Since 1986, brokers have turned to us for the tools to help them prosper in a dynamic marketplace. With a management team that has more than 100 years of combined experience, Benefit Solutions has earned a reputation for meeting today’s needs and anticipating tomorrow’s challenges. Our insurance brokers turn to us for federal, state and insurance carrier compliance, rate analysis, and customer service support. Our independent agents and brokers do not represent an insurance company... they represent the client. They have the freedom to choose among a variety of plans from an array of highly rated companies like Horizon Blue Cross Blue Shield, Aetna , Amerihealth , Cigna , Health Net, and Oxford. As a full-service general agency offering group and individual products in New Jersey, New York, Pennsylvania, and Florida. Benefit Solutions can provide expert advice on the plan best suited to your client’s needs. The President, Gary V. Cupo, CLU, ChFC, has had a distinguished 35-year career in which he has served as industry spokesperson for critical health care issues in Trenton and Washington. His in-depth knowledge and innovative approaches have enabled Benefit Solutions to emerge as a leader in its field. He is recognized as one of New Jersey’s foremost authorities on health benefits. Governor appointed to a second term as a health insurance producer representative on the New Jersey Small Employer Health Benefits Program Board of Directors. His career has also included serving as state president of the New Jersey Association of Health Underwriters. In the 1990s, Gary spearheaded the association’s efforts to address the needs of brokers during the health care debates in Trenton and Washington. For his efforts, he received the National Merit Award and the American Enterprise Award from the National Association of Health Underwriters.

Mark III Employee Benefits is a trusted regional insurance broker, headquartered in Johnson City, Tennessee, catering to a diverse client base consisting primarily of large employers. With their extensive experience in working with self-funded employers, Mark III Employee Benefits has gained a strong reputation in the industry. One notable example of their successful collaboration is with Duke University, a prestigious educational services employer with a significant workforce of 44,190 members. Mark III Employee Benefits partnered with Duke University's HR and finance team to establish a comprehensive self-funding arrangement, incorporating tailored Health Maintenance Organization (HMO) and Preferred Provider Organization (PPO) plans that catered to the unique needs of the university's members. Operating in the Johnson City, TN market, Mark III Employee Benefits ranks among the top brokerages in terms of experience and expertise. They possess in-depth knowledge and specialization in professional, scientific, and technical services as well as the educational services industries. Mark III Employee Benefits' commitment to excellence extends beyond their local market, as their Johnson City office serves clients across multiple states including Arkansas, Tennessee, New York, California, Virginia, Colorado, and Maine. Alongside Duke University, they also cater to esteemed employers such as RCR Enterprises LLC. With a focus on providing superior service and tailored insurance solutions, Mark III Employee Benefits continues to deliver exceptional results to their clients. Their expertise, experience, and strong presence in the industry make them a reliable partner for large employers seeking comprehensive benefits packages.

BB&T and SunTrust formed Truist with a shared purpose—to inspire and build better lives and communities. With our combined resources, collective passion, and commitment to innovation, we’re creating a better financial experience to help people and businesses achieve more. With 275 years of combined BB&T and SunTrust history, Truist serves approximately 12 million households with leading market share in many high growth markets in the country. The company offers a wide range of services including retail, small business and commercial banking; asset management; capital markets; commercial real estate; corporate and institutional banking; insurance; mortgage; payments; specialized lending; and wealth management. Headquartered in Charlotte, North Carolina, Truist is the sixth-largest commercial bank in the U.S. Truist Bank, Member FDIC. Learn more at Truist.com and see social media terms and conditions at Truist.com/SocialTerms.

Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 9,000 colleagues and 160 offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $2 billion in annualized revenue, making it one of the largest brokerage operations in North America.

Hanes Torbett, situated in Johnson City, TN, stands out as a premier insurance broker, specializing in comprehensive employee benefits solutions for local and regional employers. With a dedicated focus on medical and ancillary benefits, this office demonstrates a profound understanding of the unique needs within the healthcare and financial sectors. Their impressive track record is evidenced by their successful partnerships with prominent clients such as Appalachian Orthopaedic Associates PC, a leading player in the offices of physicians industry, boasting over 90 participants. Additionally, the firm has forged strong ties with Bank of Tennessee, a key player in the depository credit intermediation sector, catering to more than 380 participants. This diverse clientele underscores Hanes Torbett's versatility across different industries. The Johnson City location excels in navigating the complex landscapes of offices of physicians and depository credit intermediation, showcasing a depth of expertise that ensures tailored solutions for each client. As part of a local brokerage firm, Hanes Torbett brings a unique understanding of the regional market, providing clients with insights and strategies that go beyond the cookie-cutter approach of larger, more impersonal firms. With a proven commitment to excellence, Hanes Torbett is a trusted partner for employers seeking reliable and customized employee benefits solutions in the Johnson City area.

Ingram Financial Services is a financial services company based out of P.O. BOX 10965, Greensboro, North Carolina, United States.