BB&T and SunTrust formed Truist with a shared purpose—to inspire and build better lives and communities. With our combined resources, collective passion, and commitment to innovation, we’re creating a better financial experience to help people and businesses achieve more. With 275 years of combined BB&T and SunTrust history, Truist serves approximately 12 million households with leading market share in many high growth markets in the country. The company offers a wide range of services including retail, small business and commercial banking; asset management; capital markets; commercial real estate; corporate and institutional banking; insurance; mortgage; payments; specialized lending; and wealth management. Headquartered in Charlotte, North Carolina, Truist is the sixth-largest commercial bank in the U.S. Truist Bank, Member FDIC. Learn more at Truist.com and see social media terms and conditions at Truist.com/SocialTerms.

Alpine Agency is a reputable local insurance broker with its office conveniently located in Columbia, South Carolina. With a focus on serving clients of large and midsize employers, Alpine Agency has garnered high ratings from clients who appreciate their exceptional customer service and expertise. They possess extensive experience in working with pharmacy benefit managers (PBMs) and other specialized pharmacy providers, ensuring comprehensive coverage for their clients. A shining example of their capabilities lies in their collaboration with Progressive Management Group, a prominent employer in the health care and social assistance industry comprising 340 members. Alpine Agency worked closely with the HR and finance team at Progressive Management Group to develop a tailored PBM and drug plan that catered to the unique needs of their members. With a strong M Score, Alpine Agency stands as one of the top insurance brokerages in the industry. Their wide range of experience and expertise across client sizes and industries contributes to their excellent reputation. Alpine Agency boasts strong proficiency in miscellaneous manufacturing, traveler accommodation, and other industries, enabling them to provide specialized insurance solutions. Serving clients throughout South Carolina, this location of Alpine Agency caters to a diverse portfolio of esteemed employers, including Charlestowne Hotels, Progressive Management Group, Chartwell Management, and Fukoku. The dedicated team at Alpine Agency's Columbia office is committed to leveraging their industry knowledge and expertise to deliver comprehensive insurance coverage and exceptional service to their clients.

Cavalry Partners, located at 16 Mills Avenue #2, Greenville, SC 29605, positions itself as a transformative presence in the health plan design sector. Rejecting the traditional brokerage model that often leads to increased health insurance costs for businesses and greater out-of-pocket expenses for employees, Cavalry Partners is committed to a consultative approach. They do not sell health insurance; instead, they assist in constructing custom health plans tailored to meet the unique needs of each client organization. At the core of Cavalry Partners' philosophy is the belief that a well-designed health plan can be a pivotal element in managing major employee interactions and healthcare expenses. They aim to drive down bottom-line costs while enhancing the employee experience. This is achieved through education, correct partnerships, and aligned objectives. They offer a diverse range of services, including designing health plans that fit employees' needs and align with employer goals, consulting services paid for by clients (not vendors), and working with a variety of vendors to fulfill organizational goals. Their approach is also characterized by seeking partners with fair and transparent pricing and focusing on network arrangements that prioritize the right provider at the right time. This strategy aims to reduce employer costs without shifting the burden onto employees. In addition to building custom, self-funded health plans, Cavalry Partners takes an active role in implementing these plans and minimizing disruption. They engage directly with end-users, creating educational content and providing multiple channels for employees to contact their team. Their mission is to help employers create effective, affordable health and benefits programs that sustain long-term value. This Greenville, SC office of Cavalry Partners, with its deep expertise in the nursing and residential care facilities industries, demonstrates significant experience working with large employers, including prominent clients like Hmr Veteran Services. They offer tailored solutions not just for local and regional employers but also have a proven track record with self-funded clients, making them a versatile choice for businesses seeking innovative and cost-effective health plan designs.

HUB International, a national insurance consultant, operates an office in North Charleston, South Carolina, catering to clients in North Carolina, South Carolina, Texas, and Massachusetts. With a broad clientele spanning large and midsize employers, HUB International prides itself on its extensive experience and expertise across various industries and product offerings, earning them one of the highest M Scores achievable. While some customers have expressed concerns, HUB International acknowledges the importance of addressing feedback and continuously improving their services. Notably, their North Charleston office collaborated with Precision BioSciences, Inc., a prominent employer in the scientific research and development services industry. Working closely with Precision BioSciences' HR and finance team, HUB International successfully established a self-funding arrangement, a tailored PPO plan, and a specialized pharmacy benefit management and drug plan, catering to the unique needs of the company's 220 members. Aside from Precision BioSciences, HUB International's employer client portfolio includes reputable organizations such as Glen Raven, Inc., Jernigan Oil & Propane, Sobi, Inc., and SouthState Bank. The company's expertise extends to scientific research and development services and depository credit intermediation industries, where they have demonstrated exceptional proficiency. HUB International's track record showcases their proficiency in working with self-funded employers, collaborating with clients and PPOs to meet member requirements, and leveraging their experience with pharmacy benefit managers (PBMs) and other specific pharmacy providers. As you evaluate potential partners, this office location's successful partnership with Precision BioSciences and its range of expertise make it a compelling choice for your insurance brokerage needs.