Fulcrum Risk Solutions is an independent, full-service brokerage firm dedicated to providing holistic risk management and insurance strategies to our clients. We foster organizational stability by implementing tailor-made population health management programs. By focusing on the physical and emotional wellbeing of your employees, we can help improve morale and drive down healthcare costs. Our consultative approach is founded on honest exchanges with our clients, and the relationships we build with them are at the heart of our business. We seek to make the complicated world of risk exposure simple so your organization can focus on doing what it does best.

The Hilb Group - Columbia, SC operates from Irmo, South Carolina as part of The Hilb Group. The office works with mid-sized employers, with experience concentrated in retail services, healthcare and social services, and religious and non-profit organizations. Its work spans both self-funded and fully insured arrangements, placing medical coverage including PPO plans, along with ancillary lines and retirement plans. Employer clients including Mecklenburg Radiology Associates are well rated by their employees for benefits. Example carriers include BCBS of SC, Elevance and EyeMed.

Mercer's Charlotte, North Carolina office is part of the broader Mercer organization, serving employer clients from that base. Its experience spans manufacturing, professional business services, restaurants, bars and accommodation services, and wholesale trade, working primarily with mid-sized and large employers. The office places self-funded arrangements along with medical coverage through PPO and HMO designs, prescription drug benefits, ancillary lines and retirement plans, and it has experience with collectively bargained groups. Among its employer clients, Precision Biosciences, Inc. is well rated by its employees for benefits. Example carriers include BCBS of NC, UnitedHealthcare and Cigna.

Remedy Advisors - Charlotte, NC is an office of Remedy Advisors located in York, South Carolina. Its work centers on employers in financial activities and professional business services, primarily mid-sized employers. The office places medical coverage, including self-funded arrangements, along with ancillary lines, retirement plans and Mega Wrap arrangements. Example carriers include CIGNA, BCBS of SC and Sun Life.

Benefit Technology Resources - Charlotte, NC is the Charlotte, North Carolina office of Benefit Technology Resources. The office works with mid-sized and large employers across professional business services, wholesale trade, manufacturing, healthcare and social services, and retail services. Its work spans self-funded arrangements, medical coverage, ancillary lines and retirement plans, along with mega wrap arrangements. Employer clients including StockX LLC and Ergon, Inc. are well rated by their employees for benefits. Example carriers include CIGNA, UnitedHealthcare and BCBS of AL.

The Charlotte, North Carolina office of Aon Risk Services is part of the broader Aon Risk Services organization. Its employer clients span manufacturing, professional business services, restaurants, bars and accommodation services, wholesale trade, and administrative and support services, and range from small employers through mid-sized and large organizations. The office's work centers on self-funded arrangements alongside medical, HMO and prescription drug coverage, with ancillary lines and retirement plans also placed. Its experience extends to mega wrap arrangements and collectively bargained groups. Clients including Secure-24, LLC and Alibaba.com U.S. LLC are well rated by their employees for benefits. Example carriers placed by the office include Cigna, UnitedHealthcare and Elevance, among others.

Founded in 2009, Hilb Group offers expertise in property & casualty, employee benefits, and retirement services to business and individuals throughout the nation. This company is committed to your future success, and will work closely with you to develop custom solutions that proactively address your evolving needs, whether you want to protect your assets, keep your employees healthy or optimize your financial position. Partners Together - Endless Possibilities

Founded in 2009, Hilb Group offers expertise in property & casualty, employee benefits, and retirement services to business and individuals throughout the nation. we are committed to your future success, and will work closely with you to develop custom solutions that proactively address your evolving needs, whether you want to protect your assets, keep your employees healthy or optimize your financial position. Partners Together - Endless Possibilities

A Watts Huckabee & Company - Charlotte, NC is a standalone employee benefits brokerage office based in Rockhill, South Carolina. Its work centers on manufacturing, restaurants, bars and accommodation services, and wholesale trade, serving small and mid-sized employers. The office places self-funded arrangements and medical coverage, including PPO plans, along with ancillary lines and retirement plans. Employer clients including Krause Auto Group, LLC are well rated by their employees for benefits. Example carriers include BCBS of NC, BCBS of SC and Cigna.