Ruffin Insurance Solutions, Inc is a prominent local insurance broker based in Charlotte, North Carolina, catering to clients of large employers across multiple states including Tennessee, Arkansas, Missouri, Mississippi, Georgia, Alabama, and North Carolina. With their specialized expertise in the information industry, Ruffin Insurance Solutions, Inc has established a reputation for providing exceptional insurance services to a diverse range of clients. One notable example of their exemplary work is their collaboration with FloQast, a reputable employer in the information industry with 370 employees. Ruffin Insurance Solutions, Inc partnered closely with FloQast's HR and finance team to devise a tailored self-funding arrangement specifically designed to meet the unique needs of FloQast's members. This collaboration demonstrated their commitment to understanding and addressing the distinctive requirements of their clients. At their Charlotte office, Ruffin Insurance Solutions, Inc has successfully built a strong client base that includes renowned employers like FloQast. Their extensive experience in serving clients across the information industry has equipped them with the necessary expertise to navigate the complexities and nuances of this sector. Ruffin Insurance Solutions, Inc strives to provide comprehensive insurance solutions that safeguard their clients' interests while aligning with their organizational goals. With their local presence and deep knowledge of the insurance landscape, Ruffin Insurance Solutions, Inc has become a trusted partner for employers seeking reliable insurance brokerage services in the Charlotte region. Their commitment to understanding their clients' specific requirements, coupled with their expertise across information industries, sets them apart as a leading insurance broker in the area

Gaston H. Gage Jr.'s Charlotte, NC office is a trusted insurance broker, excelling in providing expert services to local and regional employers, specializing in comprehensive medical and ancillary benefits. With a dedicated focus on employer benefits, they bring valuable expertise to the table. This office has a proven track record of catering to various industries, showcasing particular strength in serving companies like Marsh Furniture Company. A prominent player in the veneer, plywood, and engineered wood product manufacturing sector in NC, Marsh Furniture Company relies on Gaston H. Gage Jr. to manage benefits for their 150+ participants. Similarly, Monroe Hardware Company, operating in the hardware, plumbing, and heating equipment and supplies merchant wholesalers industry, benefits from Gaston H. Gage Jr.'s services for their 80+ participants. Gaston H. Gage Jr.'s team exhibits in-depth knowledge across diverse industries, including hardware and plumbing, heating equipment, and supplies merchant wholesalers. As part of a local brokerage firm, they offer a personalized and community-centric approach to insurance solutions, ensuring that each client's unique needs are met with precision and care.

Healthgram is a privately-held, diversified healthcare company based in Charlotte, North Carolina. Our story began decades ago designing custom healthcare plans that connected large, self-funded employers with local health systems. Since then, we have continued to create and evolve to stay ahead in an ever-changing industry. Although we continue to grow and change, our mission remains the same: To improve the well-being of companies and their employees. We at Healthgram are committed to creating a smarter and more human healthcare experience for the workforces of today and tomorrow.

Since 1986, brokers have turned to us for the tools to help them prosper in a dynamic marketplace. With a management team that has more than 100 years of combined experience, Benefit Solutions has earned a reputation for meeting today’s needs and anticipating tomorrow’s challenges. Our insurance brokers turn to us for federal, state and insurance carrier compliance, rate analysis, and customer service support. Our independent agents and brokers do not represent an insurance company... they represent the client. They have the freedom to choose among a variety of plans from an array of highly rated companies like Horizon Blue Cross Blue Shield, Aetna , Amerihealth , Cigna , Health Net, and Oxford. As a full-service general agency offering group and individual products in New Jersey, New York, Pennsylvania, and Florida. Benefit Solutions can provide expert advice on the plan best suited to your client’s needs. The President, Gary V. Cupo, CLU, ChFC, has had a distinguished 35-year career in which he has served as industry spokesperson for critical health care issues in Trenton and Washington. His in-depth knowledge and innovative approaches have enabled Benefit Solutions to emerge as a leader in its field. He is recognized as one of New Jersey’s foremost authorities on health benefits. Governor appointed to a second term as a health insurance producer representative on the New Jersey Small Employer Health Benefits Program Board of Directors. His career has also included serving as state president of the New Jersey Association of Health Underwriters. In the 1990s, Gary spearheaded the association’s efforts to address the needs of brokers during the health care debates in Trenton and Washington. For his efforts, he received the National Merit Award and the American Enterprise Award from the National Association of Health Underwriters.

Benefit Technology Resources is a reputable regional insurance broker, located in Charlotte, North Carolina. With a focus on serving large and midsize employers, Benefit Technology Resources has garnered an excellent reputation for its exceptional service and extensive expertise in the insurance industry. One notable example of their success is their collaboration with Data Tech Systems LLC, a prominent employer in the computing infrastructure providers, data processing, web hosting, and related services industry. Working closely with the HR and finance team at Data Tech Systems, Benefit Technology Resources developed a customized Preferred Provider Organization (PPO) plan, as well as a comprehensive pharmacy benefit management (PBM) and drug plan tailored to meet the unique needs of their 90 members. Benefit Technology Resources has established itself as a leader in working with self-funded employers and partnering with various pharmacy benefit management providers. This expertise allows them to provide valuable insights and solutions to clients seeking efficient and cost-effective insurance options. With an extensive client portfolio, Benefit Technology Resources serves companies such as MacAljon, Inc., Regional Enterprises Inc, Data Tech Systems LLC, and HTx Services, LLC, among others. This office location in Charlotte caters to clients throughout Wisconsin, demonstrating their commitment to providing insurance solutions to a wide range of businesses in different locations. Benefit Technology Resources boasts a strong M Score, reflecting their broad experience and expertise across various industries and client sizes. Their deep knowledge of computing infrastructure providers, data processing, web hosting, computer systems design, and activities related to credit intermediation industries positions them as a reliable partner for companies seeking comprehensive insurance coverage. Clients can trust Benefit Technology Resources to navigate the complexities of the insurance landscape and provide them with tailored solutions that align with their unique requirements, resulting in enhanced employee benefits and peace of mind.

Mountcastle Insurance, located in Winston, NC, is a distinguished insurance broker with a proven track record in serving the needs of employers in the region. With a focus on catering to both local and regional employers, Mountcastle Insurance has amassed valuable experience in handling self-funded clients. Their expertise extends across various industries, with a particularly strong presence in motor vehicle body and trailer manufacturing, as well as furniture and related product manufacturing. Notably, Mountcastle Insurance has successfully supported midsize employers, showcasing their understanding of the unique challenges and requirements of this business segment. As part of a local brokerage firm, they bring a personalized touch to their services, ensuring that each client receives tailored solutions to meet their specific needs. The broker's client portfolio includes reputable companies such as Bartimaeus By Design, a key player in the furniture and related product manufacturing industry, G & W Equipment in the commercial and industrial machinery and equipment sector, and Industrial Performance Group in motor vehicle body and trailer manufacturing. These partnerships underscore Mountcastle Insurance's ability to deliver effective and reliable solutions to employers of varying sizes and industries, making them a trusted choice for employers seeking comprehensive and specialized insurance services in Winston, NC.

Homeowners Financial Group, a reputable local insurance broker with an office located in Concord, North Carolina, is dedicated to serving clients of large and midsize employers. Renowned for their exceptional customer service and expertise, they have earned high ratings and positive reviews from their satisfied clients. A prime example of their success in the Concord office is their collaboration with 3A Composites USA Inc., an employer in the alumina and aluminum production and processing industry with 370 members. Homeowners Financial Group worked closely with 3A Composites USA's HR and finance team to establish a self-funding arrangement, as well as a tailored range of plans, including a PPO plan, pharmacy benefit management (PBM), and drug plan, designed specifically to address the unique needs of their members. With their wide range of experience and expertise across client sizes and industries, Homeowners Financial Group boasts a strong M Score, indicating their commitment to excellence and depth of knowledge. They specialize in various sectors, including pharmaceutical and medicine manufacturing, alumina and aluminum production and processing, as well as wholesale trade agents and brokers. Operating primarily in North Carolina, the Concord office of Homeowners Financial Group serves a diverse range of employer clients. Notable clients include 3A Composites USA Inc., Boysen USA LLC, Pharmaceutical Associates Inc., and Moss Supply Company. Clients can rely on Homeowners Financial Group's localized presence and extensive industry knowledge to guide them in selecting insurance and benefit solutions that align with their specific needs. With their dedication to personalized service and comprehensive coverage options, Homeowners Financial Group stands out as a trusted partner for employers seeking effective insurance solutions.

Wilson Bank & Trust's Charlotte, NC office stands out as a prominent hub within the larger network, offering comprehensive insurance broker services. Boasting significant experience with a diverse client base, this office is particularly adept at catering to the needs of midsize and small employers alike. Their impressive track record includes successful collaborations with notable businesses such as Eventus Wholehealth Pllc, a leader in home health care services with over 230 participants, Auburn National Bancorporation, a key player in depository credit intermediation with 140+ participants, and B & B Electrical & Utility Contractors, a major force in the building equipment contractors industry with a substantial 820+ participants. This office is well-versed in supporting self-funded clients and extends its expertise across various industries, including personal care services, educational services, and cement and concrete product manufacturing. As part of a regional insurance broker firm, they bring a wealth of knowledge to the table, ensuring tailored solutions for local and regional employers. Their proficiency in navigating the complexities of employer benefits makes them a reliable partner for businesses seeking comprehensive coverage and personalized service in the vibrant economic landscape of Charlotte, NC.

Ins Options of The Carolinas, located in the vibrant city of Charlotte, NC, stands out as a prominent insurance broker with a substantial footprint. Boasting a larger office, this branch has carved a niche for itself through a comprehensive range of services tailored to the needs of employers. With a notable focus on self-funded clients, Ins Options of The Carolinas exhibits a depth of experience in navigating the intricacies of employer benefits. This office is well-positioned to support both local and regional employers, a testament to its adaptability and broad reach. As a key player in the professional, scientific, and technical services industry, they have successfully served clients like Charlotte Animal Referral & Emergency, a testament to their prowess in managing diverse portfolios. Impressively, this broker is associated with a local brokerage firm, underscoring its commitment to the community and understanding of the regional landscape. One of the standout qualities of Ins Options of The Carolinas is its proven track record with midsize employers, showcasing a nuanced understanding of the challenges and opportunities specific to this segment. As employers seek a reliable partner in navigating the complex realm of benefits, this office emerges as a seasoned and versatile ally.

Armsfield Harrison & Thomas, situated in the dynamic hub of Charlotte, NC, stands out as a significant branch of a regional insurance brokerage firm. This office, notably larger than many of its counterparts, has carved a niche in serving both midsize and large employers with remarkable proficiency. Their team is well-versed in navigating the complex needs of self-funded clients, offering tailored solutions that cater to both local and regional businesses. A testament to their expertise is their diverse clientele spanning various industries. Notable among these is Amperity, a prominent player in the management, scientific, and technical consulting services sector, based in Washington. With over 580 participants, Amperity relies on the strategic guidance of Armsfield Harrison & Thomas for its insurance needs. Similarly, Engineering Research & Consulting, an influential firm in the architectural, engineering, and related services industry from Alabama, entrusts its insurance requirements for over 1160 participants to this office. Another key client is Geneva Trading USA from Illinois, operating in the securities and commodity contracts intermediation and brokerage industry, with 90+ participants under its belt. Armsfield Harrison & Thomas’s prowess is not limited to client diversity; they have shown exceptional skill in sectors like information and activities related to credit intermediation. Their team's ability to understand and adapt to industry-specific challenges makes them a valuable ally for employers seeking comprehensive insurance solutions. This office’s blend of regional insights and broad industry experience positions them as a reliable choice for businesses aiming to navigate the complex landscape of employer benefits.