W3 Insurance, located in Charleston, SC, stands out as a trusted insurance broker with a strong focus on serving local and regional employers in the medical and ancillary benefits realm. Boasting considerable expertise, this office has successfully partnered with prominent businesses in various industries, demonstrating their versatile capabilities. Among their notable clients, W3 Insurance has effectively catered to Suncoast Skin Solutions, a key player in the offices of physicians industry based in FL, with an impressive participant count of 180+. Additionally, they have provided comprehensive benefits solutions to Tse Industries, a leading entity in the plastics product manufacturing sector located in FL, boasting an employee base exceeding 300 participants. W3 Insurance excels in navigating the intricate landscapes of both plastics product manufacturing and offices of physicians industries. As a vital part of a local brokerage firm, this office brings a localized approach to insurance solutions. Their commitment to understanding the unique needs of businesses in the Charleston region makes them a valuable ally for employers seeking tailored and effective benefits packages. With a proven track record and a keen understanding of the intricacies of employee benefits, W3 Insurance in Charleston, SC, emerges as a strategic partner for businesses aiming to enhance their overall employee well-being.

Our Philosophy: "To provide our policyholders with as near perfect protection,as near perfect service, as is humanly possible, and to do so at the lowest possible cost." We are a full-service, independent agency. Call us today at 804-746-0950 to quote your personal or business insurance needs.

United Producers Group is a Charleston, SC based general agency specializing in employee benefits, compliance and reporting support, expertise in evaluation and implementing self-funded/level-funded products and the technology related to our industry. We feel that brokers in today’s complex and constantly changing environment need more than simply proposals and service. We understand that you are expected to sometimes be a lawyer, accountant and human resources department all at once, and we’ve expanded our portfolio of services to include things to help you wear all those hats.

Crosby Insurance Group-Rick Crosby, located in the historic and vibrant city of Charleston, SC, stands out as a remarkable insurance brokerage firm, particularly adept at catering to the needs of midsize employers. This office, a part of a well-respected local brokerage firm, has carved out a niche for itself with its deep understanding and expertise in servicing local and regional businesses, primarily focusing on medical and ancillary benefits. Their proficiency is exceptionally notable in the architectural, engineering, and related services industries. A testament to this is their successful partnership with Seamon Whiteside & Associates, a prominent player in the South Carolina architectural and engineering sector. Here, Crosby Insurance Group has effectively managed benefits for over 130 participants, showcasing their ability to handle complex and sizable accounts with precision and tailored solutions. The team's experience is not just limited to these sectors but spans across various industries, enabling them to offer comprehensive and customized insurance solutions. Their approach is deeply rooted in understanding the unique challenges and opportunities within each industry, particularly those prevalent in the Charleston region. For employers, especially those in the midsize category, looking for an insurance partner who combines local insights with broad industry expertise, Crosby Insurance Group-Rick Crosby emerges as a strong contender. Their track record of managing significant accounts like Seamon Whiteside & Associates, coupled with their focused approach towards medical and ancillary benefits, makes them a valuable asset for any business seeking to navigate the complexities of employee benefits and insurance with ease and confidence.

USI is one of the largest insurance brokerage and consulting firms in the world, delivering property and casualty, employee benefits, personal risk, program and retirement solutions to large risk management clients, middle market companies, smaller firms and individuals. Headquartered in Valhalla, New York, USI connects over 8,000 industry-leading professionals from approximately 200 offices to serve clients’ local, national and international needs. USI has become a premier insurance brokerage and consulting firm by leveraging the USI ONE Advantage®, an interactive platform that integrates proprietary and innovative client solutions, networked local resources and enterprise-wide collaboration to deliver customized results with positive, bottom line impact. USI attracts best-in-class industry talent with a long history of deep and continuing investment in our local communities.

HUB International, a national insurance consultant, operates an office in North Charleston, South Carolina, catering to clients in North Carolina, South Carolina, Texas, and Massachusetts. With a broad clientele spanning large and midsize employers, HUB International prides itself on its extensive experience and expertise across various industries and product offerings, earning them one of the highest M Scores achievable. While some customers have expressed concerns, HUB International acknowledges the importance of addressing feedback and continuously improving their services. Notably, their North Charleston office collaborated with Precision BioSciences, Inc., a prominent employer in the scientific research and development services industry. Working closely with Precision BioSciences' HR and finance team, HUB International successfully established a self-funding arrangement, a tailored PPO plan, and a specialized pharmacy benefit management and drug plan, catering to the unique needs of the company's 220 members. Aside from Precision BioSciences, HUB International's employer client portfolio includes reputable organizations such as Glen Raven, Inc., Jernigan Oil & Propane, Sobi, Inc., and SouthState Bank. The company's expertise extends to scientific research and development services and depository credit intermediation industries, where they have demonstrated exceptional proficiency. HUB International's track record showcases their proficiency in working with self-funded employers, collaborating with clients and PPOs to meet member requirements, and leveraging their experience with pharmacy benefit managers (PBMs) and other specific pharmacy providers. As you evaluate potential partners, this office location's successful partnership with Precision BioSciences and its range of expertise make it a compelling choice for your insurance brokerage needs.

Southern Benefits, LLC, headquartered in the vibrant city of Charleston, SC, operates as a substantial insurance broker, boasting a larger office to effectively cater to the diverse needs of employers. Specializing in medical and ancillary benefits, this office brings considerable expertise to the local and regional landscape. As part of a local brokerage firm, Southern Benefits, LLC, underscores its commitment to the community and local businesses, positioning itself as a reliable partner adept at navigating the intricacies of employee benefits. Their proficiency in working with self-funded clients reflects their ability to provide comprehensive support to businesses seeking strategic benefit solutions. The broker's extensive experience is evident in successful collaborations with top clients such as Centraarchy Restaurant Management Corp in facilities support services, Young Clement Rivers in legal services, and Boeing Distribution Services in aerospace product and parts manufacturing. These partnerships, with participant numbers ranging from 80 to 480+, showcase Southern Benefits, LLC's ability to address the unique needs of legal services, facilities support services, and soap, cleaning compound, and toilet preparation manufacturing industries. With demonstrated experience in serving midsize and small employers, Southern Benefits, LLC, emerges as a trusted and knowledgeable partner for businesses in Charleston, offering tailored solutions to enhance the well-being of their employees.

Sags Joint Venture, LLC in Charleston, SC, stands out as a prominent insurance broker, operating from a larger office that serves the local and regional employer community. With a notable portfolio, they exhibit a robust track record in catering to diverse industries, showcasing expertise in offices of physicians, nondepository credit intermediation, and professional and commercial equipment and supplies merchant wholesalers. This broker's extensive experience with self-funded clients is reflected in their successful partnerships with midsize and small employers. Their proficiency is evident in collaborations with industry leaders like Sea Hunt Boat Manufacturing Company, a motor vehicle dealer with 210+ participants, Deer Oaks - A Behavioral Health Organization, an office of physicians in TX boasting 60+ participants, and Fr Flow Control Valves Us Bidco, a professional and commercial equipment and supplies merchant wholesaler in TX with 390+ participants. As a key player in the local brokerage scene, Sags Joint Venture, LLC, is well-versed in tailoring insurance solutions to meet the unique needs of their clients. This office has consistently demonstrated its commitment to delivering comprehensive services, making them a valuable choice for employers seeking a reliable partner in navigating the complexities of employee benefits.