Peoples First Insurance is one of Florida’s oldest and most respected independent insurance, bonding and risk management providers. Our rich history started OVER 100 years ago in June 1912 when Black Insurance Agency was formed. Peoples First Insurance acquired the Agency and its staff in 2000, and merged core values of providing the best insurance solutions while having the most satisfied customers. These core values continue to live today with trained professionals that carry many of the highest designations within the insurance industry. Our plan is to continue to provide new and innovative ways of offering proactive insurance, bonding and risk management services to meet the unique needs of our clients and those in our community. There is over 215 years of combined Insurance experience in our Panama City office and we are currently licensed in 7 states. Peoples First Insurance wrote over $16,500,000 in Property and Casualty premiums last year ranging from small commercial buildings to large Multi-Property Management companies. We are the top producing Insurance Agency in Bay and surrounding counties. Our message will not change and we continue to hold on to our roots planted almost 100 years ago. We are fundamentally in the business of building long term relationships. Our mission is simple… “To be the number one insurance, bonding and risk management provider in our community by offering service, value and integrity that exceeds our client’s expectations. Our mission is simple…”To be the number one insurance, bonding and risk management provider in our community by offering service, value and integrity that exceeds our client’s expectations.” Our belief is strong…”We are fundamentally in the business of building long term relationships.” Our number one core value…”To have the most satisfied customers.” Our name is our pledge…We Put People First

Partners Together - Endless Possibilities Hilb Group provides the resources of a big insurance broker and the attentive, personal service of a small agency. Our people are our greatest strength. Our values of trust, passion, integrity and growth drive our actions to benefit every client. Managing Risk Your risk profile doesn’t matter – Hilb paints a very wide portrait. We have more than 30 industry specialties, which gives our clients and brokers a unique advantage. We form enduring partnerships to get the best results every time, and work with the top insurers to provide a huge range of high-quality choices, matched exactly to your needs. About Hilb Group Founded in 2009, Hilb Group is a Top 25 middle market independent insurance broker. Hilb Group offers expertise in property & casualty, employee benefits, and retirement services to business and individuals throughout the nation.

Ruffin Insurance Solutions, Inc is a prominent local insurance broker based in Charlotte, North Carolina, catering to clients of large employers across multiple states including Tennessee, Arkansas, Missouri, Mississippi, Georgia, Alabama, and North Carolina. With their specialized expertise in the information industry, Ruffin Insurance Solutions, Inc has established a reputation for providing exceptional insurance services to a diverse range of clients. One notable example of their exemplary work is their collaboration with FloQast, a reputable employer in the information industry with 370 employees. Ruffin Insurance Solutions, Inc partnered closely with FloQast's HR and finance team to devise a tailored self-funding arrangement specifically designed to meet the unique needs of FloQast's members. This collaboration demonstrated their commitment to understanding and addressing the distinctive requirements of their clients. At their Charlotte office, Ruffin Insurance Solutions, Inc has successfully built a strong client base that includes renowned employers like FloQast. Their extensive experience in serving clients across the information industry has equipped them with the necessary expertise to navigate the complexities and nuances of this sector. Ruffin Insurance Solutions, Inc strives to provide comprehensive insurance solutions that safeguard their clients' interests while aligning with their organizational goals. With their local presence and deep knowledge of the insurance landscape, Ruffin Insurance Solutions, Inc has become a trusted partner for employers seeking reliable insurance brokerage services in the Charlotte region. Their commitment to understanding their clients' specific requirements, coupled with their expertise across information industries, sets them apart as a leading insurance broker in the area

Brokers Holding Group, located in Columbia, South Carolina, is a dynamic local brokerage firm that has carved a niche for itself in the realm of employer benefits. With a keen focus on serving local and regional employers, their proficiency in managing medical and ancillary benefits stands out as a significant strength. This expertise is particularly evident in their work with industries such as automobile dealers, showcasing their ability to tailor benefits solutions to specific industry needs. A notable example of their success can be seen in their collaboration with Stokes Automotive, a prominent player in the South Carolina automobile dealers industry. Brokers Holding Group has effectively managed benefits for over 170 participants at Stokes Automotive, demonstrating their capacity to handle large-scale and complex benefits programs. Their approach combines in-depth knowledge of the local business environment with a tailored strategy that addresses the unique requirements of each client. This local orientation, coupled with their comprehensive understanding of various industries, especially automobile dealers, enables them to offer solutions that are both effective and relevant. As a part of a local brokerage firm, Brokers Holding Group offers the advantage of personalized service combined with professional expertise. This blend of local understanding and industry-specific knowledge makes them a valuable partner for businesses looking to enhance their employee benefits programs. In summary, Brokers Holding Group in Columbia, SC, stands as a robust option for employers seeking specialized and effective benefits solutions, particularly in the automobile dealers industry and beyond.

Founded in 2009, Hilb Group offers expertise in property & casualty, employee benefits, and retirement services to business and individuals throughout the nation. This company is committed to your future success, and will work closely with you to develop custom solutions that proactively address your evolving needs, whether you want to protect your assets, keep your employees healthy or optimize your financial position. Partners Together - Endless Possibilities

With offices in North Carolina and South Carolina, Watson employs over 40 associates who take pride in remaining leaders in our industry through their commitment to furthering their education and continually adapting to new, innovative technologies. Our dedication to remaining at the forefront of technology and industry change allows us to provide our customers with real-time, online policy management and claims services. As one of the largest independent agencies in the Southeast, Watson is partnered with over 30 top-rated, financially sound insurance companies. Through partnering with these prominent carriers our dedicated staff can explore many options to tailor an insurance program that best fits your needs. Call us today so we can help you protect what’s important!

BURCHFIELD INSURANCE GROUP is an employee benefits firm based out of 60 Union Street South, Concord, North Carolina.

At WTW (NASDAQ: WTW), we provide data-driven, insight-led solutions in the areas of people, risk and capital. Leveraging the global view and local expertise of our colleagues serving 140 countries and markets, we help you sharpen your strategy, enhance organizational resilience, motivate your workforce and maximize performance.