Capstone Benefits Consulting is built upon a tradition of integrity, industry leadership and excellence. We are committed to delivering tailored benefit solutions with thoughtful strategic planning, valuable professional services and technology-based solutions that result in sustained customer and employee satisfaction. Through initiative and follow-through, we help our customers find answers, implement solutions and anticipate consequences.

HUB International, a leading national insurance broker, proudly serves clients across various industries from their office in Hilton Head Island, South Carolina. With a strong focus on delivering tailored solutions, HUB International works closely with midsize employers, including Wateree Community Actions, Inc., a prominent relief services industry employer with 120 members. Collaborating closely with their HR and finance team, HUB International's skilled professionals devised a comprehensive package that caters specifically to the unique needs of Wateree Community Actions' members. This encompassed the implementation of a customized PPO plan, a strategic pharmacy benefits management (PBM) solution, and a specialized drug plan. As a trusted partner for clients in Hilton Head Island, HUB International possesses extensive expertise within the relief services sector, solidifying its position as one of the top brokerages in the area. The exceptional customer service and unparalleled industry knowledge offered by HUB International have garnered high praise from clients, as evidenced by their positive reviews. With a proven track record of meeting and exceeding client expectations, HUB International is well-regarded for its commitment to providing comprehensive insurance solutions. Notably, this particular office of HUB International caters to clients not only in South Carolina but also extends its services to employers across Illinois. Whether it's developing customized plans, offering expert advice, or ensuring efficient claims management, HUB International's Hilton Head Island office remains dedicated to helping midsize employers navigate the complex insurance landscape with ease and confidence.

USI is one of the largest insurance brokerage and consulting firms in the world, delivering property and casualty, employee benefits, personal risk, program and retirement solutions to large risk management clients, middle market companies, smaller firms and individuals. Headquartered in Valhalla, New York, USI connects over 10,000 industry-leading professionals across more than 200 offices to serve clients’ local, national and international needs. USI has become a premier insurance brokerage and consulting firm by leveraging the USI ONE Advantage®, an interactive platform that integrates proprietary and innovative client solutions, networked local resources and enterprise-wide collaboration to deliver customized results with positive, bottom-line impact. USI attracts best-in-class industry talent with a long history of deep and continuing investment in our local communities. For more information, visit usi.com.

Cowart Insurance Group Inc., located at 139 Drayton Street in Savannah, GA, stands out as a reliable and efficient provider of insurance solutions, particularly for employer benefits. They excel in offering tailored employee benefits packages, crucial for attracting and retaining top talent. Their services extend beyond just insurance offerings; they are advocates for their clients, focusing on health, wellness, and financial security. This commitment is demonstrated through their work with both individual and business clients, ensuring they have access to trusted insurance companies and products. This local brokerage firm has proven expertise in working with local and regional employers, especially in managing medical and ancillary benefits. Their client-centric approach is evident in their mission to provide personal and efficient service, striving to be more than just an insurance agency. They emphasize the importance of compliance, aiding clients in navigating complex regulations like ERISA, the Affordable Care Act, and Section 125, ensuring complete compliance at an affordable cost. Moreover, Cowart Insurance Group is noted for their engagement with significant local clients, such as Edwards Interiors in the personal services industry, catering to over 170 participants. Their ability to handle substantial and diverse client needs demonstrates their capability and reliability in the field. This Savannah-based office of Cowart Insurance Group Inc. distinguishes itself by its commitment to client-focused service, comprehensive knowledge, and a broad range of insurance solutions tailored to both individual and business needs.

Sterling Seacrest Pritchard brings together three of the most trusted names in the insurance to create the largest privately held insurance brokerage in the Southeast. We service all your insurance, risk management, employee benefits, and surety needs through our team of 300 experienced professionals across eight office locations. Over the years we have focused on creating a culture of empowerment, teamwork and success that has attracted the top talent in the industry- something we are very proud of.

McGriff Insurance Services, a nationally recognized insurance broker, operates an office in Savannah, Georgia, extending their services to clients across Georgia and Virginia. With a focus on large and midsize employers, McGriff Insurance Services has gained extensive experience in serving self-funded clients and providing tailored insurance solutions. The Savannah office of McGriff Insurance Services showcases its expertise through its partnership with Tumeq, LLC, an employer in the personal services industry with 310 employees. Collaborating closely with Tumeq's HR and finance team, McGriff Insurance Services designed a comprehensive insurance package to meet the unique needs of their members. This included setting up a self-funding arrangement, as well as developing a customized PPO plan, pharmacy benefit manager (PBM), and drug plan. McGriff Insurance Services prides itself on its wide range of experience and expertise across client sizes and industries, earning them a strong M Score. This recognition signifies their ability to provide exceptional service and cater to the diverse requirements of their clients. The Savannah office of McGriff Insurance Services serves a notable roster of employer clients, including High Bridge Associates Inc, Tumeq, LLC, Virginia Green Henrico, and Gastrointestinal Specialists of Georgia Inc. Their extensive industry expertise spans personal services, personal and household goods repair and maintenance, as well as management, scientific, and technical consulting services. As a national insurance broker, McGriff Insurance Services is committed to delivering comprehensive insurance solutions and outstanding service. The Savannah office remains dedicated to meeting the insurance needs of clients in Georgia and Virginia, ensuring they receive personalized coverage options that align with their specific requirements.

Corish & Company, Inc., located in Savannah, GA, is a distinguished insurance brokerage with a rich history dating back to 1917. Founded by Nicholas P. Corish, the company has been nurtured through three generations of family leadership, emphasizing integrity, commitment, and community involvement. Walter Corish, Sr., joined in 1935, imbuing the business with a blend of professionalism and a sense of humor. The current president, Walter Corish, Jr., has propelled the agency to new heights since 1967, prioritizing client needs and maintaining high standards of excellence. He has been a significant figure in Savannah's community, serving as an Alderman on the City Council and a Brigadier General in the Georgia Air National Guard. Trey Corish, continuing the family legacy, brings over 20 years of experience, particularly in employee group benefits. His contributions have expanded the agency's reach, including establishing an office in Tampa. His commitment extends beyond business as he actively participates in charitable endeavors, notably involving WCF, which supports families facing terminal illnesses or severe hardships. The company showcases its expertise in catering to local and regional employers, specializing in medical and ancillary benefits. They have demonstrated significant proficiency in the automotive parts, accessories, and tire retailers industry, with notable clients like Earl W Colvard in Florida, serving over 590 participants. This expertise underlines their ability to deliver tailored insurance solutions across various industries, ensuring high-quality and affordable insurance options for their clients.

Bernard William & Company, headquartered in Savannah, GA, is a distinguished local brokerage firm known for its expertise in providing employer benefits, particularly in the medical and ancillary benefits sectors. This office, established in 1934, has garnered a reputation for delivering a combination of quality, service, and value, partnering with a range of financially sound and reputable insurance companies. As a family-owned insurance agency, Bernard William & Company extends its services to both individuals and employer groups, offering a comprehensive suite of insurance products. These include auto, home, boat, personal property, traditional life, health, dental, and long-term care insurance. Their ability to cater to diverse insurance needs has made them a trusted choice among local and regional employers. The firm's local expertise is evident in its work with prominent clients, such as South Georgia Dental Management, a notable player in Georgia's dental industry. With over 430 participants, this client relationship showcases Bernard William & Company's prowess in servicing complex, industry-specific insurance needs, particularly in the offices of dentists sector. Furthermore, the firm's extensive service network is supported by collaborations with several top-tier insurance carriers, including The Guardian Life Insurance Company of America, The Hartford, Sun Life Financial, Principal Financial Group, Assurant, MetLife, CNA, Humana, and United HealthCare. This network enables them to offer tailored risk management and financial planning solutions, emphasizing their mission to shield clients from financial loss. Bernard William & Company's Savannah location stands out for its commitment to superior client service and its ability to address the unique insurance requirements of local and regional businesses, demonstrating a blend of traditional values and modern expertise in the insurance sector.