches have enabled Benefit Solutions to emerge as a leader in its field. He is recognized as one of New Jersey’s foremost authorities on health benefits. Governor appointed to a second term as a health insurance producer representative on the New Jersey Small Employer Health Benefits Program Board of Directors. His career has also included serving as state president of the New Jersey Association of Health Underwriters. In the 1990s, Gary spearheaded the association’s efforts to address the needs of brokers during the health care debates in Trenton and Washington. For his efforts, he received the National Merit Award and the American Enterprise Award from the National Association of Health Underwriters.

Ruffin Insurance Solutions, Inc is a prominent local insurance broker based in Charlotte, North Carolina, catering to clients of large employers across multiple states including Tennessee, Arkansas, Missouri, Mississippi, Georgia, Alabama, and North Carolina. With their specialized expertise in the information industry, Ruffin Insurance Solutions, Inc has established a reputation for providing exceptional insurance services to a diverse range of clients. One notable example of their exemplary work is their collaboration with FloQast, a reputable employer in the information industry with 370 employees. Ruffin Insurance Solutions, Inc partnered closely with FloQast's HR and finance team to devise a tailored self-funding arrangement specifically designed to meet the unique needs of FloQast's members. This collaboration demonstrated their commitment to understanding and addressing the distinctive requirements of their clients. At their Charlotte office, Ruffin Insurance Solutions, Inc has successfully built a strong client base that includes renowned employers like FloQast. Their extensive experience in serving clients across the information industry has equipped them with the necessary expertise to navigate the complexities and nuances of this sector. Ruffin Insurance Solutions, Inc strives to provide comprehensive insurance solutions that safeguard their clients' interests while aligning with their organizational goals. With their local presence and deep knowledge of the insurance landscape, Ruffin Insurance Solutions, Inc has become a trusted partner for employers seeking reliable insurance brokerage services in the Charlotte region. Their commitment to understanding their clients' specific requirements, coupled with their expertise across information industries, sets them apart as a leading insurance broker in the area

Choice Benefits, LLC, located in Charlotte, NC, stands as a distinguished local brokerage firm specializing in employer benefits. Their expertise predominantly revolves around medical and ancillary benefits, catering to the specific needs of local and regional employers. This expertise is demonstrated through their impressive portfolio of top customers, including Oiles America Corporation. Oiles America, a prominent player in the fabricated metal product manufacturing industry, trusts Choice Benefits, LLC with the benefits management of over 290 participants, showcasing the firm's capability to handle large-scale operations effectively. The firm's strengths lie in its deep understanding of the diverse needs of businesses in various sectors. This knowledge allows them to offer tailored solutions that align with the unique challenges and objectives of each client. Furthermore, their local presence in Charlotte, NC, grants them an intimate grasp of the regional market dynamics, enabling them to provide insights and strategies that are both relevant and effective for businesses operating in the area. The team at Choice Benefits, LLC is equipped with the skills and knowledge to navigate the complexities of employee benefits. Their approach is not just about offering standard packages, but about creating value-driven, custom-tailored plans that enhance employee satisfaction and, consequently, business performance. By choosing Choice Benefits, LLC, employers are assured of a partner who is committed to delivering exceptional service and results that resonate with the specific needs of their workforce and business goals.

Benefit Technology Resources is a reputable regional insurance broker, located in Charlotte, North Carolina. With a focus on serving large and midsize employers, Benefit Technology Resources has garnered an excellent reputation for its exceptional service and extensive expertise in the insurance industry. One notable example of their success is their collaboration with Data Tech Systems LLC, a prominent employer in the computing infrastructure providers, data processing, web hosting, and related services industry. Working closely with the HR and finance team at Data Tech Systems, Benefit Technology Resources developed a customized Preferred Provider Organization (PPO) plan, as well as a comprehensive pharmacy benefit management (PBM) and drug plan tailored to meet the unique needs of their 90 members. Benefit Technology Resources has established itself as a leader in working with self-funded employers and partnering with various pharmacy benefit management providers. This expertise allows them to provide valuable insights and solutions to clients seeking efficient and cost-effective insurance options. With an extensive client portfolio, Benefit Technology Resources serves companies such as MacAljon, Inc., Regional Enterprises Inc, Data Tech Systems LLC, and HTx Services, LLC, among others. This office location in Charlotte caters to clients throughout Wisconsin, demonstrating their commitment to providing insurance solutions to a wide range of businesses in different locations. Benefit Technology Resources boasts a strong M Score, reflecting their broad experience and expertise across various industries and client sizes. Their deep knowledge of computing infrastructure providers, data processing, web hosting, computer systems design, and activities related to credit intermediation industries positions them as a reliable partner for companies seeking comprehensive insurance coverage. Clients can trust Benefit Technology Resources to navigate the complexities of the insurance landscape and provide them with tailored solutions that align with their unique requirements, resulting in enhanced employee benefits and peace of mind.

Brown & Brown of Spartanburg, SC, stands out as a prominent player in the insurance brokerage industry, particularly skilled in catering to local and regional employers. This office, part of a large national insurance brokerage firm, has carved a niche in providing medical and ancillary benefits to a diverse range of clients. Their expertise is notably evident in the nursing and residential care facilities sector, where they have successfully managed the needs of the Clemson Area Retirement Center, a notable client with over 70 participants. This showcases their ability to handle complex insurance requirements within this industry. Additionally, Brown & Brown of Spartanburg demonstrates a strong presence in the individual and family services industry. A testament to their proficiency in this sector is their collaboration with Berkeley Citizens, an organization in South Carolina, serving over 130 participants. This partnership highlights their ability to deliver tailored insurance solutions to entities focused on individual and family services. Furthermore, the brokerage's acumen extends to the medical equipment and supplies manufacturing industry, as illustrated by their work with Diversified Management Company. With over 220 participants under their management, this engagement underscores Brown & Brown's capability to address the unique insurance needs of this sector. Their proficiency across these diverse industries, combined with a focus on midsize employers, positions Brown & Brown of Spartanburg as a reliable and versatile choice for businesses seeking comprehensive insurance solutions. Their broad spectrum of expertise makes them a valuable partner for a variety of industries, ensuring tailored and effective insurance coverage for each client.

Gaston H. Gage Jr.'s Charlotte, NC office is a trusted insurance broker, excelling in providing expert services to local and regional employers, specializing in comprehensive medical and ancillary benefits. With a dedicated focus on employer benefits, they bring valuable expertise to the table. This office has a proven track record of catering to various industries, showcasing particular strength in serving companies like Marsh Furniture Company. A prominent player in the veneer, plywood, and engineered wood product manufacturing sector in NC, Marsh Furniture Company relies on Gaston H. Gage Jr. to manage benefits for their 150+ participants. Similarly, Monroe Hardware Company, operating in the hardware, plumbing, and heating equipment and supplies merchant wholesalers industry, benefits from Gaston H. Gage Jr.'s services for their 80+ participants. Gaston H. Gage Jr.'s team exhibits in-depth knowledge across diverse industries, including hardware and plumbing, heating equipment, and supplies merchant wholesalers. As part of a local brokerage firm, they offer a personalized and community-centric approach to insurance solutions, ensuring that each client's unique needs are met with precision and care.