Healthgram is a privately-held, diversified healthcare company based in Charlotte, North Carolina. Our story began decades ago designing custom healthcare plans that connected large, self-funded employers with local health systems. Since then, we have continued to create and evolve to stay ahead in an ever-changing industry. Although we continue to grow and change, our mission remains the same: To improve the well-being of companies and their employees. We at Healthgram are committed to creating a smarter and more human healthcare experience for the workforces of today and tomorrow.

Benefit Technology Resources is a reputable regional insurance broker, located in Charlotte, North Carolina. With a focus on serving large and midsize employers, Benefit Technology Resources has garnered an excellent reputation for its exceptional service and extensive expertise in the insurance industry. One notable example of their success is their collaboration with Data Tech Systems LLC, a prominent employer in the computing infrastructure providers, data processing, web hosting, and related services industry. Working closely with the HR and finance team at Data Tech Systems, Benefit Technology Resources developed a customized Preferred Provider Organization (PPO) plan, as well as a comprehensive pharmacy benefit management (PBM) and drug plan tailored to meet the unique needs of their 90 members. Benefit Technology Resources has established itself as a leader in working with self-funded employers and partnering with various pharmacy benefit management providers. This expertise allows them to provide valuable insights and solutions to clients seeking efficient and cost-effective insurance options. With an extensive client portfolio, Benefit Technology Resources serves companies such as MacAljon, Inc., Regional Enterprises Inc, Data Tech Systems LLC, and HTx Services, LLC, among others. This office location in Charlotte caters to clients throughout Wisconsin, demonstrating their commitment to providing insurance solutions to a wide range of businesses in different locations. Benefit Technology Resources boasts a strong M Score, reflecting their broad experience and expertise across various industries and client sizes. Their deep knowledge of computing infrastructure providers, data processing, web hosting, computer systems design, and activities related to credit intermediation industries positions them as a reliable partner for companies seeking comprehensive insurance coverage. Clients can trust Benefit Technology Resources to navigate the complexities of the insurance landscape and provide them with tailored solutions that align with their unique requirements, resulting in enhanced employee benefits and peace of mind.

With offices in North Carolina and South Carolina, Watson employs over 40 associates who take pride in remaining leaders in our industry through their commitment to furthering their education and continually adapting to new, innovative technologies. Our dedication to remaining at the forefront of technology and industry change allows us to provide our customers with real-time, online policy management and claims services. As one of the largest independent agencies in the Southeast, Watson is partnered with over 30 top-rated, financially sound insurance companies. Through partnering with these prominent carriers our dedicated staff can explore many options to tailor an insurance program that best fits your needs. Call us today so we can help you protect what’s important!

Since 1986, brokers have turned to us for the tools to help them prosper in a dynamic marketplace. With a management team that has more than 100 years of combined experience, Benefit Solutions has earned a reputation for meeting today’s needs and anticipating tomorrow’s challenges. Our insurance brokers turn to us for federal, state and insurance carrier compliance, rate analysis, and customer service support. Our independent agents and brokers do not represent an insurance company... they represent the client. They have the freedom to choose among a variety of plans from an array of highly rated companies like Horizon Blue Cross Blue Shield, Aetna , Amerihealth , Cigna , Health Net, and Oxford. As a full-service general agency offering group and individual products in New Jersey, New York, Pennsylvania, and Florida. Benefit Solutions can provide expert advice on the plan best suited to your client’s needs. The President, Gary V. Cupo, CLU, ChFC, has had a distinguished 35-year career in which he has served as industry spokesperson for critical health care issues in Trenton and Washington. His in-depth knowledge and innovative approaches have enabled Benefit Solutions to emerge as a leader in its field. He is recognized as one of New Jersey’s foremost authorities on health benefits. Governor appointed to a second term as a health insurance producer representative on the New Jersey Small Employer Health Benefits Program Board of Directors. His career has also included serving as state president of the New Jersey Association of Health Underwriters. In the 1990s, Gary spearheaded the association’s efforts to address the needs of brokers during the health care debates in Trenton and Washington. For his efforts, he received the National Merit Award and the American Enterprise Award from the National Association of Health Underwriters.

Gallagher, a global insurance brokerage, risk management, and consulting firm, serves communities around the globe, helping clients address risk, protecting assets, and recovering from losses. The products and services we provide keep businesses and institutions running, and enable individuals and families to face their future with confidence. Gallagher provides retail and wholesale property and casualty brokerage, alternative risk transfer services, employee benefit consulting, and actuarial services. Gallagher also offers claims and information management, risk control consulting and appraisal services, human resource consulting, and retirement services. #BuildingConfidenceTogether Follow us on social: Instagram: http://instagram.com/gallagherglobal Facebook: http://www.facebook.com/GallagherGlobal Twitter: https://twitter.com/GallagherGlobal YouTube: https://www.youtube.com/GallagherGlobal

Ruffin Insurance Solutions, Inc is a prominent local insurance broker based in Charlotte, North Carolina, catering to clients of large employers across multiple states including Tennessee, Arkansas, Missouri, Mississippi, Georgia, Alabama, and North Carolina. With their specialized expertise in the information industry, Ruffin Insurance Solutions, Inc has established a reputation for providing exceptional insurance services to a diverse range of clients. One notable example of their exemplary work is their collaboration with FloQast, a reputable employer in the information industry with 370 employees. Ruffin Insurance Solutions, Inc partnered closely with FloQast's HR and finance team to devise a tailored self-funding arrangement specifically designed to meet the unique needs of FloQast's members. This collaboration demonstrated their commitment to understanding and addressing the distinctive requirements of their clients. At their Charlotte office, Ruffin Insurance Solutions, Inc has successfully built a strong client base that includes renowned employers like FloQast. Their extensive experience in serving clients across the information industry has equipped them with the necessary expertise to navigate the complexities and nuances of this sector. Ruffin Insurance Solutions, Inc strives to provide comprehensive insurance solutions that safeguard their clients' interests while aligning with their organizational goals. With their local presence and deep knowledge of the insurance landscape, Ruffin Insurance Solutions, Inc has become a trusted partner for employers seeking reliable insurance brokerage services in the Charlotte region. Their commitment to understanding their clients' specific requirements, coupled with their expertise across information industries, sets them apart as a leading insurance broker in the area

At Mercer, we believe in building brighter futures. Together, our 25,000 employees in over 130 counties are helping redefine the future of work, reshape retirement and investment outcomes, and unlock real health and well-being. For over 75 years, we’ve provided trusted advice and solutions to build healthier and more sustainable futures for our clients, colleagues and communities. Balancing economics and empathy in our approach, we work side by side with you to find solutions to benefit your people and your business. By turning ideas into actions that spark positive change, we help you enrich employees’ lives and careers and drive innovation, progress and performance. Mercer is a business of Marsh McLennan. Get to know us better: Click the “learn more” button at the top of the page to discover everything we do to help you meet the needs of today and tomorrow. Follow us on Twitter at @Mercer.

Choice Benefits, LLC, located in Charlotte, NC, stands as a distinguished local brokerage firm specializing in employer benefits. Their expertise predominantly revolves around medical and ancillary benefits, catering to the specific needs of local and regional employers. This expertise is demonstrated through their impressive portfolio of top customers, including Oiles America Corporation. Oiles America, a prominent player in the fabricated metal product manufacturing industry, trusts Choice Benefits, LLC with the benefits management of over 290 participants, showcasing the firm's capability to handle large-scale operations effectively. The firm's strengths lie in its deep understanding of the diverse needs of businesses in various sectors. This knowledge allows them to offer tailored solutions that align with the unique challenges and objectives of each client. Furthermore, their local presence in Charlotte, NC, grants them an intimate grasp of the regional market dynamics, enabling them to provide insights and strategies that are both relevant and effective for businesses operating in the area. The team at Choice Benefits, LLC is equipped with the skills and knowledge to navigate the complexities of employee benefits. Their approach is not just about offering standard packages, but about creating value-driven, custom-tailored plans that enhance employee satisfaction and, consequently, business performance. By choosing Choice Benefits, LLC, employers are assured of a partner who is committed to delivering exceptional service and results that resonate with the specific needs of their workforce and business goals.